The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 298)

A Sunburn and Two Post-It Notes

This morning, I took all three of my children with me to the grocery store, where we bought food for the next two weeks or so. After I unloaded those groceries and we had a nice family lunch, I took my oldest son to soccer practice, did some household chores, then the five of us went on a long family bicycle ride including a stop at a park and a stop at the home of some friends. […]

Sign Up for Automatic Repayment Plans for Student Loans (132/365)

One of the best decisions I made during my years of poor finances after college was to sign up for the automatic loan repayment program that my lender made available. To understand why it was such a good choice, you have to roll back the clock to the situation I found myself in right after college. For starters, I was really inexperienced with managing my own money. […]

Ten Pieces of Inspiration #73

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Dr. Seuss on dealing with loss I needed to hear this. “Don’t cry because it’s over, smile because it happened.” – Dr. Seuss 2. […]

Ask About Fees When Shopping for Loans (131/365)

On the radio in our car, the first two programmed buttons are set to NPR and to a local talk radio station that features a decent amount of local programming. Over the past few years, on that latter station, there have been quite a few ads for home loans, either new mortgages or refinancing. […]

Generics: Six I Buy, Six I Avoid

Generic and store brand products can be a very nice money saver. If you can save a dollar or two by buying a generic item and wind up with essentially the same item, then it’s a very good financial move to buy those generics. I’ve tried the generic and store brand versions of items I use all the time. […]

Be Accountable – Use Your Family and Friends (130/365)

When you first make the decision to take control of your debts and your financial situation, the change can be really exciting. […]

Reader Mailbag: Hand Sanitizer

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Gym or home exercise equipment? 2. Mother’s Day the frugal way? 3. Beginning personal finance books 4. Apprehensive about moving for career 5. Tossing a suboptimal item 6. Making or buying bread? 7. Minimal food costs? 8. […]

Don’t Sign Up For Store Credit Cards Just for That One Time Bonus (129/365)

A few weeks ago, I had to buy a new belt. My old one was simply on the verge of falling apart and belts are fairly rare items to come across in used clothing shops. I sometimes will buy a belt from a local department store, but I usually find that something goes wrong with a cheap belt before very long. […]

The Simple Dollar Weekly Roundup: Sunburn Edition

In the last few days, I’ve attended and coached multiple youth soccer games, taken a group of children to the zoo, entertained a much-loved houseguest, assisted in constructing a building, and organized a complicated trip. I’m sunburnt and tired and my feet hurt. Yet, somehow, I feel pretty good, too. Broken Open to Greatness: Transforming Tragedy into Triumph I don’t think people are really inte […]

Use a Credit Card That Actually Benefits You (128/365)

It’s very easy to get into a routine with a credit card. Perhaps you signed up for one in college or took the first offer that comes along when you need a card and that’s the one you stick with for your primary use. In my own case, I stuck with a card that earned rewards that went to a charity for a very long time. […]