The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 5)

Don’t Worry about the Destination. Focus on the Journey.

In 2017, I’ve chosen to take on a number of personal challenges. I’m trying to lose weight, with a goal of achieving the same weight I had the day I graduated from high school. I’m trying to slowly read and study a set of very challenging books. I’m taking a series of online classes, too. I’m also working on a YouTube channel and a book manuscript. […]

A Financial Cleanse?

An old dear friend of mine has an absolute fascination with the idea of “cleanses.” She’s constantly trying out juice cleanses and organic fruit cleanses and other such things, with the idea of clearing her body and mind of “toxins.” I’ll be the first to admit that I doubt the usefulness of juice cleanses and other such strategies for improving one’s health, as the human body is already a pretty e […]

Four Habits of People With Great Credit

Are you trying to earn and maintain excellent credit — as in a score greater than 800? Do you want to live with the peace of mind that comes from knowing your credit can no longer hold you back from the things you want to provide for yourself and your family? If so, then studying and copying the behaviors of people with great credit is a fantastic place to start. […]

Questions About Psychology, Repetitive Meals, CDs, Sore Throats, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. The psychology of saving money 2. To refinance or not? 3. Parents selling off possessions 4. Highly repetitive meals 5. Personal growth and development books 6. Breaking online shopping addiction 7. […]

Is Shopping at Walmart Worth the Savings?

I’ll never forget the day my daughter and I spent 53 minutes in line at Walmart. It started innocently enough. My seven-year-old needed a new set of flip flops for our fall break trip, but we were also nearly out of food essentials like bread and milk. To save time, we opted to combine both shopping trips into one. […]

How and Why to Tell Your Kids ‘No’

Do you ever get sick of telling your kids “no” all the time? Do you feel bad saying “no,” even though you know you should? This is me, 24/7, 365 days per year. My five- and seven-year-old girls ask for at least 100 things per day, and get a big fat “no” around 95% of the time. It’s not that I don’t want my kids to be happy; it’s that they ask for crazy things. […]

12 Strategies for a Successful ‘Meal Prep Day’

One common strategy for saving money on food that shows up in a lot of frugality books and on many frugality websites is the idea of a “meal prep day,” sometimes simply called “meal prep Sunday” because people often use a Sunday to do it. On that day, the idea is that you’ll do all of the prep work for several meals all at once, getting those meals to the point that all you essentially have to do […]

15 Frugal Date Nights

Although my wife and I have been married for almost 14 years (and we dated for six-plus years before that), we still put effort into keeping romance alive in our life. We box out time to spend together without our kids. […]

Five Mistakes New Managers Make

Management training at most companies is a one-day seminar — if you’re lucky. As a result, a whole lot of new managers go directly from staff to boss, without much preparation in between. […]