The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 269)

Advice for College Graduates Without Debt

Mary writes in: “I have a son graduating in May and he has a good job lined up making about $60,000 a year. He has no debt and will have about $1000 in credit card debt. He drives a car that we are hoping will last the next 5 months, not in the best of shape. My question is, I tried looking for advice in Simple Dollar that would be geared towards him. […]

Ten Pieces of Inspiration #165

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Johan Cruyff on quality and results “You need both quality and results. […]

A Few Thoughts About My Wife

It is often said that a major part of success is filling your life with people who encourage your positive growth and your success. Every single success in my life over the past decade or so has been tightly interwoven with the efforts of my wife, Sarah. […]

Some Thoughts on Selling to Friends

A while back, I wrote an impassioned column about the dangers of selling to your friends and family. My feeling was that selling stuff directly to friends and family was a very poor idea. Recently, I had an interaction with an old friend that made me re-think this stance a little bit. This friend of mine had decided to make a life change. […]

Is an Emergency Fund Necessary?

I’m a pretty big advocate for emergency funds – cash stowed away in a savings account for a rainy day. […]

Reader Mailbag: Pride

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Safe harbor 401(k) match 2. Income tax question 3. Shouldn’t numbers win? 4. Credit freeze question 5. Finding time to read 6. Feeling hopeless 7. How much needed in 401(k)? 8. Reason to shop at Hy-Vee? 9. Old mattress? 10. […]

Net Worth and Pleasure

In a post a few days ago, I made an offhand comment about how I didn’t really receive personal pleasure from seeing my net worth increase, though I once did. […]

Financial Problems and the Three Ps

Recently, I found myself browsing through a book called Learned Optimism by Martin Seligman. The idea behind the book is that an optimistic approach is the best way to handle the problems that life throws at us. I was particularly struck by Seligman’s comparison of how optimists and pessimists handle problems. […]