The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 295)

Replacing Regular Purchases With One-Time Purchases

Going to the grocery store is an exercise in frustration. Why? Almost everything you buy there is consumable. You buy it. You eat it or use it. Next week, you have to go back to the store and buy more. […]

Automating Small Decisions

We have a programmable thermostat in our home. Twice per year, we change the programming on that thermostat – we have a set of “winter” temperatures and a set of “summer” temperatures that we put into the thermostat. The house’s temperature varies depending on our typical daily schedules which minimizes our energy usage. […]

Reader Mailbag: Soups

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Radical change in career path 2. Organizing ideas for a book 3. Biweekly mortgage payments 4. ACS student loan and bankruptcy 5. Self-employment income and taxes 6. Target credit monitoring 7. Avoiding the money trap 8. […]

High Income, But Living Paycheck to Paycheck

I receive emails quite regularly from people who are making well over $100,000 per year and yet are struggling to make ends meet. It doesn’t take much poking around on other personal finance websites to see that same story repeated many times over. For a long time, I struggled to understand why this was happening. […]

Your Measuring Stick for Financial Success

When I look around at the people in my life, I see some that are in very good financial shape and I see others that are in poor shape. I see some that live an affluent lifestyle, with annual international trips and new cars. I see others that live a much more stoic lifestyle as well, whether it’s by choice or by need. […]

The Focusing Illusion

Let’s say an advertisement or a news article points out some new gadget or new kitchen appliance or new restaurant that you haven’t experienced yet. […]

Ten Pieces of Inspiration #161

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

When Price Per Unit Fails You

A few weeks ago, Sarah and I were dining at a nice restaurant. As we were ordering, the waiter told us a bit about their wine cellar and showed us a wine list while also making recommendations for good pairings with our food. We looked at the list and eventually decided to order a bottle of wine. […]

Five Simple Steps to Start Preparing for Tax Season

Like many Americans, I loathe tax season. Collecting documents, filling out forms, sending money to Uncle Sam – it adds up to a process that I frankly don’t really enjoy. Still, it has to be done each year and the time to do so is nearly upon us. Here are a few steps to take well before actually filing our taxes that helps make the filing process that much easier. […]

Working for Freedom

When I left college in 2002 and stepped into my first professional job, I often felt as though I was working for the freedom to do what I wanted after work each day and on the weekends. […]