The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 332)

One Checking Account – or Two?

When Sarah and I were first married, we maintained the two separate checking accounts that we had when we were single. Mostly, we kept it this way out of convenience, as we both were in the routine of paying monthly bills. To keep things straightforward, we divided up the shared monthly bills. […]

What Is Fuel Efficiency Really Worth?

A few days ago, I posted an article on saving money on fuel during your commute. While all of those tips were useful, one in particular can really reduce your fuel costs when commuting – buying a more fuel-efficient car. […]

Reader Mailbag: Graduation Season

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Difficulty estimating freelance income 2. Graduation gift 3. Never wanting retirement 4. Why buy a premium car? 5. Prenupital agreement 6. Road trip dining 7. Low interest and minimum payments 8. […]

The Buying Decision

One of my favorite places to visit is Prairie Lights Bookstore in Iowa City, Iowa. […]

How Does Frugality Translate Into Wealth?

Success in personal finance is really a matter of the mind. It’s about having the awareness to see all of the choices you’re making and having the fortitude to consistently make good choices in terms of your money. One of the big challenges, particularly for people first starting out, is to see the connection between frugality and wealth. […]

The House That Is Too Small

Once upon a time, Sarah and I lived in a two bedroom apartment. The two bedrooms were pretty small. When we had our first child, we made the second bedroom into a nursery and, eventually, into a little boy’s room. […]

Ten Pieces of Inspiration #126

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. […]

The Fear of Taxes Shouldn’t Keep You from Earning More

I get notes pretty regularly from readers who express concern that earning more won’t actually gain them anything. “Why should I earn more than I’m making if Uncle Sam is just going to take it all?” That perception is a complete myth. Yes, you will be paying more in taxes if you make more and, yes, you’ll likely be paying a higher percentage of your income in taxes. […]

Lip Service

It is really, really easy to fall into a trap of paying lip service to the things we think ought to be important but that we don’t actually find important in our day to day lives. “Oh, I should be spending less money,” says someone waiting in line for a large coffee and a breakfast pastry at a local coffee shop. “Oh, I should be spending more time with the kids,” texts someone to their sister whil […]