The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 292)

Ask About Termination Fees (330/365)

Quite often, when people are locked into long-term contracts with their internet provider or cable/satellite provider or cell phone service provider, they consider themselves to be permanently “stuck” and unable to even consider switching until their contract runs out. […]

Reader Mailbag: Christmas Cards

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Career and life dilemma 2. Christmas at home? 3. Child choosing risky career 4. Christmas frugal and thoughtful rules 5. Stocking stuffer games? 6. Spouse and retirement 7. Investment money concerns 8. Written letters 9. […]

Leverage Competing Deals (329/365)

One of the best parts of living in a modern capitalist country is that, in many industries, lots of companies are competing for your business. […]

Be The Change You Want to See in Your World

“Be the change you want to see in the world.” – Mahatma Gandhi That Gandhi quote pops up in a lot of places. […]

Ask for Introductory Deals, Even If You’re a Regular Customer (328/365)

Companies will sometimes offer astounding deals in an effort to acquire a new customer, because they know that once you’re a customer, the contract will keep you for a while and then inertia will often keep you for longer. Because of that, shopping around for a new provider for your cell phone service (or your internet service or your television service) can often result in getting a very good dea […]

Ten Pieces of Inspiration #101

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Abraham Lincoln on enemies and friends When you have someone that you’re in conflict with, you’re far better off finding common ground with that person and getting past the difficulty than you are letting the problem fester. […]

Avoid Long-Term Contracts (327/365)

Cell phone companies want you to sign a contract. It’s just a fact of life when picking out a cellular deal. It makes a lot of sense for the cell phone company. It locks in a revenue stream for them that persists for two years (and has a solid chance of being extended beyond that). The only way that stream can be interrupted is if someone pays an early termination fee, which can be sizeable. […]

If You Rack Up “Out of Calling Area” Charges, Upgrade Your Plan (326/365)

Sarah and I each go on a significant trip about twice a year. Usually, one trip is together, another trip involves Sarah visiting her sister on the East Coast, and the other trip usually centers around one of my hobbies. Those trips are the few times each year where we leave the upper Midwest. […]

Things I’m Thankful For This Year

Happy Thanksgiving, everyone! I’m thankful for my oldest son, who shows astounding maturity and thoughtfulness for his age. […]