The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 4)

How High School Students Can Financially Prepare for College

Keeping your grades up, taking AP classes, and preparing for the SAT or ACT can boost your chances of landing a scholarship. Photo: MC Quinn Preparing for college can seem overwhelming. The truth is, it’s never too early (or too late) to take steps while still in high school. […]

How High School Students Can Financially Prepare for College

Keeping your grads up, taking AP classes, and preparing for the SAT or ACT can boost your chances of landing a scholarship. Photo: MC Quinn Preparing for college can seem overwhelming. The truth is, it’s never too early (or too late) to take steps while still in high school. […]

Debt and Your Marriage

Talking honestly about money — especially debt — can be difficult. But financial arguments and resentments can wreak havoc on marriages, so it pays to get it all out in the open. Photo: zenjazzygeek When you marry your spouse, you’re merging lives. You’ll need to make room in yours for their books and furniture, sure, but also their family, maybe their pet — and, more often than not, their debt. […]

Debt and Your Marriage

Talking honestly about money — especially debt — can be difficult. But financial arguments and resentments can wreak havoc on marriages, so it pays to get it all out in the open. Photo: zenjazzygeek When you marry your spouse, you’re merging lives. You’ll need to make room in yours for their books and furniture, sure, but also their family, maybe their pet — and, more often than not, their debt. […]

When Cheapness Goes Too Far in a Marriage

Sarah and I are frugal people. We like to cook at home. We fill our free time with lots of low-cost activities. Our social calendar involves a lot of potluck-style dinner parties. We often do things like make our own laundry detergent. We like to calculate the cost of everything. Still, there are lines we don’t like to cross. […]

13 Times Cutting Corners Will End Up Costing You

By all means, shop around for a fair mechanic. But skipping scheduled and routine maintenance on your car can be costly. Photo: Sean Freese Over the years, I’ve learned that being frugal does pay off. But sometimes, it just doesn’t pay to be cheap. (I’ve spent thousands of dollars to figure this out. […]

13 Times Cutting Corners Will End Up Costing You

By all means, shop around for a fair mechanic. But skipping scheduled and routine maintenance on your car can be costly. Photo: Sean Freese Over the years, I’ve learned that being frugal does pay off. But sometimes, it just doesn’t pay to be cheap. (I’ve spent thousands of dollars to figure this out. […]

Best Bad Credit Loans for 2015

A bad credit score can turn getting a much-needed loan into a big headache. Your credit score affects your interest rate and a bank’s perception of your ability to pay them back. […]

Small Business Money Traps to Avoid

Bad people decisions, like choosing the wrong partner or early employees, can be extremely costly to your business. Photo: Sebastiaan ter Burg First off, accept that you are going to make mistakes running your business. Calm down, we all do. And while it’s okay to lose a battle or two, just don’t lose the war. […]

Small Business Money Traps to Avoid

Bad people decisions, like choosing the wrong partner or early employees, can be extremely costly to your business. Photo: Sebastiaan ter Burg First off, accept that you are going to make mistakes running your business. Calm down, we all do. And while it’s okay to lose a battle or two, just don’t lose the war. […]