The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 327)

Some Thoughts After a Long Vacation

Over the past three weeks, I’ve taken a long vacation. My family and I traveled to the Seattle area to see the sights, visit family, and take our children to Mount Rainier and the ocean. […]

Unrealistic Returns in Personal Finance Writing

This is an issue that I’ve discussed a few times in reader mailbags, but I continue to receive so many questions about it that I think it needs to be thoroughly discussed. Over and over again in personal finance writing, you’ll find references to investment returns on the order of 10% to 12% per year (and sometimes even higher). […]

False Labeling (for Frugality’s Sake)

Madeleine writes in with an interesting thought: When I was younger, my mother used to buy generic versions of things and put the contents into name brand packages. She would refill a ketchup bottle with generic ketchup so that guests would see the name-brand label. I understand why she did this. Many items are very similar whether you’re buying the generic version or the name brand version. […]

Reader Mailbag: School

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Torn between work and kids 2. Considering career options 3. Diet plans 4. Student loans? Retirement? Other options? 5. Domestic partnerships 6. Cleaning up credit report 7. Used car buying tactics 8. Rent or sell? 9. […]

Review: Rework

Every Sunday, The Simple Dollar reviews a personal finance or other book of interest. […]

Gathering Your Thoughts

In the near future, I have to give a pair of presentations on similar topics, mostly related to online writing, mostly focused on methods for earning money at it and building an audience. […]

Two Paths to Financial Success

One of my favorite statements about personal finance is that it all boils down to five simple words. Spend less than you earn. Often, I’ll break this down into two methods you can use to earn more money. […]

Ten Pieces of Inspiration #31

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Madeleine (1892) by Ramon Cassas The face of the woman in this painting has stuck in my mind all week. I kept wondering what her expression meant. Is she afraid? Worried? Anticipating something? What is she looking at? […]

Dinner With My Family #27: Crock Pot Couscous

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. […]

The Ten Evils (Part Five)

This was originally one exceptionally long post. I chose to split it into five pieces for readability purposes. I’ll post a segment each day this week. As mentioned previously, I was recently leafing through a book at the library discussing Japanese martial arts (I believe it was Budo Secrets) when I came upon a sidebar that listed the ten evils that prevent people from improving themselves. […]