The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 274)

Revising My “Essential Bookshelf”

In 2009, I made a list of eleven essential books that profoundly helped my career, my finances, and my personal life. […]

When Your Head Hits the Pillow

At the end of the day, when your head hits the pillow, do you look back on the day that’s just finished and think a bit about the day to come? That’s usually what runs through my head in those minutes just before I fall into a deep sleep. I mostly reflect on my day and try to decide, on some level, whether it was a good day or not. What makes for a good day? I laughed, I cried, I thought. […]

Reader Mailbag: The Lesson

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Businesses and kids 2. Bill pay in advance 3. Cutting own hair? 4. Satellite radio solution? 5. Used sporting goods 6. Treasury Direct today? 7. Retaining childhood artwork 8. What are Roth and 401(k)? 9. […]

Six Reasons Why I Don’t Want a Luxury Car – Ever

A while back, I read a “wonderful” article over at Forbes entitled “Ten Reasons to Buy a Luxury Car.” Such important factors as “prestige” and “horses under the hood” were bandied about. Personally, I didn’t really find any of the reasons to be compelling ones for buying a luxury car. […]

Is Self-Employment Risky?

It was just under five years ago that I made the decision to step away from a secure full-time job to become self-employed. It was a very risky decision, but there were several reasons why I made that choice. First, my work had turned into something I didn’t enjoy nearly as much. During the first few years of my job, I was into software design and development. […]

Some Thoughts on Shopping with Children

I have three children under the age of eight. The prospect of taking them all to the grocery store for a weekly grocery trip is something of a daunting one. While they do behave pretty well overall, they’re also children, and that brings about several problems. Things grab their attention easily. […]

Ten Pieces of Inspiration #107

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Michael J. Fox on doing it right the first time “If you don’t take the time to do it right, when will you have time to do it over?” – Michael J. […]

The News Tries to Convince You to Buy More Stuff

I’m a bit of a news addict. I love reading the latest news on a variety of topics and I visit a couple dozen news-related sites multiple times a day. While I love being informed, what I don’t love is how reading the news often creates or stokes a desire in me to buy something I don’t really need. Here’s what I mean. I just visited the front page of to read the headlines. […]

Investing with Indirect (or No) Financial Returns

When a person is free from debt and is earning more than they spend, the natural thing to do is to turn to investment advice. Should I invest in stocks or bonds? Should I buy some real estate? The goal of such investments is straightforward: the person simply wants to raise more money. […]