The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 294)

The Simple Dollar Weekly Roundup: Alternating Nights Edition

Sarah and I take turns handling the bedtime routine of our three children. One of us will make sure the kids get their teeth brushed and take their vitamins, read them their bedtime stories, sing songs for them, then hang out near their bedroom to handle the inevitable post-bedtime requests. The other parent essentially has free time. Sometimes, we just relax. […]

Putting Off the Important Things

One of the biggest challenges when it comes to personal finance is that most of the personal finance tasks a person might do are not urgent. It’s that lack of urgency that often convinces people to indulge in bad personal finance behavior. Important and Urgent Tasks What do I mean by not “urgent”? Every task you have before you in your life can be judged by one of two traits. Is it important? […]

The Christmas Spirit All Year Round

One of the best parts of this time of the year is the handful of days we spend decorating our house for Christmas. All of us are involved in the process, even our littlest one, who struggles with the hand-eye coordination needed to put ornaments on the tree. […]

Some Thoughts on Careers and Cyber Monday

A few days ago, I was chatting with someone who was telling me how he only shopped for Black Friday sales online. He didn’t like to go out to the stores, and I completely agreed with him. After that, the conversation switched to Cyber Monday, and he told me of the long checklist of websites that he checks on that day. […]

Reader Mailbag: Some Homemade Gifts

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. RRSP question 2. Inadequate income for student loans 3. Emergency fund question 4. Taxes or other uses? 5. Sales over the weekend 6. Multiple student loan payments 7. Cars with leg room 8. Good items on credit report 9. […]

Review: How to Have More Than Enough

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. One of the first books I reviewed on The Simple Dollar was Dave Ramsey’s More Than Enough. […]

What’s In It For Them?

Every time you interact with a business, you’re trading something of value for something of lesser value from them. If that were not the case, then the business could not continue to operate. […]

The Seven Attributes That Matter

A while back, I sat down to make a list of the attributes of the people I consider to be great people. […]

Ten Pieces of Inspiration #48

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Kathryn Schulz on being wrong Being wrong isn’t necessarily a bad thing. Being wrong is just as important as being right. […]

Some Thoughts on How to Deal with Thanksgiving Leftovers

Instead of a “Dinner with My Family” this week, I thought I’d discuss how to deal with the mountain of Thanksgiving leftovers that many families find themselves with today. Each year, my mother takes charge of preparing a huge family Thanksgiving meal. Each year, there’s a small mountain of leftovers to deal with. I know that many other families find themselves in the same boat. […]