The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 273)

The Simple Dollar Weekly Roundup: Flood Waters Edition

My home town just survived what could have been a potentially devastating river flood. I simply want to say that I’m genuinely impressed with the advancements in flood prevention technology over the last twenty years. Towns are now able to hold back flood waters with surprisingly little effort compared to the floods of 1993. […]

Selling Fear

A few times a week, I’ll hear from a reader who’s really worried about imminent economic collapse. […]

Is Every Purchase Merely an Investment?

I’m going to use a long example of a car purchase to start off this post. Bear with me through it. Let’s say, for calculation’s sake, that a car has a life span of 200,000 miles before the maintenance issues catch up with it. For the last 40,000 miles of that drive, the reliability of the car is going to be seriously slipping, but up to that point, the car will be pretty reliable. […]

When Your Values Come Into Conflict

And the cat’s in the cradle and the silver spoon Little boy blue and the man in the moon When you comin’ home Dad? I don’t know when, but we’ll get together then, son You know we’ll have a good time then - Harry Chapin, Cats in the Cradle I have a free weekend. I want to spend that weekend doing a bunch of small home repairs that need my attention. […]

Reader Mailbag: Vacation Planning

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Debt piled up – what’s next? 2. First steps for small business 3. Challenges of working from home 4. Inflation’s impact 5. Wills through LegalZoom 6. Piracy as frugality 7. Is stock market a scam? 8. […]

Connecting Big Projects and Goals to Today

Quite a few people emailed me about my recent post where I encouraged people to live for today by actually achieving enough that you go to sleep happy about the productive day you’ve had. […]

Fifteen Things

Waking up to a two year old jumping up and down on the bed next to you shouting “Daddy! Daddy! […]

The Challenge of Lifestyle Deflation

It’s a pretty common story. Boy (or girl) wants something. Boy discovers that there’s easy credit available. Boy convinces self that they can just pay the debt later. Boy buys that thing on credit. Boy gets more credit and buys more things. Boy starts realizing the bills and interest are drowning him. […]

Ten Pieces of Inspiration #122

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Tao Te Ching on mastering yourself “Knowing others is intelligence; knowing yourself is true wisdom. Mastering others is strength; mastering yourself is true power. […]

When Does Couponing Cross the Line Into Diminishing Returns?

A few days ago, I watched an old recorded episode of Extreme Couponing. I’d caught bits and pieces of the show before and had always intended to watch a full episode of the show. Clearly, the people shown on the program were very organized with their spending – and that organization reaped significant rewards for them. […]