The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 298)

Review: Getting More

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. One aspect of getting a good deal that I do not enjoy is the negotiation process. I’ve gotten over my unwillingness to negotiate at all. […]

My Story

Many readers of The Simple Dollar have come here over the years to get ideas on personal finance, improving their life, improving their career, and improving their use of money. Although many of the articles heavily include details from my own life, I don’t really have a great full summary on why I write The Simple Dollar. How am I qualified to write such a site? Where did I come from? […]

Some Thoughts on Haircuts and Frugality

This past week, I was fairly irked by a tweet by a high-profile Twitter denizen that basically said “you’re a loser if you’ve ever cut your own hair.” Simply put, it’s another perpetuation of the idea that somehow frugality is uncool. So, let’s start out with a confession. Hi. My name is Trent. I have a wife and three children. I live a pretty normal life. […]

Ten Pieces of Inspiration #6

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Sarah This past week, my wife Sarah gave so much of herself that I was simply amazed, even though it’s just par for the course for her. She gave me a long hug and a pep talk when I felt down. […]

Dinner With My Family #6: “Anything” Soup

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. Many of the recipes will be vegan or vegetarian, with options to add other ingredients for non-vegetarians. We live in Iowa. This winter has been a long one and, for the past week or two, incredibly cold. […]

Does Cutting Meat, Eggs, or Dairy from Your Diet Save Money?

In October, due to some medical results and the encouragement of a dietitian, I made the choice to switch to a vegan diet (with the minor exception of occasional fish consumption) for the time being. A vegan diet simply means that I avoid meat and all animal products, which would include milk, cheese, yogurt, eggs, and so forth. […]

The Less You Need, the More You Have

The biggest mistake I’ve made in my adult life was convincing myself that I needed a lot of things. Sure, some of you might laugh at the notion that I ever convinced myself that I needed a mountain of video games or a big collection of trading cards or a pile of DVDs. Those things were just the tip of the iceberg. I convinced myself I needed the latest and greatest cell phone. I convinced myself I […]

Reader Mailbag: Disastrous Day

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Student loans or savings? 2. Best use for tax refund 3. Jumping into entrepreneurship 4. Replacing a car after accident 5. On radio or television? 6. Are FHA loans dangerous? 7. Future Simple Dollar plans 8. […]

Pleasing Someone Else or Pleasing Yourself

I originally intended to include this email in tomorrow’s reader mailbag, but my response to this woman went on for so long that I felt it deserved a post of its own. Julie writes in: I’m 26 years old, single, and I have an entry level graphic design job that I love. […]

The Simple Dollar Weekly Roundup: Little Changes Edition

Over the next week, I’m going to be making several tiny changes to the site. There’s a good chance you won’t notice them at all, but if you see something that looks completely wrong, don’t be afraid to let me know. Why the changes? Mostly, I’m trying to find ways to improve income from the site, mostly by improving the availability of links to good banking services. […]