The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 327)

Some Thoughts on Wearing Things Out

What you see above is one of my sandals that’s beginning to (finally) fall apart. I’ve been wearing this same pair of sandals during the summer since 2003. They’ve went on vacations with me. I’ve worn them on walks through parks, strolls around the block, and countless other activities. They’re older than any of my children. These shoes are actually falling apart due to wear. […]

How the Shifting Economy Changes (and Doesn’t Change) Personal Finance Advice

When I first started writing The Simple Dollar, it was quite easy to find savings accounts that offered interest rates as high as 5%. Even more amazing, banks offered certificates of deposit (CDs) that had rates that approached (or sometimes crossed) 6%. […]

15 Shopping Rules of Thumb

I recently read a wonderful post over at The Technium containing twelve simple shopping rules of thumb for various products, mostly technology related. Some of them are great. A few of them are outdated. I find I use some of them myself; here are the ones I really find value in: Pay for RAM, not speed. […]

The Things You Don’t Want to Hear

The things you don’t want to hear are often the very things you should be thinking about and focusing on. Whenever my weight used to peak, the last thing I wanted to hear from anyone was a remark about my weight. […]

Reader Mailbag: Longer Hair

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Painful consequences 2. Starting a blog 3. Saving for international college 4. Financial plan feedback 5. Separating personal and business money 6. Buying a vehicle 7. Cutting expenses and paying debt 8. Rent or buy? 9. […]

Review: The Rules of Money

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. […]

A Little More Than the Minimum

Carolyn writes in: For the longest time, I’ve been making larger than minimum payments on all of my debts. I got the idea from Suze Orman because she said that if you just make minimum payments, you’ll never get rid of debt. I have two credit cards and a student loan. […]

The Center

When I first got started with personal finance, I began by cutting away at my spending. First, I trimmed away the obvious things – buying too many books and video games, for one. […]

Ten Pieces of Inspiration #23

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Self-Reliance by Ralph Waldo Emerson I re-read Emerson’s wonderful classic essay Self-Reliance again this week, and again I found it digging deep into my soul. […]