The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 297)

A Collection of Free Kindle Resources

Dinner With My Family is taking a one week hiatus due to a cavalcade of visiting family and an inability to get good pictures of a meal. Tune in next week for the series’ return. On Monday, Sarah gave me a wonderful Valentine’s Day gift – a Kindle. […]

Is a College Degree a Piece of Paper … or Something More?

So often, when I see advice regarding a college education, people speak of a college degree as some sort of magic ticket that will raise your income level. “A college degree is worth $500,000 more income over a person’s lifetime” or something to that effect is constantly touted. This idea often pops up in the questions I get from readers. […]

The Rush: Feeling Good About Bad Financial Decisions

A few weeks ago, I had to go inside to pay at a gas station. A lady in front of me in line purchased $20 worth of scratch-off lottery tickets and began scratching them immediately, moving off to the side to let me pay. I’m of the math-oriented belief that lottery tickets are not worth your while, so I was just polite when I asked the lady if she has good luck playing the tickets. […]

Reader Mailbag: Sad Child

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Spouse with large savings 2. Split payment offer 3. Late taxes and debts 4. Elizabeth Warren 5. Timing of Roth IRA contributions 6. Funeral budgeting 7. Orange Loan from ING 8. Escrow account question 9. Loose change 10. […]

Some Further Thoughts on Children and Piggy Banks

As I’ve mentioned a few times on The Simple Dollar, we use piggy banks and allowances with our young children in our home. We have a few simple rules that go along with this, mostly allowing them to freely spend part of their allowance while they save another part of their allowance for longer-term goals (and our oldest has a few other restrictions as well). […]

The Simple Dollar Weekly Roundup: Gaming Site Update Edition

A few weeks ago, I mentioned that I was working in collaboration with a friend on a site focused on board and card gaming, and I also promised to give you guys updates on any progress on the site. Unfortunately, my friend has made the decision to drop out of the project, mostly out of a desire to not have to commit to any sort of standard writing schedule. […]

It’s Harder to Get Started Today

Over the past weekend, I had a long conversation with a man in our community who was nearing retirement age. He felt comfortable about his own coming retirement, but he seemed very pessimistic that his children would ever be ready to retire. […]

Inspiring Others to Financial Responsibility Without Being Preachy

Quite often, in our day to day lives, we interact with people who spend with reckless abandon and don’t think for a moment about the long-term financial implications of what they’re doing – or, when they do think about it, they simply believe that someone or something will take care of it for them in the future. For those of us who really understand the tremendous value of getting our financial ho […]

I Don’t Have the Time to Be Frugal!

“So, what’s The Simple Dollar about?” people will ask me when I tell them what I do for a living. “Oh, it’s mostly about getting your life straight with money as a big part of the equation,” I say. […]

Reader Mailbag: Valentine’s Day

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Student loans after marriage 2. Parents in financial trouble 3. 401(k) and index funds 4. Best PS3 game bargains 5. Furnace savings? 6. Used cell phones 7. Buying board games 8. Financially irresponsible parents 9. […]