The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 321)

Reader Mailbag: Running for Beginners

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Online education for gifted kids 2. Steam sales 3. Student loan consolidation question 4. Making money while watching TV 5. Timing of house purchase 6. Tapping retirement savings early 7. Lyoness 8. Candy savings 9. […]

Starting the School Year the Frugal Way

Now that I have two young ones in school (and one of them in preschool … one who likes to make sure to tell everyone that he is also in school), the annual cycle of buying school supplies and preparing for the upcoming year is now a part of our lives. Thankfully, the past few years have taught us several useful tactics for making this annual rite pass by in a much less expensive fashion. […]

The Simple Dollar Weekly Roundup: Accountability Edition

The best way to make sure that you actually achieve a goal you set for yourself is to let others know about it and ask them to help make sure you get there. If their friendship is worth even a little bit, they’ll help you. They’ll ask you about your goal until you ask them to stop. […]

What Am I Doing with My Life?

I have a list of things I want to achieve in my life. I want my children to be curious and independent people who can stand on their own two feet and can discover on their own the answers to the questions that life deals them. I want to have a marriage strong enough so that Sarah and I are there to comfort each other during our final years of life and to experience many, many wonderful things alon […]

Financial Independence: What Does It Mean?

We’d like to thank Experian for having us on their Twitter chat a couple of weeks ago. The topic was financial independence, and we heard a lot of great opinions from Ready for Zero, Wise Bread, the Better Business Bureau Military Line, Madam Money and everyone else who participated. […]

Buying It for Life

Over time, as our various pots and pans have worn out, we’ve slowly been replacing them with enameled cast iron, which are fairly expensive – substantially more than the pots and pans at our local department store. My pocketknife’s blade became so beat up that it could barely cut string. […]

A New College Student’s Guide to Saving Money on Campus

It wasn’t all that long ago that I was enjoying that special summer between high school and college. I had graduated from high school, of course, but I was also the first person in my family to actually attend college. […]

Reader Mailbag: The Pleasure of Reading

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. 401(k) and retirement age 2. Overaccumulation of wealth and guilt? 3. Investing outside of 401(k) 4. Stage fright 5. Non-recourse loans 6. Frugal but healthy diet 7. Student loan repayment conundrum 8. […]

The Fear of Being Broke (and How to Use It)

I’m afraid of being broke. I’m afraid of not having enough money to be able to pay for simple extracurricular expenses for my children, like a band instrument. I’m afraid of working out of fear of losing a paycheck rather than the desire to create something and help others. […]

Collect Accomplishments, Not Stuff

I’m a collector. I love the process of adding new things to collections and seeing those things accumulate. The problem is, once the rush of adding to a collection is over, there’s not much left to do. […]