The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 332)

The Costs – and Rewards – of Having Children

Erika writes: “My husband and I are weighing the pros and cons of having a baby. We have seen articles that estimate that the cost of raising a child from birth to adulthood is around $250,000 which seems incredible. […]

The Risk and Reward of Generics, Store Brands, and “Best Buys”

When Sarah and I were really straining to get our finances under control, we went through a phase where we bought the cheapest versions of every food and common household product. We bought cheap coffee, cheap cereal, cheap dishwashing detergent – you name it. As we used this stuff, we found that most of it did a very nice job. […]

Ten Pieces of Inspiration #164

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Harold Whitman on being alive “Don’t ask yourself what the world needs; ask yourself what makes you come alive. And then go and do that. […]

Avoiding the Comfort Zone

It is easy to become comfortable and complacent. You get a job. You work there for a few years. You get to know the people there and the routine. You earn a few perks for being there for a while, such as a bit of additional vacation. It’s easy to just settle in and ride. You wake up to your financial situation. […]

Living on Last Month’s Income

Will writes in: “During the winter Steam sale I picked up You Need a Budget because I remembered you recommending it a few times. I’ve started using it and it’s pretty good, but I wanted to ask you about their four rules of cash flow especially the one about living on last month’s income. […]

Another Look at Personal Finance and Class Warfare

A long while back, I wrote an article discussing class warfare and personal finance advice. In short, my conclusion was that you’re making a mistake by mistrusting financial advice from someone just because of an income gap. […]

Reader Mailbag: Quitting

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Vacation spending 2. Tablet as exercise tool 3. Personal finance TV shows 4. Oil-filled radiators 5. Kindle e-books 6. Finding new friends as adult 7. The repair-or-replace dilemma 8. Television as background noise 9. […]

Do the Hard Things First

It’s a pretty common principle of time management. When you have a list of tasks to do, choose the one that’s hardest and do that first. That way, you tackle it with the most energy and the freshest mind. What’s interesting is that many well-organized people use this principle quite well in the short term, but then completely discard it when looking at the long term. […]

The Simple Dollar Weekly Roundup: Routine Reboot Edition

Over the last few weeks, I’ve been trying to slowly adjust my daily routine to incorporate some new habits. The biggest challenge I’ve found is that it’s really easy to slip back into old patterns without thinking about it. My solution? I’ve set up “reminder” software on my computer – a mix of Fantastical and Breaktime – to yell at me about the new habits I’m establishing. […]

5 Tactics for Getting a Better Cell Phone Deal

This article first appeared on U.S. News and World Report Money. Cell phone companies want you to sign up for expensive two-year contracts. Why wouldn’t they? It’s money directly in their pocket. […]