The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 289)

The Cost of Negativity

Several years ago, at my first post-college job, I worked in a small office with three other people. One of them (who I’ll call Campbell) was probably the best co-worker I’ve ever had the opportunity to work with. […]

Reader Mailbag: Graduation

In the last week, four of the best young people I know (I’ll refer to them by first name: Brittany, Cody, Vicky, and Amanda) have donned caps and gowns and strolled across a stage in celebration of the ending of one stage of their life and the beginning of another. If they live up to even a fraction of their potential, the world will be a much better place. […]

Review: Procrastination

Every other Sunday, The Simple Dollar reviews a personal finance book. Procrastination by Jane Burka and Lenora Yuen focuses on the challenging issue of procrastination. Why do we put off important, challenging work? For me, procrastination is a “sometimes” issue. […]

Five Simple Substitutions, One Big Change

It’s amazing how much money can be saved by making one simple change in your life. I ran the numbers on several changes (using the behavior of the average American) and was shocked at the financial savings of a single simple change. Drink water instead of soda. Average annual savings: $152 Facts: Tap water is essentially free. […]

Pay What You Want

Let’s say you go to a restaurant somewhat regularly and each time you go, you spend about $10 on your meal. One day, rather than receiving a bill, you’re simply directed to a box on your table that said “pay what you want for this meal.” How much would you put in? Would you put in anything at all? Would you put in the usual $10? Would you put in less than that? More? […]

The Simple Dollar Time Machine: May 22, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Guilt and Charitable Giving

Monica writes: My biggest “financial leak” is charities. I constantly see people in need and I feel deeply guilty if I don’t help them, especially since I know I have plenty of financial resources with which to help them. The result is that I end up with less money than I expected and it’s hard to make ends meet. I still feel guilty, though. […]

The Moment That Changes Everything

Else stood this stone a fragment and defaced, with lucent body from the shoulders falling, too short, not gleaming like a lion’s fell; nor would this star have shaken the shackles off, bursting with light, until there is no place that does not see you. You must change your life. - Rainer Maria Rilke, Torso of an Archaic Apollo, translated by C. F. […]

Convenience and Piracy

I’m going to go a little bit off of the beaten path here and talk about something not directly related to personal finance, but something that has a strong indirect relationship: piracy of intellectual property. A week barely goes by when a person writes to me asking for some sort of justification for their piracy of music, computer software, or other electronic materials. […]

Reader Mailbag: Draft Copies

Over the last few weeks, I’ve been sweating over a lot of the little details of my upcoming book. What will the cover look like exactly? What will the text be on the folds? What will the acknowledgements look like? […]