The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 293)

Reader Mailbag: NCAA Tournament Predictions

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Handling a windfall 2. Underwater on mortgage 3. The best next step 4. More for the mortgage? 5. Saving up for payments 6. Package price increase 7. Maximize investments or pay mortgage? 8. Exercising at home 9. […]

Review: Evil Plans

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. […]

Some Thoughts on Entering Drawings

I have several friends who have made something of a hobby of simply trawling the web, looking for sites that are offering giveaways, entering them, and then looking for the next one. After finally spending a couple of afternoons doing this at the behest of a couple of them, I find some good things – and some bad things – about doing this. It is an inexpensive hobby. […]

The Tricky Tax Refund

Like many self-employed folks, for me April 15 means a day to write a check to the government. Even if I do manage to get a refund, I’m still writing a check on that day to pay my first batch of estimated taxes for 2011. It wasn’t all that long ago, though, when April 15 usually meant that I would be receiving a tax refund check. Back in those days, my tax refund check was a wonder. […]

Ten Pieces of Inspiration #10

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. A brother learning, a brother teaching My two sons have been amazing this past week. Our ten month old (the baby) has been trying very hard to learn how to crawl and to pull himself up on things for the past few weeks. […]

Dinner With My Family #9: Spinach and Artichoke Calzone

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. […]

$4 Gas and Fragile Finances

Right now, as I look at AAA’s Daily Fuel Gauge Report, the nationwide average for a gallon of regular unleaded gas is $3.53. Just one month ago, it was $3.12 per gallon, a $0.41 jump. I’m lucky – I work at home. My wife is at least somewhat lucky – she commutes in a fully-paid-for car that gets 45 miles to the gallon. […]

Reader Mailbag: Wisconsin Emails

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Regular or Roth IRA? 2. Setting long-term goals 3. “Free” texting and phone service 4. Saving for a laptop 5. Paying for taxes 6. Buy or rent? 7. Are protective sleeves worthwhile? 8. Reading 100 books 9. […]

Putting Food on the Table When You Can’t Make Ends Meet

Tony writes in: About two weeks ago, I lost my job. I was being paid cash to do some maintenance work but the guy hiring me couldn’t afford it. A few days after that I tried to use my credit card to buy groceries and I was over my credit limit. Right now I have $20 in my wallet and that’s all the money I have. I have a five year old kid and we don’t have much food in the cupboard. […]