The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 293)

Reader Mailbag: Baseball Playoffs

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Different hobbies than wife 2. Eliminating credit card debt 3. Handling comic book collection 4. Retiring overseas 5. Finances and relationships 6. Establishing credit 7. Personal belongings after death 8. […]

Have Regular Talks About Your Financial Situation (280/365)

There’s an interesting phenomenon that happens in a marriage. After a while, you become so accustomed to the person you’re with that you often think you completely know what their desires and goals are and where they want to be heading in the future. That kind of complacency can be comforting. You can feel as though you have a rock to rely on. However, people change. […]

The Value of Personal Finance Seminars

Several months ago, I was contacted by a company that wanted to work hand-in-hand with me to develop a seminar series where I would take the ideas behind The Simple Dollar and convert them into a format not too unlike the seminars presented by Dave Ramsey and his group. While I considered the idea for a while, I eventually declined the offer, mostly because of the enormous time commitment and time […]

Be Completely Honest with Your Partner About Money Issues (279/365)

Sometimes, I give in to temptation and spend money in a nonsensical fashion. I buy something I really shouldn’t buy. It’s out of the ordinary for me, but it’s still something that I do every once in a while. Several years ago, I probably would not have told Sarah about it. […]

Ten Pieces of Inspiration #94

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

Realize Money Doesn’t Heal a Marital Problem (278/365)

Money is often a major conflict in marital situations. Lots of little unexpected events and some bad spending choices can quickly add up to a pretty poor financial picture and that can poison a marriage. Many people respond to this situation by thinking that they can fix everything by earning some more money. They add overtime at work. They take a second job. […]

Give Your Marriage the Care and Feeding It Needs (277/365)

When you’ve been married for a number of years, the “new” feeling begins to wear off. You begin to get incredibly comfortable in the relationship and often begin to see your partner as just a completely natural part of your life. At that level of complacency, it’s easy to forget about the effort that it took to build up your relationship. […]

Reader Mailbag: Red Team and Blue Team

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Emergency fund storage 2. A design for life 3. Exercise on the cheap 4. Parenting blogs 5. Not caring about future 6. Other savings beyond 529s 7. Communicating about college savings 8. Sharing child tasks 9. […]

Don’t Get Married If You’re Still Having Doubts (276/365)

Sarah and I dated for more than six years. During that time, we had our ups and downs as any couple does, but we knew, especially near the end, that we were heading for marriage. We were engaged for the last year of that period. One of the things that we did is receive some pre-marriage counseling from the pastor who officiated our wedding ceremony. […]