The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 269)

Reader Mailbag: Old Songs

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Helping Mom 2. Getting rid of credit cards 3. Credit card help 4. Buying a house? 5. More thoughts on GMOs 6. Gap year 7. Small business launch options 8. Staying at home? 9. Dealing with influx of money 10. […]

Wanting Tomorrow’s Life Today

I am really looking forward to the day where we move into the country. I dream about it, in fact. I don’t really loathe where we currently live, but recent construction has taken away the nice view that I used to have out of my office window. […]

Money Decisions and Morality

I won’t bore you with a long list of things in this world that I consider “right” and that I consider “wrong.” It’s simple enough to say that everyone has a slightly different list and that my own sense of “right” and “wrong” isn’t too far away from what you might call “normal.” For me, as for a lot of people, having this internal list of “right” and “wrong” puts a lot of things in life into a gr […]

A Lesson from My Three Year Old Son

Our youngest son is having a great deal of difficulty with potty training. He’ll go through a period of several days where things are just perfect, then he’ll have an accident. After that happens, he is really hard on himself. He’ll cry about it out of frustration. Right after that accident, he’ll usually have a couple of days where the routine is really rough. […]

Ten Pieces of Inspiration #144

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Henry Ward Beecher on a person’s worth “A man’s ledger does not tell what he is, or what he is worth. […]

Financial Independence Is Hard Work

If financial independence were easy, everyone would be financially independent. On the other hand, if financial independence were impossible, no one would be financially independent. I try very hard to keep those two things in mind every single day. It’s not hard to explain why financial independence is a good thing. It frees you from having to worry about your employment. […]

Could You Quit Your Job on Monday Morning?

Think about it for a second. Could you walk into your workplace Monday morning, look at your boss, and hand in your letter of resignation? Could you do this without entering into an absolute financial apocalypse at home? It’s a dream a lot of us have. […]

The Hidden Holes: Revisiting Rocks and Sand

Let me run you through my schedule for today, just using a simple example. I wake up at 6 AM to shower and make sure the kids have everything they need for school. At 6:45, I wake them up and get them started on their day with breakfast and a hug before they head off to school. By about 7:45, they’re on the bus, so I devote a couple hours to writing while my mind is still sharp. […]

Reader Mailbag: Spiritual Journeys

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Life insurance and chronic illness 2. Handling work stress 3. Set back to the edge 4. Handling door-to-door people 5. Credit card dependency 6. Starting self-employment today 7. Collecting experiences 8. Current reading 9. […]

The Fear of a 401(k)

When I was in high school, my father’s employer launched a 401(k) program. He’d been there for twenty five years (off and on) at that time and was getting fairly close to his retirement, so it wasn’t a huge deal for him. Still, my father has always been pretty careful with his money. Aside from their mortgage, my parents have never been in significant debt, even during periods of unemployment. […]