The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 291)

The Real Normal

Whenever I read a news website or pick up a newspaper, I’m often inundated with stories telling me in great detail how other people live their lives. […]

Financial Independence Means No Strings Attached

Today is the Fourth of July, the day our nation celebrates its independence. It’s a day that many Americans take pride in, celebrating it by taking the day off, enjoying a picnic or a party, and setting off fireworks. As a nation, we hold independence as a strong value. On the other side of that grand national story are all of the individual stories we all can tell of our own lives. […]

Reader Mailbag: Independence Day

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Impact of credit limit increase 2. Christmas clubs 3. Retirement gamble? 4. Trying not to judge 5. Materials for high schoolers 6. Spouse replaces nearly new items 7. Identity theft worry 8. Selling collectibles 9. […]

The Secret of the Pump Dispenser

My hair is usually really short. When I wash my hair, I want to use just a little bit of shampoo – makes sense, right? It doesn’t take much to fully lather up my hair. The problem is that shampoo virtually always comes in a squeeze bottle. When I grab that in the shower and turn it over to get just a little bit of shampoo, it’s incredibly easy to get way too much on my hands. […]

The Simple Dollar Weekly Roundup: Outdoor Activities Edition

We’ve had this long run of gorgeous weather lately and our family has practically lived outside. During the winter and spring, I saved this huge list of inexpensive ideas for things to do during the summer… and we’ve managed to blow through most of them. A few days ago, I spent a bunch of time finding items to add to that list. […]

Money and Paying Attention

Whenever I spend an afternoon playing with my children – actually focusing on them instead of being half-distracted by my cell phone or a conversation with a friend or something else – I always learn several new things about them. I learn how their relationship with each of their siblings is going. I learn what they think about a lot of things in their day-to-day life. […]

Five Frugal Things I Don’t Do

I’m pretty well known online for being very frugal about some things. A few people even like to toss jokes my way about my “extreme” frugality, as I’ve gone so far as to calculate the cost of a sheet of toilet paper. It’s simple: I want to know the value of what I’m getting for every penny that I spend. […]

The Real Challenge of Personal Finance

I believe it is far easier to earn more money than it is to accumulate wealth, in America at least. 72% of Americans would find it somewhat difficult or very difficult to pay that month’s bills if they lost their job today. […]

Reader Mailbag: Books and People

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Breaking even on income taxes 2. Paralyzed by spending anything 3. Debt with expected income drop 4. GMOs 5. Challenging elderly parent situation 6. Unwanted gifts 7. Pension or not? 8. Children’s clothes 9. […]

The Expectation Game

When you think of the people you actually value in your life, what do you think about? Do you think about the times you’ve shared together? Do you think about the laughs you’ve shared? Do you think about the times that person has come through for you? […]