The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 294)

Before You Get a Pet, Be Aware That They Can Be Money Sinks

Sarah and I are very close friends with a couple who are dog lovers. They have two Saint Bernards in their home. I quite like their dogs. One of them has awful breath, so I somewhat avoid him, but the other one is a charmer. I’ll pet them and play with them a bit every time I go visit them. […]

Relying Too Much on an Emergency Fund

Sometimes, when you have a hammer, everything begins to look like a nail. Take an emergency fund. What do you do in a financial emergency if you don’t have one? Let’s say your car breaks down and you’re facing a $1,000 repair bill. Ouch. You’re probably going to ask the repair place if they have some kind of installment plan to pay for the repair. […]

Why I Never Use Stock Market Predictions to Invest My Money

Let’s say, hypothetically, that I figured out some ingenious way to predict the stock market so well that I would always significantly beat the annual returns of the S&P 500. […]

Ten Pieces of Inspiration #116

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

Picking the Right Spot for a Home

When Sarah and I first moved into the home that we currently live in, it made sense in a number of ways for us. Our jobs were in two different towns about forty minutes apart, so it seemed to make sense to live in a place that was halfway between the two so that neither one of us had a long commute. […]

Managing Your Daily Energy and Focus for Maximum Return

Not too long ago, I had an office job that was, at times, highly stressful and very demanding of my focus and energy. […]

The War on Unitaskers

One of my favorite television series is Good Eats, a food science program hosted by Alton Brown that still sometimes runs on repeats on Food Network and Cooking Channel. The series could probably best be described as being like Mr. […]

Reader Mailbag: Getting in the Zone

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Debts versus inheritance 2. Narrowing down your side businesses 3. Mid-term investment 4. Does neat office help productivity? 5. Where do I start? 6. Paring down unused things 7. Homebuying concerns 8. Spousal anger 9. […]

The Strength of Your Safety Net

I tend to view life as being something like a high wire act at the circus. We balance ourselves on that high wire and attempt to walk through life. We’re carrying a lot of weight to make the balancing act even trickier – children, marriage, and other responsibilities. Eventually, something happens and we fall. […]