The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 269)

Spending Choices and Steps Toward Maturity

At Christmas, each of our children received a small amount of money as a gift, along with encouragement for them to spend it on whatever their little hearts desired. Over the next week, the subject of spending that money came up several times. […]

The High Cost of Low-Interest Debt

Lately, I’ve seen many emails from readers asking me whether or not I think a particular debt is “okay” now that interest rates are so low. It’s true – collateralized debt for people with good credit histories has a very low interest rate right now. […]

Reader Mailbag: Old Albums

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. […]

A Month of Change

During the month of February, I committed myself to writing one long note each day to someone who I used to be highly connected with but have drifted apart from for some reason or another. Old friends. Old co-workers. Old clubmates. Old business partners. […]

The Simple Dollar Weekly Roundup: Barefoot Edition

Most of the time, when I’m working at home, I’m barefoot. I don’t like wearing socks, even in the heart of winter. During the summer, this isn’t a problem. If I want to go work outside, I just go outside barefoot. This doesn’t quite work in the winter, of course, so I’ll often literally put on socks and shoes just to go outside. […]

The Simple Dollar Redesign to Come

I’m excited to announce a few upcoming changes to the look and feel of The Simple Dollar. Since kicking everything off at the end of 2006, I’ve pretty much kept the overall design the same, but after seeing what a redesign can do for a site, I realized The Simple Dollar could benefit from some basic changes. I let some design people I trust pitch me a new look to the site’s menus and blog. […]

When Can I Live Off of My Own Savings?

You’d be surprised how often I’m asked this simple question. It’s something on a lot of people’s minds, apparently. How much do I have to save up to be able to live off of my own savings? It’s impossible to come up with an exact number, but we can come up with an estimate. Figuring this out takes a little bit of math, so I’ll walk you through some of the steps. […]

Five Red Flags for Bad Financial Advice

Every once in a while, I’ll find myself in an airport or somewhere else where a personal finance or investment program is on television. […]

The Connection Between Your Receipt and Your Life

Spend a minute and think about the last several non-essential purchases you made. Maybe you bought a magazine at the grocery store. Maybe you stopped at Starbucks for a cup of coffee. […]

Reader Mailbag: The Neverending To-Do List

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. 401(k) question 2. Channeling political dreams 3. Elder relative scammed 4. Rampant gambling 5. Remembering things 6. Using Roth for home purchase 7. Data backup 8. Career reboot 9. Food buying conflicts 10. […]