The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 295)

The Fear of Being Broke (and How to Use It)

I’m afraid of being broke. I’m afraid of not having enough money to be able to pay for simple extracurricular expenses for my children, like a band instrument. I’m afraid of working out of fear of losing a paycheck rather than the desire to create something and help others. […]

Collect Accomplishments, Not Stuff

I’m a collector. I love the process of adding new things to collections and seeing those things accumulate. The problem is, once the rush of adding to a collection is over, there’s not much left to do. […]

The Expensive Extra Room

The children move out, leaving a few empty bedrooms behind. You can’t sublease that extra room in your apartment, so it sits there empty. You buy a big house intending to have children, but then you decide to wait. Things like this happen to a lot of us, and they all wind up with the same problem: you have an extra room (or three) in your home. Having a room just sitting there empty is expensive. […]

Ten Pieces of Inspiration #134

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Bill Nye on meeting people “Everyone you will ever meet knows something you don’t.” – Bill Nye This is a really useful thing to keep in mind when meeting people. They know something you do not. 2. […]

Frugality and Desperation

Most of the readers of this site are in the fortunate position to be able to think of frugality as a tactic rather than a requirement. It’s a useful strategy for maximizing the difference between the money coming into your life and the money going out of your life so that you can build financial independence and security. For many people, however, frugality isn’t an option – it’s a requirement. […]

An Ode to the National Park Service

Over the past two weeks, Sarah and I combined a tenth anniversary getaway for the two of us along with a family vacation for ourselves, our children, and Sarah’s parents and youngest sister. […]

Denial and Delusion

When the topic of personal finance comes up, most of the challenges that are initially seen are external ones. Debt is an external challenge. Investment decisions are an external challenge. Yet, over and over agan, if we look a little deeper, we see that those external challenges tend to rely quite a lot on internal challenges. […]

Reader Mailbag: Quotes

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Finding “lost” 401(k)s 2. Finding balance 3. New cell phone advice 4. Moving expenses 5. Is net worth worthwhile? 6. Convincing twentysomething about retirement savings 7. Struggling with down payment 8. […]

Framing Your Life

Throughout the many cultures of humankind, there have always been strong frameworks that people have used with which to frame their life. Parents have often been this source for people throughout history. […]