The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 5)

Wealth Is Not a Route to Happiness. What Is?

I recently read a great article by Peter Singer on the general topic of effective altruism entitled The Drowning Child and the Expanding Circle, which was originally published in New Internationalist. In the article, Singer’s primary focus is on personal happiness and whether helping others is aligned with it. […]

Want Your Free Credit Score? More Credit Cards Are Willing to Give it to You

If you’re searching for your credit score, you can put your wallet away, because you’re not going to need it. In recent years credit scores have become easier for consumers to access free of charge. Numerous websites give away free scores if you’re willing to read marketing emails from time to time. […]

Questions About Life Insurance, Kindle Books, Bicycles, Green Onions and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Term or whole life insurance 2. Inexpensive and free Kindle books 3. US banking for Canadian residents 4. REI dividend update 5. Landscaping question 6. Investing policy like business plan? 7. […]

Five Expenses We Didn’t Have to Deal With in the ’80s

Remember the ’80s? The stonewashed jeans? Hypercolor t-shirts? The bad hair and cheesy tunes? Punky Brewster, Alf, and Garbage Pail Kids? If you were a child of the ’80s, you probably wore bright neon colors and tight-rolled your jeans. You watched VHS tapes and recorded songs off the radio with cassette tapes. Your first real introduction to technology was probably Oregon Trail or Nintendo. […]

Here’s How Much the Average American Pays in Interest Each Year

From the moment we’re born, we’re taught that borrowing money is normal and, dare I say it, expected. From mortgages to car loans to $700 smartphones we pay for over 24 months, we’re taught to spread the pain of our purchases over the course of many months or years. Obviously, this mindset isn’t always bad. […]

Thoughts Become Desires

One of my biggest work distractions is looking at interesting websites, particularly ones that I think will help improve my life (this might sound an awful lot like you at the moment). […]

Seven Ways to Stop Wasting Money on Your Job Search

How much does it cost to find a new job? A lot of it depends on your industry, job level, and how long the process lasts. According to Jobvite’s latest data, it takes an average of 28 days from application to hire – but that’s assuming you get that all-important first call for an interview. In addition, the higher up the corporate ladder you go, the longer your job search is likely to take. […]

Looking for New Work? Five Key Things You Can Do Beyond Sending Out Resumes and Applications

It’s an almost automatic response. You need a job, or you’re unhappy at your current job. What do you do? You start applying elsewhere. You look up online job listings. You fill out applications. You send out resumes and cover letters. While that’s definitely a key step in the process, you’re often just tossing your resume or application into a pile with a lot of other resumes and applications. […]