The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 289)

Improving Your Score

Given that an article entitled “Improving Your Score” appears on The Simple Dollar, most readers might assume that the tips that follow are going to deal with improving their credit score. They would be right – at least in part. However, most of the principles one would use in dealing with a credit score are pretty much the same as dealing with any life score that one wants to alter. […]

Saving Pennies or Dollars? Making Your Own Cooking Stock

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Reader Mailbag: Scheduling Events

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Student loan payoff or Roth? 2. Should we refinance? 3. Discrimination and temp rights 4. In college and in debt 5. Exhaustion 6. Debt and disability 7. Multi-level marketing 8. Fixing an iPod battery 9. CSA question 10. […]

Review: Uncertainty

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. All of us have fears and doubts about what we’re doing and where our future is headed. I know I certainly have those fears and doubts. […]

Extra Costs of Moving: Financial, Cultural, and Spiritual Restrictions

Abbie writes in: My family is considering a move to a smaller town for professional purposes. The only problem with this move is that we’re Orthodox and thus we follow the dietary laws. This means that the food our family eats must be kosher. […]

Saving Pennies or Dollars? Grinding Your Own Flour

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Ten Pieces of Inspiration #39

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Epicetus on blame It’s easy to get angry at others. It’s much harder to look at ourselves for solutions. “When we are offended at any man’s fault, turn to yourself and study your own failings. […]

Dinner With My Family #33: Vegetarian Gumbo

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. […]

Some Thoughts on Bank of America’s Debit Card Fee Plan

I woke up to several emails this morning about Bank of America’s new plan to charge a $5 monthly fee to debit card users if they use those cards for purchases: Bank of America will begin charging a $5 monthly fee at the beginning of next year for customers who make debit card purchases. Whether you use your card for one purchase a month or 20, you will pay $5 per month starting in 2012. […]

A Budget Is Only What You Make of It

Jenny writes in with an interesting question that was originally in this morning’s mailbag, but my answer became long enough that I decided to make it into its own post: I went through all of the budget exercises in the financial guidebook and created a budget for myself. The only problem is that when I was done and I tried to follow it, it felt really restrictive. […]