The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 273)

Ten Pieces of Inspiration #91

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Christian Larson on criticizing others It is so easy to tear down others. It is so hard to improve yourself. “Give so much time to the improvements of yourself that you have no time to criticise others.” – Christian D. […]

Pay All of Your Bills on Time (257/365)

It seems like such common sense, doesn’t it? You get a bill in the mail. It has a due date on it. You make sure to get the payment in the mail before that due date. Sometimes, though, it’s not so easy. We forget about it. We miss a bill because money is tight. We lose a bill somewhere. The late fees hit. The bill grows. […]

The Salesperson Dilemma

A few days ago, my father and I were in a local grocery store. As we strolled down one of the aisles, we came across a salesman making a pitch to a group of people crowded around. We decided to watch. The salesman was very well practiced and had his sales pitch down cold. […]

Increase Your Deductible (256/365)

Let’s say, hypothetically, that you have comprehensive and collision coverage on your car. It has a blue book value of about $6,000. […]

Reader Mailbag: Toothbrush Uses

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Retirement or school? 2. Board games for free 3. Earning money on YouTube 4. Cheap routine meals 5. Expensive IRA 6. Aggressive insurance salesman 7. Blogging for free 8. Music for focus? 9. Family first over money? How? 10. […]

Try Bundling Your Policies for a Discount (255/365)

Most major insurance companies offer a wide range of insurance types, from life insurance and auto insurance to rental insurance and homeowners insurance. It’s good business, since most of the business units you need for one are going to also be used for the other insurance types. […]

Know Your Discounts (254/365)

We’ve all seen the insurance advertisements where they laud all of the discounts you can get if you’re a safe driver over a certain period or your children have good grades or other such things. Those discounts can save you significant money, but there’s a catch. The catch is that the insurance company may or may not tell you when you’ve received a discount. […]

More Money, More Problems

Jennifer writes in: I really appreciate the articles you write on frugality. My husband and I are very glad to have simple jobs that we can just walk away from at the end of the day without stress. We don’t make a ton of money, but we have everything we need and we don’t have the stressful situations that many of your readers encounter. […]

Shop Around for Homeowners and Automobile Insurance (253/365)

Obviously, you should shop around for any type of insurance, but these are the most common types of insurance that people have, usually because they’re required by local law. Why shop around? For better rates, of course. Shopping around for homeowners and automobile insurance can easily save you as much as 50% on your annual premiums. […]