The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 288)

Frugality Doesn’t Come First

Frugality is simply a tool to ensure that whatever does come first in your life is well protected and facing a minimal amount of stress. This is something I often have to remind myself of. […]

The Salad Dressing Principle: If You Make Your Own, It’s Often Better AND Cheaper

This is a post about salad dressing. The idea behind this post, however, is shared by countless things that we buy at the store, from paper towels to freezer bags and pasta sauce. Whenever I happen to look at the salad dressing options at a store, I’m always taken aback by the price. A bottle of the cheap salad dressing is usually at least two bucks. Want something that’s healthier or tastier? […]

The Type of Stay-At-Home Parent You Are Makes All The Difference

A lot of families make the conscious decision to have one parent stay at home with the children while they’re young while the other one heads off to work in order to earn money for the family. This setup can work really well. […]

Reader Mailbag: Weather Tools

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Child investing with tiny amounts 2. 25% not enough? 3. Combine retirement accounts or not? 4. Identity theft and online accounts 5. Eyeglass help 6. Do savings devalue? 7. Selling an underwater house gracefully 8. […]

Learning to Trust Credit Cards

Hey Simple Dollar readers, I wanted to share an article by a new contributor to the site, Ellen Gans. In it she examines her own relationship with credit cards over the years, focusing on what it takes to really trust yourself to open up a card at all. Ellen is right in believing credit cards require no small amount of self-discipline. […]

What’s Important to You?

Let’s say your boss comes up to you and simply says, “You’re working this Saturday.” Most of us would likely go along with this in an effort to maintain our jobs. Now, let’s say this Saturday is the Saturday you’ve been promising your son that you’d take him to a baseball game. You’ve been talking about it for weeks. […]

The Simple Dollar Weekly Roundup: Chores Edition

One of the challenging parts of parenting that we’re experiencing right now is migrating our children into taking care of chores. […]

Reader Tip Tuesday #3

There is a common misconception that being frugal means being “cheap”, but frugality isn’t just about cutting budgets. We believe that the most important part of leading a cost-effective lifestyle is recognizing the value of your money and what you’re really getting for it. […]

Seven Wonderful Inexpensive Board Games for a Game Night (or Three) with Family and Friends

It’s no secret that I’m a big fan of playing board games. A good board game can be played hundreds of times and fill countless evenings with family and friends. A good board game can make you think and make you laugh. […]

The Reality – and the Commitment – of Passive Income

All of us have that dream of sitting back and just opening the mailbox to watch the checks come in. It would be wonderful to be in a position where those checks care of all of our day-to-day financial needs, freeing us to use our time in whatever way we saw fit without income as a requirement. That’s the dream of passive income. […]