The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 264)

Don’t Speed – Instead, Use Cruise Control (42/365)

A few years ago, I was pulled over for going 61 miles per hour in a 55 miles per hour zone. I mumbled and grumbled to myself as the officer went back to his car and wrote me a ticket. Instantly, over $100 went down the tubes, and that doesn’t include the bump in insurance rates. Sure, the officer was probably filling a ticket quota. […]

The Different Meanings of Saving for Retirement

My parents and Sarah’s parents are roughly the same age. Their retirement-age experieces are much different than each other. My parents are both retired in the traditional sense. They have a limited fixed income made up of Social Security and some pension money. […]

Eliminate One of Your Cars Entirely (41/365)

Over the last few days, I’ve talked about a lot of options that you can use to get to work and run errands without the use of your own car. Carpooling, riding public transportation, and riding a bicycle can all achieve this goal. There’s still a problem, though. If you use these tactics, you’re leaving that car sitting in your driveway. You’re still making payments on it (if it’s not paid off). […]

Ten Pieces of Inspiration #59

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. J. M. Barrie on work I don’t really think of work as being time spent earning money. Nothing is really work unless you would rather be doing something else. – J. M. Barrie I sometimes earn money doing stuff I like to do. […]

Use a Bicycle (40/365)

The winter is easily my least favorite season. It is very difficult to be outside for a long period of time when the temperature is approaching 0 F, as it often is in Iowa during the winter. […]

Letting Go of the Past

When I was a boy, one of the biggest things my father and I shared was baseball. We would listen to all of the Chicago Cubs games all summer long on the radio, watch many of them on television, and follow the day-to-day standings in the newspaper. […]

Carpool (39/365)

Yesterday, I wrote about how taking public transportation can save you money even if you just let a car sit in the driveway while taking the bus. For quite a lot of us, though, public transportation isn’t an option. […]

Reader Mailbag: Time Conflict

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Using wedding money wisely 2. Percentage of savings for retirement 3. Asking for wedding money tactfully 4. What to do with savings? 5. Self-employment advice 6. Retirement Roth versus 529 7. Repayment troubles 8. […]

Use Public Transportation (38/365)

When I was in college – and for the first several months of my post-college career – I was an avid user of public transportation. I would ride the bus to work every day like clockwork. For many semesters, I would catch a bus at about 7:48 AM or so. […]

The Simple Dollar Weekly Roundup: Marriage Advice Edition

If I had to give someone advice on how to keep a marriage in good shape, here’s what it would be. Every day, do two things. One, tell your spouse that you love them and tell them something specific about them that you love. Two, spend half an hour doing something that helps them in some way and expect no compliments or comment from it – do it just because you care about that person. […]