The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 294)

Reader Mailbag: Basic Manners

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Bills in collection 2. First steps toward reading 3. Freelance work and being assertive 4. Network marketing thoughts 5. Bedtime reading 6. Finances, style, and a relationship 7. Premarital money to-dos 8. […]

Participate in Babysitting Exchanges Instead of Hiring a Babysitter (70/365)

Within walking distance of our home lives another couple that’s about our age. They have two children, both of which are in the age range of our own children, and the older ones have become friends due to interacting at the same preschool. Over time, we’ve developed something of a babysitting exchange with them. […]

Golden

One of the basic guidelines that I try to live my life by is the Golden Rule. It’s a simple statement that pops up in almost every world religion and many significant works of philosophy. Simply put, treat others as you would like to be treated. All things whatsoever ye would that men should do to you, do ye so to them; for this is the law and the prophets. […]

Focus on Buying Open-Ended Toys (69/365)

Yesterday, I wrote about the advantages of buying fewer toys, but focusing on higher-quality toys. This makes sure that you’re not replacing toys because they’re cheap, you’re not filling your house up with clutter, and the toys have resale value when you’re finished. If you’ve spent time around children, you’ll quickly notice a few key things about how they play. […]

Ten Pieces of Inspiration #63

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. I spent some time this week planning a family trip this summer to Yellowstone. […]

Buy Fewer Children’s Toys, but Buy Higher Quality Items (68/365)

Every so often, Sarah and I go through our children’s toys and set some aside to donate to Goodwill. Our children tend to receive a lot of gifts on their birthdays from their army of loving grandparents, aunts, uncles, and cousins, so they tend to wind up with a large number of toys. From those toys, we find ourselves pulling out the same type of toys over and over again. […]

Breaking Through the Frustration Barrier

Personal finance can be really frustrating at times. For starters, money success can take a long time to achieve. If you’re in a big hole of debt, you’re looking at years of digging just to get back to zero. People are often encouraged to start saving for retirement in their twenties, even though most won’t actually retire until their seventies. […]

Take Advantage of Hand-Me-Downs (67/365)

When Sarah and I had our children, we were somewhat lucky in that a lot of our friends and family were having children around the same time. […]

Reader Mailbag: Parent-Teacher Conferences

Reader Mailbag: Parent-Teacher Conferences What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Medicare, Social Security, and 401(k)s 2. Water cooler and cable TV 3. Helping people in need 4. Handling an underwater house 5. Bad babysitter 6. Retirement savings troubles 7. […]

Shop Yard Sales for Young Children’s Clothing (66/365)

Newborn. Three months. Six months. Nine months. Twelve months. Eighteen months. Twenty four months. 2T. 3T. 4T. Children go through clothes sizes incredibly fast. I’ve watched my own children blaze through all of the above clothes sizes in three to four years. That means children simply aren’t going to wear out the clothes you buy for them. […]