The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 295)

The Unemployment Plan

Craig writes in: I just found out that I’m being “downsized” at the end of the year. While I have a small emergency fund, I do have a mortgage and a bit of credit card debt. I also have three kids at home. My wife will continue to work, but she has only a part-time job with minimal benefits. […]

The Cost of Maintenance and Defense

Based on the title of this post, you might think that I’m delving into politics or the federal budget, but I’m not. Instead, I’ll start off with three little stories about Sarah and our family. 1. When Sarah and I were shopping for a house in 2007, we looked at a lot of them. […]

Saving Pennies or Dollars? Light Bulbs

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Reader Mailbag: A Holiday Week

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Friendship and money 2. Home sale and mortgage question 3. Multiple savings accounts 4. Used car question 5. Refinancing conundrum 6. Fast elimination of student loans 7. House cleaning system 8. […]

Review: The Bold Truth About Investing

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. A week or two ago, I was scanning the radio dial while on a road trip, looking for something interesting to listen to, when I stumbled upon a guy talking rather excitedly about investing. […]

The Things I’m Thankful For

Like a lot of you, for me the upcoming week is filled with meals shared with family and friends. Over a seven day stretch, we’re eating at least five planned meals with people we don’t get to see too often. In all that bustle is a reminder of the people we were, the people we are, and the people we might someday become. […]

Boredom Is Our Enemy

The other day, a friend of mine put up a Facebook update stating that she was incredibly bored. I wrote back and suggested that she come visit me, as I have more than enough things to do. I’ve come to believe that boredom is the enemy of a vibrant, enjoyable, and values-based life. […]

Ten Pieces of Inspiration #47

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Emerson on the core of things If you’ve been reading these inspiration columns for a while, you know that I hold the writings of Ralph Waldo Emerson in high esteem. […]

Dinner With My Family #37: Ratatouille Pot Pie

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. Many of the recipes will be vegan or vegetarian, with options to add other ingredients for non-vegetarians. Our garden is producing a few last-minute things – well, mostly onions at this point. […]

Saving Pennies or Dollars? Wedding Favors

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]