The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 297)

Focus on Clothes That Match Well (85/365)

The vast majority of my wardrobe is made up of items that simply go well together. I can grab almost any shirt and any pair of pants and they’ll simply work for a typical day. (That’s not to say I don’t have clothes for particularly nice occasions, of course, but we’re looking at typical days.) This isn’t just luck or happenstance. […]

Reader Mailbag: The After-Rain Smell

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Taking sick days 2. Ending a cell contract early 3. Homemade putty and playdough 4. International travel for wedding 5. Making everyone happy 6. Basic 401(k) and Roth issue 7. Emergency fund for family 8. […]

Avoid Clothes That Require Washing Separately (84/365)

Several years ago, I owned this wonderful sweater that I liked to wear during the winter. It fit me almost perfectly, the color of it matched my complexion, it wasn’t itchy at all, and I loved the pattern. As much as I liked it, though, I ended up wearing it only once or twice a winter, and I eventually ended up giving the thing away. Why? It required individual washing. […]

Sorry for the Inconvenience!

On Friday, a bug appeared in the software for The Simple Dollar that prevented a portion of users from viewing some sections of the site. This bug has now been fixed. We apologize for any inconvenience this may have caused. […]

How Are My 2012 Goals Progressing?

I thought it might be interesting to take a moment and review the goals I set for myself in 2012 and how they’re coming along. A regular review of one’s goals is a key part in making progress on them. Get Fit the Right Way I’ve had decent success with this, though not overwhelming success. My goal for 2012 was to lose 52 pounds at a steady average of one pound per week. […]

Be a Frugal Example (83/365)

We all take a lot of cues from the people around us. We see other people doing things and, if it seems reasonable and useful, we often start to mimic it ourselves. It’s a meme, in other words; an idea spread from person to person within a culture. I see it often with my own family, where our children are so often imitating the little behaviors they see in their parents and in each other. […]

Ten Pieces of Inspiration #65

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

Involve the Children in Frugal Projects like Gardening (82/365)

Our family’s gardens consists of three raised terraces, a small patch along the side of our house, and a decorative patch in the front. We have a few trees that need tending as well. Sometimes, the work in the garden provides a solitary respite for either Sarah or myself. […]

Some Thoughts on Social Savings Inside the Store

A few days ago, Sarah and I were buying shoes for our daughter. She’s graduating to shoes with laces, as she’s developed the finger strength and dexterity to tie them for herself, plus her feet are just getting too big for her old ones. After checking prices in several different stores, we found the perfect pair in an outlet store. […]

Resist the Temptations of Soda and Fast Food (81/365)

Soda and fast food are both convenient pick-me-ups that many people utilize for a sweetness fix or for getting rid of a case of the munchies. From a personal finance perspective, though, there are much better choices for each of those options. Let’s look at soda for starters. […]