The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 321)

Reader Mailbag: Red Team and Blue Team

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Emergency fund storage 2. A design for life 3. Exercise on the cheap 4. Parenting blogs 5. Not caring about future 6. Other savings beyond 529s 7. Communicating about college savings 8. Sharing child tasks 9. […]

Don’t Get Married If You’re Still Having Doubts (276/365)

Sarah and I dated for more than six years. During that time, we had our ups and downs as any couple does, but we knew, especially near the end, that we were heading for marriage. We were engaged for the last year of that period. One of the things that we did is receive some pre-marriage counseling from the pastor who officiated our wedding ceremony. […]

The Simple Dollar Weekly Roundup: Game Design Edition

Over the last few months, I’ve been involved in the design and development process of a board game. It’s been an interesting experience, to say the least. For starters, a good game is simple to play, yet whenever you find a rough spot in the rules of a game you’re making, there’s a desire to add things rather than subtract things. […]

Plan a Romantic Honeymoon, Not an Expensive One (275/365)

Sarah and I went to London for our honeymoon. It was cripplingly expensive, and we were still dealing with the debt four years later. It was a wonderful trip, though. We have wonderful memories and a photo album full of great pictures. The thing is, almost every memory I have from that trip focuses on Sarah. […]

Anticipation Is Often the Best Part

Several years ago, if I wanted something, I usually just went out and bought it. If I wanted to go on a trip, I just went on that trip. As long as I had the money in hand (or the credit on my credit card), whatever it was that I wanted quickly became mine, in short order. Today, I still buy things that I want to buy, and I still travel if I want to travel. […]

Plan a Wedding Centered Around Loved Ones, Not Stuff (274/365)

I can’t think of a better way to talk about this tactic than to talk about my own wedding. Every single good memory I have of my wedding involves people. The center of it all, of course, is Sarah. […]

Reader Mailbag: Camping

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Fundraisers 2. Historical figures worth reading about 3. To move or not? 4. Establishing routine with children 5. Target credit card 6. Online overspending 7. Hitting bottom 8. Podcast organization? 9. Splitting home rent 10. […]

Boredom Is a Choice

Every once in a while, I’ll receive an email from a reader or see a comment somewhere in which the reader complains that they’re “bored” during their financial recovery. I’m honestly mystified by this. I can’t recall being bored since my pre-teen years. […]

Get on the Same Page Financially (273/365)

Get on the Same Page Financially (273/365) Yesterday, we discussed how valuable it is to start off with financial equality in your relationship. There should be one pool of money and an understanding that debts affect both partners in the relationship. […]

Build a Financially Equal Relationship from the Start (272/365)

When people get married or become fully committed enough to combine their finances, they often take the right step by merging their financial situations together. What they miss out on, though, is establishing true financial equality within the relationship. […]