The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 297)

Merry Christmas from The Simple Dollar

Here’s hoping you and your family are having a wonderful holiday season! Normal posting resumes this afternoon with the latest entry in the 365 series as it winds down. […]

Handle a Raise Intelligently (358/365)

A raise is something well worth being proud about. You’ve worked hard and your employer is recognizing that in the clearest way they can – with their cash. The challenge is that when you get a raise, there’s a strong temptation to raise your spending right alongside it. First, there’s the temptation to celebrate and reward yourself. […]

Reader Mailbag: White Christmas

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Homemade vanilla extract and vodka 2. Secure money use on vacation 3. Moving to the United States 4. Donating to political candidates 5. Revisiting the Iowa Treasure Hunt 6. Walking away from debt 7. […]

Automatically Sock Away That Savings (357/365)

Yesterday, we talked about the value of properly assessing one’s frugal savings. The question then becomes what we should do with it. When I first started my financial turnaround, there were a few months where I was amazed at the amount of money left in my checking account at the end of the month. […]

Thoughts on the Four Rules of Cash Flow

A few days ago, I downloaded and tried You Need a Budget 4, a software package that helps people develop a working budget and get better control over their money. […]

Figure Out Exactly What You Saved (356/365)

Over the final ten days of this year, we’re going to finish off this series by looking at ten tactics that demonstrate how you can transform all of the little savings you’re getting from frugality into life-affirming changes. The first step, though, is figuring out how much all of these frugal changes is actually saving you. Thanks to Dave Dugdale for the image. Whenever I make a frugal change in […]

Ten Pieces of Inspiration #105

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Lefse One of the things I associate strongly with the holiday season is the making of potato lefse. […]

Vacation with Others (355/365)

My final tip on inexpensive travel is not just useful from a financial perspective. It also makes for a much more enjoyable travel experience, too. Simply put, travel with others. Make your trip into a group excursion and you’ll save money (and increase your enjoyment) in many different ways. Thanks to Ralph Daily for the photo. For starters, traveling together allows you to share things. […]

Selective Memory and Your Wallet

I love my children. I’m proud of them. When I think about their behavior, my thoughts are almost entirely filled with positive things. I think of my oldest child’s studiousness, my daughter’s creative energy, and our youngest child’s humor. What I often don’t recall is when they do things that they shouldn’t. […]

Don’t Overload a Vacation with Scheduled Activities (354/365)

I’ve gone on one vacation in my life where we had pre-bought tickets for activities on most of the days. I thought I was doing a great job in terms of bargain hunting. Oh, how wrong I was. For one, we didn’t even end up doing some of the activities. […]