The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 292)

Close Off Unused Rooms (164/365)

My parents still live in the house I grew up in, a small two story house in rural Illinois. My parents share a bedroom on the main floor, where the kitchen and living room also reside. The upstairs mostly just contains two bedrooms and a small “landing” connecting the two. Since it’s just the two of them living there now, there’s little use for them to go upstairs most of the time. […]

The Simple Dollar Weekly Roundup: Daughter Edition

By default, it’s easier for me to relate to and understand my two sons than it is to relate to my daughter. I was once a little boy myself with a personality not too different than my own sons. I was raised in a household with only brothers, no sisters. This means that understanding and relating to my daughter takes more work for me than it does with my sons. […]

Use the “Hibernate” Mode on Your Computer (163/365)

Most of us recognize that powering down the computer after using it can save us some significant money when it comes to our energy bill. A typical desktop computer uses between 75 and 250 watts. On top of that, the monitor sucks down another 15 to 80 watts. […]

Finding Frugal Friends in a New City

Jennifer writes in: I just moved to a new city for work and I don’t know anyone here. Most of my new coworkers are nice, but we don’t have a lot of interest overlap and they spend a lot of money on stuff. I’ve gone out a few times to clubs, but that’s the usual boring club scene. How do I find friends that are financially sensible in a new city? […]

Open and Close the Blinds/Curtains in Tune with the Weather (162/365)

One of my closest friends is adamant about not using his air conditioning. From a cheapskate perspective, it makes sense. If he’s not paying a dime for air conditioning, his energy bills during the summer months are going to be very low. […]

Reader Mailbag: Online Classes

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Struggles living with family 2. Ear candy 3. Need a plan 4. Ethical retirement savings? 5. Upromise question 6. Fun biographies 7. Stock option question 8. Reading to older children 9. Debt free, now what? 10. […]

Use Heavy Drapes and Blinds (161/365)

We’ve all experienced the warmth of direct sunlight on our skin and enjoyed the coolness of the shade on a hot summer day. The same phenomenon is true inside of our house. […]

The Value of Climbing the Mountain

The last six years of my life have been spent grinding as hard as possible towards one specific goal. I wanted to be free of debt while owning my own home. Nothing more, nothing less. Over that entire period, Sarah and I have been pretty careful with our money. We’ve given up expensive hobbies. […]

Adjust Your Home’s Temperature Seasonally (160/365)

The bigger the difference between the external temperature and the internal temperature of your home, the more work your air conditioning or furnace is going to have to do. It doesn’t matter how much insulation or how well air sealed your home is, it’s going to happen. […]

Ten Pieces of Inspiration #77

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Ray Bradbury on exploration Ray Bradbury is one of my favorite writers. His book Fahrenheit 451 has had a tremendous impact on my life. “We must move into the universe. Mankind must save itself. […]