The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 291)

Practice Good Gas Conservation Habits (37/365)

One of the fun things about my wife’s car is that it has a constant readout of the miles per gallon on the dashboard. It lets you know what your miles per gallon over the last five minutes is, the mpg of your entire trip, as well as your estimated miles per gallon right at that moment. The data it produces is really accurate. […]

Following the Time Trail and Downgrading Subscriptions

In the past few months, we’ve ended our subscription to GameFly, reduced our subscription to Netflix to streaming-only, stopped receiving four magazines, and given away or sold a bunch of items around our household. At first glance, one might think we were going through some sort of economic crisis. […]

Minimize Your Load (36/365)

Depending on the specific model, your car loses 1-2% fuel efficiency for every 100 pounds of extra weight in the car. That’s a surprising amount that can really add up. For example, let’s say you’re matching the extra weight that a friend of mine (who we’ll call Cathy) carries in her car. […]

Reader Mailbag: Saint Bernards

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Vacuum sealed bags 2. Boardgame with new couple friends 3. Investing for house down payment 4. Roth IRA versus Roth 401(k) 5. Hedging bets for retirement 6. Multiple savings “funds” 7. Extra mortgage payment impact 8. […]

Use the Manufacturer’s Maintenance Schedule (35/365)

Of all the useful specific pieces of information in your car’s manual, the manufacturer’s maintenance schedule is perhaps the most useful. […]

Ten Personal Finance and Career Books You Should Read

I’ve decided to discontinue the weekly book reviews for the time being. I have reviewed hundreds of personal finance books over the years and, frankly, there aren’t enough new and compelling personal finance books coming out to justify weekly reviews. I’ve read too many books recently that just duplicated stuff said in other books. […]

Don’t Get an Oil Change Every 3,000 Miles (34/365)

Whenever I go get an oil change (often, whenever I find myself with a good coupon to a local oil change service provider), I always notice that little sticker in the corner of my windshield that they affix during the oil change. Usually, it lists the mileage at which I should get my next oil change (according to them) and often lists the approximate date at which I should reach that mileage. The o […]

Ten Pieces of Inspiration #58

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

Buy the Cheap Gas (33/365)

I’ve turned the regular fluctuation of gas prices at the gas station fairly near our home (the one mentioned yesterday) into a game of sorts with my oldest son. Simply put, we’ve started tracking the data. We watch for the price of gas on that sign each time we drive by it, then we mention whether it has gone up or down recently. […]

Figuring Out What’s Really Important (As a Foundation for Your Decisions)

Whenever I spend time thinking about my life, I get caught up in a lot of ideals. I think about writing a great novel. I think about some volunteer projects I’d like to work on. I think about the house I’d like to build and the great travel I’d love to do in the next ten or fifteen years. I think about my own physical fitness and I think about riding in RAGBRAI. These are wonderful dreams. […]