The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 5)

Best Apps to Send Money

Photo: Square Cash If you’ve ever wasted your breath on the phrase, “The check is in the mail,” now’s the time to stop: Several apps allow you to make simple mobile payments instead. These apps streamline the mobile payment process, often requiring only the email address or mobile phone number of the recipient. […]

How Do Credit Cards Work?

Photo: Frankie Leon Credit cards are complex financial tools that get a lot of praise – and a lot of flak. When used properly, they can work as a powerful complement to your financial plan. Likewise, using a credit card improperly can wreak utter havoc on your finances. […]

How to Live a Rich Modern Life Without Debt

Even if you have to dress up for work, you don’t have to spend a ton of money on clothes. Invest in a smart wardrobe of just a few high-quality, well-coordinated items that you can mix and match into dozens of different outfits. […]

The Illusion of ‘Winners’ and ‘Losers’ When Buying Stuff

Relentless marketing and new gadget roll-outs (such as the Apple Watch, pictured) can make you feel like you’re losing a giant game of technological oneupsmanship. […]

Summer Reading List: 23 Books to Read About Money

Photo: Josue Goge Now that we’re well into the lazy, hazy days of summer, many of us are anxious to work through our summer reading lists. I know I am. […]

Turning Three Big Financial Projects from Plan into Action

A few days ago, I wrote an article on becoming a “doer” instead of a “planner.” Many of us are very good at making plans for changing our life, but we’re not as good at actually executing those changes. A big part of the strategy I offer in that article is clearly defining things to work on, things you can actually take direct action on. […]

Paper or Plastic? Two Ways to Save Money on Groceries

Photo: Alan Light The average American family of four with two kids under 11 spends somewhere between $647.80 and $1,290.60 per month on food, according to the U.S. Department of Agriculture. […]

Questions About Food Processors, Down Payments, Zillow, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Selecting a guardian 2. Is a food processor worthwhile? 3. Down payment savings 4. Positive and negative net worth 5. The “helpful” family 6. Zillow questions 7. Joining a gym 8. Starting a book club 9. […]

10 Things You Should Never Buy Used

It’s tempting to accept a secondhand crib from relatives or friends, but beware: Many of them have been recalled or discontinued because of major safety issues, even as recently as 2011. Photo: Cody Long Whether you’re trying to save money or be less wasteful in general, shopping at secondhand stores, garage sales, and flea markets is a good strategy. […]

Great at Planning, Terrible at Executing: 10 Strategies for Becoming a Doer

Eliminating distractions can help you turn ideas into action. Turn off your cellphone, close the office door, and block time-wasting websites and video games from your computer. Photo: Bark Most people are pretty good at coming up with ideas for the future, and many of us are pretty good at developing plans to achieve those things. I know I certainly am. […]