The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 332)

Reader Mailbag: Hand Sanitizer

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Gym or home exercise equipment? 2. Mother’s Day the frugal way? 3. Beginning personal finance books 4. Apprehensive about moving for career 5. Tossing a suboptimal item 6. Making or buying bread? 7. Minimal food costs? 8. […]

Don’t Sign Up For Store Credit Cards Just for That One Time Bonus (129/365)

A few weeks ago, I had to buy a new belt. My old one was simply on the verge of falling apart and belts are fairly rare items to come across in used clothing shops. I sometimes will buy a belt from a local department store, but I usually find that something goes wrong with a cheap belt before very long. […]

The Simple Dollar Weekly Roundup: Sunburn Edition

In the last few days, I’ve attended and coached multiple youth soccer games, taken a group of children to the zoo, entertained a much-loved houseguest, assisted in constructing a building, and organized a complicated trip. I’m sunburnt and tired and my feet hurt. Yet, somehow, I feel pretty good, too. Broken Open to Greatness: Transforming Tragedy into Triumph I don’t think people are really inte […]

Use a Credit Card That Actually Benefits You (128/365)

It’s very easy to get into a routine with a credit card. Perhaps you signed up for one in college or took the first offer that comes along when you need a card and that’s the one you stick with for your primary use. In my own case, I stuck with a card that earned rewards that went to a charity for a very long time. […]

Unexpected Abundance and Clutter

When I was in high school, my parents wound up with a bunch of cases of Dial soap that they got for free. They filled part of a room with all of the soap and we used it for years. I actually took one of the last multi-packs of it to college with me three years later. A couple years ago, a neighbor bought an entire cow (that had been packaged at a local meat locker) for an insanely low price. […]

Pay Off Your Whole Credit Card Balance Each Month (127/365)

Credit cards are like sharp knives. They’re wonderful tools, but they can damage you badly if you use them incorrectly. Whenever I hear from someone who is having trouble paying their credit card bills and is struggling to keep their head above water, I encourage them to lock down their credit cards. Cut them up. […]

Reader Mailbag: Houseguests

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Junk mail and postal employees 2. Defaulting on national debt? 3. Tax liens 4. Coffee frugality tip 5. Charity calling list removal 6. Worried about retirement 7. Car shop ramps up quote! 8. Smarter Bank? 9. […]

Know Your Credit Report and What It Means (126/365)

First and foremost, ignore those ads from and and the like. Ignore them. All they do is require you to sign up for a service you don’t want in order to get something that you can already get for free through the federal government. The federal government’s real site for getting your credit report is […]

Three Things

When I was about fourteen, I watched a cancer-stricken Jim Valvano give an amazing speech at the 1993 ESPY Awards. That speech has stuck with me ever since. Here’s the speech in its entirety: The part that always got to me was near the start of the speech: When people say to me how do you get through life or each day, it’s the same thing. […]

Try Using the Snowflake Method (125/365)

When most people construct and start executing their debt repayment plan, they get excited. They see the giant iceberg of debt that’s been blocking up the straits of their life slowly starting to melt and they want to see it melt faster. Snowflaking is a simple way to make that iceberg melt a little quicker. What is snowflaking? […]