The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 299)

Denial and Delusion

When the topic of personal finance comes up, most of the challenges that are initially seen are external ones. Debt is an external challenge. Investment decisions are an external challenge. Yet, over and over agan, if we look a little deeper, we see that those external challenges tend to rely quite a lot on internal challenges. […]

Reader Mailbag: Quotes

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Finding “lost” 401(k)s 2. Finding balance 3. New cell phone advice 4. Moving expenses 5. Is net worth worthwhile? 6. Convincing twentysomething about retirement savings 7. Struggling with down payment 8. […]

Framing Your Life

Throughout the many cultures of humankind, there have always been strong frameworks that people have used with which to frame their life. Parents have often been this source for people throughout history. […]

Big Moments and Ordinary Days

For most of us, our memories of the past function quite a lot like a good “oldies” radio station. We remember lots of good moments from our past, while much of the ordinary and mundane have been swept away over time. When I think back to my own past, I tend to almost entirely remember the good moments. […]

The Meal Express

For about a year, I used to buy these really great salad kits at our local grocery store. They came in these nice little clamshell boxes, had a fork already in there along with some salad dressing, and the salad was usually a pretty good one. It was incredibly easy to grab three or four of these and use them for quick meals on the go. One day, though, I stopped and actually added up the cost. […]

Reader Mailbag: Sunburn

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Helping a troubled friend 2. Dating and budgets 3. Investments for high income couple 4. New games: short, fun, cheap 5. Career coaching and mentoring 6. Potluck with mixed diets 7. Figuring out pile of debts 8. […]

The Ballad of the Flexible Budget

There are a lot of different techniques for budgeting out there. There’s the standard “write out a budget” method presented in a ton of personal finance books. There’s the “envelope” method. There’s the electronic “You Need a Budget” method. I’m not going to get into the ins and outs of each type of budget, except to say that they have a few big things in common. […]

Setting Up a New House on a Tight Budget

You’re moving into a house or into a large apartment for the first time. You take all of your stuff there, unpack everything… and you quickly realize how spartan it is. There are lots of things you need… or you at least think you need. Silverware. Flatware. Tables. Furniture. Minor appliances. […]