The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 288)

Thinking Negative

We’ve all heard many, many things about the power of positive thinking. Some people (myself included) believe that a key part of being successful at anything is visualizing that success. In doing so, you picture the details of that success, which often helps you a great deal in formulating a plan to get there. It also serves in making that success seem much more real. […]

Distractions and Focus

One of the biggest reasons for mistakes in my day-to-day life is mental distraction. My mind will be floating around, trying to remember several things at once, and just like that, I’ll make a mistake with regards to whatever it is that I was focusing on. I’ll put something in the shopping cart that I didn’t need. […]

The Inner Child

My three year old son is picky about what he eats, like most three year olds are. He doesn’t like most of the things that we serve for supper and isn’t afraid to be vocal about it. My six year old loves art projects. She draws and paints and cuts paper and glues things together. […]

Reader Mailbag: Cold Well Wishes

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Selling antique car 2. Friend who sells 3. Space heater? 4. Thinking about relocation 5. Child irresponsible with money 6. LED bulbs 7. Retirement savings question 8. Spending, guilt, and feeling poor 9. […]

The Decision Stack

Let’s say I’m sitting at a coffee shop waiting on a friend to arrive. I have a warm cup of something delicious on the table in front of me and I’m reading a website on my phone. It’s a simple story, right? […]

The Simple Dollar Weekly Roundup: Solo Journey Edition

A solo journey is rarely a successful one. Virtually every single significant thing that I’ve found success with in my life has been aided in a very large way. Many of those things were aided by my wife, Sarah. Others have been aided by coworkers and mentors. Here’s the catch: most of the time, as the journey to success was happening, I didn’t see how much they were helping me. […]

Best Cash Back Credit Cards for 2015

In 2015, you won’t see significant changes from many of the best cash back credit cards, but there are a few improvements with rewards programs that will benefit cardholders. For example, some of the rotating category cash back credit cards have now added groceries as a quarterly item to earn rewards on. […]

Why Paying Off Your Credit Card Is Likely the Best Financial Return You Can Get for Your Money

This article first appeared on U.S. News and World Report Money. Personal finance writers, whether on the internet, in magazines, in books, or elsewhere, are usually very strong advocates of investing. […]

The Gift Card Shuffle

Annika sent in this great idea that I wanted to discuss in a post of its own: “I agree that gift cards aren’t a good idea for gifts, but I do find them pretty useful. We have a membership at Sam’s Club and they sell gift cards at a discount. […]

Children, Failure, Careers, and Money

Like virtually every parent in the world, I want to see my children succeed. I love it when they take on something challenging and then overcome it. This is a big part of the parenting philosophy that Sarah and I hold. […]