The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 321)

Reader Mailbag: New Year’s Eve

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Roth rollover worth it? 2. Exercise motivation in northern climate 3. Startup money for side business 4. Savings or debt repayment? 5. Inflation and old financial advice 6. Crushing child support 7. Saving for retirement 8. […]

The Simple Dollar Weekly Roundup: Cold Edition

As I alluded to a few days ago, I’m currently dealing with the worst cold I’ve had in many years. In fact, I haven’t really had a severe cold in many years until this one. This thing, though, it just keeps hanging on. I don’t quite feel like laying in bed all day, but I don’t really feel like doing all of the normal activities of my life, either. […]

How Phishing and Email Scams Work – and How You Can Avoid Them

In yesterday’s reader mailbag, I answered a question from a reader who asked for simple ways to avoid identity theft online. I told the reader that the best thing that a person can do is to simply avoid clicking on links within emails. […]

Best Rewards Credit Cards of 2017

If you’re a homebody who’s into family stay-cations, a credit card that focuses on travel rewards just doesn’t fit. Likewise, a cash back card with no travel rewards isn’t an ideal match for frequent flyers. Choosing a credit card with a rewards structure that aligns with your spending habits will ensure your rewards stack up quickly. You’ll also want to carefully consider redemption options. […]

Finding a Middle Path

The path that Sarah and I followed to find financial sanity seems extreme to a lot of readers. We gave up a lot of the “wants” in our life very quickly in order to turn our financial ship around. For us, this shift was possible because we discovered along the way that many of the things we really value in life actually are quite cheap. We enjoy spending time together. […]

Reader Mailbag: The Fifty Two Week Project

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Raising chickens 2. Guidelines for handling phishing 3. Credit cards and scores 4. Exercise expenses 5. Is cheap wine worth it? 6. Why recommend slow cookers? 7. Factors in favor of homeownership 8. […]

Today and Tomorrow

Today, I’m going to go on a walk. Although I’d rather curl up with a good book, it’s not a huge sacrifice to spend an hour walking instead. In fact, if I use a treadmill, I can prop a book up on it and read (although a bit slowly) while walking. If I make that little choice enough times, I’ll look better and feel better. […]

Comparing Retailers Beyond Mere Dollars and Cents

One local grocer offers employee ownership, great health benefits, and an enjoyable work environment. Whenever I go there, I see people with badges talking about how they’ve worked there for thirty years. Whenever you have a question, there’s virtually someone in every aisle who will walk you to whatever item it is that you’re looking for. […]