The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 274)

What I See When I Look at Our Finances

When I look at our financial accounts, I don’t just see dollars and cents. Whenever I look at our checking account, I see Sarah sleeping peacefully without a financial worry in the world. She’s not worried about paying the bills or making the property taxes. […]

Letting Unnecessary Tasks Get in the Way of Your Goal

Having a checklist of things to do each day really keeps me organized and focused on my goals, but it doesn’t solve all my problems. […]

Reader Mailbag: A Moment Is All It Takes

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Homeowner’s insurance troubles 2. Self-improvement blues 3. High income personal finance advice 4. Starting a small business 5. Prioritizing goals 6. Antiques Roadshow? 7. Trimming down stuff 8. […]

How to Frugally Ship Packages

As many of you know, I actively trade (and sometimes sell) quite a few things thanks to the internet, which means over the course of the past several years, I’ve become intimately familiar with how the different package shipment services work. […]

The Simple Dollar Weekly Roundup: Bill Watterson Edition

You will find your own ethical dilemmas in all parts of your lives, both personal and professional. We all have different desires and needs, but if we don’t discover what we want from ourselves and what we stand for, we will live passively and unfulfilled. Sooner or later, we are all asked to compromise ourselves and the things we care about. We define ourselves by our actions. […]

Reader Tip Tuesday #6

As a freshman in college, you’re never quite sure exactly how much of everything you’re going to need to get through that first year away from home. As we’ve said many times, shopping for our kids without a strategy in mind is a surefire way to break the bank. […]

Retirement Planning in an Uncertain World

This question gets asked all the time on personal finance websites, books, magazines, and talk shows. People begin to look forward to retirement living and they start asking themselves about “the number.” How much should I be saving for retirement? Here’s the really painful truth. No one can answer that question with any accuracy. […]

The Problem Versus the Path Forward

I have a lot of things that I worry about. I worry about my children. Are they developing well socially? Educationally? Are they challenged but not completely overwhelmed? Do they have a balance of free time and learning activities? Are they healthy? I worry about my parents. Are they still doing all right? As they grow older, are they prepared for the passing of one or the other of them? […]

Worried About Economic Collapse and Your Retirement? Here’s Some Food for Thought

The last question in this morning’s reader mailbag left me thinking. Let me repeat Alan’s question again, for all to read. “I’ve been putting away the maximum amount I can for retirement for the last six years. I’m 29 and I already have almost twice my annual salary saved for retirement. […]

Reader Mailbag: Pancake Breakfast

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Storage areas 2. Recovering drug addict 3. Hourly pay calculations 4. Magic: the Gathering collection 5. Tax refund confusion 6. Adjusting a sleep cycle 7. Parental gifts and financial disagreements 8. […]