The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 264)

How Phishing and Email Scams Work – and How You Can Avoid Them

In yesterday’s reader mailbag, I answered a question from a reader who asked for simple ways to avoid identity theft online. I told the reader that the best thing that a person can do is to simply avoid clicking on links within emails. […]

Best Rewards Credit Cards of 2017

If you want to earn rewards quickly (who doesn’t?), it’s important to choose a card that aligns with your spending habits and goals. With the number of cards out there, it can be difficult to narrow down the options — but don’t worry. […]

Finding a Middle Path

The path that Sarah and I followed to find financial sanity seems extreme to a lot of readers. We gave up a lot of the “wants” in our life very quickly in order to turn our financial ship around. For us, this shift was possible because we discovered along the way that many of the things we really value in life actually are quite cheap. We enjoy spending time together. […]

Reader Mailbag: The Fifty Two Week Project

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Raising chickens 2. Guidelines for handling phishing 3. Credit cards and scores 4. Exercise expenses 5. Is cheap wine worth it? 6. Why recommend slow cookers? 7. Factors in favor of homeownership 8. […]

Today and Tomorrow

Today, I’m going to go on a walk. Although I’d rather curl up with a good book, it’s not a huge sacrifice to spend an hour walking instead. In fact, if I use a treadmill, I can prop a book up on it and read (although a bit slowly) while walking. If I make that little choice enough times, I’ll look better and feel better. […]

Comparing Retailers Beyond Mere Dollars and Cents

One local grocer offers employee ownership, great health benefits, and an enjoyable work environment. Whenever I go there, I see people with badges talking about how they’ve worked there for thirty years. Whenever you have a question, there’s virtually someone in every aisle who will walk you to whatever item it is that you’re looking for. […]

When Your Debt Load Is Incomprehensibly Large

There are few things quite as painful as looking ahead at your future and seeing nothing but debt. So many people today graduate from college with extensive student loans and consumer debt on top of that. They struggle to find a job and, sometimes, they never find the job that they want. Sometimes, people get married. […]

Ten Pieces of Inspiration #158

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Fred Rogers on love “Love isn’t a state of perfect caring. […]