The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 298)

Online Buying, Impulse Control, and Amazon.com

Recently, I listened to a story on NPR (for the life of me, I can’t find a link to it on their website) where developers at Amazon.com were discussing their goal in shaving seconds off of the time it takes for a person to come to their site with a desire in their head and to have purchased that item. For them, the goal is thirty seconds.Think about that for a second. […]

Adding Flex to a Budget

When Sarah and I first started our financial recovery, we tried out several different budgeting tactics.We made up a very detailed budget in a spreadsheet. We split up our expenses into several different specific categories and then, whenever there was an expense, we noted which category it came from.We tried an “envelope” system. […]

Training Your Intuition

Most of the time, when I have to make a decision, I rely on my instincts to make a good choice. […]

Reader Mailbag: Coffee Can Savings

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Combining finances with risky partner 2. Brother exploiting sister 3. Using digital images from phones 4. Containing political rage 5. Extra money in the budget 6. Hand washing routine 7. Organizing student loans 8. […]

Buying Another Before You Can Enjoy What You Have

As I’ve mentioned before, several years ago, I was an avid collector of DVDs and vintage sports trading cards. At one point, our DVD collection reached over 1,000 discs. […]

The Simple Dollar Weekly Roundup: No Series Edition

With the end of the television series Fringe, I just realized that I am not actively watching any television series right now. There is truly nothing airing right now on any channel anywhere that is holding my interest.Over the last several years, the number of series we’ve watched has dwindled. […]

The First Steps Toward Passive Income

Before we even get started on this topic, let’s back up and look at what passive income is.I’ve seen a lot of different definitions out there, but I define passive income as being any income derived from an initial investment of time, effort, money, or ideas without additional input of time, effort, money, or ideas.So, for example, a published book (once you’ve finished the main promotional work) […]

Three Items That Have Saved Me Money Quite Quickly

Let’s face it – there are a lot of items out there on the market that claim to save you money, but either don’t actually do what they claim or don’t actually provide the savings they’re promoting.Here, I’m going to tell you about three things I’ve tried in the past several months that have actually exceeded my expectations, saving me money in the long run and also working exactly as promoted.LED b […]

Reader Mailbag: Ingress

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Board game suggestions 2. Starting a babysitting exchange 3. Retirement savings questions 4. Online dating worries 5. Dutch oven versus crock pot 6. Starting out with home brewing 7. New car after accident? 8. […]