The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 291)

Reader Mailbag: Watches

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Life insurance question 2. Too many activities for kids? 3. Student loans and garnishment 4. Financial strain with friends 5. Parenting thoughts 6. Fulfillment in the moment 7. Handling a settlement 8. Vintage comics 9. […]

Ask Your Doctor for Prescription Samples (224/365)

You go to the doctor. Your doctor writes you a prescription to cover an ongoing ailment that you’re suffering. He mentions a few side effects. You’re uncertain about taking this medication and don’t want to spend a lot of money on an expensive prescription that you might end up not taking. This is actually a pretty common scenario. It’s happened to me, in fact. […]

Now and Later

It’s really difficult sometimes to keep perspective. The things I want right now are often very hard to overcome when they conflict with the things I want for the future. Parenting is a great example of this, so let’s take a little side journey into the world of parenting. Every child in the world pushes their limits sometimes. They yell and scream. They play roughly with their toys. […]

Consider Traveling for Surgeries or Other Medical Care (223/365)

For most of us, medical care starts with our primary care physician. We visit the doctor, he or she refers us to a specialist if needed, we go to the specialist if needed, and we receive the care we need. The problem with this equation is that it just assumes that the best bargain available in health care is the one closest to you. Is it providing the best quality? […]

Ten Pieces of Inspiration #86

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Margaret Heffernan on daring to disagree Most people avoid disagreement because it’s uncomfortable and might lead to hurt feelings or arguments. […]

Talk to Your Doctor about Independent Steps (222/365)

Whenever people go to the doctor for an ailment, they often expect to walk out the door with a prescription in hand. Ideally, that prescription will help treat the problem. Unfortunately, prescriptions aren’t always the magic answer you need. Prescriptions often address symptoms, not the underlying cause. […]

28 Great Books You Can Read For Free

A few years ago, I received a Kindle as a gift from my wife. It’s a pretty nifty little device, perfectly designed for reading the text of books. The problem is that in order to read a lot of books, you have to buy them from the Kindle bookstore. […]

Schedule Regular Medical and Dental Checkups (221/365)

Most medical insurance packages cover regular medical and dental check-ups for the people that they cover. Even though there’s nothing wrong at all with the person under insurance, the insurance company will still cover the cost of that person getting a check-up on a regular basis. Why? […]

Reader Mailbag: Old School

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Smart phones and grocery flyers 2. Building connections at conferences 3. “Culture” and home value 4. How much is “better” worth? 5. Maximum mortgage payments? 6. Income inequality idea 7. Dollar coin? 8. […]

Sleep More (220/365)

The National Sleep Foundation suggests that the average adult should get 7 to 9 hours of sleep per night. For a long time, six to six and a half hours was a pretty typical night for me. […]