The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 291)

When to Skimp and When to Spend More for Quality

Two of the biggest principles of frugality often seem to point people in opposite directions. On one side, we have the idea of minimizing the amount you spend. […]

Reader Mailbag: Budgeting Systems

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Financial complainers 2. Seasonal affective disorder 3. Giving gift of time 4. Writing about others 5. Beating the market 6. Parents kicked me out 7. 401(k) basics 8. Real estate going up? 9. Wallet safety? 10. […]

What Did You Accomplish This Year?

2013 has been a pretty good year for me. I lost about 25 pounds. I wrote a pretty good first draft of a novel that’s currently “resting” (meaning I intend to drag it out again in a few months to start editing it and figure out whether it’s worth trying to publish it). I launched a great writing relationship with U.S. News and World Report. […]

The Reality of Inheritance

The Reality of Inheritance A surprising number of readers write in to me asking about whether or not they should change their financial plans to account for a healthy inheritance from their parents. […]

Teaching Children Frugality

One of the most rewarding aspects of being a parent is watching as your child’s mind grows. An infant relies on you for virtually everything, but as time passes, that infant becomes a toddler, then a child. At each step – seemingly on a daily basis – that child’s ability to make decisions and think things out becomes stronger and stronger and stronger. […]

Ten Pieces of Inspiration #156

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

You Don’t Regret the Good Small Choices

My children are going to be home in about fifteen minutes. I could go downstairs and ready a snack for them and set up a game or an art project for us, or I could tell them that their dad is pretty busy and instead work on some project so that I didn’t have to do it after they’re in bed tonight. I’m standing in the checkout line and I’m tempted by that pack of gum. […]

Is Moving Closer to Work Worth It?

It’s a classic problem for people who live in a city. Initially, they choose to live well outside the city because it’s less expensive to find housing. Eventually, they start to realize that it’s not the great deal they thought it was. The commute is long. If they’re driving a car into the city each day (usually, they are), the cost of gas and maintenance starts to add up. […]

Five Simple Tactics for Keeping the Winter Chill Out

It is cold here. Really, really cold. During the day, I usually turn the temperature in our house down fairly low. I work on the top floor, where it’s usually a few degrees warmer than other parts of the house, and I wear layers of clothes and warm socks. […]

Reader Mailbag: Friends After School

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Alternative sources for student loans 2. Early writings 3. Reusing packing materials 4. Is newspaper gift wrap okay? 5. It won’t sell on Craigslist! 6. Home equity for credit cards? 7. Savings bond question 8. […]