The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 292)

Sometimes a Little Boost Is All You Need

Every day, I receive dozens of emails from readers describing their financial situation and asking, very simply, what I think about it. A lot of those letters come from people in very difficult situations where it’s clear that some major life changes are in order. […]

Reader Mailbag: What Gets Mentioned

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Bankruptcy and student loans 2. Refinancing question 3. Revocable living trust questions 4. Using Vanguard for retirement 5. Retirement savings or debt? 6. Flaw in retirement calculations? 7. Success with cutting cable 8. […]

What You’re Buying When You Go to a Store

Why do you shop at your preferred grocery store? Think about it for a minute. What reasons do you have for shopping at one store over another? Is it purely the prices? What about the location – is it because it’s close to your home? Cleanliness (like my Aldi story a while back)? Store organization? Convenience? Shopper rewards programs? How they treat their employees? […]

The Simple Dollar Weekly Roundup: Kids of Carcassonne Edition

My four year old son and three year old daughter have been playing the board game Kids of Carcassonne almost constantly the last several days. They’ve roped grandparents into playing it, parents into playing it (I’ve played it countless times), and are even playing it just against each other. I couldn’t be prouder. This week, I tried to link to some blogs that I haven’t linked to before. […]

The Big Problem with Money Courses

Many financial “gurus” are in the seminar, coaching, and classwork business. They come up with course materials and attempt to sell them at a very high price to individuals who are scared for their financial future. Some of these coaching programs are reputable ones. Many of them are not. […]

Finding New Challenges (and Saving)

Reading For a long time (about two years), I got in a rut of reading very generic horror and fantasy novels. I would go to the bookstore, pick out two or three, and blow through them in a week, enjoying the rush but completely forgetting about them within three days after finishing. This routine was fairly expensive. […]

A Frugal Weekend with Lots of Houseguests

Over the past few days, we’ve had a few houseguests. Wait, scratch that – a lot of houseguests. We had so many people visiting that people ate meals in shifts. Every bed was full, as was much of the available floor space. Amazingly, though, we managed to get through all meals here at our house – we didn’t eat out or have our guests eat out for any meal. […]

Reader Mailbag: Family Weekend

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Married couple getting started 2. Investing for 11 year olds 3. A debt and family mess 4. Dealing with discouragement 5. 457 or Roth IRA? 6. Fixing credit 7. No-knead bread 8. Cash-only budgeting 9. […]

Review: Debt-Free U

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. When I went to college back in the late 1990s, my school was pretty much selected for me due to the scholarships I received. I didn’t have any financial resources of my own to help me get into college, nor was the internet widely available and full of easy resources to learn more how to acquire them. […]

An Ode to My Son’s Piggy Bank

About three months ago, my four year old son saw a toy at a store. He mentioned that he had played with it at a friend’s house and that he wanted one. But rather than demanding it this minute, he asked how much it would cost. […]