The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 324)

Is Good Enough Really Good Enough?

It’s a phrase that’s tossed around all the time when you’re looking at any form of self-improvement, whether it’s financial improvement or otherwise. The perfect is the enemy of the good. It’s a powerful phrase, and it has a lot of good thought behind it. If you make a mistake after a period of making positive moves, that doesn’t mean all your work is undone. […]

Join a Community Organization (284/365)

After discussing relationships the last few weeks in this series, we’re going to shift gears and look at ways to spend your free time without spending money – often in ways with a secondary benefit as well. Almost every town or city you visit has quite a few social organizations of various kinds. […]

Reader Mailbag: Crayons

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Speaking 2. Financial dishonesty 3. Kindness without spending 4. Teenager without ambition 5. Handling universal policies today 6. Extra school supplies 7. Refinancing house to buy car 8. Paid discount cards? 9. […]

Make Sure You’re on the Same Page When It Comes to Children (283/365)

During the first couple years of our marriage, Sarah and I talked over and over about the idea of having children. We were both certain that we wanted children, but the question became whether it was a real dream or a nebulous dream for the future. Did we really want children right now? […]

The Simple Dollar Weekly Roundup: Volunteer Workers Edition

I’ve been doing some phone banking for local political candidates over the last few months on a volunteer basis, and I’ve learned several things from this experience. For one, one big reason that campaigns do it is simply for name recognition. […]

Show Your Love Frequently Instead of Something Big Once in a While (282/365)

It’s easy to fall back on the big moments to show your partner that you care. You spring for a big gift on your anniversary. You buy flowers and chocolates on Valentine’s Day. You help the kids create something special on Mother’s Day or Father’s Day. The rest of the time, though, can easily be filled with complacency. […]

The Giant Christmas List: Curbing Impulses

Last year, as Christmastime was approaching, our two oldest children wrote letters to Santa listing all of the things they wanted. Our oldest child was mostly able to write the letter on his own, but our middle child needed someone to dictate for her. In any case, both of our children ended up creating a list that was thirty or forty items long. […]

Encourage Your Partner’s Frugality (281/365)

Whenever Sarah makes a financially smart choice, particularly one that involves her doing something outside of her usual comfort zone, I usually make an effort to compliment her on it. […]

Reader Mailbag: Baseball Playoffs

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Different hobbies than wife 2. Eliminating credit card debt 3. Handling comic book collection 4. Retiring overseas 5. Finances and relationships 6. Establishing credit 7. Personal belongings after death 8. […]

Have Regular Talks About Your Financial Situation (280/365)

There’s an interesting phenomenon that happens in a marriage. After a while, you become so accustomed to the person you’re with that you often think you completely know what their desires and goals are and where they want to be heading in the future. That kind of complacency can be comforting. You can feel as though you have a rock to rely on. However, people change. […]