The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 5)

Eight Questions to Ask Yourself Before Investing in Anything

There’s no shortage of investment recommendations out there. Your family members have opinions. Your friend that works for that financial company has suggestions. The internet is full of articles claiming to know what you should be investing in. With all of that input, how do you decide whether any individual investment is worth your money? You get your cynic on and you ask a lot of questions. […]

Eight Questions to Ask Yourself Before Investing in Anything

There’s no shortage of investment recommendations out there. Your family members have opinions. Your friend that works for that financial company has suggestions. The internet is full of articles claiming to know what you should be investing in. With all of that input, how do you decide whether any individual investment is worth your money? You get your cynic on and you ask a lot of questions. […]

How Real People Earn a Side Income with Amazon and eBay

A few years ago, Sandy Smith of YesIAmCheap.com entered an online challenge proposed by another personal finance blogger. The contest worked like this: Each participant would invest $1,000 for the duration of 2014 through various strategies. At the end of the year, whoever earned the greatest return would win bragging rights. Smith told me that, at first, she was torn on how to invest her money. […]

How Real People Earn a Side Income with Amazon and eBay

A few years ago, Sandy Smith of YesIAmCheap.com entered an online challenge proposed by another personal finance blogger. The contest worked like this: Each participant would invest $1,000 for the duration of 2014 through various strategies. At the end of the year, whoever earned the greatest return would win bragging rights. Smith told me that, at first, she was torn on how to invest her money. […]

Inspiration from Emily Esfahani Smith, Cus D’Amato, Steve Martin, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. John Green on loving people and things “People were created to be loved. Things were created to be used. […]

Inspiration from Emily Esfahani Smith, Cus D’Amato, Steve Martin, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. John Green on loving people and things “People were created to be loved. Things were created to be used. […]

Withdrawal Rate and What It Means for You

One of the most important factors to consider when thinking about retirement is your withdrawal rate. It comes up time and time again in articles and books on retirement, but is rarely fully explained and often becomes a topic that people gloss over. Let’s change that. Withdrawal rate simply refers to the amount of money you’re taking out of your savings each year (unless otherwise specified). […]

Withdrawal Rate and What It Means for You

One of the most important factors to consider when thinking about retirement is your withdrawal rate. It comes up time and time again in articles and books on retirement, but is rarely fully explained and often becomes a topic that people gloss over. Let’s change that. Withdrawal rate simply refers to the amount of money you’re taking out of your savings each year (unless otherwise specified). […]

Debit vs. Credit: How to Earn Cash Back from Discover

Whether they prefer cold, hard cash or a thin piece of plastic, a large portion of Americans are still making purchases with some form of cash, not credit. In fact, 43% of Americans mostly use debit cards for daily purchases, while 63% of Millennials don’t even own a credit card! This reluctance to use credit is leading some credit card issuers to now look into the world of debit card rewards. […]

Debit vs. Credit: How to Earn Cash Back from Discover

Whether they prefer cold, hard cash or a thin piece of plastic, a large portion of Americans are still making purchases with some form of cash, not credit. In fact, 43% of Americans mostly use debit cards for daily purchases, while 63% of Millennials don’t even own a credit card! This reluctance to use credit is leading some credit card issuers to now look into the world of debit card rewards. […]