The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 5)

Dear Mom, You Were Right

Photo: pixydust8605 Right after the first of the year, I’ll turn 35. And what a life it’s been so far. My childhood wasn’t perfect, but I was raised by parents who showed me they loved me every day. I didn’t always like the lessons they taught me, but I know now that they were always coming from a good and honest place. […]

Dear Mom, You Were Right

Photo: pixydust8605 Right after the first of the year, I’ll turn 35. And what a life it’s been so far. My childhood wasn’t perfect, but I was raised by parents who showed me they loved me every day. I didn’t always like the lessons they taught me, but I know now that they were always coming from a good and honest place. […]

Ending the Cycle of Excuses

During my second and third years in college, I made some poor decisions regarding which classes to take. Those poor choices, during a period when I was no longer sure about my major, ended up tacking an extra year onto my college experience. My response should have been to talk to advisors and figure out a way to minimize that extra year, cutting it to perhaps a semester or so. […]

Ending the Cycle of Excuses

During my second and third years in college, I made some poor decisions regarding which classes to take. Those poor choices, during a period when I was no longer sure about my major, ended up tacking an extra year onto my college experience. My response should have been to talk to advisors and figure out a way to minimize that extra year, cutting it to perhaps a semester or so. […]

How High School Students Can Financially Prepare for College

Keeping your grades up, taking AP classes, and preparing for the SAT or ACT can boost your chances of landing a scholarship. Photo: MC Quinn Preparing for college can seem overwhelming. The truth is, it’s never too early (or too late) to take steps while still in high school. […]

How High School Students Can Financially Prepare for College

Keeping your grads up, taking AP classes, and preparing for the SAT or ACT can boost your chances of landing a scholarship. Photo: MC Quinn Preparing for college can seem overwhelming. The truth is, it’s never too early (or too late) to take steps while still in high school. […]

Debt and Your Marriage

Talking honestly about money — especially debt — can be difficult. But financial arguments and resentments can wreak havoc on marriages, so it pays to get it all out in the open. Photo: zenjazzygeek When you marry your spouse, you’re merging lives. You’ll need to make room in yours for their books and furniture, sure, but also their family, maybe their pet — and, more often than not, their debt. […]

Debt and Your Marriage

Talking honestly about money — especially debt — can be difficult. But financial arguments and resentments can wreak havoc on marriages, so it pays to get it all out in the open. Photo: zenjazzygeek When you marry your spouse, you’re merging lives. You’ll need to make room in yours for their books and furniture, sure, but also their family, maybe their pet — and, more often than not, their debt. […]

When Cheapness Goes Too Far in a Marriage

Sarah and I are frugal people. We like to cook at home. We fill our free time with lots of low-cost activities. Our social calendar involves a lot of potluck-style dinner parties. We often do things like make our own laundry detergent. We like to calculate the cost of everything. Still, there are lines we don’t like to cross. […]

13 Times Cutting Corners Will End Up Costing You

By all means, shop around for a fair mechanic. But skipping scheduled and routine maintenance on your car can be costly. Photo: Sean Freese Over the years, I’ve learned that being frugal does pay off. But sometimes, it just doesn’t pay to be cheap. (I’ve spent thousands of dollars to figure this out. […]