The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 274)

Integrity and Your Goals

Have you ever noticed that, when you’re trying a new diet or a new exercise routine or new spending habits or some other significant restrictive change in your life, it often only takes one mis-step for the entire program to fall apart? […]

Reader Mailbag: Weekend Switcheroo

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Car trade-in question 2. Preparing for marriage 3. Used car buyer’s remorse 4. Credit score questions 5. Child cost question 6. College savings question 7. Handling house sale profit 8. Preserving digital records 9. […]

Review: Do the Work

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. A while back, I reviewed Steven Pressfield’s wonderful book The War of Art. […]

Personal Finance and Being a Parent

Yesterday, my oldest son (who is about to start kindergarten in the fall) and I were looking at his portfolio from his two years of preschool work. […]

Handling the First Flush

When I graduated from college, I was lucky enough to have a job that I more or less walked straight into. I had about two weeks off between graduation day and the start of my new job. That new job paid far more per hour than any job I’d ever had – and it was full-time, too. Up until that point, all of my jobs had been part time jobs. The result? […]

Ten Pieces of Inspiration #20

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Flying a kite Our family spent a long afternoon at the park this past week just flying kites. […]

The Danger of the Rich Act

Dinner With My Family will return next week. Right now, I am in (arguably) the best financial shape of my life. I’ve paid off all of my debts except for my mortgage and I’ve got a healthy amount in savings as well. Each month, I’m bringing in more than I’m spending. Many families in this situation might find themselves eyeing more expensive things. Why not go to the nicer restaurant? […]

How We Shop for Children’s Clothes

It’s the middle of spring. We’ve seen our first 90 degree day in central Iowa. That means, of course, that it’s time to take stock of our clothing. […]

On Graduation Day

Today, I’m pretty busy with family events. My son is graduating from his preschool today. We take him to a private preschool that has a great blend of academics and constructive play time that we just love, but this is his final day there. In August, he’ll be moving on to kindergarten. […]

Reader Mailbag: Cheese and Eggs

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Combining budgets 2. Considering major life changes 3. Board games with wife 4. Nervous about adjustable rates 5. Starting business with debt load 6. Low-yield savings account 7. Self-employment and debt 8. […]