The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 264)

Ten Pieces of Inspiration #121

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Seneca on wanting more “It is not the man who has too little, but the man who craves more, that is poor.” -Seneca If you can keep your cravings under control, success is much easier to find. 2. […]

Do Something A Little Scary Each Day

Have you ever changed the oil in your car? The process is actually pretty easy. You just get an oil pan, climb under your car, unscrew a nut, and let the oil run out in the pan. After a while, you screw the nut back in, then open your hood, unscrew a cover, pour some oil in until it measures at the right level, then replace that cover. […]

Five Little Pieces of Advice That Changed My Life

I’ve received so many great pieces of advice over the years, from family and friends, from great books, and from wise people. Recently, I sat down to make a list of the key pieces of advice that I wanted to make sure to clearly pass along to my children. […]

I’ll Get Around to It Someday

During the last year or two of my grandmother’s life, I had a very difficult time communicating with her. I would call her every once in a while, but it often felt like she didn’t want to talk to me on the phone. There was a distance there, one that didn’t really exist at any other point in either of our lives. I wanted to go visit her to figure out what was wrong. […]

Reader Mailbag: A Frugal Heat Shield for Our Garden

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Handling financial incompatibility and stress 2. Inexpensive but unorthodox wedding 3. Eliminating regular expenses 4. Career paralysis 5. Why smartphone for non-business use? 6. Buying a lifelong home 7. […]

Clearing Away Distraction

Every single person reading this article has a bunch of different influences and demands pulling on their lives. Financial plans. Family responsibilities. Friendships. Romantic relationships. Careers. Community responsibilities. Personal interests. Health concerns. Ethical dilemmas. The list goes on and on and on and on. Our days are littered with little distractions. […]

The Simple Dollar Weekly Roundup: Meaning of Dreams Edition

I have very lucid dreams that I can remember in incredible detail for several hours or so after I wake up. Sometimes, I’ll even write them down. Do I think they have deep meaning or have some supernatural connection? No. […]

The Gift-Card-As-Payment Dilemma

Recently, I was using TurboTax to do my taxes for the year. For the last several years, I’ve been paying in a bit each year rather than receiving a return because I’m self-employed, which means I have to handle my own personal taxes and I usually make my quarterly tax payments on the lower end of what’s reasonable. […]

How Your Commute Affects Your Bottom Line

A friend of mine works at a Home Depot about ten miles from her home, which means she has a daily round trip of about twenty miles for her commute. She makes more than minimum wage – let’s say $8 per hour after taxes – and she seems pretty happy there. As far as I can tell, she works five shifts per week, seven hours each. She drives herself back and forth to work on each of those work days. […]