The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 264)

Car Insurance: Is Liability or Comprehensive Coverage Right for Me?

When you’re shopping for car insurance – something that’s a legal requirement in most areas when you own a car – one of the biggest questions that comes your way is whether or not you should have liability coverage or comprehensive coverage on your automobile. Liability coverage is usually cheaper, but comprehensive coverage covers more. […]

Finding Valuable (and Inexpensive) Ways to Connect with My Children

One of the most powerful parts of parenthood is the fact that you get to watch your children grow and change over time. They start off as babies, where the bonding is easy. […]

Reader Mailbag: Financial Reality in Popular Music

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Smartphone recommendation 2. Making money at trading stocks 3. Sorting out different savings goals 4. Awful returns in Roth IRA 5. Rent or buy in Miami 6. Amazon Mom? 7. Odd banking experience 8. Time management failures 9. […]

Re-Establishing Trust After Financial Infidelity

It happens in many relationships. One partner makes a spending mistake or another financial mistake (or two… or more…) and chooses to hide the evidence for that mistake from the other partner. Most of the time, that mistake just fades away over time. Sometimes, though, it all blows up. […]

The Simple Dollar Weekly Roundup: 3-D Snowflake Edition

As many of you know, I’m usually sitting here waiting when my children get off of the school bus each day. Many days, I try to have some sort of project or activity for them to do (admittedly, some “projects” are better than others). One thing we’re going to do this week is one of my favorite homemade Christmas decorations – the 3D snowflake. […]

The Finances of Showing Your Children the World

This article first appeared on U.S. News and World Report Money. My daughter has dreamed of going to Paris for as long as I can remember. In kindergarten, one of her major art projects involved a paper sculpture of the Eiffel Tower. She’s watched Ratatouille more times than I can count. […]

Why Thoughtful Presents Always Trump Expensive Ones

When I was younger, I worried quite a bit about the gifts that I needed to get for some of the people I cared most about in my life. I’d worry and worry about picking out an item that would really show exactly how much I cared for them. Inevitably, that meant spending quite a bit on an item. […]

“Fake It Until You Make It” Isn’t an Excuse to Spend

The idea of “fake it until you make it” can be a very useful one that leads you to success some of the time, and it can be a disastrous one that leads you down an incredibly dangerous path at other times. The trick is knowing which is which. First, let’s take a look at what the phrase actually means. […]

Reader Mailbag: Road Trip Checklist

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Thoughts on national debt 2. Working through distractions 3. Debating options for covering education 4. Books and ebooks as gifts 5. Trouble thinking about future 6. Cheap gas or not? 7. Checking fees 8. […]