The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 298)

Some Thoughts on Delayed Gratification

Over the past few years, I’ve come to believe that learning to appreciate delayed gratification is one of the best things a person can learn in terms of their psyche and their finances. Here are a few stories illustrating what I mean. Watching your garden grow This past year, I really got into our garden. […]

Reader Mailbag: Juggling Act

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Closing a credit card 2. Estate planning and shared accounts 3. Personal finance percentages 4. “Nerdy” hobby 5. FHA loan question 6. Umbrella insurance 7. Caucus season 8. Real estate investing question 9. […]

Saving Pennies or Dollars? Farmers Market or Gardening

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

The Simple Dollar Weekly Roundup: Haircut Edition

I love the feel of a simple haircut. I love the sensation of the hair leaving my head. I love running my fingers through my newly-shortened hair. I love the sense of wind blowing through the shortened hair, causing a sensation on my scalp that I haven’t felt in a while. It’s really the simple things that make life worthwhile. Should I Get a Prenup? Yes! […]

Is Your Home an Investment?

Monica writes in: Some personal finance books seem to treat a person’s home as an investment. Others don’t treat it that way at all. I’m confused as to whether I should look at my home as an investment or simply as a living requirement. […]

What Makes for a Rich Life?

One theme you’ll see pop up time and time again in personal finance and personal growth writing is the idea of a “rich life.” Usually, if that idea is expanded on at all, the “rich life” idea tends to involve a few ideas of what the writer thinks everyone should have in their life, like time with their family or a full social calendar. The idea of what makes a “rich life” seems to be more of a re […]

Saving Pennies or Dollars? Christmas Lights

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Reader Mailbag: Dress Up

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Heating and cooling issues 2. Tax problems 3. Student loan debt juggling 4. Daylight Savings Time switch problems 5. Joint accounts with aging parents 6. Potential book selling scam 7. Multilingual children 8. […]

Review: The Small Budget Gardener

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. Every once in a while, I’ll stumble upon a book that’s basically already covered the ground I had planned on using for a post series in the future. […]

How to Loan Money to Friends and Family

One of my basic rules of personal finance is never loan money to friends or family. It creates a lender-borrower situation that you just don’t want to mix with friendships and family relationships. Think about it this way: do you like your mortgage holder? Do you feel warm, friendly feelings about them? […]