The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 298)

Dressing for Success and Career Goals

I got a great email recently from Marjorie: My husband’s father just gave him a huge speech about how he doesn’t dress appropriately for work and how he will never get promoted or “become a manager” dressing the way he does. My husband is a computer programmer who works with a bunch of engineers. […]

Van Gogh’s Tenacity

Self Portrait (1887) by Vincent van Gogh, image courtesy David Flam Vincent van Gogh spent most of his life destitute. The one woman he loved rejected him. Almost everyone who saw his paintings found very little value in them. […]

Ten Pieces of Inspiration #49

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. Whether the date on the calendar says so or not, winter has started where I live. Snow, freezing rain, the whole nine yards. Winter’s on my mind and that’s reflected in these inspirational pieces. 1. […]

Some Thoughts on Dinner With My Family

For most of 2011, I’ve been posting a regular series entitled “Dinner With My Family” on Friday afternoons. In those posts, I’ve discussed inexpensive homemade meals that my family has enjoyed for dinner. […]

Success in the Margins Isn’t Marginal Success

A few months ago, I wrote a post called “Two Paths to Financial Success.” In it, I outlined how there are two distinct ways to succeed financially. One, which I called “success in the margins,” refers to things like frugality, cutting costs, saving diligently, and so forth. […]

Finding Things to Do That Don’t Involve Continually Spending Money

A reader writes in: “It seems like so many people who write in are caught up in our consumer-driven society, and I think we all struggle sometimes with having “nothing better to do” than shop. Besides contributing to rampant debt, shopping is like an addiction that satisfies boredom, and leads to fake fulfilment and non-productivity. […]

Reader Mailbag: Winter Hands

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Splitting up retirement contributions 2. Surveys at retail shops 3. Investment or debt? 4. Gum as impulse buy 5. Outsized medical bill 6. Breadmaking tip 7. Avoiding Christmas 8. Savings bonds and student loans 9. […]

Saving Pennies or Dollars? Hot Tub Usage

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

The Simple Dollar Weekly Roundup: Alternating Nights Edition

Sarah and I take turns handling the bedtime routine of our three children. One of us will make sure the kids get their teeth brushed and take their vitamins, read them their bedtime stories, sing songs for them, then hang out near their bedroom to handle the inevitable post-bedtime requests. The other parent essentially has free time. Sometimes, we just relax. […]

Putting Off the Important Things

One of the biggest challenges when it comes to personal finance is that most of the personal finance tasks a person might do are not urgent. It’s that lack of urgency that often convinces people to indulge in bad personal finance behavior. Important and Urgent Tasks What do I mean by not “urgent”? Every task you have before you in your life can be judged by one of two traits. Is it important? […]