The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 321)

The Power of Your Boss

When I worked for an employer, one thing that sometimes frustrated me was having a boss. Although we had a good relationship, there were often times where I was instructed or guided toward doing something that either seemed to be way outside of my typical job (and thus way outside of my expertise) or didn’t seem to be an efficient use of my time. Naturally, I did these things. […]

Shifting from Short Term to Long Term Thinking

When I stand in a bookstore (or a clothing store or whatever it is that excites you) and ask myself what I want right now, that’s short term thinking. When I stand in a bookstore and ask myself what I want for my life over the next five years, that’s long term thinking. Short term thinking leads to a better moment. […]

Ten Pieces of Inspiration #44

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Pumpkins Pumpkins are sitting on our front step. Our garden has more squash and similar vegetables than we know what to do with. Leaves are falling from the trees. Yes, October is here. […]

The Small Economies of Pleasure

Dinner with My Family is taking a one week break this week. Most of the time, when people mention frugality, the first thing that comes to mind is doing without little pleasures. They think of giving up something that they deeply enjoy, like their morning coffee or their weekly lunch out with coworkers. I’ll be completely honest: this was my first impression of frugality, too. […]

Saving Pennies or Dollars? Energy-Efficient Clothes Washing

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

The Changing Value of Hard Work

I received a very thought-provoking email from Elizabeth recently: I think you’re spot on about hard work, and it’s too often overlooked. But I also think about the changing value of hard work, too. Is hard work worth less now than it used to be? The amount of work we ‘have’ to do to get by or do well is always fascinating to me. […]

Reader Mailbag: Project Planning

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Buy or sell townhouse? 2. Collection agency debt 3. Figuring out priorities 4. Tithing 5. Thrift store receipts 6. Repossession question 7. Steve Jobs biography 8. Rent versus buy 9. FSA question 10. […]

Saving Pennies or Dollars? Investment Fees

Saving Pennies or Dollars is a new semi-regular series on The Simple Dollar, inspired by a great discussion on The Simple Dollar’s Facebook page concerning frugal tactics that might not really save that much money. […]

The Simple Dollar Weekly Roundup: Naptime Edition

Lately, I’ve been experimenting with a half-hour long power nap in the middle of the day. It’s exactly as it sounds: I’m trying to sleep for a very short period during an energy lull in my day. What I’ve found is that some days it works like a charm and I’m ready to just tackle whatever comes my way. […]

Playing the “What If?” Game

The “what if?” game is a scary game to play, but it’s an important one. What if I lose my job? What if I get seriously ill? What if I pass away suddenly? What if one of my children has a condition that requires constant care? What if my spouse suddenly passes away? There was a time not too long ago in my life where I dreaded the “what if?” game. […]