The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 274)

Dinner With My Family #2: Pasta with Olives and Tomatoes

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. Many of the recipes will be vegan or vegetarian, with options to add other ingredients for non-vegetarians. Our family loves pasta. […]

Turning Fear into Joy

Fear drives me. I fear feeling like I did in April 2006, when I realized that I wasn’t able to pay my bills any more. I fear feeling like I did in November 2005, when I felt like I had to make a choice between my child and my career, and without the career I would be unable to support my child. I fear returning to a state where I just view my own future as a complete unknown and hope that serendip […]

Scam Alert! Ten Signs to Avoid

Imagine if you had little or no ethics or morality at all. You live under the belief that if you lie and misrepresent right to a person’s face and they believe it, they deserve to have their money taken from them for being so stupid. There are a lot of people out there that fall into this category. […]

Reader Mailbag: Thanks

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Selling jewelry 2. Auto loan refinancing 3. Rolling over a 403(b) 4. Next generation’s big mistake 5. Gift for newborn 6. Handling personal injury settlement 7. Not caring about future 8. Off-topic topics 9. […]

Some Notes on Filing for Bankruptcy

A reader who asked for anonymity wrote in: I’m visiting a lawyer next week to get started on filing for bankruptcy. I have no way to pay my debts or even make the minimum payments each month. My problem is that I simply can’t find a place online that actually explains what the different kinds of bankruptcy are and how they work in any terms I can understand. […]

The Simple Dollar Weekly Roundup: Recipe Research Edition

One of the fun parts of the new “Dinner with My Family” series is that it’s made me start going through all of the piles of recipe notes I’ve accumulated over the last five years, focusing in on meals we liked, meals that can easily work with my dietary constraints, and meals that are inexpensive. As a result, I have this stack of forty or so recipes (so far) that I’m considering for this series. […]

Cost and Quality: Best and Worst Case Scenarios

I’ll start this post out by showing you three chef’s knives from my kitchen. The top chef’s knife is a loose one that I picked up for $0.50 or so at a yard sale more than a decade ago – I’m unsure even what type it is. It’s serviceable, but it loses its edge fairly quickly. The middle knife is from a Henckels kitchen knife set given to my wife and I as a wedding gift. […]

You Don’t Need a New Computer

Every so often, I’ll hear from a friend or a reader who wants me to point them toward a great deal on a new computer. […]

Setting and Achieving Monthly Goals and Projects

This year, in addition to my three yearlong resolutions, I’ve decided to take on a series of month-long goals and projects spread throughout the year. […]

Reader Mailbag: Baby Steps to Music

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Retiring (very) early 2. Pessimism and thriftiness 3. Checking account cushion 4. Cash advance questions 5. Cutting term insurance 6. Handling a lemon 7. Why no political commentary? 8. Frugality or hoarding? 9. […]