The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 4)

Do You Hate Your Job — or Your Boss?

At least half of workers have left a job “to get away from their manager,” according to a Gallup report from last year. If you’ve had a bad boss at some point in your career, that won’t come as a surprise. It’s hard to enjoy your work when you hate your manager. […]

Planning a ‘Money-Free Month’ — and the Many Financial Benefits It Can Provide

For many families, the month after Christmas is a time where people feel the need to cut back on their spending and live lean for a little while to reset their financial balance. […]

A Guide to Renting Your First Grown-Up Apartment

College is over and it’s time to get your first real, grown-up apartment. Even if you’re still throwing parties and living with six other people, this may be your first apartment where your name is on the lease and you pay all the rent, and that’s a total game changer. You’ll also be in a new legal situation as a bonafide lease holder. […]

The Myths and Realities of ‘Doing What You Love’

One issue that you’ll see constantly debated in books and articles about choosing a career is the idea of “doing what you love.” Should a person “follow their passion” as a primary guiding light for their career? Or does it make more sense to choose a career based on income and aptitude? There are pros and cons behind each path. […]

Comparing Your Many Credit Scores

Credit scores make the financial world go round, or so the saying goes. And while that may be a slight exaggeration, the truth is that your credit scores are going to have a significant impact on your money. Lenders rely on your credit scores to decide whether or not they want to do business with you and under what terms. […]

Questions About Grocery Delivery, Travel Journals, Insurance Agents, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Grocery delivery with small fee 2. Everyday carry? 3. Handling pushy insurance agent 4. Old bank account emergency fund? 5. Emergency fund 6. Constant arguments over money 7. Preparing for interest rate rebound 8. […]

How to Choose the Right Retirement Account

You want your retirement savings working as hard for you as possible. The harder your money works, the quicker you’ll get to retirement, and the less you’ll actually have to save to get there. One of the easiest ways to get the most out of your money is to use the right accounts. […]

Five Home Flaws Worth Overlooking for a Better Deal

By almost any standard, it’s a competitive housing market out there. National real estate brokerage Redfin said June marked the fastest and most competitive housing market since the recession. […]

Inspiration from Pat Summitt, Dietrich Bonhoeffer, Ralph Waldo Emerson, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. […]

What Is a Balance Transfer (and Should I Consider It)?

If you’re struggling with high-interest debt, a balance transfer credit card could be the solution to your problem. By moving balances from your high-interest credit cards to a balance transfer credit card, you can score a 0% interest rate for 12 to 21 months, buying you time to make faster progress on your debt – or even pay it off entirely. […]