The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 292)

The Best Credit Monitoring Service for 2015

Now is the time to find the best credit monitoring service so you can protect yourself from identity theft. According to a study by the Pew Research Center, 18% of adults had some form of personal data stolen last year — up from 11% in 2013. The year was also marked by a number of massive breaches at high-profile companies, including JPMorgan, Target, Home Depot, and eBay. […]

Avoiding Doing It Yourself

I like doing things myself, whenever I can do it. Yesterday, when I posted a list of eight DIY tasks for spring, I relish the opportunity to do things like that. Sometimes, I even go beyond what I think I should be doing … in fact, that’s why our basement toilet has the water supply turned off right now. (I need to head to the hardware store.) Not too long ago, I was looking at a friend’s car. […]

Reader Mailbag: Participation

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Small business advice 2. Cost-effective couponing strategy 3. Living paycheck to paycheck? 4. 401(k) withdrawal advice 5. Husband cheating – what now? 6. Old toothbrushes 7. Roth versus Traditional IRAs 8. […]

The Simple Dollar Weekly Roundup: March Madness Edition

As usual, I submitted the same exact bracket to a bunch of different NCAA bracket contests. This year, I’m doing really, really well, though I’m not perfect. My bracket percentage is 90.3%, believe it or not, as I have guessed 47 of the 52 winners so far correctly. […]

How to Find the Best Free Checking Account in 2015

The Internet has equipped banks with the ability to offer a free checking account online to almost anyone who qualifies. […]

15 Items That Are Always Worth Buying in Bulk

This article first appeared at U.S. News and World Report Money. Buying items in bulk can be a great way to save a little money. If you’re able to reduce the cost per unit of a purchase, then you’re opening the door to reducing your household expenses over the long haul. The trick? Sometimes bulk buys don’t quite work out. […]

Eight Simple Money Saving Do-It-Yourself Tasks to Do This Spring

Spring is here! (At least, according to the calendar. We received about an inch of snow overnight, which I hope will be the last snow until the late fall.) For the five of us in central Iowa, spring means that it’s time to get outdoors again after a long winter. […]

Little Excuses

I’m not going to set up my Roth IRA today. It’s complicated and I feel kind of tired. I’ll do it tomorrow. I’m not going to exercise today. My leg is a little sore and I have this project I’m working on… I’ll exercise tomorrow. I’m not going to shop around for insurance today. I need to make supper and there are some good shows on tonight. Maybe tomorrow. I’m not going for a walk today. […]

Personal Finance 101: What Is a Dividend?

A few days ago, I was working on an article where I referred to dividends. Since I didn’t really provide any sort of explanation of what dividends were, I went looking for an article where I explained in detail what a dividend actually is and, to my amazement, I never found a good, thorough explanation of dividends! […]

Reader Mailbag: Diagnosing Computer Problems

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. IRA or savings account? 2. Rental properties 3. Why risk money? 4. Aggressive mortgage repayment? 5. The Billion Dollar Bracket 6. Freebies and ethics 7. Emergency fund question 8. Short term investing 9. Beard trimming 10. […]