The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 273)

Reader Mailbag: Child’s Play

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Reverse mortgages 2. Storytelling and profit 3. Refinancing and PMI 4. Short term investing options 5. Children and television 6. Handling old wine 7. Getting a razor blade sharpener 8. Slow cooker boredom 9. […]

The Retirement Blues

Charlene writes in: I’ve been contributing 10% to my 401(k) since the day I started my job fourteen years ago, and my employer kicks in 6%. I’m now 36 and I have about $200,000 in there. I should be happy about that. I’m not. Whenever I look at that money, I just see tons of opportunity lost. I’m still struggling with my student loans and I live in a crummy apartment. […]

Making Work Into Play

Work, for most people, is primarily a way to turn their time and energy into the money they need to make ends meet in their lives. […]

Turning External Motivation into Internal Motivation

The very first push life gave me to consider rebooting my financial life was an external push. It came from my infant son. Whenever I looked at him for several months, I felt tremendously guilty. I felt as though I should be doing more for him. […]

Ten Pieces of Inspiration #108

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

Scenario Games

Your spouse comes home this evening in tears. “They fired me!” she shouts. Your oldest child gets sick, goes to the doctor, and has a medical condition that’s going to take a mint to treat. You have a car accident on the way home, totaling your car. […]

The Alternative List

Whenever Sarah and I are considering a major purchase, we agree to wait thirty days before making any kind of move. I’m sure that’s a familiar idea to many of you. […]

The Value of College

Over the last several months, I’ve had conversations with several people about the value they got from college. One person went to college to study chemical engineering and became a high school teacher. Another person went to study agriculture and became a database administrator. Yet another person went to law school and is now an English professor. I started off majoring in the sciences and now I […]

Reader Mailbag: Ongoing Site Redesign

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Frugal gifts for adult children 2. Eliminating a collection 3. Maximizing income in graduate school 4. Inexpensive learning games for kids 5. House savings in early twenties 6. The basics of Medicare 7. […]

Credit Cards and Account Security

A few days ago, one of my close friends shared a harrowing story with me regarding identity theft. […]