The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 273)

The Friends You Can Count On

I have roughly three friends that I could call any time of the day or night in a genuine emergency and they’d help me. I don’t even hesitate to say this or think this about them. If I needed them, they would be here if it was humanly possible for them to do so. I have about twenty more friends that I could call on for help in many circumstances and they’d be glad to assist me. […]

Reflections on Child Care Costs

As this school year approaches, our situation is different than it has been in a very long time when it comes to child care. We have two children enrolled in school full time, with another child in a full-time preschool setting. In other words, the era of crushing child care costs is pretty much behind us. There was a period where we spent almost $20,000 in a single year on child care. […]

The Ultimate Guide to Amazon Coupons and Discounts

Well, “ultimate” might be a bit of hyperbole, but I thought it would be useful to collect together all of the things I’ve learned about saving money on Amazon.com in one place. […]

Reader Mailbag: Sorting and Organizing

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Simple Dollar recipes 2. Cleaning clothes from Goodwill 3. Impressing people you don’t like 4. Unequal will 5. Prioritizing expenses 6. Overcoming small impulses 7. College credit card debt 8. […]

The Things You Deserve for Your Hard Work

Many of us work quite hard at our jobs. We put in a lot of hours. Those hours are often very mentally taxing and often physically taxing, too. We come home almost every day quite weary, only to face the demands of domestic life on top of that. For all of this, we make money. Most of us earn a paycheck. […]

Teaching a Seven Year Old How to Shop for Groceries Frugally

The other day, I was at the grocery store with my seven year old son. As we walked through the entrance of the store, I looked over at him and said, “Today, we’re going to try something different.” He looked up at me. “Today,” I said, “you’re going to buy the groceries. You have $100. You need to feed all of us for a week. […]

The $120 T-Shirt

A reader pointed me towards this listing for a $120 t-shirt sold by Kanye West and French clothing seller A.P.C. This is just one item among several from them, including such items as a $250 hoodie. My first reaction was to laugh a bit. A $120 plain white t-shirt? Seriously? I can get a low-cost version of that same thing for a buck or an extremely comfortable and breathable one for about $8. […]

Ten Pieces of Inspiration #136

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Mary Anne Radmacher on courage “Courage doesn’t always roar, sometimes it’s the quiet voice at the end of the day whispering ‘I will try again tomorrow.’” – Mary Anne Radmacher It takes courage to keep going through the doldrums. 2. […]

Using the Decoy Effect to Your Advantage

First, let’s talk about what the decoy effect is: The decoy effect is the phenomenon whereby consumers will tend to have a specific change in preference between two options when also presented with a third option that is asymmetrically dominated. […]

The Value of a Good Reputation – and How to Build One

“The way to gain a good reputation is to endeavor to be what you desire to appear.” – Socrates All of us have friends and family with different reputations. Some of our friends and family are rock-solid people that you know you can rely on when you need them. All you have to do is give them a call and they’ll be there. If there’s a project to be completed, they’ll help out. […]