The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 5)

An Unhealthy Dose of Optimism

It isn’t very hard to come across stories of people who thought they had everything planned out, only to see everything come apart at the seams. They lost their job. Their car fell apart. Their apartment building burned to the ground. They got sick. Their child or spouse got sick. Someone stole their identity. […]

Reader Mailbag: Field Trips

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. More retirement savings 2. Value of shorter commute? 3. Dishwasher versus hand washing 4. Twenty-something decisions 5. Buying razors for life 6. Value of shorter commute? 7. Lemon houses 8. Making hot sauce 9. […]

Wasting Your Life

Every few months, I get wrapped up in a deep melancholy – one might even describe it as something like a mild depression. I become convinced that I have somehow wasted my life, that the thirty five years I have spent on this Earth amount to very little in terms of making the world a better place. Whenever I get into that kind of funk, it takes me a while to really see the signs of it. […]

The Jar of Life

A new month is about to start. Let’s try something different. This month, get a giant jar along with a notepad and pen. Put it somewhere where you’ll see it all the time. Whenever something good happens in your life, write it down on a piece of paper. Fold it up and put it in the jar. […]

Separating Happiness from Material Things

When I graduated from college and got my first “real” job, I realized I needed a vehicle of some kind to get back and forth to work. Prior to that, I had been a poor college student – I didn’t own a car and used the bus system to get to my classes and to my part-time job. I started shopping around for a vehicle. […]

Ten Pieces of Inspiration #171

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Francis Bacon on hope “Hope is a good breakfast, but it is a bad supper.” – Francis Bacon Hope is a powerful starter, but it takes more than hope to finish the job. 2. […]

Nine Free Resources for Inexpensive Home Exercise

My recent article, Five Inexpensive Gym Alternatives for Exercise, resulted in a small flood of feedback from readers offering up their tips for home exercise. I reviewed the many links and ideas that readers provided and found nine really great free resources if you’re trying to get in shape (or stay in shape) at home. […]

Making an Unconventional Choice

Currently, we have exactly one television in our home. I use that television approximately two hours a week. If it were solely up to me, I would simply disconnect it and go without a television. To my extended family (and probably to quite a few readers), this is just bizarre. My parents have four televisions in their home and watch multiple hours of television a day. […]

The Best Credit Monitoring Service for 2014

With identity theft on the rise, now is the time to find the best credit monitoring service so you can protect yourself before it happens. According to the most recent “Victims of Identity Theft” report published by the Bureau of Justice in 2013, approximately 16.6 million persons (7% of all U.S. […]

Avoiding Doing It Yourself

I like doing things myself, whenever I can do it. Yesterday, when I posted a list of eight DIY tasks for spring, I relish the opportunity to do things like that. Sometimes, I even go beyond what I think I should be doing … in fact, that’s why our basement toilet has the water supply turned off right now. (I need to head to the hardware store.) Not too long ago, I was looking at a friend’s car. […]