The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 296)

The Simple Dollar Weekly Roundup: Three Children Edition

We have three children. My parents had three children. My wife’s parents had three children. One of my wife’s closest friends is about to have her third child. My oldest brother has three children. My wife’s aunt has three children. My wife’s first cousin will shortly have three children. Why do so many people in our lives have three children? […]

How Long Is Your Long Run?

When I think about the long run, I’m usually thinking about what I would call “retirement.” It’s a state I hope to reach in my fifties or sixties or so where I can spend my time working on projects that may or may not result in any sort of financial gain, but simply projects that I can enjoy. […]

Which Retirement Plan Is Right for Me? Traditional IRAs Versus Roth IRAs Versus 401(k)s and 403(b)s

Kelly writes in: I’m reading about retirement and I see terms like Traditional IRA and Roth IRA and 401(k) thrown around without really explaining what they are or what the differences between them are. Do you have a summary of these plans and how they work? There’s no better time than the present to offer up some great fundamental personal finance information like this. […]

Five Elements of a Successful Goal (From My Experience)

A little over five years ago, I set a tremendous goal for myself. I wanted to completely overhaul my financial life. I was in a pile of debt. I was working at a job that I enjoyed, but it often felt like it was pulling me both from my family and from my dream career. […]

Reader Mailbag: On Workbooks

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Car buying question 2. Food business 3. Student loan question 4. Difficult car choice 5. Moving from Mint to spreadsheet 6. Savings or down payment? 7. Homeschooling 8. Overwhelmed by mortgage 9. […]

Review: The Total Money Makeover Workbook

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. Ronald writes in: I really loved your series of posts on The Total Money Makeover. […]

Good Hours, Not More Hours

One of the most valuable lessons I’ve learned about life over the past several years is that your good hours are the only valuable ones. You know exactly what I’m talking about. There are a few hours during the day where you’re revved up. Your mind is clicking. You’re efficient at solving problems. […]

Ten Pieces of Inspiration #22

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Des Moines Family Music Festival This past weekend, the five of us went to Every Family Rocks in Des Moines, Iowa. […]

Dinner With My Family #18: Baked Salmon with Asparagus

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. Many of the recipes will be vegan or vegetarian, with options to add other ingredients for non-vegetarians. One of my favorite things to do in the kitchen is to cook an excellent meal with minimal dishes to do afterwards. […]