The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 291)

Distinguishing Between Luck and Hard Work

You know those moments that happen in life where you wish you had the right words at that moment, but instead they come to you days later? I’m about to tell you about one of those times. An old friend of mine – we’ll call him Jeffrey – has struggled throughout his adulthood with, well, many aspects of adult life. He’s struggled with maintaining a steady job. […]

Fifteen Items I Don’t Skimp On

Frugality is a major part of our financial independence strategy. Since we live on only one income and save the other one, we have to be quite careful with our spending. As I’ve mentioned many times, my perspective on frugality is to spend as little as possible on things that aren’t as important to us so that we can spend adequately on things that are important to us. […]

Fifteen Items I Don’t Skimp On

Frugality is a major part of our financial independence strategy. Since we live on only one income and save the other one, we have to be quite careful with our spending. As I’ve mentioned many times, my perspective on frugality is to spend as little as possible on things that aren’t as important to us so that we can spend adequately on things that are important to us. […]

Questions about Mislabeled Roasts, Skillets, Dollar Shave Club, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Buying cheap or for life 2. Best financial decision? 3. Grocery store ethics 4. Stuck in a tough spot 5. Taxes and early retirement 6. Being “rich” 7. Organizational credit card 8. Trusting the bank 9. […]

Questions about Mislabeled Roasts, Skillets, Dollar Shave Club, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Buying cheap or for life 2. Best financial decision? 3. Grocery store ethics 4. Stuck in a tough spot 5. Taxes and early retirement 6. Being “rich” 7. Organizational credit card 8. Trusting the bank 9. […]

Nine Strategies for Stretching Out a Tiny Food Budget

We’ve all faced it at some point in our life. Your next paycheck isn’t due to arrive for a week or so. You don’t have much in your checking account and there’s not too much in the cupboards, either. You need to put food on the table for the next week but you have only a tiny amount of money. What do you do? In this situation, many of the usual strategies don’t work. Grow a garden? […]

Nine Strategies for Stretching Out a Tiny Food Budget

We’ve all faced it at some point in our life. Your next paycheck isn’t due to arrive for a week or so. You don’t have much in your checking account and there’s not too much in the cupboards, either. You need to put food on the table for the next week but you have only a tiny amount of money. What do you do? In this situation, many of the usual strategies don’t work. Grow a garden? […]

Unhappy With Being “Locked In”? Here’s a Strategy for Building a New Career Path

Recently, one of my family members gave me a copy of the wonderful book The Nighttime Novelist. It was a little more than an obvious hint – this family member really believes that I have some interesting novels inside of me and she wants to read them. While the book has a lot of good writing tactics, the part that really made it stand out for me was the overall sense of career encouragement. […]

Unhappy With Being “Locked In”? Here’s a Strategy for Building a New Career Path

Recently, one of my family members gave me a copy of the wonderful book The Nighttime Novelist. It was a little more than an obvious hint – this family member really believes that I have some interesting novels inside of me and she wants to read them. While the book has a lot of good writing tactics, the part that really made it stand out for me was the overall sense of career encouragement. […]

How to Use the “Snowflake” Strategy for Debt Repayment

When you’re facing a giant mountain of debt, it feels almost impossible to overcome it. When your total debt exceeds your household income, it can feel like debt is just going to be a part of your life. It can seem as though, in order to live your life, you’re going to have to constantly hand money to the banks until you’re old and grey. It doesn’t have to be this way. […]