The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 295)

Investing with Indirect (or No) Financial Returns

When a person is free from debt and is earning more than they spend, the natural thing to do is to turn to investment advice. Should I invest in stocks or bonds? Should I buy some real estate? The goal of such investments is straightforward: the person simply wants to raise more money. […]

Living Below Your Means Is a Challenge For Everyone

The single biggest challenge for an individual trying to get control over their finances is not their income level. It’s their financial literacy and their awareness of the problem. Over the course of my life, I’ve lived at a wide variety of income levels. I grew up in a household without much money. I went through college without much money at all. […]

Reader Mailbag: Sledding

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Lost documents 2. Kids and too many gifts 3. Smart gift for young adult 4. Taxes: how early? 5. Online bill pay worries 6. Frugal burn-out 7. Book club? 8. How important is emergency fund? 9. Keeping car insurance 10. […]

The Simple Dollar Weekly Roundup: Resolution Revolution Edition

After my recent discussion about my changing perspectives on resolutions, I thought I’d dig into the thoughts others have on resolutions for the coming year – and for any moment. This year, switch and get things done There are a lot of good thoughts here, including a big nod to the wonderful book Switch, which I reviewed a few years ago. […]

Correcting the Wrong Money Lessons

My two oldest children are in elementary school. They have a wide range of classmates from different ethnic, political, social, and economic backgrounds in their class. There are children of college professors in the classroom right next to the children of migrant workers of immigrants. […]

My Resolution Revolution

In years past, I’ve started off the new year by listing some goals for the coming year. […]

Have Fun (365/365)

After an entire year’s worth of frugality tactics, it all comes down to this. Have fun. Thanks to Egan Snow for the image. Whenever you’re trying to change something in your life, you’re going to make it very, very hard to sustain if you hate what it takes to make that change a reality. If you hate exercising and hate the thought of even trying healthier foods, it’s going to be incredibly hard to […]

Reader Mailbag: Exercise Tips

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. FAFSA worries 2. Steam sales 3. Business effect on credit score 4. Is raising chickens worth it? 5. TSP loan concerns 6. Savings or 401(k)? 7. Craigslist diving 8. Concerned about partner and retirement 9. Christmas gifts 10. […]