The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 332)

The Reality – and the Commitment – of Passive Income

All of us have that dream of sitting back and just opening the mailbox to watch the checks come in. It would be wonderful to be in a position where those checks care of all of our day-to-day financial needs, freeing us to use our time in whatever way we saw fit without income as a requirement. That’s the dream of passive income. […]

Five Tactics for Handling a Clogged Pipe Without Calling the Plumber and Breaking the Bank

I have children who get into all sorts of messy situations. They’ll get all muddy and pet the neighbor’s dog. They’ll roll around in the grass and get all sorts of dried grass on themselves. My daughter has long, thick, wavy hair, too. The end result? Our bathtub drain gets clogged on a fairly regular basis. […]

Reader Mailbag: Summer Weather and Event Planning

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Handling low interest student loan 2. Endless justifications 3. Paying escrow balance early 4. Measuring success 5. Finding ways to save more 6. Internet service question 7. Criticism of day trading 8. […]

Starting Over from Scratch

It’s a simple question, and one I think about surprisingly often. Let’s say I could magically roll back the clock to the end of my final year in college. I’m single at the time, but I’m planning on getting married in the next few years. I have a job lined up, but I’m not sure how secure it is. […]

It Doesn’t Matter If It’s Someone Else’s Fault

It doesn’t matter that some other driver damaged your car. It doesn’t matter that some evil boss caused you to lose your job or office politics have kept you from being promoted. It doesn’t matter that life seems to keep you from getting ahead. It doesn’t matter that your parents make you feel guilty about the choices you’re making. It doesn’t matter if it’s someone else’s fault. […]

Ten Pieces of Inspiration #137

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Sarah Brennan on fear “Fear’s useless. […]

Dollars, Calories, and Nutrition

In yesterday’s reader mailbag, a thoughtful reader asked about balancing food costs and nutrition costs. My response to him was a straightforward one: if you have dietary restrictions, then you start with those dietary restrictions as a foundation and use frugal grocery tactics within them. […]

Peaceful Sleep

It’s about 2:30 in the morning as I write this. The house is quiet and I can’t sleep, so it’s time to write a little. Every once in a while, I’ll get this horrible night of insomnia where sleep just doesn’t come. It happens maybe once a month and it’s happened since I was a little kid. […]

The Frugal Birthday List

My immediate family has a tradition of celebrating birthdays. Everyone gives a gift to each other that involves a surprising amount of thought and planning. […]