The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 295)

The Less You Need, the More You Have

The biggest mistake I’ve made in my adult life was convincing myself that I needed a lot of things. Sure, some of you might laugh at the notion that I ever convinced myself that I needed a mountain of video games or a big collection of trading cards or a pile of DVDs. Those things were just the tip of the iceberg. I convinced myself I needed the latest and greatest cell phone. I convinced myself I […]

Reader Mailbag: Disastrous Day

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Student loans or savings? 2. Best use for tax refund 3. Jumping into entrepreneurship 4. Replacing a car after accident 5. On radio or television? 6. Are FHA loans dangerous? 7. Future Simple Dollar plans 8. […]

Pleasing Someone Else or Pleasing Yourself

I originally intended to include this email in tomorrow’s reader mailbag, but my response to this woman went on for so long that I felt it deserved a post of its own. Julie writes in: I’m 26 years old, single, and I have an entry level graphic design job that I love. […]

The Simple Dollar Weekly Roundup: Little Changes Edition

Over the next week, I’m going to be making several tiny changes to the site. There’s a good chance you won’t notice them at all, but if you see something that looks completely wrong, don’t be afraid to let me know. Why the changes? Mostly, I’m trying to find ways to improve income from the site, mostly by improving the availability of links to good banking services. […]

Does Home Photo Printing Really Save Money?

During the fall of 2010, I posted a series of articles on homemade Christmas gifts. Among these were personalized photo cards and stationery and photo cubes, both of which required a pretty solid supply of photographs. Thus, I had the opportunity to print off quite a few photos at home in order to make these projects happen. […]

The Power of Balanced Thinking

When I first started writing this article, it had a much more challenging title. I originally titled it The Power of Negative Thinking The problem with that title is that negative thinking, just like positive thinking, is unbalanced on its own. Let me explain what I mean. I’m a huge believer in using positive thinking as fuel in your own life. […]

The Things I Love

I love walking in the woods on a warm spring day, searching for edible mushrooms. I love my wife’s awkward smile when she’s been paid a compliment she richly deserves and doesn’t know how to respond to it. I love reading a book from the library that both takes me to another place and teaches me something new. I love my oldest son’s rapidly growing sense of humor. I love watching people stretch t […]

Reader Mailbag: Super Weekend

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Generous severance, no job 2. Should I sell my bike? 3. Road tripping with kids 4. Health insurance in retirement 5. Moving from saving to investing 6. Disability insurance and credit cards 7. […]

Is The Sunday Paper Still a Value?

At the start of 2011, I started an interesting experiment. I grabbed the first five Sunday papers of the year, clipped the coupons that I found in those issues, and saved them in a separate coupon envelope. Most of the coupons were for toiletries and household supplies. […]