The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 5)

Equifax, TransUnion Fined for Deceptive Credit Score Marketing

The Consumer Financial Protection Bureau (CFPB) has ordered two of the nation’s three largest credit reporting agencies, Equifax and TransUnion, to pay more than $23 million in fines and restitution for the alleged deceptive marketing of their credit monitoring subscription products. […]

Questions About Flipping Houses, Scentsy, Journaling, Intermittent Fasting and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Where should retirement savings go? 2. Buying furniture on credit 3. Buying a house to flip 4. Bonus issue 5. You Need a Budget recommendation? 6. Scentsy and other marketing schemes 7. Intermittent fasting? 8. […]

What a Good Financial Planner Does (and Doesn’t Do)

When just about anyone can call themselves a financial planner, it’s understandably hard for consumers to know whom to trust for financial advice. See, unlike doctors and lawyers who have to meet certain standards in order to hold themselves out as certified professionals, there are virtually no requirements you have to meet in order to use the title “financial planner” or “financial advisor.” As […]

A Financially Sensible Plan for Handling Career Burnout

I faced what I consider to be “career burnout” at three points in my life. In 2004, I was getting burned out on uncertainty. My job for the few years prior to that was based on a series of short-term contracts and I was just getting fed up with not having any sort of stability. […]

The Key to Financial Success Is Being Accountable to Yourself

Over the years, I’ve written about literally thousands of tactics for spending less money, earning more money, and putting that extra money to work to eliminate debt, build an emergency fund, save for retirement, or succeed at other goals. At a glance, most of those tactics seem really, well, simple. […]

31 Days to Financial Independence (Day 23): Investing for Retirement

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we put a capstone on our discussions of how to spend less money and how to earn more money by looking at how they come together to form a “gap” between your income and your spending. That “gap” is a very powerful tool. […]

Three Paths to Quit Your Job This Year

Dream jobs don’t just fall into your lap; you have to go out and grab them. Sometimes, that means making bold moves, like quitting your job without knowing exactly where you’re going next, or starting your own business. But bold doesn’t mean foolhardy. […]

How (and Why) to Write a Career Plan

Last Friday, I published an article entitled Does Spending Pennies to Make Dollars Really Make Sense? […]

A Frugal Wedding Adventure: The Planning Phase

I recently got engaged. I managed to stay frugal throughout the entire process. The ring did not set me back three months’ salary. I got a reasonably priced ring made from a small operation in Chicago that uses reclaimed wood to make beautiful jewelry. It confused my family, who was baffled by its lack of diamonds, but it delighted my fiancee. […]