The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 309)

Reader Mailbag: Starting Seeds

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Credit card advantages 2. Trip annoyances 3. Priorities and student loans 4. Early spring garden preparation 5. Paying off loan early 6. Starting a community garden 7. 15 year versus 30 year 8. Inexpensive record player 9. […]

The Reason

A few hours ago, my wife and I were sitting out in the yard watching our three children playing together. […]

Is a Second Job the Right Decision for Increasing Income?

Undoubtedly, frugality can be a powerful tool that can help you start digging out of a financial hole. Every time you make a choice to cut your spending, you’re directly leaving more money behind in your bank account. It’s an immediate effect, too. […]

Battling Perceptions

Let’s say you have three choices for your work commute. Option A will cost you about $2. It will get you outside your office in forty minutes, but you won’t have to be doing anything during that time other than just sitting there. Option B will cost you $12. It will get you outside your office in about twenty five minutes, but you have to stay focused. Option C will cost you $50. […]

Ten Pieces of Inspiration #117

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

Stop Justifying Your Spending Yes’s

Imagine, for a moment, that you’re standing in a store. You’re holding an item you want in your hand. As you look at that item, thoughts are running through your head. Usually, you’ve already decided whether or not to buy the item. […]

The Cost of Children

This morning, my youngest child woke me up at about five in the morning. He was standing there beside my bed whispering “Dad….. […]

When Price Per Unit Trumps Everything

When I shop for garbage bags or toothpaste or something else that doesn’t really come with an expiration date, I really only use two criteria. First, do I care at all what brand I buy? Most of the time, I really don’t care. With an awful lot of products, I have found basically no difference between brands in terms of my usage. Shampoo? Body wash? Toothpaste? […]

Reader Mailbag: Long Book Series

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Investing for retirement while overseas 2. Avoiding product placement 3. Managing digital photos 4. Frugality and striving for excellence 5. Finding a financial advisor 6. Political volunteerism 7. […]

The Debts of Special Events

When Sarah and I were married in 2003, we had a fairly low-cost ceremony. We rented a local Knights of Columbus hall for the reception, utilized a lot of family help in the preparation, and the total bill was quite reasonable. The honeymoon, however, was a different story. […]