The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 295)

The Simple Dollar Time Machine: September 25, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Homemade Gift Series #2: Homemade Soap

Let’s just start this one off with two big, giant warnings! Warning #1 Making soap at home can be very fun and rewarding, and if done right, it can be an inexpensive way to make gifts. But it can also be very dangerous if proper precautions aren’t taken. […]

The Incredible Value of the Local Library (A Visual Tour)

As I’ve said before many (many) times, the local public library is the single biggest entertainment value available to you. Unlimited books, DVDs, CDs, audio books, civic groups, films, presentations, live performances, and countless other opportunities are available at your public library, either in your own town or in the nearest significantly-sized town. The best part? […]

13 Books Well Worth Reading: The Cream of the Book Review Crop

Every week, I review a different book on The Simple Dollar (those reviews appear on Sunday afternoons, for those who are new to the site). Over the years, that’s amounted to a lot of book reviews – 259 as of today. Here’s a full list of all of the books I’ve reviewed on The Simple Dollar. Obviously, I don’t currently own all of these books – 259 such books would overstuff a bookshelf. […]

Reader Mailbag: Reader Music Recommendations

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Ratios and your money 2. Dealing with reality of debt 3. The “merging money” conversation 4. Credit cards or student loans 5. Long-term care now or later? 6. Long term investing books 7. Cooking brown rice 8. […]

Running in Place? 14 Ways to Break Free

When we set big, lofty goals for ourselves, it’s really easy to find ourselves at a plateau of sorts, where it feels like we’re spinning our wheels but not really heading upward towards our end target. I’ll share two examples of this from my own life. I’ve been working on a novel pretty consistently for the past three years. […]

The Simple Dollar Weekly Roundup: Doctor Who Edition

The only television programming I have watched in the last three weeks is Doctor Who. I’m not sure what exactly that says about me. Anyway, here are a few articles of interest, starting with a few freelance pieces by me that have appeared at OPENForum.com. Askers, Guessers, and the Art of Negotiation This is a further discussion of an issue I’ve talked about on The Simple Dollar before. […]

The Myth of the Exceptional Life

You, too, can have an exceptional life! I can’t tell you how many times I’ve read or heard the above phrase (or something very similar) over the past few years. It pops up on countless books, television shows, seminar series, DVDs, and countless other things that propose to tell you the secret to living some sort of exceptional life. That phrase has always struck a very bad chord with me. […]

20 Things to Shop for at Secondhand Stores and Consignment Shops

I vastly prefer to buy items at secondhand and consignment shops if I can. There, I said it. I love going to secondhand shops and consignment shops. My wife and I stop by such shops all the time in our area, particularly for a few specific items that we go through at an amazing rate. […]

Pay Cash or Not? Cash Flow Versus Liquidity

Let’s say, hypothetically, I have $50,000 in cash just sitting in my savings account. I need to replace my car and I’ve decided on a model that costs $20,000. […]