The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 293)

What Is Your Logjam?

During the months leading up to our financial meltdown in April 2006, I knew that there were some serious financial problems brewing in our life. We had a lot of debt and didn’t own any major assets and we seemed to be consistently spending less than we earned. […]

Reader Mailbag: The Calm Before the Storm

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Using a blog for sales 2. Emergency document contents 3. No 401(k) at work 4. Local bookswap 5. Whole life insurance 6. Handling windfall 7. Pen-and-paper games 8. Negotiating with credit cards 9. Hand sanitizer or soap? 10. […]

Investments, Taxes, and Worry

Johnny writes in: The one thing that has kept me from diving into investing is fear of taxes. Every time I read about taxes and investments, it seems really, really complicated and I’m worried I’m going to be stuck with a big tax bill at the end of a given year even if I think I did everything smartly. That’s an understandable worry. […]

The “I’m Never Going to Retire” Retirement Plan

Stephen writes in: I’ve basically made the decision that I’m never going to retire. I’m going to keep working until I literally cannot work any more, at which point my physical and mental decline should be pretty steep and swift. Given that, what’s the point of saving for retirement? […]

The Simple Dollar’s Education in Insurance

Up until now, I’ve only occasionally dealt with a major component of monthly finance: your insurance. If you’ve got a family, like me, you have to know how your insurance works. […]

The Range of Your Vision

Because of the strange trajectory of my life, I have friends in rural places and I have friends in cities. I have friends who are on food stamps and I have friends that are millionaires. I have friends who own their own business and I have friends who can barely keep a job. I’ve noticed something fascinating lately among the friends that I keep regular communication with. […]

Reader Mailbag: The Time Spent

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Overseas travel with kids 2. Bitcoins 3. Life or disability insurance? 4. Prepaying funeral expenses 5. Reaching a financially clueless student 6. Self-publishing a book 7. Emergency fund alternatives 8. […]

Making Financial Independence a Part-Time Job

Carrie writes in: I’m a 23 year old single woman with a solid government job that pays reasonably well. I have quite a bit of free time. What I’d like to do is somehow “bank” that free time so that I can have more free time later on when I (theoretically) have a child, as I’d like to be more flexible with my time then. […]

The Collection Plate Dilemma

According to various studies, approximately 40% of Americans attend religious services on a weekly basis (though that exact percentage is disputed). […]