The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 274)

How Student Loans Affect Your Credit

Student loan debt can be a ball and chain for years, and can weigh heavily on your credit. […]

Guide to Self-Directed IRAs

A self-directed IRA could give you a bigger bag of money for retirement. But they carry their own set of restrictions — and risks. Photo: 401(k) The history of retirement plans in the United States is neither as old nor as extensive as most people think. The first private pension fund was introduced by the American Express Co. in 1875 as a means of improving employee retention. […]

Guide to Self-Directed IRAs

A self-directed IRA could give you a bigger bag of money for retirement. But they carry their own set of restrictions — and risks. Photo: 401(k) The history of retirement plans in the United States is neither as old nor as extensive as most people think. The first private pension fund was introduced by the American Express Co. in 1875 as a means of improving employee retention. […]

Small Business Saturday: How Tiesta Tea Brewed Up Its Success

Find a problem in the marketplace and solve it, says Patrick Tannous, co-founder of Tiesta Tea. It all began with a conversation among friends at a teahouse during a semester in Europe. It could have ended there, like so many college daydreams do, the wistful chatter that populates so much of undergraduate life. […]

Small Business Saturday: How Tiesta Tea Brewed Up Its Success

Find a problem in the marketplace and solve it, says Patrick Tannous, co-founder of Tiesta Tea. It all began with a conversation among friends at a teahouse during a semester in Europe. It could have ended there, like so many college daydreams do, the wistful chatter that populates so much of undergraduate life. […]

How to Build Accountability for Your Financial Goals

It’s really easy to set a big goal for ourselves that expresses a major change we’d like to make in our lives. My goals are often related to finances, fitness, and learning. Yours could be anything. At the same time, it’s really hard to follow through on those goals for a number of reasons. First of all, we often see goals as only mattering to ourselves. […]

How to Build Accountability for Your Financial Goals

Consider the people in your life impacted by your actions — accountability can help you follow through on your goals. Photo: David Goehring It’s really easy to set a big goal for ourselves that expresses a major change we’d like to make in our lives. My goals are often related to finances, fitness, and learning. […]

Perfect Your Sales Pitch to Convert More Customers

Whether it’s a one-on-one sales meeting or an industry event, let your enthusiasm show when you’re pitching to potential clients. Photo: Tech Cocktail For the budding entrepreneur, the path to success is filled with roadblocks. What might seem like surefire strategies often flame out quickly. […]

The Very New Deal: How FHA Mortgages Are Changing for 2015

There are some changes coming to popular FHA mortgages this year. Photo: Mr. T in DC By Peter Miller The federal government established the Federal Housing Administration (FHA) mortgage program in the 1930s under Franklin D. Roosevelt’s New Deal, and it’s been a big hit ever since. […]

Should Community College Be Free?

President Obama has proposed offering qualified students two years of free community college tuition. Photo: Brad Montgomery Attending community college is already a great way for some students to ease their student loan burdens. […]