The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 294)

Ten Pieces of Inspiration #84

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. George Orwell on those kids I think I’m wiser than my children at the moment, because the oldest one is six. However, I think that my parents are wiser than I am. […]

Master the Concept of Cost Per Use (208/365)

Most of the products we buy – everything from toilet paper and peanut butter to DVDs and board games – are purchased with the idea that we’re going to use them some number of times. Take a jar of peanut butter. When we have a jar on hand, we’ll get it out of the cupboard, remove a bit for a sandwich or something else, then put it back. […]

Some Tips for Frugal Conventions

Once or twice a year, Sarah and I each take a “mini-vacation” of sorts in order to follow up on our individual interests and get a breather from the challenges of parenting three young children. […]

Try a More Value-Oriented Grocery Store (207/365)

All grocery stores are not created equal. In our area, you’ll find food co-ops that specialize in fresh groceries and items with quality ingredients, but the prices are high. You’ll find chains that try to appeal to all shoppers, like Hy-Vee. You’ll also find discount grocers. For me, the two store chains that fall firmly into that group in my area are Aldi and Fareway. […]

Reader Mailbag: Dog-Eared Books

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Negotiating pay raise inside company 2. Outsized dreams 3. Cash stockpile 4. Selling a lemon 5. Frugal in medical emergency 6. Improving work focus 7. Interest savings 8. Trusting in more than God 9. Work for cash 10. […]

Buy Generic Brand Products (206/365)

For most common items in a grocery store, you’ll find two distinct types of product. On the one hand, you’ll have the “name brand” items, which are usually in distinctive packaging and with a company brand you’re familiar with. […]

The Simple Dollar Weekly Roundup: Breakfast Edition

I try to eat breakfast each day, but I try to not eat it right when I get up. Instead, I wait until I actually feel hungry for it (mid-morning, around 9:30) and then eat a late lunch. I’ve found this works really well for me. […]

Shop at a Farmers’ Market (205/365)

For some of you, the CSA idea from yesterday won’t work. It might be too expensive up front. It might be difficult to pick up your share every week. You don’t want that many vegetables at once. However, the appeal of low-cost and ultra-fresh vegetables and other items remains appealing. […]

Hiring Veterans is Good For Business and Families

It may or may not come as a surprise to you that the unemployment rate for veterans is higher than the national average. The unemployment rate for veterans ages 18-24 is in fact much higher than the national average: according to a recent study, nearly 1 in 4 18-24 year old veterans are out of work. Unfortunately, there are often obstacles to them finding jobs. […]

What Are Job Benefits Worth?

A few days ago, I posted an article entitled A Salary Isn’t the Whole Picture, in which I discussed the fact that many jobs have additional costs and expenses that aren’t included when you simply look at the salary that a job pays you. From that article, I received a fair amount of reader feedback about the issue of benefits. Benefits certainly do add value to any job position. […]