The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 332)

Honing a Budget

Lauren writes in: “I’ve been using budgeting software You Need A Budget to help me build a budget for our family and I think it works great! I only have one problem and it’s something I don’t really think software can help with. At the end of the month, we have certain amounts budgeted for certain things, but when we’re under those amounts, we feel like we’re supposed to spend that money. […]

The Simple Dollar Weekly Roundup: Tell Someone You Love Them Edition

It’s never a bad time to tell someone that you love them and that you value them. However, if you pass on that opportunity, you might not get a chance to replicate it. I’d rather tell someone that I care about them a bit more often than I should than to miss that chance. How about you? Stuck in a Rut? These Tips Can Help You Turn Your Life Around. […]

Minding the Gap Between Spending and Income

This article originally appeared at US News and World Report Money. Spend less than you earn. That one sentence could very easily be the core rule of personal finance. If you abide by that one rule consistently, week after week and month after month, you will find lasting financial success in your life. Of course, this success comes from two directions, both of which appear in this rule. […]

An Experience at the Store with My Three Year Old Son

A few days ago, I found myself at a store with my three year old son. I had to stop in and pick up a few items because we had some extended family members visiting us. So, the two of us strolled through the store. […]

The First Steps for Building a Professional Network

I am a huge believer in the value of professional networks. Over and over again during my career years, I saw the value of having positive professional relationships with people both in your organization and in other organizations. Strong relationships can help you survive layoffs. They can help you have a leg up when it comes to promotions. […]

Reader Mailbag: My Favorite Podcasts

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Icebreaker game 2. Sell inherited gold coins 3. Time to upgrade car? 4. Angry future in-laws 5. The “bank of dad” question 6. Self-employment taxes 7. Open-ended baby gift 8. Can I trust dealers? 9. Dealing with crisis 10. […]

What Are You Learning Today That Your Next Employer Would Desire?

The title of this article is the one fundamental question I would ask everyone who is currently employed and expects to stay that way for more than another year or two. What are you learning today that your next employer would desire? Let’s break down this question a little bit. First of all, it’s a mistake to assume that you will be with the same employer for your entire career. […]

Selling Stocks at an All Time Market High?

By almost every measure, the stock market in the United States has hit several all-time highs over the last few weeks. This has led several Simple Dollar readers to write in and ask whether or not now is the time to sell. Tom, for example, writes: “With stocks being so high I am getting kind of nervous. […]

Setting an “Impossible” Goal

My goal over the next eighteen days is to write a first draft of a novel. Eighteen days to get about 150,000 words of a rough draft down on paper. That’s on top of writing articles for The Simple Dollar and all of my other life responsibilities. I’ve had this idea in my head for a long while and I decided that the best way to do something about it is to just get down to business. […]

Ten Pieces of Inspiration #150

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. For the sesquicentennial edition of Ten Pieces of Inspiration, I’ve decided to share my ten favorite speeches. Most of these have appeared before in this column, but I’m bringing them back because I love them so much. […]