The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 292)

Reader Mailbag: Keeping a Project Secret

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Trouble deciding how to save 2. Investing in friends? 3. Lending money to family 4. Investing in kitchen remodel 5. Endorsing a Presidential candidate 6. Tools for travel 7. Financial blunders and morals 8. Should I leave? 9. […]

Sign Up for the Do Not Mail Registry and the Do Not Call Registry (115/365)

Let’s cut right to the chase and give you the resources you need. is a website that enables you to get off of a number of common “junk mail” lists. If you receive a piece of junk mail you don’t want, you just log onto that site, find the person mailing it, and click a button. […]

The Simple Dollar Weekly Roundup: Live Baseball Edition

Several people have written me asking whether I actually go to a lot of live baseball games. I do not. For starters, I live pretty far from a major league team. The closest park is about three hours away. There are some minor league teams in the area and we’ve attended a few of their games. […]

Unsubscribe from Charity Mailings (114/365)

Several years ago, we made the decision to donate to a particular local charity. We sent that charity a small one-time donation because we felt like the cause they were working for was a good one. Four years later, we are still getting mailings from that charity. […]


When I was about ten years old, I dreamed of being a major league baseball pitcher. I got a book on pitching as well as some instructional videos for my birthday and I spent most of a summer learning how to properly throw a baseball. That fall, I went back to school with my classmates. […]

Unsubscribe from Catalogs (113/365)

I’m a pretty tall guy with a particularly long torso. That means, unfortunately, I can’t walk into most clothing stores and find things that fit me well. A few years ago, I needed a new suit for a particular occasion and I needed it pretty quickly. So, I went to a chain store that caters to tall men and found a suit that fit me really well. […]

Reader Mailbag: LED Bulbs

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Retirement savings in interest checking? 2. Pain management and financial discipline 3. Credit card purchasing program? 4. Family or financial security? 5. Cubs 6. GTD tasks 7. Vinyl siding concerns 8. […]

Teachable Credit: Sneaky and Fun Credit-Building Lessons For Kids

While Congress has passed many measures in the last ten years aimed at reducing the opportunities for predatory credit card companies, the reality is that first-year college students and young adults ages 18-21 are still able to qualify for some cards that offer limits much higher than their incomes can realistically sustain. […]

Read Your Favorite Newspaper Online (112/365)

It wasn’t too long ago that our family subscribed to the Des Moines Register. We enjoyed the local news for Polk County and surrounding areas. It kept us in touch with our community and what was going on around us. The only problem was that the newspapers would build up. If you didn’t read the paper for a day or two, they would start to accumulate. […]

Now and Later: The Great Retirement Question

Over the last few months, I’ve read several articles that center around the idea that people should be saving every possible dime that they can for retirement. […]