The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 332)

Handling the First Flush

When I graduated from college, I was lucky enough to have a job that I more or less walked straight into. I had about two weeks off between graduation day and the start of my new job. That new job paid far more per hour than any job I’d ever had – and it was full-time, too. Up until that point, all of my jobs had been part time jobs. The result? […]

Ten Pieces of Inspiration #20

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Flying a kite Our family spent a long afternoon at the park this past week just flying kites. […]

The Danger of the Rich Act

Dinner With My Family will return next week. Right now, I am in (arguably) the best financial shape of my life. I’ve paid off all of my debts except for my mortgage and I’ve got a healthy amount in savings as well. Each month, I’m bringing in more than I’m spending. Many families in this situation might find themselves eyeing more expensive things. Why not go to the nicer restaurant? […]

How We Shop for Children’s Clothes

It’s the middle of spring. We’ve seen our first 90 degree day in central Iowa. That means, of course, that it’s time to take stock of our clothing. […]

On Graduation Day

Today, I’m pretty busy with family events. My son is graduating from his preschool today. We take him to a private preschool that has a great blend of academics and constructive play time that we just love, but this is his final day there. In August, he’ll be moving on to kindergarten. […]

Reader Mailbag: Cheese and Eggs

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Combining budgets 2. Considering major life changes 3. Board games with wife 4. Nervous about adjustable rates 5. Starting business with debt load 6. Low-yield savings account 7. Self-employment and debt 8. […]

What’s Your Foundation?

It took me most of a decade to figure out what things really mattered to me in my adult life. My family. My closest friends. My sense of right and wrong. My values and morals. Writing. Reading. Playing a game with someone whose company I enjoy. Cooking and then enjoying a good meal. Teaching my children something new – or just playing with them. […]

The Simple Dollar Weekly Roundup: Garage Cleanup Edition

Over the past few weeks, my wife and I have been doing a great deal of spring cleaning around our home: cleaning out my office, cleaning out some closets, and so on. The biggest project, though, was our garage. I spent an entire day getting it into some sort of sensible order. […]

The Hidden Emergency Fund

In a small independent bank several hours from where we live sits a savings account. That account is in our names. It earns a solid interest rate but does not have an ATM card associated with it. […]

Overlooking the Free Things

This morning, I woke up and looked out my window to see the dawning sun peeking between the horizon and a cloud. Last night, I turned off all the lights in the bathroom and took a warm shower, letting the lack of light and the extra heat remind me of the wonderful feeling in every part of my body. Yesterday afternoon, I went on a long walk. […]