The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 350)

Separating Your Goals and Choices from Other People

Winners compare their achievements with their goals, while losers compare their achievements with those of other people. - Nido Qubein I spent the first twenty five years of my life mostly pushing forward on goals created by other people. When I was in school, I was told that grades were the only thing that mattered. […]

The Simple Dollar Weekly Roundup: David Cameron Edition

I tend to follow the politics of the United States, Canada, Mexico, and Great Britain very closely (I’m kind of a political junkie). So, in that spirit, I truly wish David Cameron the best of luck as the new prime minister of Great Britain. The people have spoken and it was time for Labour to go. […]

The Myth of the Tax Deduction

Most of the time, when I talk about the implications of various debt repayment options on The Simple Dollar, I utterly ignore tax deductions. This is not an oversight. Usually, it just makes a situation needlessly more complicated and takes the “simple” out of The Simple Dollar. As is often the case, astute readers email me about this. […]

Never Cosign a Loan Unless You Want to Pay It Yourself

One of the most common questions I get is whether or not a person should cosign on someone else’s loan – a car loan, a student loan, or so on. I have a single response that I always give to this type of question: You should only co-sign a loan that you’re perfectly happy paying off yourself. If you would be unhappy with being forced to pay for the loan yourself, then you should not be cosigning th […]

Why You Shouldn’t Buy Gold as a “Hedge” Against Devastation

Shaun writes in: You need to be telling your readers to invest in gold because the dollar is about to become worthless. I wrote about this idea a year and a half ago. […]

Reader Mailbag: Travel

Did you know that ten hours of road travel with a four year old, a two year old, and a newborn is a really bad idea? I have just signed a loan modification for my (large) mortgage. They fortunately gave me a starting payment at 2% for the first 5 years. I have been able to pay up ALL of my bills (no credit cards or outstanding debt) and have $2000.00 in savings. […]

Review: Better Groceries for Less Cash

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest. Better Groceries for Less Cash by Randall Putala has a subtitle that pretty clearly describes what you’ll find inside the covers: 101 Tested and Proven Ways to Save on Food. […]

What Day Is It?

It would be easy for me to write some nice platitudes today about my wife (the mother of my children) or my own mother. I could go on for a long time about how wonderful these two women are, the most important two women in my life. But I really don’t need to. […]

Remaking Your Path of Least Resistance

Most of the time, our lives function along a path of least resistance. We give into social cues because it’s the easiest path, causing us to buy stuff we don’t need and lust after “premium” items. We don’t rock the boat at work because that’s the easiest path, causing us to run in place with our career. […]

The Simple Dollar Time Machine: May 8, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]