The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 309)

A Dose of Financial Reality

Anna writes in: I’m amazed at how many people who write into your mailbags have enormous student loan debts and mortgages. […]

Reader Mailbag: Ankle Twist

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Retirement savings on smaller income 2. Focusing on health 3. Digging through debts 4. Getting started in book publishing 5. Trading board games by mail 6. Repeat material 7. A cavalcade of problems 8. […]

Saving Pennies or Dollars? Cleaning Wipes

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

The Simple Dollar Weekly Roundup: Simple Pleasures Edition

Drinking a glass of cold water when you’re thirsty. Tossing a Frisbee back and forth with your children. Holding your wife’s hand while you’re both enjoying watching a movie. Getting into bed after a long day. Many of the best pleasures in life are very simple ones. My Kid Flooded Our Home. What’s the Worst (Most Expensive) Mistake Your Kids Have Made? […]

Some Thoughts on Rewards Cards

Almost every day, I’ll get an email or two from a reader wanting me to evaluate a particular credit card with a rewards program associated with it. “Is the Chase Amazon card a good deal?” “Does that Target Visa really pay off?” “Is the points program on this card better than the points program on this other card?” Here’s the deal: the same exact set of ideas govern how I would answer all of these […]

Discretionary Spending and “Forgetfulness”

Sarah and I have a pretty solid arrangement with regards to discretionary spending that tends to work well for us. Simply put, we talk about our goals so often that we basically trust each other when it comes to discretionary spending. […]

Saving Pennies or Dollars? Baby Food

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Reader Mailbag: Listening

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Saving for future dream home 2. Setting a budget 3. Forgiving loans to stimulate economy 4. Should we buy a house? 5. Best book of 2011 6. Repaying an old debt 7. Baby life insurance 8. Paying off no-interest loan 9. […]

Review: Choosing Simplicity

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. […]

When Deals Become Less of a Bargain

A few months ago, I was reading an older personal finance article at the library which discussed a very specific method for getting tremendous deals at CVS (a pharmacy chain). All you had to do was follow a sequence of steps and you’d find yourself with piles of items for free! I decided to give this system a shot. […]