The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 288)

Essential Parenting Books

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Edita asks an entertaining question: “which parenting books you found most valuable?” I’ve read a lot of parenting books over the last several years. […]

Personal Finance, Small Businesses, and Spouses with Disabilities

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Patsy asked about “Spouses with disabilities… how can you help your spouse by earning extra income? […]

Ten Pieces of Inspiration #28

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Black Button This is a really interesting short film about a choice. Would you push the button? I wouldn’t. 2. […]

Dinner With My Family #24: Crock Pot Enchilada Casserole

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. Many of the recipes will be vegan or vegetarian, with options to add other ingredients for non-vegetarians. Once a month or so, we try to make something interesting and new using our slow cooker. […]

Online Banking and Contingency Plans

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Patsy asked about “Online Banking… Paperless statements etc… Good idea? […]

Eight Inexpensive Family Outings

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Twitter, Robert asked “How about “Family outings that dont cost and arm and a leg” ?” This is obviously a major goal for our family, too. […]

Reader Mailbag: Stevia

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Handling a massive pay cut 2. Balance transfer concerns 3. Saving for down payment 4. Moving or staying put? 5. What about TSP? 6. 403(b) rollover to Roth IRA 7. Checking account sign-up bonuses 8. […]

Retirement Contributions: When Should They Delay Debt Repayment?

A few weeks ago, I put out a call on Twitter and on Facebook for detailed posts that people would like to see. I got enough great responses that I’m going to fill the entire month of July – one post per day – addressing these ideas. On Facebook, Tyler wanted to know, “Should I stop my retirement contributions while i pay back my college loans? […]

The Simple Dollar Weekly Roundup: Biographies Edition

Lately, I’ve been reading biographies by the pound. I’m particularly interested in biographies of people who were involved in creating the modern world: Woodrow Wilson, Theodore Roosevelt, Thomas Edison, and the like. I have this endless fascination for the first half of the twentieth century and the people who lived in that time. […]

Why Are Savings Account Rates So Low?

When I first started The Simple Dollar in late 2006, it was pretty easy to find a savings account that offered a 4% annual return on your deposits. Some banks, such as HSBC Direct, were offering introductory rates as high as 6% annually. […]