The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 324)

Master the Thirty Day Rule, Too (7/365)

Yesterday, we talked about the ten second rule, which you can use to protect yourself against impulse buys that are well within the limits of your pocket money. We’re talking about things like a pack of gum, an inexpensive board game, or something like that. As I know all too well, though, many of the purchases we make are much larger than that one. […]

Review: EntreLeadership

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. I’ve written about 250 book reviews on The Simple Dollar since I started the site in late 2006. Along the way, I’ve found a few books that I just immediately recommend for certain topics. […]

Master the Ten Second Rule (6/365)

I’ve been going to the same barbershop most of the time for the last fifteen years or so. We grew up in the same area, so it’s rather fun to catch up with him on things that are happening in our hometown area. He’s a good barber, so he’s also pretty busy. […]

Ten Pieces of Inspiration #54

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. Recently, I was working on a project that coupled frugality tips with black and white public domain photographs. […]

Record Every Penny You Spend in a Month (5/365)

One of the most generic personal finance suggestions is to “create a budget.” The advice usually revolves around setting aside money from your paycheck for all of your known expenses, then making smarter choices with what’s left over. Here’s the problem with that suggestion: a lot of people who are in financial trouble have no idea where their money is going from month to month. […]

Finding Good Information for Your Situation

One of the biggest challenges I have when writing articles for The Simple Dollar is finding a balance of usefulness and audience. What do I mean by that? Well, if I tried to write a personal finance article that would reach out to everyone who read it, it would be completely devoid of content. […]

Calculate How Much You Really Make (4/365)

One of the most painful realizations I had when I started getting my financial life in order was that my job didn’t really earn me as much money as it seemed. My salary at the time of this realization was about $40,000 a year, so let’s use that as a baseline. Now, on the surface, that’s really good money. […]

Reader Mailbag: Word Processing Middle Ground

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Mess of debt and taxes 2. Renting out a room 3. Settling on retirement philosophy 4. Long games 5. Hotel disappointment 6. Future state retirement benefits 7. Lacking the “spark” for change 8. Taxes and online work 9. […]

Spend Less Than You Earn (3/365)

If there is a single mantra of The Simple Dollar, it’s this one. Spend less than you earn. There’s a reason that it’s my first rule of personal finance. If you can spend less than you earn consistently over various time frames (less this week, less this month, less this year all at the same time), you’re going to be in great financial shape. Spend less… It all starts with spending. […]

The Simple Dollar Weekly Roundup: Freedom Edition

A few days ago, a technical problem with The Simple Dollar cropped up involving the front page not refreshing for some users of the site. A reader emailed me about it. A few months ago, I would have then spent several hours reading documentation and trying to figure out what was wrong. There would have been a decent chance that I would have broken the site in the process. […]