The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 5)

10 Fast-Growing Careers for People Who Hate Math

When the nightly news or government agencies report on jobs with the highest demand, they are almost always talking about jobs in STEM fields – science, technology, engineering, or math. Most STEM jobs are not only high paying, but growing in number by the day. […]

Enrich Your Life With These Four Financial Podcasts

I am a podcast fanatic. Once I realized I could listen to entertaining, thought-provoking, and informative audio shows whenever I wanted, and that they were accessible on my phone at all times, I was hooked. […]

12 Key Principles of Goal-Oriented Personal Finance

Different people approach personal finance in different ways. Some people simply like to follow “rules,” like “put 10% of your money toward retirement” or “spend less than you earn.” They do this out of an understanding that if they follow this rule, they will be in good financial shape in the future. Other people hire financial advisors to help them plot out their future plans. […]

Debunking Four Common Credit Myths

The quality of your credit reports and credit scores has become more important than you’ll ever know. Your credit reports and credit scores can impact a loan or credit card application, a job application, a new insurance policy, and even a new utility account. […]

Questions About CNBC, Discounted Meat, Apartment Cooking, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Certifications for my career 2. Cooking in tiny efficiency apartment 3. Pay-as-you-go cell phone companies 4. Vehicle depreciation question 5. Selling old books 6. Repairing a leaky tent 7. […]

Do Target-Date Retirement Funds Hit the Mark?

Target-date retirement funds were originally created by Barclays in 1993 as a way to make it easier for regular investors to get access to a high-quality, highly diversified investment portfolio. These days they are widely available in 401(k)s and other employer plans, as well as IRAs and regular investment accounts. They’ve greatly simplified investing in many ways, but are they always the right […]

Why I’m Saying No to Travel Sports for My Seven-Year-Old

I never really learned to appreciate summer as an adult until I became a mother. But now that I have two kids – and especially now that they’re ages 5 and 7 – the magic of summer is once again fresh in my mind. As a child, summer breaks felt as if they went on forever. […]

Inspiration from Jacob Frey, Dale Carnegie, Marcus Aurelius, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. Marcus Aurelius and the power of your mind “You have power over your mind, not outside events. […]

Student Loan Deferment and Forbearance: What They Mean and When to Use Them

When it comes to student loan debt, there are myriad ways to pay it down and pay it off. You can go about it the old-fashioned way, choosing the standard 10-year repayment plan. […]