The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 295)

Ten Pieces of Inspiration #153

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

Twenty Simple Ways to Save Money This Holiday Season

Thanksgiving. Hanukkah. Christmas. The holiday season can be painfully expensive, with gifts and meals and beverages and snacks and lodging and travel revolving around many of us. With all of those incidental expenses floating around, there are also a lot of ways to save money. […]

The Fear of Spending

When my financial ship ran aground in 2006, the cause of it was glaringly obvious. We were spending too much money. Naturally, our response was to fix that problem. We tightened our spending. We sold off some of our wasteful purchases. We took a serious look at every single financial move we made, whether it was spending a penny or spending $50. It worked. […]

The Failure of Just Thinking About Change

Since the start of 2012, I have read exactly two personal finance books for anything more than pure reference. That will likely surprise some of you, because I once made it a habit to include personal finance books as part of my regular reading. In fact, for a long while, I made an effort to review one per week on The Simple Dollar. Why the change? […]

Reader Mailbag: Saying Something

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Life insurance money lost 2. Rental houses 3. Feeling buried in debt 4. Nostalgia and closet space 5. Pressure cookers 6. The “must have” Christmas gift? 7. Caring for leather furniture 8. Stuffed animals 9. […]

Relying on Your Spouse to Figure It Out

In most marriages, one spouse is the primary handler of the personal finance mechanisms. In my family, it’s me. With my parents, it’s my mother. That person usually is the one who makes the trips to the bank, makes sure the bills are paid, reads through the bills when they come in, and lots of other little tasks like that. […]

The Simple Dollar Weekly Roundup: Winter Clothing Edition

Over the last few weeks, I’ve been putting away my summer clothes and getting out my winter ones. Part of this process is a realization that some of my summer clothes are in pretty bad shape – and some of them are simply hitting the rag bag. What does that mean? It means that throughout the winter, I’ll be looking for summer clothes on discount. […]

How a Slow Cooker Can Save Your Family Hundreds of Dollars

This article first appeared on U.S. News and World Report Money. When most people think of a slow cooker, they think of a device of convenience. It saves time, after all. You can put your ingredients into the pot in the morning, come home from work, and find a meal already prepared for you, saving you time during those crucial rushed early evening hours. […]

The Things You Remember

Last night, I was writing a journal entry about the weekend trip that my family took this past weekend to visit some extended family members. […]

How Does One Reach Financial Independence?

Charlotte writes in with a reader mailbag question to which my answer ran a little long: “I understand the goal of financial independence. You want to reach a point where you live off of the interest of your investments. […]