The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 264)

Reader Mailbag: Super Bowl Plans

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Update on “dream home” savings 2. Heroes? 3. Gift tax question 4. Discount glasses 5. Buying house without mortgage 6. Door locks 7. Business as retirement plan? 8. Robert Kiyosaki 9. Evening MBA good idea? 10. […]

The Best Renters Insurance for 2014

In my last post, I shared my take on the best home insurance. With the growing popularity of renting, I conducted some additional research to determine which carriers provide the best renters insurance. After analyzing several national and local companies, Allstate stands out as the best renters insurance provider. If you want a free online quote, you can get started right away. […]

The 5 Best Free Tax Software for 2014

The first thing to know about free tax preparation software is that every legitimate online tax software offers a free version. If you’re new to tax software, check out my post on the best tax software to see what products rank the highest overall and to learn more about how the software works. Remember, you can start using online tax software for free and you’ll only be charged if your tax return […]

Mixing Multitasking and Focusing

Recently, I wrote an article entitled Convenience and Expenses: Why Time Management Really Matters, where I explored the connection between personal finance and time management and I promised some follow-up articles on specific elements of time management that connected deeply with personal finance. Here’s the first of these articles. People can’t spread their attention fully between two tasks. […]

The Simple Dollar Weekly Roundup: Hairbrushing Edition

My daughter has wild, unruly hair that needs brushed several times a day. If she doesn’t take care of it, it starts going in every direction. The problem with that is that she really doesn’t like to brush her hair. She usually wants to do it herself and when she does, she does a rush job that begs to be finished up by one of her parents. Every once in a while, though, she asks me to do it. […]

Best Tax Software for 2014: TaxACT vs TurboTax vs H&R Block

Updated February 3, 2014 All the best tax preparation software companies have released their 2014 versions. After reviewing 15 online tax software programs and using the top products, I chose three products worth recommending this year. The three best tax software products for 2014 are: 1. TurboTax 2. H&R Block 3. TaxACT In a previous post, I wrote about why you should file your taxes online. […]

Barclaycard Review: Arrival™ World MasterCard® Annual Fee vs. No Annual Fee

The Barclaycard Arrival™ World MasterCard® is hands-down one of the best credit cards around, but there’s a lot of curiosity and confusion around which is the more valuable of the two: the Barclaycard Arrival™ World MasterCard® – Earn 2x on All Purchases (with an $89 Annual Fee) vs. […]

3 Reasons You Should Do Your Taxes as Soon as Possible

This article first appeared at U.S. News and World Report Money. People like to wait until the last minute to file their taxes. The reason is obvious: filing taxes can be pretty dull. It’s not a task that anyone relishes and, because of that, people often put it off for as long as they can. Of course, putting it off as long as you can creates its own problems. […]

The Single Biggest Benefit of Turning Our Finances Around

Of all of the benefits that have come into our lives due to our commitment to financial responsibility, one has had more of an impact than any other. In fact, I’d argue that it overshadows all of the other ones. What’s that benefit? From what I can tell, Sarah and I have not had a single money argument in more than five years. We don’t argue about debts. […]

Falling Short on Retirement Savings

It’s a fear that many of us have. For some, it’s a reality. You’re close to retirement age, but when you sit down and run the numbers, it’s pretty clear that if you retire at 65, you’re going to have to make some very tough choices. No matter how you slice it, the money simply isn’t there. What do you do? This can easily be a nightmare situation. […]