The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 298)

The Danger of Assumption

A few weeks ago, I had a conversation with a guy who had a large scar on his neck that looked like a swastika. The man had it partially covered with a turtleneck on a hot day. I could have easily assumed that he was a “scary” member of a fringe group, but I was sitting next to him and said hello anyway. […]

The Simple Dollar Time Machine: September 11, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Summer Meal Series #15: Butternut Squash and Carrots with Coconut Milk and Curry

This summer, I’m going to be posting a series of fifteen low-cost, tasty, and easy-to-prepare meals that are literally straight from my own kitchen. We’ve reached the end of this series, my friend, and so I decided to finish it off with a dish that bridges right into fall meals quite well. […]

Now’s the Time to Stop (or Alter) a Christmas Gift Exchange

Each Christmas, a lot of people find themselves in gift exchanges that they don’t really want to participate in. They end up buying gifts for people that they don’t have a close relationship with. They’re obligated to spend more money than they’d like on certain gifts. Sometimes, they’re guilted into it by the expectations of others at their Christmas parties. No more. […]

Sometimes a Little Boost Is All You Need

Every day, I receive dozens of emails from readers describing their financial situation and asking, very simply, what I think about it. A lot of those letters come from people in very difficult situations where it’s clear that some major life changes are in order. […]

Reader Mailbag: What Gets Mentioned

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Bankruptcy and student loans 2. Refinancing question 3. Revocable living trust questions 4. Using Vanguard for retirement 5. Retirement savings or debt? 6. Flaw in retirement calculations? 7. Success with cutting cable 8. […]

What You’re Buying When You Go to a Store

Why do you shop at your preferred grocery store? Think about it for a minute. What reasons do you have for shopping at one store over another? Is it purely the prices? What about the location – is it because it’s close to your home? Cleanliness (like my Aldi story a while back)? Store organization? Convenience? Shopper rewards programs? How they treat their employees? […]

The Simple Dollar Weekly Roundup: Kids of Carcassonne Edition

My four year old son and three year old daughter have been playing the board game Kids of Carcassonne almost constantly the last several days. They’ve roped grandparents into playing it, parents into playing it (I’ve played it countless times), and are even playing it just against each other. I couldn’t be prouder. This week, I tried to link to some blogs that I haven’t linked to before. […]

The Big Problem with Money Courses

Many financial “gurus” are in the seminar, coaching, and classwork business. They come up with course materials and attempt to sell them at a very high price to individuals who are scared for their financial future. Some of these coaching programs are reputable ones. Many of them are not. […]

Finding New Challenges (and Saving)

Reading For a long time (about two years), I got in a rut of reading very generic horror and fantasy novels. I would go to the bookstore, pick out two or three, and blow through them in a week, enjoying the rush but completely forgetting about them within three days after finishing. This routine was fairly expensive. […]