The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 294)

The Simple Dollar Weekly Roundup: Iowa Politicking Edition

One very interesting part of living in Iowa (a facet that I imagine is really only shared with residents of New Hampshire) is the huge amount of political gamesmanship that goes on in this state for the six months or so before a presidential caucus. Because Iowa is the first state in the nation to have a presidential caucus, presidential candidates descend on Iowa like locusts. […]


About twelve years ago, I had a job as a computer lab monitor at the college I attended. The job was easy. All I had to do was go to that room during designated hours, sit at a particular desk, and answer user questions, along with a few other minor tasks such as reloading printer paper and changing print cartridges. […]

A Different Way of Thinking about Your Debts

If you take out a $200,000 loan for 30 years at 4.5% interest, how much in debt are you? Some might argue that you’re only $200,000 in debt. […]

Saving Pennies or Dollars? Dishwasher Detergent

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Reader Mailbag: Long Weekend

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Move in together 2. The crossover point for cars 3. Freelancer feeling desperate 4. Retirement and wedding 5. Basics of prepaid credit cards 6. Debt repayment planning 7. Teenage kids and cars 8. Zucchini bread 9. […]

Review: Social Intelligence

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. I’ve often talked about how having a social network that challenges you to improve yourself and encourages you towards good behavior can deeply shape how you think and the choices you make. […]

Balancing Giving and Saving

Sharon writes in: How do you manage the balance between saving for the future and for your own personal goals with a desire to give to those less fortunate than you? It feels like they’re going in opposite directions. To an extent, this is a struggle for virtually everyone in the first world. Everyone reading this lives well into the upper half of the world in terms of standard of living. […]

Rethinking Your Rules

Right now, as you’re reading this, you’re completely in control of this moment, limited only by your absolute physical limitations. You can choose to keep reading this article. Or, you can choose to go outside and take a walk. You can choose to get in your vehicle and drive to the next state. […]

Ten Pieces of Inspiration #34

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. This past week, Steve Jobs resigned as CEO of Apple, likely due to health reasons. […]

Dinner With My Family #30: Stuffed Bell Peppers

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. Many of the recipes will be vegan or vegetarian, with options to add other ingredients for non-vegetarians. Bell peppers are appearing by the dozen in neighborhood gardens, which means it’s time to figure out some great uses for them. […]