The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 296)

Take Walks Together (268/365)

All through dating and marriage, Sarah and I have taken pretty regular walks together. We’ll just stroll through the neighborhood we’re living in, looking for interesting things to observe and just talking about life. Even now, we still do this, though our walks often involve three children tagging along with us. These walks are a pretty key component of the success of our marriage. […]

Ten Steps to Mindfulness

A few weeks ago, I received a wonderful, long, and very personal email from a reader. This reader told many stories about their life and made the astute observation that frugality and personal finance success are simply aspects of being more mindful in one’s everyday life. The reader’s question, in the end, had to do with cultivating mindfulness. […]

Plan a Romantic Free Date (267/365)

While we were dating – and after we were married, too – Sarah and I enjoyed a wide variety of dates. We went to expensive restaurants. We went away for the weekend. […]

Reader Mailbag: Morning Coffee

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Vehicle or credit cards? 2. Handling snobby and rich sister 3. Why not a 30 year? 4. Boredom of being a caretaker 5. To move or not? 6. Microwave cost-effective? 7. Cost-effective home upgrades 8. […]

Give Gifts of Sincerity (266/365)

Sarah and I have been a committed couple for roughly fifteen years, including our courtship and marriage. […]

Fear, Frugality, and Parenting

“They who can give up essential liberty to obtain a little temporary safety, deserve neither liberty nor safety.” – Benjamin Franklin A few weeks ago, there was a kidnapping scare in our area. A student was walking home from school when a person in a car pulled up next to her and asked her if she wanted a ride. […]

Don’t Spend to Impress (265/365)

After much recent talk about insurance, we’re going to shift gears a little bit in our “365″ series and talk about relationships. We all need human relationships in our lives, whether they’re close friendships, romantic relationships, or professional associations. Relationships are a big part of the spice of life. Unfortunately, relationships can also be expensive, particularly romantic ones. […]

Ten Pieces of Inspiration #92

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Ernest Hemingway on life breaking you We all face rejection and disappointment at some point in our lives. […]

Use the Payment Option That Lets You Pay the Smallest Annual Amount (264/365)

Insurance companies know that different people are in different financial situations and have different financial desires. Some people have a difficult time swinging a large annual amount, but can manage a monthly payment just fine. Other people, who have nice sums in the bank, can easily handle a larger payment (which is more convenient for the insurance company). […]

The Time to Savor

I don’t know what tomorrow holds. Neither do you. Different people respond to that idea in drastically different ways. Some people take it as a license to spend. They live wholly for the now and don’t worry much at all about the future. Today is the only moment that matters. If tomorrow comes, well, then their future self will deal with it. Other people take it as motivation to save. […]