The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 288)

The Alternative List

Whenever Sarah and I are considering a major purchase, we agree to wait thirty days before making any kind of move. I’m sure that’s a familiar idea to many of you. […]

The Value of College

Over the last several months, I’ve had conversations with several people about the value they got from college. One person went to college to study chemical engineering and became a high school teacher. Another person went to study agriculture and became a database administrator. Yet another person went to law school and is now an English professor. I started off majoring in the sciences and now I […]

Reader Mailbag: Ongoing Site Redesign

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Frugal gifts for adult children 2. Eliminating a collection 3. Maximizing income in graduate school 4. Inexpensive learning games for kids 5. House savings in early twenties 6. The basics of Medicare 7. […]

Credit Cards and Account Security

A few days ago, one of my close friends shared a harrowing story with me regarding identity theft. […]

The Simple Dollar Weekly Roundup: Time Versus Money Edition

Lately, I’ve been struggling with figuring out the value of my time. How much is time really worth? Take laundry, for example. Let’s say I have ten loads of laundry to do at home. There are several days of clothes built up and the sheets need washed and the towels need washed. My time investment on that is going to add up to quite a lot, although it will be broken up. […]

Revising My “Essential Bookshelf”

In 2009, I made a list of eleven essential books that profoundly helped my career, my finances, and my personal life. […]

When Your Head Hits the Pillow

At the end of the day, when your head hits the pillow, do you look back on the day that’s just finished and think a bit about the day to come? That’s usually what runs through my head in those minutes just before I fall into a deep sleep. I mostly reflect on my day and try to decide, on some level, whether it was a good day or not. What makes for a good day? I laughed, I cried, I thought. […]

Reader Mailbag: The Lesson

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Businesses and kids 2. Bill pay in advance 3. Cutting own hair? 4. Satellite radio solution? 5. Used sporting goods 6. Treasury Direct today? 7. Retaining childhood artwork 8. What are Roth and 401(k)? 9. […]

Six Reasons Why I Don’t Want a Luxury Car – Ever

A while back, I read a “wonderful” article over at Forbes entitled “Ten Reasons to Buy a Luxury Car.” Such important factors as “prestige” and “horses under the hood” were bandied about. Personally, I didn’t really find any of the reasons to be compelling ones for buying a luxury car. […]