The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 292)

Reader Tip Tuesday #4

A little late, but a good one! Here’s this week’s Reader Tip Tuesday. Once you’ve gotten into dangerous waters with a credit card, it’s tempting to swear off of plastic entirely. But before you do, it’s important to understand know that there are plenty of ways to use credit cards to avoid and get out of debt. […]

The Simple Dollar Weekly Roundup: Performance Enhancing Drugs Edition

It’s no secret that I’ve been a life-long baseball fan, and with all of the news about the recent batch of bannings in baseball due to performance enhancing drugs, several readers wrote to me asking about my take and whether I would watch baseball with my children. My take is pretty simple. I know that those guys out there on the field are doing this for a living. […]

Want to Save Enormous Amounts of Money? Change Where You Live

One of the most mystifying things that readers write to me about is when they’re living in a very expensive urban area and struggling with a minimum wage job or just above it. I received a note not long ago from “Jenny,” who lived in San Francisco and made only $22,000 a year. She shared an apartment with three other people and had virtually no money. […]

Inconsistent Consistency

For the last several years, I’ve had this painful up-and-down relationship with exercise. I’m a routine-oriented person and I certainly possess the willpower to exercise every single day. When I first decided to really focus on exercise in 2008, I started on this great daily schedule that worked like a charm for about two weeks. […]

Reader Mailbag: Flavors of Summer

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Value of homeowner tax benefits 2. Sports memorabilia 3. Mortgage or full purchase savings? 4. Passive income and ebooks 5. Returning to the workplace 6. Sharing travel expenses 7. What to do with silver 8. […]

Ten Simple Frugal Steps That Save Money Without Skipping a Beat

Over the years that I’ve been doing the reader mailbag columns, I’ve received many, many emails from readers. A lot of those readers tell me that they’re in a serious financial bind and that they’re on the verge of being unable to pay their bills or debts. […]

Giving Children Everything They Deserve

Let me tell you a little bit about my children. My oldest child is the most serious of the bunch. He relishes being the older brother and teaching his younger siblings about life. He’s constantly asking questions and enjoys reading so much that he’s started a book club for early elementary children. […]

The Economic Bogeyman

The economy is in the doldrums. We’re in a “lost decade.” The latest jobs report is terrible. The investment you have will never see the same returns again. You need to invest in gold to have your savings survive. No, wait, silver. No, wait, natural gas. There’s always an economic bogeyman out there. […]

Ten Pieces of Inspiration #138

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Emerson on gratitude “Cultivate the habit of being grateful for every good thing that comes to you, and to give thanks continuously. […]