The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 273)

Friends as Financial Role Models

“You are the average of the five people you spend the most time with.” – Jim Rohn Excluding my children, the four people I spend the most time with are all in their mid-thirties, they all have professional careers in science and/or engineering, they’re all debt-free, and they all have a serious cheap streak. I’m in my mid-thirties, I had a professional career in science (until I made the unorthodo […]

The Cost of Decompression

If you work for a living, you know the feeling. You finish a day of earning money. You’re tired – mentally and/or physically and/or spiritually and/or socially exhausted. You go home, drop your stuff by the door, and just head to the couch for a while. […]

Slow and Steady in an Instant World

Right now, I can buy almost every book I can think of with a few clicks of the mouse. In fact, I can find almost any product I can imagine and easily have it delivered to my home in just a few days. It just takes a moment. It is so easy to begin to expect to see results from everything almost immediately. […]

Reader Mailbag: Lifetime Learning

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Protecting small business idea 2. Idea for app 3. Church donation advice 4. Side business income 5. Weird student loan arrangement 6. One meal a day 7. Gardening advice 8. Retire now? 9. Rollover or pension? 10. […]

The Coupon Rotation

Over the years, I’ve talked about several different methods Sarah and I have used to manage coupons at the grocery store. At first, I wasn’t really convinced that coupons were worth the time investment. We clipped them leisurely, mostly as a Sunday morning breakfast activity. A bit later, we started getting really organized. […]

The Simple Dollar Weekly Roundup: Cookbook Edition

The internet provides an absolute mountain of recipes for people who want to find them. There’s a recipe out there for almost anything you want to cook. So why do I still love cookbooks? Honestly, I haven’t found a better system for browsing cohesive organized recipe collections. […]

3 Marriage-Saving Approaches to Take if Your Spouse’s Spending is Out of Control

This article was first posted at U.S. News and World Report Money. It’s a common story. One partner in a marriage realizes the value of financial responsibility and starts working in earnest to improve the couple’s financial situation. Meanwhile, the other partner hasn’t had that epiphany and prefers to continue old financial habits. Inevitably, these situations end up in conflict. […]

Large Portions and Doggie Bags

There’s a small family-owned restaurant that Sarah and I take our family to regularly. We like the employees and the owners there and have become something like “regulars,” as it’s a place we’re comfortable taking our children to for a pleasant and peaceful meal. Anyway, as we were examining the menus during our last visit, I was distracted by the prices on some of the offerings. […]

The Little Perks You Pay Big For (That New Car Smell, For Example)

Several years ago, Car and Driver had an excellent article about how car companies put in a lot of extra effort to engineer the right “new car smell.” The goal? They want that smell to feel both exciting and comforting, encouraging the car buyer to both desire the smell when they’re shopping and to enjoy it while it lasts after the purchase. That “new car smell” is carefully engineered. […]

Reader Mailbag: Fine China

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Mortgage question 2. Old papers 3. Renting from parents and insurance 4. Skill diversification 5. Willpower struggles 6. Space for useful stuff 7. Mortgage recasting 8. Food stamps 9. Why Americans are moving less 10. […]