The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 293)

Do the Hard Things First

It’s a pretty common principle of time management. When you have a list of tasks to do, choose the one that’s hardest and do that first. That way, you tackle it with the most energy and the freshest mind. What’s interesting is that many well-organized people use this principle quite well in the short term, but then completely discard it when looking at the long term. […]

The Simple Dollar Weekly Roundup: Routine Reboot Edition

Over the last few weeks, I’ve been trying to slowly adjust my daily routine to incorporate some new habits. The biggest challenge I’ve found is that it’s really easy to slip back into old patterns without thinking about it. My solution? I’ve set up “reminder” software on my computer – a mix of Fantastical and Breaktime – to yell at me about the new habits I’m establishing. […]

5 Tactics for Getting a Better Cell Phone Deal

This article first appeared on U.S. News and World Report Money. Cell phone companies want you to sign up for expensive two-year contracts. Why wouldn’t they? It’s money directly in their pocket. […]

Building an Emergency Supply Kit

Several years ago, I wrote an article on emergency supplies everyone should have in their home. At that time, my list was quite simple – I was new to home ownership and I was focused on the basics. Over the years, my emergency supply kit has grown and grown. It now exists in a few tubs in our garage, with some of the water-sensitive items inside waterproof containers. […]

Make Failure Into a Stepping Stone, Not an Excuse

Whenever I push myself into a strict diet or a strict exercise regime or a strict set of personal finance rules, I find that I thrive in the short term. For the first week or so, I’ll hit every benchmark I have within those strict rules. I’ll exercise. I’ll eat incredibly well. I’ll avoid spending an unnecessary dime. Then, at some point, I fail. […]

Reader Mailbag: Working Ahead

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Renting or buying musical instruments 2. Inflation and mortgage length 3. Why so much to retire? 4. Disabled daughter worries 5. Parents moving in 6. Paranoid 7. Saving for child’s college 8. Free toothbrushes? 9. […]

A Lifetime of Choices

Once in a Lifetime Stephen writes in: “I am struggling with continuing to save because of the fragility of my life. Both of my parents and my older sister died in their 50s. I turned 50 last year and there are so many things I still want to do in life. […]

Some Advice for Investing in Collectibles

Right now, I have a collection of sports cards and other trading cards that is easily valued at $10,000 – and, depending on how sales went, it could add up to as much as $20,000. […]

Building an Electronic Price Book

When Sarah and I were reassessing our finances, we looked around for as many tips as possible on how to save money. One of the best resources we discovered was The Complete Tightwad Gazette. One of the best suggestions that we found in the book was to use a logical system to determine where the best prices were on the grocery items that you commonly buy. […]

Ten Pieces of Inspiration #163

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Bob Moawad on the best day of your life “The best day of your life is the one on which you decide your life is your own. No apologies or excuses. No one to lean on, rely on, or blame. […]