The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 384)

The Simple Dollar Time Machine: October 30, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Homemade Gift Series #7: Crocheted Hat and Scarf

My wife, Sarah, loves to make homemade functional items, particularly ones that give her hands busywork when she’s doing something like watching a movie or rocking a baby. Thus, it’s not surprising that crocheting is a natural match for her. This year, she elected to make a crocheted hat and scarf set for one particular relative (and is considering making a second set). […]

Making It All Work – Getting Control: Reflecting

This is the eighth entry in a twenty part series discussing the wonderful time and priority management book Making It All Work by David Allen. […]

The Two Types of Procrastination

I just finished reading a wonderful article on procrastination by James Surowiecki in the October 11 issue of The New Yorker. The money quote: [I]t might be useful to think about two kinds of procrastination: the kind that is genuinely akratic and the kind that’s telling you that what you’re supposed to be doing has, deep down, no real point. […]

Reader Mailbag: Halloween Treats

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Sharing too much information online 2. How do ARMs work? 3. World Series prediction 4. First time apartment hunting 5. Saving for a wedding 6. Workbook for missions/goals 7. In-person insurance agent? 8. […]

“Someday, My Ship Will Come In”

On page 227 of my book, I recount a short tale of a woman dreaming a negative dream: “Someday, things will change for me and my ship will come in,” Helen said. Helen and I had each just gone through a trial by fire at our respective new jobs. […]

The Simple Dollar Weekly Roundup: Printing Photos Edition

I’ve been experimenting with photo printing at home (related to an upcoming post). I’ve lost quite a bit of money simply mis-printing photos and trying new things. My conclusion? If you’re printing a wide variety of stuff, you’re probably better off using a service. A one-off photo is fine. A bunch of photos? Find a service. Cheap Things You Never Use Are No Bargain Excellent article. […]

APR, APY, and Mortgage Math: A Real World Example

I have lots of readers here in the central Iowa area, so it came as no surprise to me that when I began hearing an ad frequently on local radio advertising a particular mortgage product in terms that were a bit on the confusing side, I received an email about it. Jim writes in: I just heard an ad on the radio offering a 3.99% mortgage. That makes sense to me. […]

Making It All Work – Getting Control: Organizing

This is the seventh entry in a twenty part series discussing the wonderful time and priority management book Making It All Work by David Allen. New entries in this series will appear on Tuesday mornings and Friday mornings through December 10. So, you’ve dumped all of the stuff out of your brain and you’ve put it into appropriate places, but how do you use those places? […]

Making a Change Feel Normal

A long time ago, I wrote about the idea of a money free weekend – two days spent doing stuff that’s free or extremely close to it. At that time, the idea of a money-free weekend was a bit of a challenge for my family – we almost always spent money doing something each weekend. Now, the opposite is true – most weekends are spent doing things that don’t cost anything at all. […]