The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 290)

The Art of the Money Conversation

Talking about money is a very difficult thing. For starters, the individual choices we make about how to spend our money are rather personal. In some ways, they’re an expression of who we are. If I choose to spend $30 on a board game, it’s because I’m personally passionate about playing games at the table with my family and friends. […]

Is Your Future Optimistic, Pessimistic, or Realistic?

When I think of my future, it’s reasonably bright, but I think it’s realistic. I envision my children growing older. I envision one of them – and I’m not sure which one – being traditionally successful, one of them rebellious and then finding their footing a bit later, and one of them struggling, which is almost what you’d expect from three children. […]

Reader Mailbag: Building New Relationships in the Community

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Traditional or Roth 401(k)? 2. Anticipation with letdown 3. Invest or pay off debt? 4. Weird allowance problem 5. Which loan first? 6. Online spending habits 7. Children sharing a bedroom 8. Freebies from conventions 9. […]

New Kinds of Victory Gardens

Victory Garden Program. Secretary Plowing Boston Common 04/11/1944. Courtesy U.S. National Archives. I’ve always been fascinated by the idea of victory gardens. […]

Mistakes – and Successes – of the Week

As I’ve mentioned many times, I spend an hour or two each weekend simply reflecting on my life and goals. I look ahead, not only at the following week, but at long term goals as well, and I ask myself whether I’m on the right track with them. At the same time, I look back over the week, clear out any little tasks left undone, and spend some time reflecting on those days. […]

Five Simple Steps for Comparing Investments

One of the most challenging parts of signing up for a 401(k) plan or opening a Roth IRA is deciding which investment to put your money into. […]

Ten Pieces of Inspiration #145

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

My Mother’s Lesson – Frugality at Home

Today, I’m going to celebrate the biggest financial lesson that each of my parents taught me in a pair of posts. This morning, I’ll discuss my father; this afternoon, my mother. When I think back to my childhood memories of my mother, they usually involve her taking care of someone. She was – and still is – a naturally caring person. […]

My Father’s Lesson – Multiple Streams of Income

Today, I’m going to celebrate the biggest financial lesson that each of my parents taught me in a pair of posts. This morning, I’ll discuss my father; this afternoon, my mother. When I think back to my childhood memories of my father, they always involve him working on something. […]