The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 298)

Time Is Money

In 2008, I made a very painful decision. I walked away from a career that I enjoyed, mostly because I didn’t have the flexibility I wanted to spend time with my children. I felt like I was missing the years where they were growing up and I did not want to be an absent father. I wanted to be there at every soccer game, at every martial arts test, at every spelling bee. […]

Get Comfortable with Cooking (193/365)

There was a time – circa 2000 – where I dreaded going into the kitchen. On the rare occasion when I would actually attempt to cook anything, I’d usually mutilate it. I’d turn scrambled eggs into a giant pile of burnt … stuff. I’d produce incredibly dry chicken breasts. […]

Reader Mailbag: Road Trips with Children

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Savings and short-term deals 2. Cash-out refinance and student loans 3. Finding local clubs 4. “Maxing” a 401(k) 5. Cheapest GPS option? 6. Moving towards major career change 7. Selling baseball cards 8. Cost of children 9. […]

Make a Grocery List Before You Go (192/365)

Eight or nine years ago, I never ever made up a grocery list before hitting the grocery store. I’d stop in there a few times a week after work, pick up whatever I thought I could throw together for supper the next night or two, and probably pick up a few other goodies as well. […]

The Simple Dollar Weekly Roundup: Fiction Edition

I’ve been struggling for several months with a novel I’ve been working on. It’s been hard to make any progress, mostly because I was having a very hard time with the motivation of one of the primary characters. Suddenly, on Saturday, it all clicked. I had a giant breakthrough. Now, I almost can’t stop working on the novel. […]

Plan Your Meals Using the Grocery Store Flyer (191/365)

Within twenty miles of my home, I can find at least three Hy-Vees, two Wal-Mart Supercenters, a Super Target, a Target with a grocery section, two Fareways, a Dahl’s, and several smaller independent grocers. All of these businesses are essentially in competition with one another, which is good for me because there’s some competition for my business. How does that competition play out? […]

Children, Personal Finances, and Entitlement

An allowance is not a salary or an entitlement. It is a tool for teaching children how to manage money. - Joline Godfrey, Raising Financially Fit Kids Our three kids are really blessed. They have involved parents that are in a solid enough financial state to provide for them without worry. […]

Eat Before You Go Grocery Shopping (190/365)

As I discussed yesterday, one of the biggest unnecessary costs when it comes to the grocery store is impulse buying. You wander through the grocery store and mostly just get items that you need for meals, but you see a thing here and a thing here that looks good and they wind up in your cart. These temptations are much, much more effective when you go into a grocery store hungry. […]

Reader Mailbag: The Unexplained

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Starting a small business anywhere 2. Challenges with life and education 3. Guilt about financial position 4. Handling major debt situation 5. Ads or not? 6. Advice on tree planting 7. Lunch staples for my desk 8. […]

Go Grocery Shopping Once a Week at Most (189/365)

Whenever I go grocery shopping, I always find myself eyeballing the gum in the checkout aisle. Chewing gum is one of those little things in my life that’s worked for me over the years. I like buying really minty gum, and I’ll often chew a piece for a little while before I meet someone. […]