The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 298)

The Art of Figuring Out “Bang for the Buck”

For me, frugality means figuring out which products do the job they’re supposed to do well, then finding those products for the lowest price. In other words, I’m always looking to maximize “bang for the buck.” For many products, the generic or store brand version works well. […]

The Justification for Failure

Virtually no one likes to think of themselves as a failure. It’s not a good feeling. Whenever we do fall into that trap, there’s usually some self-loathing and sadness involved. […]

The Heartbreaking Puzzle of Life Insurance

I want to tell you a story about a friend of mine. I’m obviously going to alter some personal details here to protect privacy, but the core of this story is completely true. This friend of mine spent the last ten years or so of his life in poor health. […]

Reader Mailbag: Family Worries

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Controlling spending in retirement 2. Shaving not worth cost? 3. Checking out potential roommates 4. Losing hope 5. Financially irresponsible family 6. Child cost panic 7. Paying off student loans 8. […]

Holding On and Letting Go

So many of the hard decisions and challenging moments in life boil down to holding on and letting go. When is it time to let your children go and have more freedom and autonomy – or hold onto them and protect their safety? When is it time to hold onto your money? […]

The Simple Dollar Weekly Roundup: School Days Edition

With the latter days of August comes the start of another school year. My children have greeted the change with enthusiasm so far. […]

Reader Tip Tuesday #5

For any parent on a budget, back-to-school shopping can feel more like a back-to-school spending free-for-all. It’s the same every year. Teachers send out those foot-long lists of “required” and “recommended” supplies, and kids are eager not to be the only student who isn’t touting the latest and greatest backpack, lunchbox, pants, or pens on that first day. […]


When I’m writing articles for The Simple Dollar, I’m always scouring my life for positive personal finance stories to share. What things have I done that have worked for me? What principles have I seen show up time and time again in my life? How do I keep myself positively motivated? Over a long period of time, it all presents a very positive picture. […]

Ten Things You Can Do This Evening to Save Money

Frugality isn’t a handful of big things that you do every once in a while to save cash. It’s a steady routine of little steps that, over time, add up to a big difference. Best of all, those little steps are the ones you choose. […]

Thinking About Change Less and Less

I’m lucky when it comes to personal finance. By virtue of writing for The Simple Dollar virtually every single day for the last several years, my mind is strongly attuned to my own financial situation and how much impact my moves can have on it. While I do make mistakes on occasion, I see them pretty quickly and am able to fix the situation before anything disastrous happens. […]