The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 264)

Reader Mailbag: Holiday Preparations

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Direct investing 2. Not motivated at work 3. High inflation question 4. Collection plate 5. First steps toward investing 6. Talking to friends about money 7. Great “kids and finances” story 8. Signing up for credit cards? 9. […]

The Extra Step

Like almost everyone else, my days are constantly filled with choices about how to use my time. […]

How to Quickly Figure Out Your Retirement “Number”

This article first appeared at US News and World Report Money. At some point during each of our professional lives, we wake up to the fact that we really need to be saving for retirement (hopefully, we figure it out when we’re young). We’re all going to retire, and that means we’re all going to need some money put aside for us for retirement. […]

The First Steps

I received a wonderful question from Jane, a sixteen year old female, who writes: “Last week we had a “consumer education” week at school and our school brought in some financial people to talk to us during homeroom. This made me think about money so I started searching Google and I found your site. What I should I do right now to make my future easier and safer? […]

The Simple Dollar Weekly Roundup: Tradition Edition

Family traditions are a beautiful thing. Families just find a nice way of doing things that they like and they simply repeat it, and the joy of it grows over time. This year, we’re doing our Christmas celebration very differently. In years past, Sarah and I have travelled to visit our parents over Christmas, but starting this year, we’re celebrating Christmas at home. […]

Is Home Ownership Worth It?

Megan writes in: “My husband and I are looking at purchasing a home next year. My parents and siblings think this is a great move and are giving me info on buying a home and how great the investment is. His family is adamantly opposed and they say that homes are a money pit that just eat your wallet and barely appreciate historically. Which side do you think is right? […]

Reader Mailbag: Piano Lessons

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Logic of retirement savings 2. Do customer surveys matter? 3. Trailer park “stigma” 4. Greedy children 5. Better return on emergency fund 6. How to stop obsessing 7. Starting a blog 8. Old check carbon copies 9. […]

Presence, Not Presents

Recently, I was introduced to the Good Life Project, which is an online initiative that strives to get people to improve their own lives. […]

Reflections on a Child’s Birthday

Our oldest child celebrated a birthday this week. He received several gifts and had a small party, which is almost exactly what he asked for. Over the years, we’ve had big parties and small parties. Our children have received many gifts at once and just a few gifts. We’ve had elaborate celebrations and simple ones. After all of it, here are some things we’ve noticed. […]

On Decision Fatigue

Have you ever wondered why grocery stores place so many impulse buys near the checkout aisle? […]