The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 332)

Dinner With My Family #20: Quinoa Monk Bowl

Each week, I’ll present a low-cost meal (or a meal that demonstrates a lot of options for cutting costs) that my family eats for dinner and enjoys. Many of the recipes will be vegan or vegetarian, with options to add other ingredients for non-vegetarians. I’m not quite sure where we picked up this simple recipe. […]

Shallow Bottoms and Deep Bottoms

For many people, making a significant change in their life requires them to hit bottom. They have to reach a low point of some sort where the drawbacks of continuing down their current path are so severe that they overcome the addictions or behavioral tendencies that have taken them down their current path. I’ve discussed my own personal finance bottom on here many times. […]

Personal Finance 101: What Is an Asset?

When I’m writing about personal finance issues, I often use a subset of terms that, to me, feel like common sense. Stocks. Bonds. Savings. Frugality. These things all seem commonplace. One word that’s nearly in that group for me is “asset.” It’s a simple term to describe a simple thing. Which brings me to this email from “Jodie”: You have mentioned assets in a few emails recently. […]

Reader Mailbag: Working Ahead

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Recovering from a big loss 2. A disastrous turn of events 3. Feeling scared all the time 4. Dodgy seminar? 5. Basic budgeting for young adult 6. Credit card strategies 7. SAHM transitioning to career 8. Investing with risk 9. […]

Some Thoughts on Wearing Things Out

What you see above is one of my sandals that’s beginning to (finally) fall apart. I’ve been wearing this same pair of sandals during the summer since 2003. They’ve went on vacations with me. I’ve worn them on walks through parks, strolls around the block, and countless other activities. They’re older than any of my children. These shoes are actually falling apart due to wear. […]

How the Shifting Economy Changes (and Doesn’t Change) Personal Finance Advice

When I first started writing The Simple Dollar, it was quite easy to find savings accounts that offered interest rates as high as 5%. Even more amazing, banks offered certificates of deposit (CDs) that had rates that approached (or sometimes crossed) 6%. […]

15 Shopping Rules of Thumb

I recently read a wonderful post over at The Technium containing twelve simple shopping rules of thumb for various products, mostly technology related. Some of them are great. A few of them are outdated. I find I use some of them myself; here are the ones I really find value in: Pay for RAM, not speed. […]

The Things You Don’t Want to Hear

The things you don’t want to hear are often the very things you should be thinking about and focusing on. Whenever my weight used to peak, the last thing I wanted to hear from anyone was a remark about my weight. […]

Reader Mailbag: Longer Hair

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Painful consequences 2. Starting a blog 3. Saving for international college 4. Financial plan feedback 5. Separating personal and business money 6. Buying a vehicle 7. Cutting expenses and paying debt 8. Rent or buy? 9. […]