The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 4)

Should You Remodel or Move?

If you’re feeling like you’ve outgrown your current home, you might be considering a move. And with housing markets around the country heating up with the weather, it’s peak house hunting season. But what if the idea of moving stresses you out? What if you like your yard and your neighborhood, but just not your house? In that case, you may want to consider an alternative option. […]

How an Impulsive Personality Can Find Financial Success

Alex writes in with a great question: I have a very impulsive and addictive personality. I find it really difficult to stick to things and I’m constantly distracted by the cool new thing or the quick snack and that makes it real hard to make any financial progress. I need some help in overcoming this side of me so I can have some kind of financial future. […]

Your Car Probably Doesn’t Need as Much Maintenance as You Think

Your car definitely needs maintenance — but it doesn’t need as much of it as you’re being told it does. I didn’t used to think about routine maintenance a whole lot. For most of my driving life, I drove older, second- to third-hand vehicles and did maintenance myself when I could. […]

Questions About CSAs, Tires, 401(k)s, Allowances, and More!

v SUBTITLE – Reader Mailbag What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. What to unplug while traveling 2. CSA plan worth it? 3. Struggling in expensive metro 4. Moving emergency fund into stocks 5. Should I touch my 401(k)? 6. Allowance update 7. […]

Want That $10,000 Grant to Move to Vermont? How to Convince Your Employer to Let You Work Remotely

The governor of Vermont recently signed a headline-grabbing bill into law that provides $10,000 to people willing to relocate to the Green Mountain State and work remotely for an out-of-state employer. Known as the Remote Worker Grant Program, the measure takes effect Jan. 1, 2019. […]

Rethinking These Eight ‘Normal’ Behaviors Can Save You More Than $100,000

Growing up, it often felt like other kids were doing fun stuff I wasn’t allowed to – whether they were getting treats from the ice cream truck, the latest pair of Nikes, a ride on the go-karts, or the chance to climb something exciting (and definitely dangerous). […]

How to Overcome Projection Bias with Your Finances

One of my favorite exercises for planning ahead for the future is for people to make a detailed picture of what their future will look like. It’s a practice I do all the time. In that practice, I just sit down and think about the future I’d like to have five years from now (or ten or twenty or whatever my timeframe is) in as much detail as possible. […]

25 Free and Simple Things to Do That Will Make Your Life Better

Unless I happen to slip into a flow state where I’m so focused that I lose track of time on a task, I find myself needing a break about ever hour or so when I’m trying to get something done. […]

Why Are There So Many Student Loans on My Credit Reports?

Regardless of what you studied in college, chances are you never took a course that explained how your student loans would impact your credit after you walked across that stage and got your degree handed to you. Yet, it’s very important to understand exactly how student loans will affect your credit and, by extension, your ability to borrow money, finance important purchases, or potentially even t […]