The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 5)

Why You Shouldn’t Use a Roth IRA as an Emergency Fund

Nadine writes in: Does it make sense to use a Roth IRA as an emergency fund? It seems like I could contribute money to it, have it build tax free for a while, then I take out the contributions in an emergency and just keep those earnings for retirement. Why not do this? Well, as you can see from the title of this article, I don’t actually think this is a very good idea. […]

Three Myths About Your 401(k)

With traditional pensions all but disappearing, the workplace retirement plan has become the bedrock of many people’s retirement savings strategy. Four out of five Americans work at a company that offers a 401k (or a variant such as a 403b). […]

10 Smart Ways to Use Leftover Sweet Corn (Smart Staple Strategies #7)

This is the final entry in a short summer series covering smart strategies for using leftover staple foods – things like rice, beans, pasta, and so on. […]

How to Make Money as a Pet Sitter or House Sitter This Summer

If you started summer with the goal of picking up part-time work, you might wish you had started searching sooner. While it’s still possible you’ll pick up some seasonal employment, most summer job openings have come and gone – at least until next year. But, there are other ways to earn money, some of which don’t require working for someone else. […]

How to Learn a New Language with Minimal Expense

One common question that readers send into the Reader Mailbag revolves around learning a particular language without a lot of expense. […]

How to Learn a New Language with Minimal Expense

One common question that readers send into the Reader Mailbag revolves around learning a particular language without a lot of expense. […]

Strange Reasons Your Credit Score Could Change

Credit scores aren’t static. They don’t rise and fall like temperature. No, credit scores are simply a snapshot evaluation of your credit report information at a given point in time. But when the information on your credit reports changes, your scores will generally be different the next time they’re calculated. Certain credit events may lead to a predictable difference in your credit scores. […]

Strange Reasons Your Credit Score Could Change

Credit scores aren’t static. They don’t rise and fall like temperature. No, credit scores are simply a snapshot evaluation of your credit report information at a given point in time. But when the information on your credit reports changes, your scores will generally be different the next time they’re calculated. Certain credit events may lead to a predictable difference in your credit scores. […]

Questions About Water Filters, Credit Limits, Lifestyle Inflation, Banking Errors and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Income change and credit limits 2. Water filter advice 3. Figuring out lifestyle inflation 4. Upgrading wardrobe to “professional” 5. Finding specific used items 6. Best place for Roth IRA? 7. […]