The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 291)

Set a “Time Goal” When You Walk in the Door (313/365)

As I’ve mentioned many times before, when I walk into a bookstore, I can easily get distracted and find myself with my nose in one book or another. I’ll walk in, intending just to spend a few minutes, and find myself an hour later sitting in a reading chair surrounded by books. I dawdle. I browse. I find interesting new books I just can’t live without. […]

When You Can’t Afford All the Stuff You Want

If I had infinite money, I can think of a few things I would buy. I’d own some land in the country with a nice house on it, probably with a gaming room and a library (in other words, space for my big hobbies). I’d probably own a newer car than our current Pilot, which is pushing ten years old. There are smaller things, too. I would buy more original artwork for our walls, for one. […]

Shop Alone (312/365)

When I’m buying groceries, I shop alone. When I’m buying household items, I shop alone. When I’m buying gifts, I shop alone. The only time you’ll find me in a store with others is when circumstances practically force it on me. It’s not that I’m anti-social – I quite like spending time with people. It’s simply that shopping with others costs me money. […]

Reader Mailbag: Reading Long Books

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Roth IRAs and standard IRAs 2. How do people get rich? 3. Tailgating and profit 4. Marriage and conflicting money values 5. Buying individual stocks 6. Church as social group? 7. Best place for extra income? 8. […]

Use a Price Book for Your Regular Purchases (311/365)

When my wife and I first moved to our current home, we took a look at all of the grocery stores available to us within reasonable driving range and made a list of them. […]

The Simple Dollar Weekly Roundup: No More Politics Edition

No more flyers. No more robocalls. No more political ads on television or radio. No more emails in my inbox asking for donations. Not for a year and a half, anyway. Prep your tech for a weather emergency I do many of these things in the winter when there’s a blizzard approaching. […]

Use Store Flyers to Identify Sales (310/365)

The single most useful tool I have for planning meals and buying household supplies at a reasonable price is the weekly grocery store flyer. It’s an essential tool for me when I’m planning meals, when I’m making grocery lists, and when I’m looking for bargains on items I want. […]

How I Get Things Done

Yesterday, I answered a question in the Reader Mailbag describing how I manage several to-do lists at once. […]

Wait on Purchases Until Sales Appear (309/365)

I’m going to let you in on a little secret. My son’s seventh birthday is coming up very soon. For most of the year, he has only asked for one thing – a Nintendo 3DS. […]

Reader Mailbag: Vote, Vote, Vote

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Learning about investing 2. Twitter for careers 3. Charity auctions 4. Moving, marriage, and first priorities 5. To-do list management 6. International travel planning 7. Housing frustration 8. Ethics of returning cash 9. […]