The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 299)

Ten Pieces of Inspiration #104

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Jason Pollock on genuine kindness What kind of person are you when no one you know is looking? […]

Know the Rules When You Use Your ATM Card When Abroad (348/365)

As we discussed yesterday, practicing a little bit of care with your money when traveling abroad can save you a pretty penny. Currency exchange can really cost a person if they’re not prepared. One of the tactics I suggested in that article is to use an ATM card if you need currency when you actually arrive overseas before turning to a currency exchange desk. […]

If Goals Make You Miserable, Eliminate the Misery

Recently, I found a very thoughtful article by Danielle LaPorte entitled “Why I Gave Up Chasing Goals.” The idea behind her article wasn’t that she wasn’t moving forward in her life, but that she viewed the idea of goals as a burden: I want to feel good more than I want to check accomplishments off my list. I want to feel good more than I want to please other people. I want to feel good more than […]

Do Necessary Currency Conversions Before You Leave (347/365)

One of the most painful parts of my international travels has been the currency conversion process. Many banks, particularly those with international branches, will happily convert currency for you, but at a price. It’s understandable why they charge a fee. […]

Reader Mailbag: Fingertips

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Social Security now or later? 2. White lies at Christmas 3. Real estate investing and mortgages 4. Stocking stuffers 5. Running for office 6. Sharing meal prep responsibilities 7. Retirement savings or debt repayment? 8. […]

For Hotel Rooms, Call the Local Branch and Negotiate (346/365)

Several years ago, Sarah and I visited the Amana Colonies in eastern Iowa with another couple. We decided to stay in a hotel there for two nights so we could stay up late with friends we hadn’t seen in a long while. Our friends had chosen a hotel online and booked a room, so we decided to just stay at the same hotel for that weekend. […]

The Simple Dollar Weekly Roundup: Synthroid Edition

I’m working on a freelance article concerning thyroid conditions and Synthroid use. I’m looking for a few people that take Synthroid (or another thyroid medication) in their adult life that would be willing to answer a few questions about the experience (your name would never be used anywhere without your permission, and pseudonyms would be fine). […]

Explore Your Local Area (345/365)

Several years ago, I picked up one of those tourism guides for Iowa, similar to the ones that many states put out to attract travelers to their state. I live in central Iowa, of course, so everything mentioned in that guide was within three hours of my house. About four days and a lot of page-flipping later, I ended up marking about 200 things to see in Iowa with my family. […]

Twelve Gifts That Encourage Frugality

My favorite gifts (besides board games, I suppose) are ones that encourage me to make positive changes in my life. […]

Pack Food and Beverages (344/365)

Whenever I leave my house and expect that the travel to my destination is going to take more than an hour or so, I pack snacks and beverages. It’s just part of my routine. Usually, I fill up a water bottle and add a bit of lemon juice to it, and I’ll look in the pantry to see what we have on hand for snacks. […]