The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 384)

The Cost of Overuse

All of us use a lot of household products every day. Soap. Shampoo. Conditioner. Toothpaste. Hand soap. Dishwashing detergent. Laundry detergent. The list goes on and on. Many of these items are used so routinely that we don’t even step back and think about them. We squirt some toothpaste on our toothbrush. We use a big gulp of mouthwash. […]

Reader Mailbag: Vehicle Shopping

My wife and I have looked at somewhere around a dozen vehicles in the last month as we search for a replacement for my truck that will be capable of seating five (and preferably capable of seating more). Rather than rushing in and just buying the first option we find that minimally matches our needs, we’re being patient. […]

Litterless Juice Boxes: Do They Save Money If You Have Kids?

My kids love juice boxes. We usually allow them to have one a day as part of an afternoon snack. We’re pretty picky about the ones we buy, making sure that at the very least they’re 100% juice and, often, we buy juice that has vegetable juice in it, too. […]

The Simple Dollar Weekly Roundup: Vacation Edition

What kind of summer vacation does one take with a four year old, a two year old, and an infant? One great way to do this (for us) is to take a vacation with a large group, where lots of people are there to keep eyes on children in small, rotating doses. So that’s what we’re doing this year. […]

Eight Simple Tactics for Achieving Your Big Goal

Every single one of us has some sort of big project hanging out there in our lives. We’d love to accomplish it, but it seems so big and the free space in our life seems so small. Spend a monent and think about what your big goal is. It could be something as down-to-earth as a major home repair. It could be something as horizon-stretching as launching a new career or new business. […]

Where Does All of Our Money Go?

Kimberly writes in: A few months ago (yep, one of those New Years Resolutions!) I pledged to get a better grip on my finances. I found some personal finance blogs to read and decided to start off by simply tracking where our money went. But it’s impossible!! Every time I sit down with our bank and credit card statements, a big chunk of the money is going away to places I can’t figure out. […]

15 Examples of Finding Ways to Enjoy Your Hobbies with Minimal Spending

One big problem that many people have when they adopt a frugal lifestyle is the perceived reduction in enjoyment they’re going to have in their hobbies. Entertainment spending is one of the obvious places to cut in a budget because it’s not a base need, but it is a very painful cut. […]

Reader Mailbag: Alarm Clocks

For the first time in almost two years, I didn’t set my alarm this morning. I woke up about an hour and a half later than I usually do and I felt really groggy. […]

Review: The Little Book of Behavioral Investing

Every Sunday, The Simple Dollar reviews a personal finance book or other book of interest to readers of The Simple Dollar. If you’ve been reading The Simple Dollar for a while, you know that I love the “Little Book” series by Wiley Publishing. It’s a book series of small, relatively short hardbacks with about twenty short chapters. […]

The Financial Realities of Growing a Family

Anthony writes in: My wife and I have two children, ages 2 and 1. We’d like to have more; we both think that four would be a great number, although there’s no particular logical reason for that number. The problem is the expense. With daycare costs, adding each additional child will cost another $260 a month. […]