The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 294)

Three Drawbacks to the Dave Ramsey Plan

Carly writes in: I recently bought The Total Money Makeover on your recommendation and I’ve been enjoying it. It seems like a lot of your ideas and Dave Ramsey’s ideas overlap. What differences are there between your ideas? Before I get started on this article, I want to point out that I agree with Dave Ramsey’s personal finance plan on about 99% of the specifics. […]

Reader Mailbag: Reading Lists

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. […]

Three Life Lessons About Life Insurance

Life insurance is a topic that has danced in and out of my life over the years. Here are three little tales about the times when life insurance has impacted my life and what valuable lessons I’ve taken away from those experiences. A Childhood of Ill Health I don’t know how often I’ve mentioned this on here, but I spent much of my childhood in and out of hospitals. […]

Streamlining Your Hobbies, Streamlining Your Money

I’ll be the first to admit that I have a lot of interests. Without skipping a beat, I can name off a dozen hobbies that I actively enjoy and a dozen more that I enjoy on occasion. I know I’m not alone in this. I have quite a few friends who are roughly my age, have careers, have children at home, and have a ton of interests. […]

Stomaching the Roller Coaster

Jane writes in: I think you’re giving bad advice to people when you tell them not to put everything in stocks or real estate when making a long-term investment. […]

Lower Monthly Bills Or More Long-Term Money?

Jennifer writes in: My husband and I are shopping very seriously for houses right now. We will likely be in a home by the start of the summer. I’m writing to you because we’re very unsure about the mortgage. On paper, it makes complete sense to get a fifteen year or even a ten year mortgage. We will pay far less interest over the long run that way. But then we look at our monthly bills. […]

Reader Mailbag: The Innocent Man

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. […]

The Day of Love

This coming Thursday is Valentine’s Day, and an awful lot of couples out there are going to be spending some cash on flowers, on chocolates, on expensive dinners, and on other gifts on that day (or within a day or two of it). The entire purpose of the day is to express love for your partner and, in many ways, a romantic gift can do just that. […]

The Unfinished Shelf

Recently, I stripped all of the books off of my bookshelf in our bedroom. My wife and I each have a bookshelf in there, stuffed with books and other miscellany. […]