The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 324)

The “I’m Never Going to Retire” Retirement Plan

Stephen writes in: I’ve basically made the decision that I’m never going to retire. I’m going to keep working until I literally cannot work any more, at which point my physical and mental decline should be pretty steep and swift. Given that, what’s the point of saving for retirement? […]

The Simple Dollar’s Education in Insurance

Up until now, I’ve only occasionally dealt with a major component of monthly finance: your insurance. If you’ve got a family, like me, you have to know how your insurance works. […]

The Range of Your Vision

Because of the strange trajectory of my life, I have friends in rural places and I have friends in cities. I have friends who are on food stamps and I have friends that are millionaires. I have friends who own their own business and I have friends who can barely keep a job. I’ve noticed something fascinating lately among the friends that I keep regular communication with. […]

Reader Mailbag: The Time Spent

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Overseas travel with kids 2. Bitcoins 3. Life or disability insurance? 4. Prepaying funeral expenses 5. Reaching a financially clueless student 6. Self-publishing a book 7. Emergency fund alternatives 8. […]

Making Financial Independence a Part-Time Job

Carrie writes in: I’m a 23 year old single woman with a solid government job that pays reasonably well. I have quite a bit of free time. What I’d like to do is somehow “bank” that free time so that I can have more free time later on when I (theoretically) have a child, as I’d like to be more flexible with my time then. […]

The Collection Plate Dilemma

According to various studies, approximately 40% of Americans attend religious services on a weekly basis (though that exact percentage is disputed). […]

Knowing What To Do Versus Actually Doing It

Chris writes in: “I’ve read all of the usual personal finance books and I know exactly what I need to do to get myself out of this hole. The problem is actually doing it. When I make decisions, I make poor ones, even though I know that in the long run they’ll cost me. […]

Ten Pieces of Inspiration #113

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Gandhi on action “Action expresses priorities.” – Mahatma Gandhi There is no clearer representation of what you truly value than what you actually do with your time and energy. 2. […]

Where Is Your Future Pointing?

Where are you going to be in five years? What will that life look like, assuming you don’t do anything radically different than you’re doing now? Just think about that for a moment. Sketch out what your life will look like at that point. Where will you live? What will your family look like? What will your career look like? […]

Renters and Keepers

A while back, I ran across this brilliant quote from Sam Lipsyte’s 2010 novel, The Ask: She was from the people who kept everything. I was from the people who rented some of everything for brief amounts of time. I knew I deserved no pity, would get none from the people who kept everything. […]