The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 264)

Reader Mailbag: Walking Around Town

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Loans, repayments, and rates 2. Finding cheap Kindle books 3. Incompetent landlord issues 4. Eliminating fast food 5. Health insurance for newborn 6. Waiting for divorce 7. Changing spousal money habits 8. Egg cartons 9. […]

Ask About Retail Returns or Open-Box Items (140/365)

I’m one of those people who likes to take advantage of ten or thirty day “no questions asked” return policies. I keep the receipt for items and if I discover that I have some sort of issue with the item, I don’t hesitate to return it. For example, I owned a digital camera a few years ago. […]

Should You Buy When Mortgage Rates Are at Record Lows?

This past week, mortgage rates hit a new record low, bottoming out at a 3.79% average for a 30 year loan. A fifteen year mortgage is now at 3.04%. […]

Look at Refurbished Models (139/365)

Refurbished models are items sold by a company or a store in which they came into possession of an item with some flaw. […]

Ten Pieces of Inspiration #74

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. This past week, I’ve spent some significant time working on my public speaking skills due to some upcoming situations where I will be called on to speak before a crowd and either inspire them or keep them entertained. […]

Shop Around, Both Online and Off (138/365)

You have your list of desired features ready to go for the item you want. Now what? If you have a reasonable feature list (meaning one that doesn’t lock you into an expensive item), you’ll find that quite a few items will match up with the features you’re looking for. Don’t settle on one just yet. […]

Loved Ones in Decline

A few years ago, my grandmother passed away pretty suddenly. She had been in somewhat ailing health for years, but she was still well enough to take care of herself at home, handle her own grocery shopping, and so on. The last time I saw her, I was struck by her frailness. My grandmother had worked at a maximum security prison for many years. […]

Avoid the “Feature Creep” (137/365)

A few years ago, I started shopping around for a new digital camera. I started off doing the most sensible thing a person can do when they’re considering buying a reasonably expensive item like a digital camera. I made a list of what I actually wanted to do with it. I wanted reasonably high resolution pictures. […]

Reader Mailbag: Education Begins at Home

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Buy or rent and commute? 2. Advice to younger self 3. Handling angry coworker 4. Credit cards for other debts? 5. Handling too many vegetables 6. Promotional emails 7. Evicting a child 8. […]

Know the Features You Need Before You Shop (136/365)

If there’s one thing I suggest that people do before they go shopping for any reasonably expensive item, it’s that they make a list of the features they actually need before they go and stick to that list. There are several parts to that simple suggestion, though. First of all, how do you know what features you need? […]