The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 4)

Three Common Credit Mistakes and How to Fix Them

If credit was easy, then everyone would have a VantageScore or FICO score of 850. But it’s not easy, and mistakes happen. Your challenge as a consumer of credit is to be smart enough to distinguish between what’s right and what’s a mistake, so you can avoid them at all costs. Credit Mistake No. 1: Co-Signing No, no, no — don’t ever do it. […]

Finding and Handling Your Money Boundaries

Everyone has boundaries. If you find yourself doing something that makes you bitter, it is time to reconsider. – Peter Singer, The Most Good You Can Do, p. 29 It’s going to happen at some point in your financial journey. At some point, you’re going to try a frugal tactic or even read an article about a frugal tactic that just doesn’t sit well with you. […]

Questions About Skillet Meals, Balance Transfers, Status Symbols, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Planning around low interest loans 2. Worried about financial crisis 3. Figuring out cremation costs 4. CPAs and taxes 5. Status symbols and real estate 6. Credit card balance transfer problems 7. […]

The Pros and Cons of Investing With Robo Advisors

The last few decades have been very good for individual investors. Vanguard introduced the first publicly available index fund in 1976, and since then index mutual funds and ETFs have exploded in availability. […]

Inspiration from Agnes Obel, Marcus Aurelius, Kurt Vonnegut, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. Friedrich Nietzsche on friendship and marriage “It is not lack of love, but a lack of friendship that makes unhappy marriages.” – Friedrich Nietzsche My wife is my best friend in the world. […]

How to Turn a Cupboard Cleaning Into a Great Meal Plan

Once every six months or so, I get really frustrated with the organization of our pantry and cupboards. Over the course of those months, Sarah and I have bought ingredients for various recipes and meals and simply tossed them in the pantry approximately near where they should be. […]

31 Days to Financial Independence (Day 29): Handling Changing Goals

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we discussed the “long valley” – the period when the “honeymoon” wears off during a personal change yet you’re still far from your goal. […]

The Art of the Email Auto-Reply (and 10 Ways to Have Fun With It)

Americans tend to behave like they’re being naughty when they take vacation, as if five workdays off in the middle of summer were stolen cookies, and they’re toddlers with their hand in the proverbial jar. But in fact, vacation is far from frivolous. […]