The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 288)

Digging Deep: Writing About Money Without Repetition, Burnout, or Self-Commercialization

Recently, several readers have written to me bringing up various points about writing about money. Edward writes: I’ve been a reader of The Simple Dollar for two years. Sometimes it feels like you’re saying the same thing over and over. Jamie writes: You really should run more ads. […]

September 23, 2005

On that day, I wrote the following entry in my personal journal (edited just a bit): Sometimes I feel like my life is completely without purpose and I’m just following some invisible pattern that someone else has put into place. Today was a typical day. But every day is a typical day. I woke up about 6:30 and said good bye to Sarah as she left. […]

The Truth About Grocery Store Flyers

One tactic I mention regularly for saving money on your food purchases is to watch the grocery store flyer for sales, then plan your meals (and shopping lists) around those sales. This tactic really works - I’ve saved quite a bit doing this over the years. However, things aren’t quite that simple - you can’t just trust the store flyer. […]

The Simple Dollar Weekly Roundup: Book Club Edition

Given the very positive (overall) comment, email, and Twitter response to my idea of bringing back the “book club” idea for a handful of books, along with many similar suggestions for it, I’m going to follow the crowd with most of those suggestions. Here’s how I’m going to try it. First, the book I’m going to read through for the first book club is The Total Money Makeover by Dave Ramsey. […]

The Simple Dollar Podcast #3 - Short Term Goals

The third episode of The Simple Dollar Podcast focuses on short-term goals. I talk about several of my own short-term goals and discuss some tactics anyone can apply to make their short term goals and projects a reality. Also discussed: C.S. Lewis, awful corporate motivational posters, Woodward and Bernstein, and which baseball announcer I sound the most like. […]

Frugal Vacation Notes: Great Free Things to Do in the Dallas/Fort Worth Area

Over the past week, my wife, my children, my parents and I all went on vacation to the Dallas/Fort Worth area (we had planned a longer road trip, but we made an on-the-fly decision to just stick around DFW). […]

The Time Cost of Investing: Does Obliviousness Pay Off?

One aspect of buy-and-hold investing in low-cost index funds that has always attracted me is that there is an extremely low time cost. Once you have the initial investments in place, there is virtually no time cost at all. All you have to do is invest maybe half an hour a year rebalancing the investments - and that’s it. That strategy pretty much matches the stock market. […]

Reader Mailbag #67

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. What is the thought process you go through when organizing an article to write? Do you outline your thoughts first? […]

Review: The 1-2-3 Money Plan

Every other week, The Simple Dollar reviews a personal finance book. Greg Karp is the author of the “Spending Smart” column which appears in a number of newspapers nationwide - it’s typically a pretty good read, though Greg didn’t fall on my radar screen until I read his first book, Living Rich by Spending Smart. Almost a year ago, I wrote a sparklingly positive review of Living Rich by Spending S […]

A Deal-Collecting Email Address

A while back, while checking out at a Williams-Sonoma (this place is my guilty pleasure - what can I say?), the cashier asked me if I wanted to sign up for their email list. I said “Sure!” and gave them an email address. On the way out of the store, my wife chided me. […]