The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 293)

Use a Digital Camera Effectively (351/365)

Whenever I’m about to travel, my digital camera is the first thing I pack. It’s an incredibly cost-efficient way to create a record of my travels. There are many obvious ways to utilize a digital camera while traveling. One, you don’t need to make prints (unless you want to). I almost never make prints unless I have a specific need for a physical copy of the photo. […]

Reader Mailbag: Stew

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Tax software for challenging year 2. Credit cards and dishonesty 3. Shopping strategies in small town 4. Wage garnishment question 5. 100% financing on a home 6. Maximizing wealth after graduation 7. […]

Avoid Typical Souvenirs (350/365)

For me, the best souvenirs are the memories. I don’t really need physical things to recall my vacations, as I’ll just look at the digital pictures and my mind fills in the blanks. Of course, many people like to bring home physical items to remember their vacations by. Sarah takes this route with her souvenirs. […]

Finding Money Heroes for Our Children

Children look for role models (as do adults, to some extent). They look for people who embody the things they see as successful and important and emulate their behavior to some degree. I recognize that, for my children, I’m going to be a role model, both consciously and unconsciously, but I also know that I’m not going to be their only role model. Far from it. […]

Plan the Backbone of Your Vacation Around Inexpensive Stuff (349/365)

It’s common sense. If you plan a vacation in which the primary activities are expensive things, then the vacation is going to be expensive. […]

Ten Pieces of Inspiration #104

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Jason Pollock on genuine kindness What kind of person are you when no one you know is looking? […]

Know the Rules When You Use Your ATM Card When Abroad (348/365)

As we discussed yesterday, practicing a little bit of care with your money when traveling abroad can save you a pretty penny. Currency exchange can really cost a person if they’re not prepared. One of the tactics I suggested in that article is to use an ATM card if you need currency when you actually arrive overseas before turning to a currency exchange desk. […]

If Goals Make You Miserable, Eliminate the Misery

Recently, I found a very thoughtful article by Danielle LaPorte entitled “Why I Gave Up Chasing Goals.” The idea behind her article wasn’t that she wasn’t moving forward in her life, but that she viewed the idea of goals as a burden: I want to feel good more than I want to check accomplishments off my list. I want to feel good more than I want to please other people. I want to feel good more than […]

Do Necessary Currency Conversions Before You Leave (347/365)

One of the most painful parts of my international travels has been the currency conversion process. Many banks, particularly those with international branches, will happily convert currency for you, but at a price. It’s understandable why they charge a fee. […]

Reader Mailbag: Fingertips

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Social Security now or later? 2. White lies at Christmas 3. Real estate investing and mortgages 4. Stocking stuffers 5. Running for office 6. Sharing meal prep responsibilities 7. Retirement savings or debt repayment? 8. […]