The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 264)

Know Your Discounts (254/365)

We’ve all seen the insurance advertisements where they laud all of the discounts you can get if you’re a safe driver over a certain period or your children have good grades or other such things. Those discounts can save you significant money, but there’s a catch. The catch is that the insurance company may or may not tell you when you’ve received a discount. […]

More Money, More Problems

Jennifer writes in: I really appreciate the articles you write on frugality. My husband and I are very glad to have simple jobs that we can just walk away from at the end of the day without stress. We don’t make a ton of money, but we have everything we need and we don’t have the stressful situations that many of your readers encounter. […]

Shop Around for Homeowners and Automobile Insurance (253/365)

Obviously, you should shop around for any type of insurance, but these are the most common types of insurance that people have, usually because they’re required by local law. Why shop around? For better rates, of course. Shopping around for homeowners and automobile insurance can easily save you as much as 50% on your annual premiums. […]

Reader Mailbag: Fall Camping

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Dr. Bronner’s castille soap 2. Food magazine storage 3. Card for annual cruise 4. Handling parents with newborn 5. Early retirement and Social Security 6. Gifts without guilt 7. Not paying attention to advertising 8. […]

Drop Collision and Comprehensive Coverage on Very Old Vehicles (252/365)

When I was in high school, I had a 1985 Buick Skyhawk. It was more than a decade old, and it showed every rough mile that had been put on it. It was approaching 200,000 miles, the body was rusty, and the transmission sounded like metal grinding on metal. […]

Whatever Works

My youngest son is struggling with the concept of potty training. He’s not afraid of the toilet, per se; he just has no interest whatsoever in it. To him, the toilet is just another chair to sit on. We’ve tried a multitude of techniques to encourage him to start using the toilet. For a while, we started a system that involved anyone going to the bathroom getting a chocolate chip as a reward. […]

Consider Long-Term Disability and Long-Term Care Insurance (251/365)

Long-term disability insurance and long-term care insurance are difficult issues to talk about. For starters, there are many situations where these types of insurance are never needed at all. If someone passes away very suddenly, the money spent on these insurances goes for naught. In some situations, the premiums might simply be beyond what they can actually afford. […]

Ten Pieces of Inspiration #90

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Chief Red Eagle on anger and love I think this quote summarizes wonderfully the difference between love and anger. “Angry people want you to see how powerful they are. […]

Buy a Longer-Term Policy (250/365)

When I sat down to buy a term life insurance policy, I did my homework. I looked at the offerings of a lot of different insurance companies. I checked into how reliable all of those companies were. I looked at policies of various lengths. […]