The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 309)

Reader Mailbag: Marriage and Freedom

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Last-minute retirement savings 2. Personal finance suggestions are unrealistic 3. Assessing state of a car 4. Emergency fund for debt? 5. Never want to retire 6. Breaking routines 7. Savings account or HSA 8. […]

The Challenge of the “Best” Choice

As I write this article, my three year old son is perched on my lap with my arms around him. He’s playing with one of his favorite toys, a Transformer that’s easy to transition from a fire truck to a robot, and he’s telling me stories about them. He’s happy and safe and secure sitting here on my lap. […]

“If Only I Had This Thing, I Would Be Happy”

Something has captured your imagination or your heart. Maybe it’s an expensive physical item, like a tablet computer or a shiny car. Maybe it’s something like a relationship with another person, either real or visualized. You get wrapped up in this thing that you want. […]

When Work Becomes Overwhelming

As I mentioned a month or so ago, I’ve come to the recognition that time management is a vital part of personal finance. It not only helps your career, it also has an impact on your focus throughout the day and on your other financial choices. With that in mind, I’m writing occasional articles on time management issues. Most of us have jobs where the work ebbs and flows. […]

Ten Pieces of Inspiration #166

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Michael J. Fox on happiness, acceptance, and expectations “My happiness grows in direct proportion to my acceptance and in inverse proportion to my expectations.” – Michael J Fox The future rarely pans out exactly how you want. […]

Approaching Fears

All of us have a fear or two that keeps us up through the night. Maybe it’s debt or being unable to take care of your family. Maybe it’s a lack of money for retirement. Maybe it’s a health issue or early death. My biggest fear, without a doubt, is passing away before my children reach adulthood. I’m not worried that Sarah will be able to provide a good childhood for my children. […]

Looking Ahead at Automotive Decisions

Every once in a while, it’s useful to look at the state of the automobiles that your family owns and ask some hard questions about upcoming costs, both in terms of repair and eventual replacement. I thought I’d walk through these questions as they relate to our own cars to provide some ideas of what you might want to be thinking about. […]

Failing at Personal Finance

Recently, I’ve been reading the wonderful book The Up Side of Down by Megan McArdle, someone whose writings I’ve enjoyed for a very long time. The premise of the book is that, at some point in our lives, we’re going to fail. We’ll fail at a relationship or at launching a business or at a college course. […]

Reader Mailbag: February Thaw

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Helping sibling with retirement 2. Cheap haircuts 3. Podcast baby steps 4. Recent graduate with car trouble 5. Selling car 6. Handling big raise 7. Down payment or investment? 8. Contradicting financial advice 9. […]

Does the Investing Advice of a Billionaire Help Ordinary People?

A reader passed along this interesting interview from the Wall Street Journal with Mark Cuban. For those unfamiliar, Cuban is a billionaire who made a significant amount of his wealth in the early days of the internet era. His argument in this interview? […]