The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 4)

The Black Friday ‘Shopping List’ Trick

For those readers outside of America, Black Friday refers to the day after Thanksgiving. Thanksgiving is a national holiday, held on the fourth Thursday of November, and many people have the day off of work. […]

The Direct PLUS Loan Program: Six Things Parents Should Know

Your kid isn’t the only one studying. If you’re searching for grants and scholarship money and researching federal subsidized and unsubsidized loans, you probably feel as if you’re boning up for the hardest, most complicated test you’ve ever come up against. And then somewhere, in the midst of all of this, you’ve probably found a beacon of light in the darkness. […]

31 Days to Financial Independence (Day 14): Trimming Your Spending – Entertainment

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we continued looking at the average American family budget, going through each category and examining how one could trim the cost of typical expenses in that category. […]

Job Keywords: Should Your Resume Be Four Pages Long?

The job search process is mysterious, no matter which side of the conference table you’re sitting on. As a job seeker, the questions you ponder are along the lines of, “How can I figure out what the company culture is like, before I take the job?” and “Is there a way of tricking the hiring manager into telling me my real chances of ever getting a raise or promotion at this gig?” When you’re in cha […]

12 Tactics for an Inexpensive Thanksgiving Meal

During Thanksgiving week, both my wife’s extended family and my extended family host a Thanksgiving dinner with untold numbers of side dishes, leaving everyone feeling absolutely stuffed afterwards from the huge delicious meal. […]

How to Break a Lease Early – and Gracefully

I’ve been moving around a lot in the past 18 months, and we’re not talking minor jaunts across town. I’ve gone from Los Angeles, to Madison, Wis., to New York City, to San Francisco, and back to New York. […]

What’s Next? Finding Goals and Ambition When You’ve Conquered Challenges

Readers of The Simple Dollar find themselves at many different points on their financial journey. Some people are just realizing for the first time that they really need to get their finances in shape. Others are in a “honeymoon” period, enjoying the discovery of frugality and of life-changing financial moves. […]

Why You Need to Check Your Credit Report With All Three Credit Bureaus

It is easier than ever before to keep a close eye on your credit reports. There is no shortage of websites that offer free access to one or more of your credit reports, and many of your credit scores. […]

Questions About Meat Costs, Black Friday, Virtual Assistants, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Balancing loans and opportunities 2. Percentage-based automated savings 3. Getting guest posts published 4. Moving with no money 5. Value in Black Friday? 6. Virtual assistants? 7. Bulk buying turkeys? 8. […]

Why We Pay Our Credit Card Bills More than Once Per Month

Since writing about credit cards is a big component of my work, I’ve had nearly every rewards credit card at some point in my life. At any given time, my husband and I will have 20 or more credit cards across our personal and business credit profiles. […]