The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 290)

Special Announcement From The Simple Dollar Team

Dear Readers of The Simple Dollar, I’m writing to you today to inform you of some improved changes that you’ll see coming to the site very soon. I ask that you please take a few minutes to read this to ensure that you get the most value from our site in the future. […]

Fifteen Things I Skimp On

A couple of days ago, I posted a list of fifteen items I don’t skimp on. That list mostly consisted of extremely heavy use items and maintenance of my health and my most expensive purchases (homes and automobiles). So, what do I skimp on? In truth, I skimp on a lot of things… but they’re mostly things that don’t seem to affect my quality of life when I spend less on them. […]

Distinguishing Between Luck and Hard Work

You know those moments that happen in life where you wish you had the right words at that moment, but instead they come to you days later? I’m about to tell you about one of those times. An old friend of mine – we’ll call him Jeffrey – has struggled throughout his adulthood with, well, many aspects of adult life. He’s struggled with maintaining a steady job. […]

Distinguishing Between Luck and Hard Work

You know those moments that happen in life where you wish you had the right words at that moment, but instead they come to you days later? I’m about to tell you about one of those times. An old friend of mine – we’ll call him Jeffrey – has struggled throughout his adulthood with, well, many aspects of adult life. He’s struggled with maintaining a steady job. […]

Fifteen Items I Don’t Skimp On

Frugality is a major part of our financial independence strategy. Since we live on only one income and save the other one, we have to be quite careful with our spending. As I’ve mentioned many times, my perspective on frugality is to spend as little as possible on things that aren’t as important to us so that we can spend adequately on things that are important to us. […]

Fifteen Items I Don’t Skimp On

Frugality is a major part of our financial independence strategy. Since we live on only one income and save the other one, we have to be quite careful with our spending. As I’ve mentioned many times, my perspective on frugality is to spend as little as possible on things that aren’t as important to us so that we can spend adequately on things that are important to us. […]

Questions about Mislabeled Roasts, Skillets, Dollar Shave Club, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Buying cheap or for life 2. Best financial decision? 3. Grocery store ethics 4. Stuck in a tough spot 5. Taxes and early retirement 6. Being “rich” 7. Organizational credit card 8. Trusting the bank 9. […]

Questions about Mislabeled Roasts, Skillets, Dollar Shave Club, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Buying cheap or for life 2. Best financial decision? 3. Grocery store ethics 4. Stuck in a tough spot 5. Taxes and early retirement 6. Being “rich” 7. Organizational credit card 8. Trusting the bank 9. […]

Nine Strategies for Stretching Out a Tiny Food Budget

We’ve all faced it at some point in our life. Your next paycheck isn’t due to arrive for a week or so. You don’t have much in your checking account and there’s not too much in the cupboards, either. You need to put food on the table for the next week but you have only a tiny amount of money. What do you do? In this situation, many of the usual strategies don’t work. Grow a garden? […]

Nine Strategies for Stretching Out a Tiny Food Budget

We’ve all faced it at some point in our life. Your next paycheck isn’t due to arrive for a week or so. You don’t have much in your checking account and there’s not too much in the cupboards, either. You need to put food on the table for the next week but you have only a tiny amount of money. What do you do? In this situation, many of the usual strategies don’t work. Grow a garden? […]