The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 273)

Tactics for Effective Use of Christmas Gift Cards

Quite a few of my friends and family opened up gift cards for various retailers during their Christmas celebrations (I didn’t receive any, thankfully). While such cards were almost always received with a polite smile and a “thank you,” I know from personal experience that a gift card is sometimes a challenge. Sometimes, the card is related to a retailer that doesn’t have a location near you. […]

Some Thoughts on Living on One Income

In 2012, we invested more than 50% of our net household income. In 2013, according to the numbers I just ran, we’re going to repeat that success. What that means, in essence, is that Sarah and I (and our children) are living off of one income and banking the other income streams. Our financial efforts in the five years before this have made this much easier. […]

Reader Mailbag: The Most Exhausting Christmas Ever

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Cash flow after debt repayment 2. Target card response 3. Expiration date question 4. How much for retirement? 5. Buying food for elderly grandmother 6. Food pantry appropriate? 7. Figuring employer match for retirement 8. […]

The Simple Dollar Weekly Roundup: Four Wheel Drive Edition

During the winter, when it’s snowy, having a vehicle that gets around well on ice and snow is incredibly reassuring. Yesterday, our four wheel drive vehicle ascended a rather steep and ice-covered hill without skipping a beat. A few hours later, a car got stuck ascending it and had to give up. […]

Merry Christmas 2013 from The Simple Dollar

Hope you have a wonderful holiday today! This is going to be a special Christmas for my family. For the first time, we are spending Christmas at home instead of visiting extended family on Christmas morning. […]

Simple Estate Planning Steps Everyone Should Take Care Of

This article originally appeared at U.S. News and World Report Money. Estate planning is a pretty difficult topic to think about because it requires you to think about a world without you in it. No one likes to reflect on their own demise, which is why many people simply put estate planning off for another day and only get around to it when the chips are down. […]

Passion and Reality

Passion can be a really tricky thing. For some people, a lifelong passion is something they discover at a young age. I know talented musicians, writers, and scientists who knew what they wanted to be from early childhood. For others, passions are fleeting. […]

Does Micro-Frugality Matter?

One of the strongest sources of negative feedback I receive about The Simple Dollar is my “obsession” with what I’d call micro-frugality. I’ll be the first person to admit that my attention is often grabbed by small details. I like to know exactly how much I’m spending in water usage per minute in the shower. […]

Reader Mailbag: Goals for 2014 Edition

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Why retire early? 2. “Dumb” at money 3. “Food for a year” kits 4. Legal advice for consumer disputes 5. Men’s hair tip 6. Christmas gift card question 7. Children and long road trips 8. Extremely outdated house 9. […]