The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 384)

Do Low Mortgage Rates Change Whether You Should Pay Your Home Off Early?

Over the last few years, home mortgage rates have drifted up and down between 3% and 4.5% for a thirty year fixed rate loan. That’s astonishingly low, especially considering savings accounts were giving out 6% returns in 2006. (I remember those days… 6% in a savings account. […]

The Traveler’s Dilemma

Next month, I’m traveling from Des Moines to Indianapolis and making a return trip about five days later. At first glance, it makes a lot of sense to fly. It would take me from Des Moines through Chicago to Indianapolis in about four and a half hours. Alternately, I could drive this trip and it would take eight hours. […]

Ten Pieces of Inspiration #135

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. George Washington Carver on life’s journey “How far you go in life depends on your being tender with the young, compassionate with the aged, sympathetic with the striving and tolerant of the weak and strong. […]

Some Thoughts on the McDonalds “Budget”

If you’ve spent much time on sites related to economics and personal finance in the last week, you’ve probably seen mention of the “McDonalds budget”. […]

Breaking Down and Managing Large Life Goals and Projects

Jennifer writes in: “I was wondering, though, if you would consider another post that goes a bit more into detail on how you break down your larger goals? Particularly, I would love to see an example of a project that you created daily tasks for that eventually led to a larger goal. Do break things down at the beginning and then filter tasks into your to-do list from a master list? […]

Reader Mailbag: Running for Beginners

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Online education for gifted kids 2. Steam sales 3. Student loan consolidation question 4. Making money while watching TV 5. Timing of house purchase 6. Tapping retirement savings early 7. Lyoness 8. Candy savings 9. […]

Starting the School Year the Frugal Way

Now that I have two young ones in school (and one of them in preschool … one who likes to make sure to tell everyone that he is also in school), the annual cycle of buying school supplies and preparing for the upcoming year is now a part of our lives. Thankfully, the past few years have taught us several useful tactics for making this annual rite pass by in a much less expensive fashion. […]

The Simple Dollar Weekly Roundup: Accountability Edition

The best way to make sure that you actually achieve a goal you set for yourself is to let others know about it and ask them to help make sure you get there. If their friendship is worth even a little bit, they’ll help you. They’ll ask you about your goal until you ask them to stop. […]

What Am I Doing with My Life?

I have a list of things I want to achieve in my life. I want my children to be curious and independent people who can stand on their own two feet and can discover on their own the answers to the questions that life deals them. I want to have a marriage strong enough so that Sarah and I are there to comfort each other during our final years of life and to experience many, many wonderful things alon […]