The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 309)

Reader Mailbag: Adequate Sleep

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Second computer needs 2. Getting unstuck 3. Career choice 4. Setting up a trust 5. Moving on 6. Print and play games? 7. Buy or not buy? 8. Roth or 401(k)? 9. Store credit cards 10. […]

Saving Pennies or Dollars? Failed Batches

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

The Simple Dollar Weekly Roundup: Old Friends Edition

In everyone’s life, friendships blossom and then other friendships fade into the background. You move. Your interests change. Your time availability changes. […]

Determining the Size of Your Emergency Fund

One common question I get from readers relates to the size of their emergency fund. Simply put, how big should it be? How much cash should they have saved in their savings account for those unexpected events life deals you? Before we even get started, it’s important to note that there are a lot of different theories and ideas about how big an emergency fund should be. […]

Frugality Won’t Make You Rich

Instead, it makes it possible for you to get rich. Lately, I’ve read statements in personal finance books where people claim that “frugality won’t make you rich.” They make the valid point that if you cut out some small thing – say, a $5 daily expense – you wind up with less than $20,000 after ten years. “What good is that if it brings you misery?” they ask. […]

Saving Pennies or Dollars? Making Your Own Soda

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

Reader Mailbag: Child Independence

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. When to start retirement fund? 2. First house decision 3. Shopping for health insurance 4. Driving school 5. I’m overextended – what now? 6. Making money via social media 7. Working during grad school 8. […]

Review: The Complete TurtleTrader

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. This is an interesting mix of a book. […]

A Few Brief Thoughts on 9/11

Ten years ago today, I arrived at work without knowing anything of what was going on in New York and Washington. […]

Money Is Something We Choose To Trade Our Life Energy For

The title of this post is a sentence that appears in bold on page 51 of Your Money or Your Life. In fact, it appears twice in bold on that page. Money is something we choose to trade our life energy for. This applies to virtually every financial transaction we make. When we work, we trade our life energy for the money we make. […]