The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 384)

Rounding Up Debt Payments: Does It Really Help?

One technique that I’ve always used to make my personal finance management easier is to round up regular debt repayments to the nearest $10 or $100. I do this for two reasons. First, a round number is much easier to handle for simple calculations. […]

My 25 Favorite Personal Finance, Career, and Personal Development Blogs

Collin writes in: What personal finance blogs do you read? You can actually find the answer to this question on any page of The Simple Dollar. […]

Reader Mailbag #61

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance topics and many other things. Got a question? Ask it in the comments. You might also enjoy the archive of earlier reader mailbags. As usual, we’ll start things off with a few links to older articles that directly answer questions I’ve heard recently. […]

Review: The Cure for Money Madness

Every other Sunday, The Simple Dollar reviews a personal finance book. One of the real root causes of money troubles is irrational behavior. When money is involved, people act in ways that undermine their best interest. […]

A Step-By-Step Guide to Creating a Deal-Finding Homepage

I love keeping an eye out for bargains. I’m the type of person who will come up with Christmas present ideas for people in March and spend nine months sitting on that idea, waiting for the right price to come along. […]

Charting Personal Finance Progress, Internally and Externally

If you’re reading this, it’s likely that you’re in the midst of a personal finance journey of your own. You started at a place that you weren’t happy with for some reason (too much debt, unhappy with your living situation, unhappy with your career, etc.) and you’re heading towards a place that seems much more desirable (debt freedom, a home of your own, a new career, etc.). […]

The Frugal Rainy Day Box

Yesterday, I mentioned offhand the value of having things on hand to entertain and create special moments for children. Things like this are easy to plan ahead for, easy to bargain hunt for, and can really come in handy on a rainy day or other unexpected event. […]

Personal Finance 101: What Is a Bond?

Amy writes in: You often talk about investing in bonds. I don’t even understand what bonds are, let alone how to invest in them! Well, let’s start at the beginning. What Is a Bond? To put it simply, a bond is a way for an investor to buy a piece of someone’s debt, usually a government or a large company. Here’s a clear example. Let’s say your city wants to raise money to put in some new roads. […]

Five Frugal Lessons from My Parents

Over the last few weeks (since the passing of my grandmother), I’ve spent a ton of time with my parents, who live about four hours away. Because of these regular visits, I’ve been able to see lots of little details about how they’ve come to live their life since my father has retired. Here’s a recap: my parents have never earned a huge income. […]

Help! I Owe More On My Car Than It’s Worth!

“Michael” writes in with a common question: What do you do when you find your car is worth less than you owe on it? This is a pretty common question, particularly given the current state of the economy. Some people are out of work. Others are looking to seriously cut back. […]