The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 324)

Reader Mailbag: Art Museums

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Am I oversaving for retirement? 2. Same-sex marriage and taxes 3. Pricing of e-books 4. Handling a complex debt snowball 5. The very first step 6. Next steps for young programmer 7. Sharing costs of electronics 8. […]

Why Care About the Long Term?

Mark sent me an email regarding my recent article, Some Thoughts on the Long Term, in which he asked the following question: I still don’t see any compelling reason to worry about my future more than about five years down the road. I can think about where I’d like to be in ten years, but life shifts so rapidly that no matter what I think of it won’t happen. […]

The Simple Dollar Weekly Roundup: Three Bicycling Tips Edition

I’ve been bicycling a lot this summer after previously not bicycling much at all for several years. I’ve learned three simple things that really make bicycling enjoyable for me rather than the punishing exercise I imagined it to be. Go slow. It’s not a race. You don’t have to fly along the road or bike trail you’re on. Build up a little speed, then coast for a while and enjoy the environment. […]

Career Dreams – In Three Parts

What will I do with my life? How will I leave my mark on the world? These questions have been a constant part of my life since I was very young – and it’s still a guiding question in my life. Now that I’m a parent to three children and a mentor to other adults, I can see clearly how the same thoughts float through the heads of others. What will I do with my life? […]

The Executor Decision

Recently, someone I care about named me as an executor on their will. This is something of a new experience for me, so I naturally spent some time reading up on what’s required of an executor in that state as well as trying to understand what exactly they wanted to happen with their assets (which aren’t tremendous). What does an executor do? […]

Why Should I Hurry to Pay Off Low Interest Debts?

Quite often, when I write answers to reader mailbag questions, I encourage people to keep pushing hard against their debts no matter the interest rate. Almost everyone agrees that it makes sense to rapidly pay off the 15% debts, but I’ll often get a lot of disagreement about the 3% debts. People will often ask why they should hurry to pay off a 3% debt. […]

Reader Mailbag: The Band

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Student loans and retirement 2. Being a frugality mentor 3. Food shortages 4. Selling unused items 5. International transitions 6. 2011 versus 1980 7. Annuity rollover? 8. Establishing a budget 9. Wedding registry ideas 10. […]

Review: The New Good Life

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. Also available is a complete list of the hundreds of book reviews that have appeared on The Simple Dollar over the years. I really enjoy it when an established author from another field writes a personal finance book because they often bring new perspectives to the table. […]

Abundance, Scarcity, and the Idea of Being Rich

Whenever I read or hear things about getting rich, the first thing I always think of is how I don’t really understand what “rich” means. Rich is a nebulous concept that means something different to each of us. […]

Handling Clogged Drains Frugally

I’m going to be kind and spare you with pictures in this post. Yes, I took them. No, I don’t really think they’re all that appealing. This past week, I had to clear out two different clogged drains around our home. This surprised me a bit, as I usually try to keep them clear using a few simple techniques (which I’ll mention at the bottom of the post). […]