The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 4)

Lying on Your Resume Is a Terrible Idea – Here’s What to Do Instead

If you’ve ever read any career advice or spoken with a career counselor for more than a minute, you know that there’s one big job-seeking no-no: lying on your resume. And yet, people are still doing it. It seems like once a year, we read a story about a CEO whose resume fibs caught up with him, costing him his job and reputation. […]

Six Cheap and Memorable Dates

It’s been more than 20 years since my now-wife and I started dating. Along the way, we’ve been on countless “dates” – nights where we’ve chosen some kind of activity and done it together. […]

What Is Umbrella Insurance – and Do I Need It?

Like an umbrella that protects you from the elements on a rainy day, an umbrella insurance policy can shield your personal assets from large liability claims. Umbrella excess liability protection can help you avoid financial ruin if you’re found to be responsible for legal damages that exceed the limits of your homeowner or auto insurance policies. “We live in a litigious society,” says Carole Wal […]

Personal Finance and Magical Thinking

Like most people, I like to daydream about a stage later in my life where all of my financial worries are taken care of and I can pretty much do anything I want with my time. […]

How to Cut Cable and Still Watch the MLB Playoffs

By Chris Brantner Major League Baseball fans love October, because it means weeks of playoff baseball — all starting with the first Wild Card game on Tuesday. Even if your team doesn’t make the postseason, October baseball brings fans some of the best games of the year, as teams take their play to a whole new level in the crisp fall air, and really seem to step up their games under the spotlight. […]

Questions About 401(k)s, Suitcases, Paleo Diets, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Financially stuck in rural area 2. Rationalizing too much spending 3. 401(k) ripoff 4. International stock trading 5. Suitcase recommendations 6. Frugal paleo diet 7. Weekend grocery shopping in October 8. […]

Roth IRA vs. 529 Plan: Which Is Best for College Savings?

College is expensive, and the cost continues to rise. It’s enough to make any parent nervous about whether they’ll be able to provide their children with the education they deserve. So how can you get a head start? Just like retirement, one of the best ways to make things easier on yourself is to use a savings account that offers tax breaks. […]

Three Big Reasons It Costs More to Be Poor

While even high-earning Americans often struggle with money, making ends meet is particularly difficult for the poor. Americans in the lowest income bracket spend an astonishing 182% of their income. No, that’s not a misprint. […]

Inspiration from Andrew Sullivan, Dan Harris, Albert Camus, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. […]

Three Ways to Make Money From a Tired Old Car

By Richard Reina Most car owners have been there before – you’ve got an outdated vehicle that has become a hassle to own and operate, and you aren’t sure what to do with it. […]