The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 332)

Money Down the Drain: Water Conservation and Your Wallet

Does conserving water save real money? Never mind the environmental questions. What does it cost your wallet if you waste a gallon of water? The EPA reports that the national average cost of water is $2.00 per 1,000 gallons. This varies greatly from area to area: in some dry areas, you’ll pay much more, for example. So, a single gallon of water wasted will cost you two-tenths of a cent. […]

Rent Out Unused Rooms (246/365)

Right now, we live in a four bedroom house. Soon, it may become a five bedroom house. That makes sense, because we have five people living here. Now, let’s roll the clock forward fifteen years. […]

Reader Mailbag: Grilled Fish

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Settling with creditors 2. Hunting for sustenance 3. Turning finance passion into job 4. Primerica opportunity 5. Electric toothbrush worth it? 6. Disappointed with emergency fund 7. Website for task management 8. […]

Consider an Alternative Living Situation (245/365)

In most American family homes, you’ll find one or two adults, sometimes paired with some number of children. Anything outside of that is often considered a bit unusual. However, it’s outside of that typical situation where the best bargains in housing can be found. […]

Some Thoughts on Credit Cards

I am frequently asked what my views are on credit cards and their usage. Do I need to have a credit card? Is it okay not to have one? How does one use a credit card in a financially responsible lifestyle? How does a credit card help my overall credit rating? […]

Consider Building Yourself (244/365)

Often, when someone decides that they’re ready for a home of their own, they start hitting the real estate listings and looking at houses. In many situations, that’s the best move, particularly if you desire living in a home in a pre-existing neighborhood or in a population-dense area. However, it’s not always the most cost-effective move. […]

Ten Pieces of Inspiration #89

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Neil Armstrong Rest in peace. […]

Build Relationships with Your Neighbors (243/365)

We have four sets of neighbors that are adjacent to our house. Our children play constantly with the children of one of the neighbors. There’s a swingset that’s on the border between our yards, and the children all play on this equipment. The five of them are making up games constantly together. Our daughter attends dance class with another of the neighbors. […]

Don’t Panic!

For the last two days, I’ve been tending to my youngest child, who has been quite sick with a pretty severe cold. He had a significant fever yesterday which broke overnight and this morning he seems at least vaguely like his old self. I first discovered that he was sick when I gave him a big hug in the morning and discovered that he was both lethargic and fairly warm to the touch. […]

Don’t Overspend on a Lawn Mower or Other Home Maintenance Equipment (242/365)

When you first move into a home, you’re going to immediately be hit with a lot of little home maintenance tasks that need to be handled with some urgency. The lawn will need mowed. The bushes will need trimmed. The windows need cleaned. The gutters will need to be cleared of leaves. A few overhanging branches will need to be cut. […]