The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 289)

The Loved One Who Won’t Help Himself (or Herself)

It can be really difficult to watch someone you care about repeat the same mistakes in life over and over again. Maybe they’re failing to overcome an addiction. Maybe they’re having difficulty keeping a job. Maybe they can’t pay the rent because they spend money far too loosely. […]

The Simple Dollar Weekly Roundup: Christmas and Solstice Edition

It’s pretty well known that scholars are uncertain as to the actual birth date of Jesus thanks to different calendar systems and poor record-keeping and that December 25 was chosen as the date. I’m really thankful for that. This time of the year, in the northern hemisphere, days grow very short and quite grey. It’s easy to get the winter blues. […]

How to Approach Retirement Catch-Up

This article first appeared at U.S. News and World Report Money. It’s pretty well established that if you start saving about 10% of your income for retirement starting at age 25 or so, you’re going to be in excellent shape for retirement when you hit age 65. […]

Frugality, Hot Water, and Health

A few weeks ago, Sarah and I traveled to spend Thanksgiving at the home of some of our extended family members. The first morning we were there, I grabbed some clothes and headed for the bathroom to take a shower. […]

When to Skimp and When to Spend More for Quality

Two of the biggest principles of frugality often seem to point people in opposite directions. On one side, we have the idea of minimizing the amount you spend. […]

Reader Mailbag: Budgeting Systems

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Financial complainers 2. Seasonal affective disorder 3. Giving gift of time 4. Writing about others 5. Beating the market 6. Parents kicked me out 7. 401(k) basics 8. Real estate going up? 9. Wallet safety? 10. […]

What Did You Accomplish This Year?

2013 has been a pretty good year for me. I lost about 25 pounds. I wrote a pretty good first draft of a novel that’s currently “resting” (meaning I intend to drag it out again in a few months to start editing it and figure out whether it’s worth trying to publish it). I launched a great writing relationship with U.S. News and World Report. […]

The Reality of Inheritance

The Reality of Inheritance A surprising number of readers write in to me asking about whether or not they should change their financial plans to account for a healthy inheritance from their parents. […]

Teaching Children Frugality

One of the most rewarding aspects of being a parent is watching as your child’s mind grows. An infant relies on you for virtually everything, but as time passes, that infant becomes a toddler, then a child. At each step – seemingly on a daily basis – that child’s ability to make decisions and think things out becomes stronger and stronger and stronger. […]

Ten Pieces of Inspiration #156

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]