The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 299)

The Reality of Earning Money Online

I hear every single day from readers who want to know exactly how I’ve made money with The Simple Dollar or how they can make money doing a similar thing, whether it’s starting a blog or posting Youtube videos or writing ebooks. […]

Personal Finance with No Dependents

I’m in a situation where I’m married and have three children. For the next decade of my life – at least – I have several other lives to be concerned with when it comes to my financial decisions. My closest friend, however, is single. He has no spouse. He has no children. […]

Reader Mailbag: Home Project Weekend

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Using the company car 2. What constitutes an emergency? 3. Robert Kiyosaki and Suze Orman 4. Higher interest on savings accounts 5. Getting lower credit card rate 6. Awful customer service 7. Move now or later? 8. […]

Don’t Go In!

The other day, I stopped at a gas station with my children in tow. Ordinarily, this would be a simple visit – I’d gas up, pay at the pump, jump back in, and we’d be on the road again. That day, though, my youngest one announced very loudly that he had to go to the potty now. He’s three. […]

Handling Negative Net Worth

The first time I calculated our family’s combined net worth, it was negative. And it hurt. At that time, we lived in an apartment. Our only significant assets were our two cars, which we had loans on. […]

Does Brown-Bagging Your Lunch Really Save You Money?

I was fascinated by this recent discussion at Lifehacker about whether brown-bagging your lunch is really much of a money saver. […]

Ten Pieces of Inspiration #149

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

Compensate for Job Anxiety with Activities, not Purchases

It’s a story repeated in millions of lives across the world. A person is working at a job that they’re unhappy with for some reason or another. That unhappiness isn’t quite enough to push them to find another job or career path, but it is enough to make them feel quite uncomfortable. That person goes home. […]

Four Questions to Ask If You’re Nervous About Signing Up for a 401(k)

Beth wrote in with a great question: “I have thought for months about going into the HR office and signing up for the 401(k) plan but I don’t even know what I should say when I go there. […]

The Danger of Lots of Simultaneous Goals

Setting and pushing toward goals has been an incredibly positive and powerful part of my life over the last several years. Goal-setting and progress toward goals helped me build The Simple Dollar, helped me get out of debt, and helped me build a successful marriage and a strong connection to my children. […]