The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 293)

Use It Until It Breaks?

Jerry writes in: “I was reading on another blog about replacing things that work with better versions of the same item like clothes hangers. To me, it makes more sense to just keep using something until it actually breaks, then replace it, but that’s just my sense of wanting to get every last drop out of something I put my money into. […]

The Simple Dollar Weekly Roundup: Thanksgiving Leftovers Edition

Creatively prepared Thanksgiving leftovers are usually my favorite part of the meal. The elements of a traditional Thanksgiving dinner can be remixed in many, many creative ways to make for some delicious meals throughout the following days and often can result in very little of the food going to waste, meaning you’ve got some pretty inexpensive meals. […]

Using Amazon Price-Matching to Save Money While Shopping

This article first appeared at U.S. News and World Report Money. The holiday shopping season is upon us and, for a lot of us, that means quite a lot of gift purchases. […]

Wishing for the Best for Your Children? Make the Best Instead

Almost every parent out there has dreams for their children. They want their children to have a happy life, no matter what path they take. They want their children to see success in whatever life paths they choose. They want their children to find love and perhaps also want their children to know the joys of parenthood. […]

Reader Mailbag: The Family Conversation

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Quality item – or just expensive? 2. Pay down by interest rate 3. Married into poverty 4. Why pay for “freemium”? 5. Frugal professional fashion 6. Coupon organizaton 7. Time to switch jobs? 8. Office cuts 9. […]

(Almost) Everything Useful I’ve Learned about Personal Finance in Ten Sentences

It’s not really that complicated. 1. Spend less than you earn. 2. If you’re facing a pile of debts, make minimum payments on all of the debts but the one with the highest interest rate, then make the biggest payment you can each month on that high one. 3. […]

The Reliable People

Everyone has a mix of reliable and unreliable people in their lives. Reliable people are the ones that come through time and time again when they promise something. Unreliable people might come through sometimes, but you can’t depend on their word. Most people tend to want to collect reliable people in their lives. […]

What You Sacrifice Today for a Better Tomorrow

The reality of retirement savings comes down to a very simple decision. Each paycheck or each week or each month, you have a choice to make. You can either put a certain amount of money away for retirement, or you can keep it and spend it on other expenses as you see fit. Every time you choose to put some money away, it essentially disappears out of your life for a long while. […]

Ten Pieces of Inspiration #153

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]