The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 273)

Air Up All of Your Tires (32/365)

Every weekday, I drive my daughter to preschool. It’s a nice routine, one that gives me a chance to spend some time with her. I make breakfast for her, make sure she’s adequately dressed for the weather, brush her beautiful long hair, and then we’re off to her preschool. Along the path from home to preschool is a gas station. […]

Reader Mailbag: Super Bowl Celebration

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Repeatedly failing to achieve goals 2. Handling bill collectors 3. Rethinking mortgage payoff goal 4. Handling extra cash 5. Paying taxes at year end 6. Online business and credit cards 7. Buying home for parents 8. Heroes 9. […]

Don’t Buy a Service Contract or an Extended Warranty (31/365)

I don’t like high pressure sales situations. Whenever I find myself in a situation where some cheesy salesperson is trying to give me the hard sell on some product, I find myself walking away. […]

The Simple Dollar Weekly Roundup: Human Edition

Recently, I found out that one of my favorite writers has cancer. That person will announce it in due time if it turns out to be untreatable, but that’s her (or is it his?) decision. When you’re a fan of someone’s work and read it faithfully, it’s easy to get caught up in that person’s work. You want a new book. You want a new blog post. You want a new photograph. […]

Read the Manual (30/365)

When my wife and I first got our Prius, we had a very difficult time getting the car to turn on. Now, this seems like a completely simple issue. Put in the key, right? Well, our Prius has a button on the dash that says “Power” instead of a key. […]

Banks Are Not Your Friends

I believe that banking institutions are more dangerous to our liberties than standing armies. – Thomas Jefferson Thanks to William Grootonk for the image. Yesterday, I was stunned to read a news report about how Freddie Mac denied people the ability to refinance, then made investments that earn them more money if people are unable to refinance. […]

Focus on Reliability and Fuel Efficiency (29/365)

The last two weeks have focused on appliances. Now, we’re going to shift directions and take a deeper look at automobiles. Let’s take a look at two hypothetical cars. You’re looking at a class of cars that, according to the data you’ve researched, get to 150,000 miles pretty reliably before significant problems set in. […]

Reader Mailbag: Early Mornings

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Paying off low interest debt 2. Refinancing question 3. Coaching youth sports 4. Building credit from scratch 5. Buying home without down payment 6. Breakfast question 7. What happened to WaMu? 8. […]

Review: The Money Saving Mom’s Budget

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. I’ve had the blog Money Saving Mom bookmarked for years. In fact, it’s been a permanent mainstay on the list of 25 blogs I recommend that appears on every page of The Simple Dollar. […]