The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 289)

$4 Gas and Fragile Finances

Right now, as I look at AAA’s Daily Fuel Gauge Report, the nationwide average for a gallon of regular unleaded gas is $3.53. Just one month ago, it was $3.12 per gallon, a $0.41 jump. I’m lucky – I work at home. My wife is at least somewhat lucky – she commutes in a fully-paid-for car that gets 45 miles to the gallon. […]

Reader Mailbag: Wisconsin Emails

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Regular or Roth IRA? 2. Setting long-term goals 3. “Free” texting and phone service 4. Saving for a laptop 5. Paying for taxes 6. Buy or rent? 7. Are protective sleeves worthwhile? 8. Reading 100 books 9. […]

Putting Food on the Table When You Can’t Make Ends Meet

Tony writes in: About two weeks ago, I lost my job. I was being paid cash to do some maintenance work but the guy hiring me couldn’t afford it. A few days after that I tried to use my credit card to buy groceries and I was over my credit limit. Right now I have $20 in my wallet and that’s all the money I have. I have a five year old kid and we don’t have much food in the cupboard. […]

The Simple Dollar Weekly Roundup: Stomach Flu Edition

Our family has been walloped by some sort of stomach bug the last few days. Our daughter got it, then I got it, then Sarah got it. […]

Tying Up Loose Ends

It’s much easier to keep your spending and personal finances in control if you’ve done what you can to get your personal life under control. […]

Some Thoughts on “How to Make Money in Six Easy Steps”

A few days ago, I read Jason Fried’s wonderful article How to Make Money in Six Easy Steps. The article details Fried’s growth as an entrepreneur from a young child to running the successful software firm 37signals. Fried’s “six easy steps” are as follows: 1. Understanding the buyer is the key to being a strong seller 2. It’s all about passion 3. Charge real money for real products 4. […]

Reader Mailbag: Presentation Video

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Save or pay off debt? 2. Friends burdened by my frugality 3. Motorcycle questions 4. Basic tax questions 5. What’s next after debt payments? 6. Writer’s block 7. Tax moves 8. Credit card cancelling maneuver 9. […]

Review: Enchantment

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. […]

Walk the Walk Before You Talk the Talk

The other day, I was chatting with someone and I told them that I was a personal finance writer. That person’s eyes got big and they said, “You mean like Dave Ramsey?” I told them that I supposed so. She then proceeded to tell me all about how a great plan for debt repayment had really turned her life around and that everyone should be doing this. […]