The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 309)

Some Thoughts on Credit Cards

I am frequently asked what my views are on credit cards and their usage. Do I need to have a credit card? Is it okay not to have one? How does one use a credit card in a financially responsible lifestyle? How does a credit card help my overall credit rating? […]

Consider Building Yourself (244/365)

Often, when someone decides that they’re ready for a home of their own, they start hitting the real estate listings and looking at houses. In many situations, that’s the best move, particularly if you desire living in a home in a pre-existing neighborhood or in a population-dense area. However, it’s not always the most cost-effective move. […]

Ten Pieces of Inspiration #89

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Neil Armstrong Rest in peace. […]

Build Relationships with Your Neighbors (243/365)

We have four sets of neighbors that are adjacent to our house. Our children play constantly with the children of one of the neighbors. There’s a swingset that’s on the border between our yards, and the children all play on this equipment. The five of them are making up games constantly together. Our daughter attends dance class with another of the neighbors. […]

Don’t Panic!

For the last two days, I’ve been tending to my youngest child, who has been quite sick with a pretty severe cold. He had a significant fever yesterday which broke overnight and this morning he seems at least vaguely like his old self. I first discovered that he was sick when I gave him a big hug in the morning and discovered that he was both lethargic and fairly warm to the touch. […]

Don’t Overspend on a Lawn Mower or Other Home Maintenance Equipment (242/365)

When you first move into a home, you’re going to immediately be hit with a lot of little home maintenance tasks that need to be handled with some urgency. The lawn will need mowed. The bushes will need trimmed. The windows need cleaned. The gutters will need to be cleared of leaves. A few overhanging branches will need to be cut. […]

Reader Mailbag: Bulk Questions on Faith

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Catching up after graduate school 2. Interesting games at Gencon 3. Making smoothies from almost anything 4. Bank cashier mistake 5. Frugality, children, and difficult places 6. Bonding again with sister 7. […]

Learn How to Do Simple Home Maintenance Tasks (241/365)

Yesterday, I posted a long list of home maintenance tasks that you should consider doing regularly around your house. […]

The Simple Dollar Weekly Roundup: Couch to 5K Edition

For those who’ve missed the hints over the last week or so, I’ve been working on the Couch 2 5K program. I’ve tried going through it before, but I pushed myself too hard through it and wound up with an ankle injury. This time, I’m taking it slower. If I can’t execute a week without feeling completely blitzed after each exercise, I’ll repeat it. […]

Practice a Monthly Home Maintenance Schedule (240/365)

Your home is one of the biggest investments you have. For most people, their first mortgage is the biggest financial commitment of their life compared to their net worth. Just like everything else, your home needs maintenance and care. Sure, we all clean our houses and such, but there are a lot of little things that are easy to overlook in a home. […]