The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 264)

Teaching Money Values at a Restaurant

A few nights ago, our family went out to dinner at a local restaurant. On the occasions when our family does eat out, our children are usually pretty excited for the event, as it’s a change of pace from eating at home every evening. They’re usually really observant and spend much of the meal asking questions of all kinds and chattering like crazy. What made this meal different? […]

Bouncing Back from Failure

Sometimes, bad things happen. A promotion is given to someone else. A pink slip is found in our locker. A business doesn’t work out and needs to close. A hoped-for inheritance turns out to be a mirage. A relationship ends before you want it to. Everyone experiences failure in life. […]

Reader Mailbag: Writing in Silence

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Investing for a down payment 2. Finding the right investment option 3. Saving too much for retirement? 4. Bank or credit union? 5. ACN 6. Helping nephew for college 7. Emergency fund for single mom 8. Scheduling fun? 9. […]

Climbing Up the Income Distribution Mountain

I came across this very interesting video about how incomes are distributed in this country. We could have discussions until the end of time about whether the issues raised by this video are noteworthy and what potential solutions might be if the consensus is that there are problems raised by this data (and, ideally, that discussion remains a polite one among people trying to create the best poss […]

Personal Finance Tactics Change Depending on Your Goal

Pretty much everyone I’ve met who has a solid grip on their personal finances has some sort of vision for what the future holds for them. Some of them simply strive for debt freedom and a decent emergency fund, then they want to stock their retirement accounts. Some would like to retire as early as possible. […]

Saying “The Little Things Don’t Matter” Is An Excuse

Recently, I’ve come across several financial “gurus,” both in print and online, who make the claim that the little expenses in life don’t really matter in terms of getting ahead. […]

Ten Pieces of Inspiration #115

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Gloria Steinem on looking for the right person “Far too many people are looking for the right person, instead of trying to be the right person.” – Gloria Steinem This is perhaps the best dating advice I’ve ever heard. […]

When The Things You Enjoy Are All Expensive

A few weeks ago, I had a conversation with an old friend of mine. She was telling me all about her winter trip to Bolivia (I think that’s where it was, anyway) and seemed really passionate and excited about all of it. After telling me, though, she paused for a bit and then said, “The problem with travel is that it’s so fun but when I come home it’s so depressing. […]

Financing to Make Money

Connie writes in: My husband and I are in great financial shape thanks to living well below our means for many years. We are in our mid 40s and have $300,000 in the bank along with no personal debts. We’ve been thinking about buying an apartment building in our area. There’s a person who may be selling a six unit apartment building for about $400,000. […]

Something Will Go Wrong

Last night, I sat down and did a forecast of where Sarah and I will be financially over the next ten years. […]