The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 321)

Overcoming Bumps in the Road

As much as we’d like to believe it, our lives aren’t a smooth journey from point A to point B. Unexpected things happen all the time – we do our best to overcome them and move on, but sometimes “our best” results in some pretty challenging consequences. We revert to old, bad habits. We put ourselves in debt. […]

Seven Reasons to Care About the Tiny Things (And Seven Tiny Things to Care About)

Quite often, you’ll see personal finance writers talk about the big things – the single moves that will save you quite a lot per month. Downgrade your living quarters! Sell that car! Buy a used car! Change your insurance! Those things are flashy because they can save you a lot of money with one action. Yet, they have several serious limitations (that I’ll get into below). […]

Reader Mailbag: Sports Fan

I am a big fan of three sports: basketball, baseball, and golf. The next week and a half is perhaps the most exciting period of the year for someone who is a fan of those three sports. The Masters. The men’s and women’s Final Four. The opening of the baseball season. Why do I like sports? I like watching competition. […]

Mental Math and Good Spending Choices

Earlier today, I linked to an article at Free Money Finance that included a quote from Mary Hunt: Get into the habit of quickly calculating the annualized cost of things and you’ll achieve an effective way to get mindless spending under control. After reading this, a reader wrote in to me and said: I can see how a tip like that could be useful, but I’m really awful at mental math and it seems unre […]

The Simple Dollar Weekly Roundup: Baby Prep Edition

Preparations for the baby are seemingly endless. I have a giant list of things to do before the arrival and it feels often like I add two for every one I manage to cross off. […]

Personal Finance and the Path of Least Resistance

One of my mentors once told me, quite insightfully, that most people make almost all of their decisions based on whatever is easiest in their life. […]

Low Calorie Food and Long Term Costs

Over the past few weeks, I’ve read dozens of articles that repeat the same refrain: healthy, low calorie meals cost more than high calorie meals. Fresh, healthy foods with a low caloric density are more strongly affected by inflation and carry a higher cost per ounce than processed foods with a high caloric density. […]

You’ll Never Get Ahead With Resentment, Jealousy, and Hate Inside You

When I was younger, I used to have a great deal of resentment towards rich people. I often felt like they were greedy. I believed that they had somehow “cheated” to get where they were at. Yet, at the same time, I desperately wanted what they had, too. Today, I no longer feel that way. […]

Reader Mailbag: Planning Ahead

Right now, as my wife approaches the end of a challenging pregnancy, I’m doing a lot of planning for the next six weeks so that you’ll continue to have fresh posts to read while the baby arrives. […]

Review: Switch

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Change is hard. Once a person has established a certain way of going about things, altering that path is very difficult. That’s why people who want to get financially ahead often find themselves sinking deeply into debt. […]