The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 274)

Use Store Flyers to Identify Sales (310/365)

The single most useful tool I have for planning meals and buying household supplies at a reasonable price is the weekly grocery store flyer. It’s an essential tool for me when I’m planning meals, when I’m making grocery lists, and when I’m looking for bargains on items I want. […]

How I Get Things Done

Yesterday, I answered a question in the Reader Mailbag describing how I manage several to-do lists at once. […]

Wait on Purchases Until Sales Appear (309/365)

I’m going to let you in on a little secret. My son’s seventh birthday is coming up very soon. For most of the year, he has only asked for one thing – a Nintendo 3DS. […]

Reader Mailbag: Vote, Vote, Vote

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Learning about investing 2. Twitter for careers 3. Charity auctions 4. Moving, marriage, and first priorities 5. To-do list management 6. International travel planning 7. Housing frustration 8. Ethics of returning cash 9. […]

Double Savings with Manufacturer and Store Coupons (308/365)

One of the key parts of my “one month” strategy is simply waiting until manufacturing coupons line up with store sales on the same item, which seems to happen pretty frequently if you hold onto the coupon for four to five weeks. However, many stores around here mix together the sales in their flyers with in-store coupons. […]

Evaluating My Parenting Skills When It Comes to Money

Raising Financially Fit Kids by Joline Godfrey is one of a very small handful of personal finance books that have made a deep impact on my life. The book’s focus is a straightforward one: how do you raise children so that they have a healthy relationship with money? […]

Use the Internet for More Coupons (307/365)

The internet can be a powerful and convenient place for finding additional coupons, particularly if you don’t have regular access to a coupon flyer from a Sunday newspaper. In fact, I actually collect the vast majority of my coupons from the Internet these days. […]

Ten Pieces of Inspiration #98

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Stephen Covey on the tools for change We have what we need to bring about change in our lives. “Every human has four endowments – self awareness, conscience, independent will and creative imagination. […]

Use the “One Month” Coupon Strategy (306/365)

One of my favorite tactics in life is to apply the 80/20 rule to everything. In a nutshell, the 80/20 rule states that you get 80% of the benefit of something from 20% of the effort you put into it. The trick is that you have to have a good understanding of what you’re doing to be able to figure out what the 80% benefit is and the 20% effort is. This brings us around to coupons. […]

The Windfall Question

Perhaps three or four times a week, a reader will email me asking what they should do with a sudden windfall that they’ve inherited, whether it’s from a deceased relative, lottery or gambling winnings, or some other source. Almost always, their goal is to keep the money safe for the short term while also earning some level of return on that money while it’s safe. […]