The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 264)

It Doesn’t Matter If It’s Someone Else’s Fault

It doesn’t matter that some other driver damaged your car. It doesn’t matter that some evil boss caused you to lose your job or office politics have kept you from being promoted. It doesn’t matter that life seems to keep you from getting ahead. It doesn’t matter that your parents make you feel guilty about the choices you’re making. It doesn’t matter if it’s someone else’s fault. […]

Ten Pieces of Inspiration #137

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Sarah Brennan on fear “Fear’s useless. […]

Dollars, Calories, and Nutrition

In yesterday’s reader mailbag, a thoughtful reader asked about balancing food costs and nutrition costs. My response to him was a straightforward one: if you have dietary restrictions, then you start with those dietary restrictions as a foundation and use frugal grocery tactics within them. […]

Peaceful Sleep

It’s about 2:30 in the morning as I write this. The house is quiet and I can’t sleep, so it’s time to write a little. Every once in a while, I’ll get this horrible night of insomnia where sleep just doesn’t come. It happens maybe once a month and it’s happened since I was a little kid. […]

The Frugal Birthday List

My immediate family has a tradition of celebrating birthdays. Everyone gives a gift to each other that involves a surprising amount of thought and planning. […]

Reader Mailbag: Writing Preparation

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Investing small amounts 2. Overcoming jealousy 3. Nutrition versus budgeting 4. Percent into 401(k)? 5. Improving credit score 6. Best self-improvement books? 7. Charging boyfriend rent 8. Lying spouse 9. […]

Building a Skill Set That Employers Want

As I was working on this morning’s roundup, one quote kept ringing back at me: “If you do a job where someone tells you exactly what to do, they will find someone cheaper than you to do it.” I think this is the single most valuable lesson of the modern workplace. There are a lot of people out there who can simply follow directions. […]

The Simple Dollar Weekly Roundup: Back to School Edition

With Iowa’s tax free holiday coming up this weekend (more on that in a second), we’re really focused on our back-to-school lists and preparations around here. Of course, for us, that means quite a bit of reading and studying up so we can have a good strategy to minimize our costs this weekend. […]

The Friends You Can Count On

I have roughly three friends that I could call any time of the day or night in a genuine emergency and they’d help me. I don’t even hesitate to say this or think this about them. If I needed them, they would be here if it was humanly possible for them to do so. I have about twenty more friends that I could call on for help in many circumstances and they’d be glad to assist me. […]