The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 292)

How and Why to Use a Zero-Sum Budget

Assign a job to every dollar you earn, whether it’s to pay bills, save for retirement — or buy a new camera. Photo: An Mai Sometime around 2010, my husband and I realized that we weren’t making the most of our income. We knew we were wasting boatloads of money, yet we weren’t sure why it was happening or how to make it stop. […]

How and Why to Use a Zero-Sum Budget

Assign a job to every dollar you earn, whether it’s to pay bills, save for retirement — or buy a new camera. Photo: An Mai Sometime around 2010, my husband and I realized that we weren’t making the most of our income. We knew we were wasting boatloads of money, yet we weren’t sure why it was happening or how to make it stop. […]

Inspiration from Claude Monet, Henry David Thoreau, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. Claude Monet, Red Boats at Argenteuil (1875) Whenever I look at a painting, I want it to make me feel something, whether it’s an emotional tug or a sense of awe or something else. […]

10 Worst College Degrees to Earn in 2015

If you want to be an actor, just start acting — you don’t need to spend tens of thousands of dollars on college. […]

It’s Not a Competition

Several months ago, my sister-in-law took over a small business in her community. She had been working there as an employee, but the business owner was making some life changes and they came to an agreement that left both of them happy. […]

How to Use Technology to Start Saving More

Use a budgeting app such as Level or Goodbudget to save automatically and keep spending in check. Photo: Level The numbers on who is saving money in America — or more commonly, who isn’t — may shock you. According to a survey by Bankrate, 76% of Americans are living paycheck to paycheck. […]