The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 295)

The Buying Decision

One of my favorite places to visit is Prairie Lights Bookstore in Iowa City, Iowa. […]

How Does Frugality Translate Into Wealth?

Success in personal finance is really a matter of the mind. It’s about having the awareness to see all of the choices you’re making and having the fortitude to consistently make good choices in terms of your money. One of the big challenges, particularly for people first starting out, is to see the connection between frugality and wealth. […]

The House That Is Too Small

Once upon a time, Sarah and I lived in a two bedroom apartment. The two bedrooms were pretty small. When we had our first child, we made the second bedroom into a nursery and, eventually, into a little boy’s room. […]

Ten Pieces of Inspiration #126

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

The Fear of Taxes Shouldn’t Keep You from Earning More

I get notes pretty regularly from readers who express concern that earning more won’t actually gain them anything. “Why should I earn more than I’m making if Uncle Sam is just going to take it all?” That perception is a complete myth. Yes, you will be paying more in taxes if you make more and, yes, you’ll likely be paying a higher percentage of your income in taxes. […]

Lip Service

It is really, really easy to fall into a trap of paying lip service to the things we think ought to be important but that we don’t actually find important in our day to day lives. “Oh, I should be spending less money,” says someone waiting in line for a large coffee and a breakfast pastry at a local coffee shop. “Oh, I should be spending more time with the kids,” texts someone to their sister whil […]

Reader Mailbag: Spring Allergies

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Mortgage tax deduction calculator 2. Private school worth it? 3. Advice on inexpensive business clothes 4. Is home ownership necessary? 5. Fantasy writing progress 6. Learning about neighbors 7. Expatriate estate worries 8. […]

Feeling “Cheap” or “Poor”

Anyone who strives to live frugally eventually comes across an experience that makes their frugality seem “cheap.” They’ll serve a homemade meal that someone turns their nose up at because it’s not a prime cut. They’ll bring a thoughtful gift to a party only to find that everyone else paid out the nose for their shiny gifts. […]

The Simple Dollar Weekly Roundup: Grilling Edition

We’ve had our first multi-day run of nice weather here in Iowa. That means getting out the grill and enjoying grilled fish, grilled vegetables, and countless other items cooked outdoors. I don’t care what it is – the smell of cooking food is tremendously invigorating, at least for me. […]