The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 297)

The Challenge of Couponing

I’ve long been an advocate of using coupons at the grocery store. I often clip coupons for toiletries and household products and, when there are opportunities, for some food items like organic milk (I had a great coupon for this a while back). […]

Reader Mailbag: Grandparents’ Week

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Switching to joint checking 2. Transferring a Roth IRA 3. Accounts and goals 4. Which debt goes first? 5. Using HELOC to repay debts 6. Gift card arbitrage 7. Debts or further property buying 8. […]

How The Simple Dollar Works

Two or three times a week, I receive an email from someone who is trying to figure out how on earth I earn an income from The Simple Dollar (or some specific aspect of it). Sometimes, it’s because they have an idea for a site and would love to make a big chunk of money off of it. […]

The Simple Dollar Weekly Roundup: Your Money Matters Interview Edition

This past weekend, I had an hourlong interview on the syndicated Your Money Matters radio show, hosted by Marc Pearlman. You can listen to it on his site or listen to it in iTunes. […]

When Keeping Your Head Above Water Takes All You’ve Got

“It takes all the running you can do just to stay in the same place.” - The Red Queen, Alice in Wonderland I receive piles of stories from readers, but the final question in yesterday’s reader mailbag really stuck with me for a while. I’ll quote it here, so you can read it again: So I sit here writing this at a very challenging job that I enjoy the bulk of, but zaps the life right out of me, and l […]

48 Things Frugality Has Taught Me

Today, let’s do something a little different. I’m going to list 48 things I’ve learned about myself and the world around me that I only discovered thanks to frugality. 1. I really like sun tea. 2. The patience and effort in teaching yourself something new is incredibly rewarding when you begin to succeed at it (like my piano playing). 3. […]


If we don’t start, it’s certain we can’t arrive. - Zig Ziglar One of the biggest themes of The Simple Dollar is goals. I find goal-setting – figuring out a specific goal, writing it down, coming up with a specific plan to get there, and following that plan – to be incredibly empowering. […]

Reader Mailbag: Projects, Projects, Projects

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Debt snowball questions 2. Cost-effectiveness and breast pumping 3. How much life insurance? 4. Which debt to pay off? 5. Choosing 401(k) investments 6. Saving for nieces and nephews 7. DirecTV arbitrage 8. […]

Review: Be Thrifty

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. A few weeks ago, I stopped at a local business that was having a “going out of business” sale. […]

The Simple Dollar Reading Guide: The Power of Goals in a Random World

Every Sunday morning for the next few months, I’m going to “riff” on a chapter from my book, The Simple Dollar: How One Man Wiped Out His Debts and Achieved the Life of His Dreams by reflecting on particular pieces of it that I’ve had further reflections on or particularly excite me, including some elements that were removed from the final draft. […]