The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 4)

The ‘Buy It For Life’ Compendium, Volume 2

About two years ago, I published a lengthy compendium of “buy it for life” product suggestions, because I’m regularly asked such in the reader mailbag. What this article contains are updated entries about most of the items in the original article, as well as my notes about new “buy it for life” items that I’ve been asked about in the last few years. […]

31 Days to Financial Independence (Day 25): Investing and Saving for Other Goals

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we took a look at saving and investing for educational needs, which pairs up nicely with our earlier look at saving for retirement. […]

How to Find the Perfect (Frugal) Valentine’s Gift

When it comes to holidays that place unreasonable expectations on our wallets, Valentine’s Day has got to be the worst. Every time early February rolls around, we’re expected to throw our budgets out the window to show our love. If you really adore your husband, you’ll buy him a $5,000 watch or a new car with a bow on it, right? Love your wife? […]

Don’t Worry about the Destination. Focus on the Journey.

In 2017, I’ve chosen to take on a number of personal challenges. I’m trying to lose weight, with a goal of achieving the same weight I had the day I graduated from high school. I’m trying to slowly read and study a set of very challenging books. I’m taking a series of online classes, too. I’m also working on a YouTube channel and a book manuscript. […]

A Financial Cleanse?

An old dear friend of mine has an absolute fascination with the idea of “cleanses.” She’s constantly trying out juice cleanses and organic fruit cleanses and other such things, with the idea of clearing her body and mind of “toxins.” I’ll be the first to admit that I doubt the usefulness of juice cleanses and other such strategies for improving one’s health, as the human body is already a pretty e […]

Four Habits of People With Great Credit

Are you trying to earn and maintain excellent credit — as in a score greater than 800? Do you want to live with the peace of mind that comes from knowing your credit can no longer hold you back from the things you want to provide for yourself and your family? If so, then studying and copying the behaviors of people with great credit is a fantastic place to start. […]

Questions About Psychology, Repetitive Meals, CDs, Sore Throats, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. The psychology of saving money 2. To refinance or not? 3. Parents selling off possessions 4. Highly repetitive meals 5. Personal growth and development books 6. Breaking online shopping addiction 7. […]

Is Shopping at Walmart Worth the Savings?

I’ll never forget the day my daughter and I spent 53 minutes in line at Walmart. It started innocently enough. My seven-year-old needed a new set of flip flops for our fall break trip, but we were also nearly out of food essentials like bread and milk. To save time, we opted to combine both shopping trips into one. […]

How and Why to Tell Your Kids ‘No’

Do you ever get sick of telling your kids “no” all the time? Do you feel bad saying “no,” even though you know you should? This is me, 24/7, 365 days per year. My five- and seven-year-old girls ask for at least 100 things per day, and get a big fat “no” around 95% of the time. It’s not that I don’t want my kids to be happy; it’s that they ask for crazy things. […]