The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 309)

The Simple Dollar Time Machine: February 13, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Our Towels Don’t Match Our Bathroom Curtains

My cell phone doesn’t let me watch streaming internet video. I don’t own a pair of pants that cost more than $40 – and most cost less than $10. We don’t have a flat panel television – we’re still using my old CRT one from my college years. The back bumper of my truck has rust on it. I don’t throw out socks until they have holes in them. We use old t-shirts for rags. There’s a juice stain on our co […]

The Minimal Tip

I don’t believe in the idea of a “minimum tip.” There, I said it. It’s a big change from my previous beliefs on tipping. A few weeks ago, my family and I ate at a restaurant where the service was extremely poor. We sat for twenty five minutes waiting for our server (my wife was literally getting on her coat). […]


Right now, there’s a personal matter going on in my life that’s been bothering me – it’s been on my mind heavily all day today. (Don’t worry, there’s nothing directly affecting me, my wife, or children.) I had to go out and take care of a birthday gift for a friend and a Valentine’s Day item for my wife, and while I was out, I found myself strongly considering two unnecessary impulse buys. […]

Reader Mailbag: Lost, Laundry, and Long-Term Debts

You asked for it, you got it. Until further notice, there will be a second Reader Mailbag on Thursday mornings. I’m a 23 year old single male student planning to move out of my University’s dorms. […]

Putting Out Fires

Recently, I had a long conversation with an old friend of mine whose opinions and ideas I value greatly. He asked me what personal finance mistake I see people asking me about the most often on The Simple Dollar and, after a bit of thought, I told him that the most frequent mistake I see is that people are constantly blindsided by unexpected events. […]

Hindsight Is 20/20

When I look back at my overspending days, it’s easy for me to see the many, many mistakes I made. My life was littered with them. There are some old journal entries of mine that are absolutely cringe-inducing to read. I still have quite a few items in my closet that are just the result of blind conspicuous consumption. I didn’t save. I didn’t invest. I didn’t plan. […]

My Girls

(And now for something a little different…) There isn’t much that I feel I need A solid soul and the blood I bleed With a little girl, and by my spouse I only want a proper house When I was in college, I was obsessed with music of all kinds. There was music playing almost constantly in my dorm room and, later, in my apartment. […]

“Superman Syndrome” Revisited: Money and Self-Esteem

Two years ago, I posted a nice long article about what I call “Superman Syndrome” – a tendency for people to try to demonstrate their worthiness to others by buying things for them. Just yesterday, a reader emailed me about that article: Superman syndrome is just another example of poor self-esteem and how it can entrap you and your money. […]