The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 299)

The Fear of “Missing Out”

For probably the last fifteen years or so, I’ve enjoyed building my own PC out of parts. I like the process of putting the pieces together, figuring out if everything works, and really understanding what’s inside my computer case. When I first started doing this, I found myself often stressed out about computer parts. […]

Five Dilemmas in Teaching Children About Money – And How We’re Handling Them

Parenting is full of dilemmas. You’re constantly faced with difficult choices and your children expect you to have all of the answers. Not only that, if your answers aren’t the right ones, you’re going to end up setting a bad precedent for your child. The art of parenting is simply doing the best you can with these dilemmas as they come at you. […]

Fourteen Ways Your Life Improves When You Get Your Personal Finances Under Control

When your personal finances begin to turn around, the ramifications in your life go far, far beyond merely having money in your checking account. When your car breaks down, it’s not a life-shattering crisis. […]

Reader Mailbag: The Tragedy

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. “Rent to own” proposal 2. Trying to change routines 3. Spouse disagreement about retirement savings 4. Local Edward Jones for investments 5. Cast iron pot 6. Hate others thinking I’m cheap 7. School fees or 401(k) savings? 8. […]

Staying Afloat Isn’t Enough

According to this survey, 68% of Americans are living paycheck to paycheck. Two out of every three adults living in the United States would suffer significant challenges if their next paycheck were delayed or absent. In 2012, about 20,500,000 Americans lost their jobs, according to this data analysis. […]

A New Morning

Every single day gives us a new morning. We’ve awakened to a day that is free from mistakes. It’s full of hours and hours of opportunity. Do we fill those hours with doing the same old thing that got us into the state that we’re in today? […]

Why Does “Fee-Only” Matter When Choosing a Financial Planner?

It’s easy to find lots of personal finance information online. Most of the time, it’s easy to see how it applies to your life. […]

Ten Pieces of Inspiration #127

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Aristotle on the educated mind “It is the mark of an educated mind to be able to entertain a thought without accepting it.” – Aristotle If everyone was capable of doing this, the world would be a far better place. […]

When You Change Yourself, You Change Those Around You

“You are the average of the five people you spend the most time with.” – Jim Rohn At the start of 2006, my life was in financial disarray. I’ve described many times what I did to turn it around. I clamped down hard on my spending. I started saving for the future. I learned a ton about personal finance. I changed careers. I bought a home – and paid for it in full. […]

Do Amazon Mail Order Subscriptions Save Money?

When I buy household products, I look at the cost per unit before everything else. I try to figure out the cost per ounce, the cost per bag, and so on whenever I examine an item. Usually, my comparisons end up looking at the cost of the item at our local warehouse club versus the cost of the item when it’s on sale at our local grocery stores. […]