The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 4)

Questions About Ice Scrapers, 529 Changes, Freecycle, and More!

Questions About Ice Scrapers, 529 Changes, Freecycle, and More! What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Money slipping through the cracks 2. Car window ice removal advice 3. Freecycle question 4. Too much saving? 5. Thoughts on carrying knives 6. […]

5 Amazing Hotels You Can Book with Starwood Points

Seven Mile Beach is the star attraction of the Westin Grand Cayman. Photo: Pete Markham Despite what you may have heard, you don’t have to pay for a single hotel stay in order to begin racking up hotel loyalty points. Case in point: With the Starwood Preferred Guest® Credit Card from American Express, you simply need to meet a minimum spending requirement in order to earn a boatload of points. […]

5 Amazing Hotels You Can Book with Starwood Points

Seven Mile Beach is the star attraction of the Westin Grand Cayman. Photo: Pete Markham Despite what you may have heard, you don’t have to pay for a single hotel stay in order to begin racking up hotel loyalty points. Case in point: With the Starwood Preferred Guest® Credit Card from American Express, you simply need to meet a minimum spending requirement in order to earn a boatload of points. […]

Want to Start Your Own Business? Focus on ‘Start’

A business idea isn’t going to do you any good if you don’t try to put it to use. Photo: Klaus Jakob Comes Wayne Gretzky once said, “You miss 100% of the shots you don’t take.” Thinking about starting a business? The list of things you think you need to figure out before you can start is probably a mile long, isn’t it? Well, good news. […]

Want to Start Your Own Business? Focus on ‘Start’

A business idea isn’t going to do you any good if you don’t try to put it to use. Photo: Klaus Jakob Comes Wayne Gretzky once said, “You miss 100% of the shots you don’t take.” Thinking about starting a business? The list of things you think you need to figure out before you can start is probably a mile long, isn’t it? Well, good news. […]

Top Tax Scams to Watch Out for in 2015

If you’re paying someone to prepare your tax return, make sure they’re legitimate. Photo: 401(k) Every year, Americans lose untold billions of dollars to a host of tax scams that range from identity theft to return-preparer fraud. […]

Top Tax Scams to Watch Out for in 2015

If you’re paying someone to prepare your tax return, make sure they’re legitimate. Photo: 401(k) Every year, Americans lose untold billions of dollars to a host of tax scams that range from identity theft to return-preparer fraud. […]

Indie Coffee Shop Thrives in the Shadow of the Dunkin’ Empire

Coffee Break Cafe has managed to thrive in the birthplace of global coffee goliath Dunkin’ Donuts. Photo: Coffee Break Cafe I’m at the Coffee Break Cafe in Quincy, Mass., waiting to meet the shop’s co-owner, Jenn Ormond. […]

Indie Coffee Shop Thrives in the Shadow of the Dunkin’ Empire

Coffee Break Cafe has managed to thrive in the birthplace of global coffee goliath Dunkin’ Donuts. Photo: Coffee Break Cafe I’m at the Coffee Break Cafe in Quincy, Mass., waiting to meet the shop’s co-owner, Jenn Ormond. […]

Overcoming the Whitewashing of Your Past to Improve Your Financial Decisions

As we get older, we tend to distort our memories in favor of the choices we made. Photo: Kevin Dooley It took me a long time – most of a year, in fact – to come to terms with the fact that I spent most of my early professional life making horrible financial decisions and pretty mediocre career decisions. I wasn’t exactly lacking in evidence in either department, to tell the truth. […]