The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 293)

Read the Manual (30/365)

When my wife and I first got our Prius, we had a very difficult time getting the car to turn on. Now, this seems like a completely simple issue. Put in the key, right? Well, our Prius has a button on the dash that says “Power” instead of a key. […]

Banks Are Not Your Friends

I believe that banking institutions are more dangerous to our liberties than standing armies. – Thomas Jefferson Thanks to William Grootonk for the image. Yesterday, I was stunned to read a news report about how Freddie Mac denied people the ability to refinance, then made investments that earn them more money if people are unable to refinance. […]

Focus on Reliability and Fuel Efficiency (29/365)

The last two weeks have focused on appliances. Now, we’re going to shift directions and take a deeper look at automobiles. Let’s take a look at two hypothetical cars. You’re looking at a class of cars that, according to the data you’ve researched, get to 150,000 miles pretty reliably before significant problems set in. […]

Reader Mailbag: Early Mornings

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Paying off low interest debt 2. Refinancing question 3. Coaching youth sports 4. Building credit from scratch 5. Buying home without down payment 6. Breakfast question 7. What happened to WaMu? 8. […]

Review: The Money Saving Mom’s Budget

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. I’ve had the blog Money Saving Mom bookmarked for years. In fact, it’s been a permanent mainstay on the list of 25 blogs I recommend that appears on every page of The Simple Dollar. […]

Invest in a Deep Freezer (27/365)

One of the most critical appliances in our home when I was growing up was our chest deep freezer. We kept it in the attached garage, just a few steps out of the garage door that opened onto the kitchen. […]

Ten Pieces of Inspiration #57

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

What’s Next After Debt Freedom?

Thanks to Forest Wander for the picture. Every new beginning comes from some other beginning’s end – Seneca As I write this, Sarah and I are completely debt free. We have no mortgage. We have no car loans. We have no student loans. We have no credit card balances. We have no consumer loans of any other type. […]