The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 297)

Considering Self-Employment? Six Things You Need to Know from Someone Who Has Done It for Years

I’ve been fully self-employed since 2008, starting from a side business that was around in some form since 2004. Over that decade, I’ve learned quite a lot about the financial and practical realities of self-employment. When I first made the leap to full-time self employment, it was scary. […]

The Challenge of Rebooting Your Routines

No matter what change you want to introduce into your life, it involves removing, modifying, and replacing routines. For example, if you’re trying to spend less money, you’re probably trying to replace or eliminate routines that involve spending money each day. […]

Ten Pieces of Inspiration #174

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

The Costs of Potty Training

I’m proud to say that our youngest child is potty trained. He occasionally has an accident in the night time, but he hasn’t had a daytime accident in a long time. […]

The Mistake-Free Choice

I make mistakes. A lot of them. I spent too much money. I said something I shouldn’t have said. I wasted a bunch of time doing something foolish and unnecessary. I made a statement without properly knowing the facts behind it. […]

Can “Churning” Credit Cards Really Work?

There are a lot of credit card offers out there that reward you for signing up by giving you a bunch of frequent flyer miles, hotel discounts, or big gift certificates. […]

Reader Mailbag: Helicoptering

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. New company 401(k) question 2. Freezing in plastic 3. Eating cheap on road trip 4. Leasing an electric vehicle 5. Too much money into retirement? 6. Midlife crisis? 7. Pay mortgage or start investing? 8. Nonstick pans 9. […]

The Pasta Sauce Conundrum

Two or three times a month, my family enjoys an evening meal that features pasta of some kind. We might enjoy spaghetti or lasagna or something else, depending on the mood. However, when I go to the store to buy pasta sauce, I absolutely cringe at the prices. The “cheap” sauces are loaded with high fructose corn syrup and taste overly sweet. […]

The Simple Dollar Weekly Roundup: Take Action Edition

A friend recently pointed me to the research work of Jennifer Aaker, a researcher at the Stanford Graduate School of Business. […]

Five Simple Things to Prepare Right Now for Your Estate

This article first appeared at U.S. News and World Report Money. Everyone knows about the big things that people should prepare for their loved ones in the event of their untimely passing. A will. Life insurance. A living trust. […]