The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 274)

Eight Strategies for Preparing Your Kids Early for an Inexpensive College Education (or Other Options)

It’s a worry that pops into the mind of most parents not too long after their child is born. College. How on earth are we going to pay for a great education for our child? Prices at top-tier schools like MIT have seen annual tuition jump to over $50,000 a year, with no end in sight to the rapid climb. […]

Personal Finance Data and Meaningful Decisions

A few months ago, I read a great article by Bill Barnwell of entitled Bridging the Analytics Gap. First, some background. Over the past fifteen years or so, there’s been a huge shift in how sports are analyzed. […]

The Six Pillars of a Strong Personal Finance Foundation

Just last week, I shared my list of fifteen essential personal finance and career books (if you haven’t checked out that list, I highly recommend it). […]

Tactics, Strategy, and Money

I love playing tabletop games – board games, card games, role playing games, pretty much anything like that. Ever since I was a little kid playing Acquire at my aunt’s house, I’ve loved sitting down at the table with other people and playing a game together. […]

Setting Powerful Short-Term Personal Finance Challenges … And 25 Examples to Get You Started

Much of our day-to-day lives has personal finance implications. We’re constantly making choices that either directly spend money or use up resources that are going to have to be replaced. When we eat, we shop, we go to work – all of those things, and many many more, have financial impact. At the same time, humans are routine-oriented people. […]

Questions About Insurance, BPA, 529s, National Parks, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Insurance and breast pumps 2. Donations and religious groups 3. Cosigning on a mortgage 4. Cashing out whole life policy 5. Planning a “national parks” vacation 6. Baby bottles and BPA 7. Contributing to a 529 8. […]

How to Start a Blog: A Side Business Primer

One of the most common requests I get from readers is for detailed information on how to start a side business of some kind. With minimal equipment and ample time, how can a person construct a side business in order to earn a little extra money? This is the first in a series of articles describing exactly how to do this. […]

How to Switch to Collecting Experiences Instead of Things

In the old apartment Sarah and I used to live in, I had one whole wall filled with books. The bookshelf stretched from the floor to the ceiling and from wall to wall and, frankly, it was overstuffed. That bookshelf wasn’t too surprising, though. I’ve been a voracious reader since my early childhood, reading more than a book a week for as far back as I can remember. […]

15 Essential Personal Finance and Career Books

Over the years, I’ve read more personal finance and career books than I can possibly count. For the first several years of The Simple Dollar, I actually reviewed a book each week on the site. Yet, for all of those books, there were really only a few that had something inside the covers that stuck with me. […]

The Retirement Guide

With the future of Social Security and pension plans as unstable as ever, saving for retirement carries a whole new meaning today. In 1950, there were 16.5 people paying into Social Security for every beneficiary. In 2010, that ratio became 2.9 to 1. If this trend continues, depending on how young you are, Social Security may not even exist for you in its current form. […]