The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 324)

Mixing Multitasking and Focusing

Recently, I wrote an article entitled Convenience and Expenses: Why Time Management Really Matters, where I explored the connection between personal finance and time management and I promised some follow-up articles on specific elements of time management that connected deeply with personal finance. Here’s the first of these articles. People can’t spread their attention fully between two tasks. […]

The Simple Dollar Weekly Roundup: Hairbrushing Edition

My daughter has wild, unruly hair that needs brushed several times a day. If she doesn’t take care of it, it starts going in every direction. The problem with that is that she really doesn’t like to brush her hair. She usually wants to do it herself and when she does, she does a rush job that begs to be finished up by one of her parents. Every once in a while, though, she asks me to do it. […]

Best Tax Software for 2014: TaxACT vs TurboTax vs H&R Block

Updated February 3, 2014 All the best tax preparation software companies have released their 2014 versions. After reviewing 15 online tax software programs and using the top products, I chose three products worth recommending this year. The three best tax software products for 2014 are: 1. TurboTax 2. H&R Block 3. TaxACT In a previous post, I wrote about why you should file your taxes online. […]

Barclaycard Review: Arrival™ World MasterCard® Annual Fee vs. No Annual Fee

The Barclaycard Arrival™ World MasterCard® is hands-down one of the best credit cards around, but there’s a lot of curiosity and confusion around which is the more valuable of the two: the Barclaycard Arrival™ World MasterCard® – Earn 2x on All Purchases (with an $89 Annual Fee) vs. […]

3 Reasons You Should Do Your Taxes as Soon as Possible

This article first appeared at U.S. News and World Report Money. People like to wait until the last minute to file their taxes. The reason is obvious: filing taxes can be pretty dull. It’s not a task that anyone relishes and, because of that, people often put it off for as long as they can. Of course, putting it off as long as you can creates its own problems. […]

The Single Biggest Benefit of Turning Our Finances Around

Of all of the benefits that have come into our lives due to our commitment to financial responsibility, one has had more of an impact than any other. In fact, I’d argue that it overshadows all of the other ones. What’s that benefit? From what I can tell, Sarah and I have not had a single money argument in more than five years. We don’t argue about debts. […]

Falling Short on Retirement Savings

It’s a fear that many of us have. For some, it’s a reality. You’re close to retirement age, but when you sit down and run the numbers, it’s pretty clear that if you retire at 65, you’re going to have to make some very tough choices. No matter how you slice it, the money simply isn’t there. What do you do? This can easily be a nightmare situation. […]

Reader Mailbag: Babysitting Service

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Alternative payment options 2. Worried about spoiling child 3. Stop gap job? 4. Credit limit increases 5. Rolling over old 401(k)s 6. Maintaining old professional connections 7. Struggling with job interviews 8. […]

Seeing What You Have Achieved

In many ways, my life today is almost identical to how it was a year ago. I’m still married with three children. We live in the same house. We have virtually the same possessions. Sarah and I have the same careers and our children go to the same schools. What have we really achieved in the past year? […]

How to Trim Expenses without Losing Things You Enjoy

As I’ve mentioned before on The Simple Dollar, I spent a lot of 2006 and 2007 cutting major expenses from my life. During that period, my family’s finances were in peril, so I felt a strong need to come up with every single dollar that I could. The solution was to cut my spending, then cut it some more. Almost every type of non-essential regular purchase that I made went under the knife. […]