The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 321)

Look at Refurbished Models (139/365)

Refurbished models are items sold by a company or a store in which they came into possession of an item with some flaw. […]

Ten Pieces of Inspiration #74

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. This past week, I’ve spent some significant time working on my public speaking skills due to some upcoming situations where I will be called on to speak before a crowd and either inspire them or keep them entertained. […]

Shop Around, Both Online and Off (138/365)

You have your list of desired features ready to go for the item you want. Now what? If you have a reasonable feature list (meaning one that doesn’t lock you into an expensive item), you’ll find that quite a few items will match up with the features you’re looking for. Don’t settle on one just yet. […]

Loved Ones in Decline

A few years ago, my grandmother passed away pretty suddenly. She had been in somewhat ailing health for years, but she was still well enough to take care of herself at home, handle her own grocery shopping, and so on. The last time I saw her, I was struck by her frailness. My grandmother had worked at a maximum security prison for many years. […]

Avoid the “Feature Creep” (137/365)

A few years ago, I started shopping around for a new digital camera. I started off doing the most sensible thing a person can do when they’re considering buying a reasonably expensive item like a digital camera. I made a list of what I actually wanted to do with it. I wanted reasonably high resolution pictures. […]

Reader Mailbag: Education Begins at Home

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Buy or rent and commute? 2. Advice to younger self 3. Handling angry coworker 4. Credit cards for other debts? 5. Handling too many vegetables 6. Promotional emails 7. Evicting a child 8. […]

Know the Features You Need Before You Shop (136/365)

If there’s one thing I suggest that people do before they go shopping for any reasonably expensive item, it’s that they make a list of the features they actually need before they go and stick to that list. There are several parts to that simple suggestion, though. First of all, how do you know what features you need? […]

The Simple Dollar Weekly Roundup: Overfocus Edition

The biggest difficulty Sarah and I have with our relationship is our respective abilities to overfocus on the task at hand. If one of us knows that we really need to get something done, we can both slip into this zone-like state where almost nothing will interrupt us. […]

Pick the Model Now, Then Wait Six Months (135/365)

For many consumer goods, the price that you’ll pay right now for that item is higher than the price you’ll pay six months down the road. There are a lot of reasons for that. The big one is that many companies issue products in cycles. […]

The Great Things You Already Have

The hardest part about being a parent is realizing that the six year old boy who runs up the stairs to give you a hug the moment he gets home from school is going to disappear soon and never return. He’s going to keep growing up. Before long, giving Dad a hug isn’t going to be that big of a deal. He’ll have new interests. […]