The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 274)

The Simple Dollar Weekly Roundup: Readjusting Sleep Edition

During the summer, Sarah and I tend to stay up until 11 or so, then sleep in until 7:30 or 8 AM (usually when the children wake us up). During the rest of the year, most of the family has to get up early for school or work, requiring alarms at 6:15 AM (or so). The problem is that for the first month or so, I don’t adjust my evening bedtime. […]

Financial Balance and the 80/20 Rule

One of the most fascinating things I’ve discovered since starting The Simple Dollar is the 80/20 rule, also known as the Pareto principle. Simply put, it means that 80% of the effects comes from 20% of the causes. […]

Frugality and the Idea of Work

This note from Phil left me thinking. You often talk about “frugality by the hour” and mention the hourly rate for doing something frugal. Like you’ll say that you can earn $12 an hour if you make your own laundry soap. I think that’s a really poor analogy. When I’m not at work, I don’t want to spend my free time earning more money. I want to spend it having a life. […]

Saving Pennies or Dollars? Grinding Your Own Coffee

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Reader Mailbag: School Mornings

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Self employment and taxes 2. Macs, PCs, and frugality 3. Can’t stand frugal apartment 4. Buying a “forever” home 5. Prenatal college savings 6. A major hobby “leak” 7. Balancing hobby time 8. Investing after college 9. […]

Review: The Real Cost of Living

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. Most of us, at some point or another in our lives, end up having to make a fundamental choice between more money or doing something that’s deeply personally important to us. […]

What Are Your Priorities?

A few weeks ago, I was reading a yet-to-be-released personal finance book. At one point in the book, the author suggested that I make an actual list of my priorities. What is the most important thing in my life? […]

Ten Pieces of Inspiration #37

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Ninite I spent some significant time setting up a computer for someone this week. This tool made that task drastically easier by giving me a single installation package to put a bunch of basic programs on this computer. […]

The Meal Library

Sarah and I love to experiment when it comes to food. We’re constantly trying new things in the kitchen using new and different ingredients. However, the reality of our lives dictates that we often don’t have time to look for ideas and experiment creatively with food. Take our current Tuesday evenings. […]

Dinner With My Family #32: Butternut Squash Casserole

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. Many of the recipes will be vegan or vegetarian, with options to add other ingredients for non-vegetarians. Right now, our garden is providing us with a small mountain of butternut squash. We have more of it than we know what to do with. […]