The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 321)

Reader Mailbag: Delayed Onset Muscle Soreness

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Help getting out of debt 2. Supporting newly frugal friend 3. Frugal movie night 4. Prioritizing debt repayment 5. Outdoor exercise in winter 6. Managing recipes 7. Parent fearing theft from kid 8. […]

Learn How to Use Online Bill Pay (336/365)

Online banking and online bill pay is one of the greatest technological innovations for personal finance in the last few decades. Online bill pay makes it much easier than before to pay one’s bills and, in many cases, makes the whole process automatic. Before online bill pay came along, paying bills meant addressing and stamping a lot of envelopes. […]

Turning Passion Into Income Via Youtube

Over Thanksgiving weekend, I had an chance to spend some time with my oldest nephew, who has really impressed me lately with the mature young man he’s becoming. […]

If You Know You’re Going to Be Late on a Bill, Call Them (335/365)

It seems so simple, yet it works so well. Sometimes a bill just falls through the cracks. We forget about paying it. We’re on a trip and don’t check our mail in time. A big unexpected insurance bill hits at the same time and we choose to pay the insurance bill first. A bill slides up to its due date – and then past it. […]

Ten Pieces of Inspiration #102

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Haruki Murakami on money and time This was one of the most difficult lessons I’ve ever had to learn. “Spend your money on the things money can buy. […]

Breaking Away from “Having It All”

There are so many dimensions of modern life in which people would like to see success. They want to have plenty of money to spend. They want to be in a financially strong state with little or no debt. They want to have a challenging and fulfilling career. They want to have strong connections with their family. They want to have a strong marriage. They want to be reliable parents who are always the […]

Always Ask for Fees To Be Waived (333/365)

Companies love to tack fees onto your bill, no matter what service they’re providing. Why wouldn’t they? Fees are pretty much pure profit for them, and for most customers, fees are glanced at and forgotten. A couple monthly fees per customer times a million customers and you’re talking about a pretty nice chunk of change. However, for most services, we live in a buyer’s market. […]

Reader Mailbag: A Thousand Stars

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Roth IRA conversion question 2. Topical television versus cost 3. Board games for two 4. Collection plate? 5. ING Direct changes 6. Mobile apps for life organization 7. No bill for cable? 8. Finding hope 9. […]

Know What Every Fee Is on Every Bill (332/365)

This one’s simple: whenever you receive a bill in the mail that contains even one item that you can’t immediately explain, you’re probably losing money. There are two big reasons for this. One, the item on the bill might be misapplied to you. […]