The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 264)

The Conscious Choice to Like or Dislike Something

When I first tried it, I did not like kale. Now, our garden is full of the green leaves and we put it in practically everything. At first, I was very unhappy with giving up on my bookstore visits. I felt like I was losing something that was part of who I was and I missed it terribly at first. […]

Reader Mailbag: Sad Letters

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Cheap diet dilemma 2. Support via gift card 3. Why cosigning is bad idea 4. Public domain books 5. Old floppy discs 6. Yard sale price disagreement 7. Loan to pay off debt 8. Life insurance and company failure 9. […]

One Just Isn’t Enough

I remember that feeling all too well. I’d scrimp and save for a whole month so that I could make an extra payment on a debt. I’d fire off a check for $1,000 more than the minimum payment and I’d feel good about it. Then I’d look at the remaining balance… and I’d feel disheartened. […]

The Simple Dollar Weekly Roundup: 9/11 Edition

Regardless of what you think about what has happened since 9/11, it was perhaps the last time in which the United States was truly united. Your political persuasion did not matter – what mattered was dealing with the tragedy and figuring out what happened. […]

Redemption Song

Old pirates, yes, they rob I Sold I to the merchant ships Minutes after they took I From the bottomless pit But my hand was made strong By the hand of the almighty We forward in this generation Triumphantly Won’t you help to sing These songs of freedom? ‘Cause all I ever have Redemption songs - Bob Marley Every single one of us has had misfortune in life. Many of us have had medical issues. […]

The Full Family Commitment

I’m going to give you a quick sample of a key sentence or two from several recent reader emails. “Now if I could only get my husband on board.“ “The next stop? […]

The Ultimate Guide to Choosing an Internet Service Provider

I get a ton of questions each week for the reader mailbag, and when you receive a ton of questions, over time, you begin to see some patterns in what’s being asked. One thing that people ask all the time is advice on buying a particular product or service. How do I compare these services or product? How do I determine which one is the best, or the best bang for the buck? […]

Reader Mailbag: Boredom

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Rolling 401(k)s into Roth IRA 2. Simple cheap and healthy breakfasts 3. Solving bad debt situation 4. More expensive internet worth it? 5. Prioritizing student loan repayment 6. Eliminating old papers 7. […]

The Basics of a Mutual Fund

Following my article on what a Roth IRA is from last week, Karen wrote in asking a good related question: “Can you help explain mutual funds? Are they a good investment – better than IRA’s or 401K’s? I realize they may be risky but can you put money into them – watch the money grow and then withdraw the money at any time?“ A mutual fund is basically a big collection of investments. […]

The Holiday Prep Plan (Inspired By Halloween Ads That Come Far Too Early)

On September 5, I stopped by a local pharmacy to pick up a prescription only to be greeted with a giant orange and black display with pumpkins and witches and all that jazz. Halloween? Already? Yes, almost like the changing of the tides, stores have moved from the “back to school” displays to the “Halloween” displays, with Labor Day seemingly the big cutoff between the two. […]