The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 293)

Christmas Worries

In a recent reader mailbag, Dave wrote: Up until January, I had a wonderful job where I handled all of the IT needs for a small company in our area. At the end of last year, the company was sold and the jobs were folded together with another company with the “redundant” jobs being eliminated, and mine was redundant. […]

Take a Hard Look at Entertainment-Oriented Monthly Bills (323/365)

I’ve talked over the last few days about the value of reviewing monthly bills and subscription services. Today, I’m going to look at two bills that people often think of as “untouchable,” but which essentially just boil down to expensive entertainment. I’m looking at you, cable/satellite bill. […]

Reader Mailbag: Pets and Allergies

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Pension distributions options 2. Distributing leftovers 3. Degrees over the internet 4. Dangers of hiding cash 5. Political fliers as kindling 6. Shipping clothes? 7. Bookshelf limitations 8. Buying it for life? 9. […]

Take a Hard Look at Club Membership Fees and Gym Fees (322/365)

As I mentioned yesterday, one of the first things Sarah and I did when we began our financial recovery was to start going through all of our regular bills – monthly bills, annual bills, and everything in between. If it needed to be paid regularly, it was examined. This included quite a few club membership fees, subscription fees, and gym fees. We had a warehouse club membership. […]

Setting Clear Long-Term Financial Goals

When Sarah and I first began our financial turnaround, we discovered that it was very easy to set and complete very short term personal finance goals and microgoals. We’d agree to spend a weekend without spending any money. We’d agree to spend a day or two going through our DVD collection and eliminating 60% of it. We’d agree to spend the next month avoiding bookstores. These were strong microgoal […]

Eliminate Any Monthly Services You Don’t Use (321/365)

When we first ran into our financial wall, the first action I took was to head to the library and check out a pile of books on personal finance. I brought home at least a dozen books and I started reading them rapidly and taking notes. One theme that popped up over and over again was cutting costs. […]

Ten Pieces of Inspiration #100

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. Since this is the 100th “pieces of inspiration” article, I decided to do something a bit different. As many of you know, I’m a voracious reader. […]

If Prices Are Equal, Buy It Local (320/365)

I compare online and offline prices all the time. It’s simply part of how I naturally shop. Sometimes, though, I’ll find that I can get essentially the same exact deal both online and off. The best online price I can find matches the price I see in the store. In that situation, I always buy local. There are a lot of reasons to buy local, of course. […]

Dreaming of a Windfall

I love reading random Twitter feeds. I’ll wonder what random people are thinking about a particular topic, so I’ll go to Twitter and search for that topic. […]

Don’t Buy “Just One More Thing” to Get Free Shipping (319/365)

It happens to almost everyone who shops online. You go to a site to order a specific item that you’ve already decided on. You add that item to the cart and head to the checkout. But wait! The site informs you that if you add just $12 more in items, you can get free shipping on your order! […]