The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 4)

Building a Meaningful Life from the Bottom Up

One of the biggest struggles of modern life is the search for meaning and purpose. Most of the time, we go through our day-to-day lives just accomplishing the things we need to get done and relishing the spare time that’s left over. […]

The Razor Experiment: Smart Tactics for Razor Blades

I’ve been clean shaven for almost my entire adult life (aside from a disastrous beard experiment in college). […]

My Timeless Strategy for Buying Electronics

I write for a living, mostly for websites. It’s not surprising that I have a great deal of use for a number of electronic items. I have a smartphone, a reasonably modern computer, a laptop, and an iPad Mini. Almost since the day I graduated from college, using computers and other electronic devices has been an essential part of my professional life and a useful part of my personal life. […]

Don’t Waste Food! A Ten Step Strategy to Avoid the Expense of Food Gone Bad

One of the biggest frustrations I have as a money-conscious person is when I toss something out that could have been used if I had just planned better. It’s painful whether I’m tossing out something that’s rusty, something that’s water damaged, or something that’s spoiled. This “tossing out ‘could have been used’ stuff” phenomenon happens most often when I’m dealing with food. […]

Site Changes

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Working during downtime 2. Choosing among retirement options 3. Charge card or credit card? 4. Baseball cards 5. Money left over in budget 6. Is being vegetarian expensive? 7. Alcoholism and money 8. […]

Three Situations Where a Car Lease Might Make Sense

In general, I’m pretty strongly opposed to the idea of leasing a car. In most situations, a car lease is a long-term financial mistake. Compared to a cycle of buying late model used cars and driving them to their replacement point, auto leasing is very expensive. Still, there are exceptions to every situation. […]

Are “Rural Opportunity Zones” a Good Deal?

Shelley writes in: My husband and I have been considering moving to the Great Plains in order to enjoy smaller town life and much lower cost of living. […]

The Free and the Priceless

What is the financial value of a hug from one of your children? You might scoff at this question or think that it’s somehow foolish, but I’m serious. What is a hug from one of your children worth? Five dollars? Ten dollars? Thousands? Nothing? It probably has a lot to do with your own internal values. […]

Ten Pieces of Inspiration #183

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Antoine de Saint-Exupery on goals and plans “A goal without a plan is just a wish.” – Antoine de Saint-Exupery I highly recommend The Little Prince as a children’s book (de Saint-Expuery is the author). 2. […]

Best Credit Cards of 2014

At The Simple Dollar, one of our goals is to provide you with the most comprehensive and useful credit card information available on the Internet. Our research started with over 1,600 different credit cards. We collected data on all the best credit cards, organized the cards by type, and then ranked each card based on the features that matter the most. […]