The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 295)

A Long Weekend Retreat

Rhonda writes in with a great idea for how she’s going to spend her Labor Day weekend: I’m planning on using my 3-day Labor Day weekend as an at-home retreat (I live alone) to do some short- and long-term planning. I’m about 10 years away from retirement and want to review ‘Your money or your life’ and ‘What color is your paracute? for retirement’ over the 3 days. […]

Reader Mailbag: Shortcut Fixing

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Higher salary or better benefits? 2. Cheap land lines 3. Moving in with parents 4. Prepaying student loans in forbearance 5. The Hindenburg Omen 6. Post-graduation financial independence 7. […]

Getting Real Value from Budgets

When I reached my financial bottom in April 2006, one of my first responses was to simply start reading a lot about personal finance. […]

The Simple Dollar Weekly Roundup: Making It All Work Edition

Earlier this year, I did a very popular series on David Allen’s book Getting Things Done, one that’s still generating a fair amount of email. Given that I personally found at least as much value in Allen’s follow-up, Making It All Work (which approaches GTD a bit more philosophically), I’m wondering if there would be interest in a similar chapter-by-chapter review of this latter book as well. […]

Frugality and Organization

Save everything. Buy in bulk. Find second uses for everything. These are all powerful frugal tactics and they’ll all save you money. I’ll give you five examples. 1. Got an old t-shirt that’s worn out? Toss it into a “scrap cloth” bin and save it for times when you just need a big piece of cloth to clean up a mess or protect something else from getting too messy. 2. […]

How Personal Finance Changes as You Begin to See Success

Five years ago, when I was working at a very stressful job and buried under piles of debt, I felt as though this is what life was going to be for me as an adult – an endless path of making payments to others, keeping my head just above water, and buying stuff I couldn’t afford because it took the sting of it away for a while. Today, I feel completely different about my relationship with money. […]

Make This Week Something Special

If you go home tonight and devote two hours to a big project at home, you’ve got a start. Go home every night this week and spend two more hours and you’ve poured ten hours into that project. Spend four hours on Saturday and four hours on Sunday and you’ve got eighteen hours of project time. You can do something that you didn’t really think you could ever get done. […]

Reader Mailbag: Friends

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. GTD for stay-at-home moms 2. Loaning money to parents 3. Prepaying property taxes 4. Emergency fund or debt repayment 5. Starting a Roth IRA 6. Small business encouragement 7. Thinking ahead for college 8. […]

Review: The Art of Barter

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. A while back, I wrote a post called “Askers, Guessers, and Personal Finance” that proposed that bartering and negotiation are much easier for some people than for others, depending on their personality and the culture in which they were raised. […]

Five Thoughts about Making College Great

Tomorrow, several people that matter a lot to me are starting their college experience. Here are fifteen things I’d like to suggest to them that they’re probably not hearing from anyone else who has been giving them advice on college over the past three months. You don’t have to know what you want to do right now. […]