The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 384)

What’s Next?

One of the biggest themes running through The Simple Dollar is the drive to get one’s financial house in order - eliminate that high-interest debt, learn how to live cheaper, build an emergency fund, and focus on spending less than you earn. Once that becomes a standard of your life, though, it is inevitable that you will eventually reach a point where your finances are under control. […]

The Simple Dollar Weekly Roundup: Survey Results Edition

The survey results are starting to appear from the survey many of you took a few weeks ago (thanks again for doing this). I found three things really interesting. 70% of the readership is between 18 and 39. Which basically means… most of you are my age or close to it. […]

Lessons in Fuel-Efficient Driving

One of the interesting features of our Prius is that it keeps a running tab on your current gas mileage. You can see both the mileage at any given moment or the average over your trip. Having such easy access to this information while you’re driving subtly teaches you how to drive more efficiently. Here are a few things we’ve learned. Coasting makes a huge difference on your gas mileage. […]

Is Your Local Warehouse Store Worth Your While? Here’s How to Find Out

My wife and I have been members at Sam’s Club for years. We use it to buy tons of items in bulk - but over time, we’ve realized that some items simply aren’t cheaper there. While visiting, I’ve noticed the same trend with Costco as well - it’s got spectacular prices on some staples, but poor prices on other things. Is it worth it for you? […]

Time, Frugality, and Values

A few days ago, I wrote about the dilemma of whether it’s worth spending twenty minutes arguing to earn $10, a post that I hoped would generate some good discussion (and it certainly did). […]

Reader Mailbag #59

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. As usual, we’ll start things off with a few links to older articles that directly answer questions I’ve heard recently. […]

Review: Fight for Your Money

Every other Sunday, The Simple Dollar reviews a personal finance book. I’ve reviewed quite a few David Bach books over the years: The Automatic Millionaire, Smart Couples Finish Rich, Start Late, Finish Rich, Smart Women Finish Rich, and Go Green, Live Rich. Bach writes in a very approachable tone, but many of his earlier books seemed to be repetitions of the same material - The Automatic Milliona […]

Should Teenagers Be Able To Have Credit Cards?

A reader recently pointed me towards an interesting article at MSN MoneyCentral on the topic of restricting the access that teenagers have to credit cards. Much of the article discusses the proposed Credit Card Accountability, Responsibility, and Disclosure Act of 2009 (S. […]

The First Five Minutes

Several people have asked me how I started The Simple Dollar and how I found the initiative to keep writing even in the early days when there was little success to be found. Let’s take a walk down memory lane to September 30, 2006. I was sitting at my computer playing a game of some kind - probably World of Warcraft, since I was dabbling in that a bit at the time. […]

Nine Ways to Save Money at Your Desk in the Next Hour

As you read this, you’re likely sitting at a computer with internet access, or perhaps a mobile device of some time. You have a little slice of free time, so you’re seeking out some thoughts on money management or on life. Instead, why not use this lazy hour to do something at your desk that can directly put money in your pocket? […]