The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 384)

Reader Mailbag: That Old Familiar Song

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. SAHM finding work again 2. Spouse’s collection habits 3. Prenup concerns 4. Prenup concerns, part two 5. Anger management? 6. Thinking about value of money 7. Paying down a credit card 8. Replacing household items 9. […]

Don’t Buy Clothes Simply for the Emotional Rush (94/365)

This is one of those useful general tactics that spreads far beyond shopping for clothes and extends to almost anything you might buy. Never, ever buy items just for the emotional rush of doing so or the “high” of having something new. There was a period of about two years in my life where I was obsessive about my wardrobe. […]

The Simple Dollar Weekly Roundup: Volunteerism Edition

As I mentioned a few weeks ago, spring’s arrival means that my volunteerism goals are starting to kick into shape. […]

Sell or Donate Clothes You No Longer Wear (93/365)

Over time, our life situation changes. We change jobs or even change careers. We gain some weight or perhaps lose some weight. Our complexion changes, as does our hair color. Our color preferences and tastes change as well. Eventually, you’re going to wind up with items of clothing that you don’t wear. […]

In Praise of Jobs

I recently had a long exchange with a reader who felt that I was giving poor advice when suggesting that people start a side business or find ways to become self-employed, whether part time or full time, by following up on something they’re passionate about. […]

Rotate Clothes Seasonally (92/365)

Rotating clothes seasonally? This is something many of us already do anyway. After all, heavy winter shirts don’t fly in the summer, and I’d freeze to death in some of my thinner warm weather shirts if I wore them in the heart of winter. If you’re doing this already, congratulations. […]

Reader Mailbag: Planning Our Summer Vacation

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. 403(b) or Roth? 2. Inexpensive romance 3. Student loans or 401(k)? 4. Paying back an employer 5. Video games and board games 6. Grandmother wants to be helpful 7. Switching to prepaid contract 8. Hair care for shorter hair 9. […]

Swap Clothes with Similarly-Sized Friends (91/365)

For some, this money-saving tactic might cross a personal line you’re not quite comfortable with. For others, it can be a valuable money saver. It’s simple. Just find someone who wears clothes of similar size to your own and suggest a clothes swap. […]

Why I Value Goals

“When playing a game, the goal is to win, but it is the goal that is important, not the winning.” – Reiner Knizia Goals and goal-setting is a topic I cover frequently on The Simple Dollar. Why? I attribute goals and goal-setting with almost every good thing that’s happened in my life over the last several years. […]

Buy Clothes Off-Season and on Tax-Free Holidays (90/365)

If you’ve checked out the thrift stores, outlet stores, and consignment shops in your area and still haven’t found the clothes you’re looking for, you can still save some significant money on your clothing bill by just planning ahead a bit with your clothes shopping. I’ll use my oldest son as a shining example of what I’m talking about here. […]