The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 309)

Wishing for the Best for Your Children? Make the Best Instead

Almost every parent out there has dreams for their children. They want their children to have a happy life, no matter what path they take. They want their children to see success in whatever life paths they choose. They want their children to find love and perhaps also want their children to know the joys of parenthood. […]

Reader Mailbag: The Family Conversation

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Quality item – or just expensive? 2. Pay down by interest rate 3. Married into poverty 4. Why pay for “freemium”? 5. Frugal professional fashion 6. Coupon organizaton 7. Time to switch jobs? 8. Office cuts 9. […]

(Almost) Everything Useful I’ve Learned about Personal Finance in Ten Sentences

It’s not really that complicated. 1. Spend less than you earn. 2. If you’re facing a pile of debts, make minimum payments on all of the debts but the one with the highest interest rate, then make the biggest payment you can each month on that high one. 3. […]

The Reliable People

Everyone has a mix of reliable and unreliable people in their lives. Reliable people are the ones that come through time and time again when they promise something. Unreliable people might come through sometimes, but you can’t depend on their word. Most people tend to want to collect reliable people in their lives. […]

What You Sacrifice Today for a Better Tomorrow

The reality of retirement savings comes down to a very simple decision. Each paycheck or each week or each month, you have a choice to make. You can either put a certain amount of money away for retirement, or you can keep it and spend it on other expenses as you see fit. Every time you choose to put some money away, it essentially disappears out of your life for a long while. […]

Ten Pieces of Inspiration #153

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

Twenty Simple Ways to Save Money This Holiday Season

Thanksgiving. Hanukkah. Christmas. The holiday season can be painfully expensive, with gifts and meals and beverages and snacks and lodging and travel revolving around many of us. With all of those incidental expenses floating around, there are also a lot of ways to save money. […]

The Fear of Spending

When my financial ship ran aground in 2006, the cause of it was glaringly obvious. We were spending too much money. Naturally, our response was to fix that problem. We tightened our spending. We sold off some of our wasteful purchases. We took a serious look at every single financial move we made, whether it was spending a penny or spending $50. It worked. […]

The Failure of Just Thinking About Change

Since the start of 2012, I have read exactly two personal finance books for anything more than pure reference. That will likely surprise some of you, because I once made it a habit to include personal finance books as part of my regular reading. In fact, for a long while, I made an effort to review one per week on The Simple Dollar. Why the change? […]