The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 6)

How to Spot Student Loan Forgiveness Scams

After completing college, you may feel overburdened by your student loan costs, but don’t fall victim to student loan forgiveness scams that offer false promises of easy debt relief. That’s not to say there’s no such thing as student loan forgiveness — federal loans really can be forgiven under certain conditions. […]

31 Days to Financial Independence (Day 19): Getting Promoted at Your Current Job

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we began to look at improving your income at your current job through a number of techniques that focused on improving job performance and making a clear case that you deserve better wages for your work. […]

Six Predictions for the Housing Market in 2017

It’s nearly impossible to discuss the 2017 real estate market forecast without factoring in the Trump Effect. […]

Homemade Broth: A Healthy and Frugal Winter Treat for Body and Soul

Winter’s here, and if you’re anything like me, cold weather brings with it a strong desire to eat warm, hearty soups. And what is at the heart of every delicious soup? A tasty broth, of course. I misunderstood broth for most of my life. I thought the only way to make it was to buy a box of salty powder off the supermarket shelf and then mix it with hot water. […]

The Road Not Taken

Two roads diverged in a yellow wood, And sorry I could not travel both And be one traveler, long I stood And looked down one as far as I could To where it bent in the undergrowth; We are faced almost constantly with choices. Walk into a supermarket and you’ll find literally tens of thousands of goods for sale, of which you’ll choose a few dozen to buy. If you find yourself without urgent tasks at […]

Building a Lifetime of Positive Financial Influences

The United States has a paycheck-to-paycheck financial culture. The truth is that 76% of Americans live paycheck to paycheck, with virtually no emergency savings to their names, and roughly half of all Americans will die with virtually no assets, not even a house. This is considered the norm in America, and that norm pervades a lot of the elements of day to day life. […]

New Year’s Credit Resolutions That Could Change Your Life

If you think this article’s title sounds a little dramatic, that’s by design. But the truth is, the condition of your credit actually has a massive influence over your life. […]

Questions About Space Heaters, Engagement Rings, Insurance Company Failure, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Space heaters 2. Selling off engagement ring 3. Site layout help 4. Planning for health care 5. Challenges of cooking at home 6. Money talk with new wife 7. Legality of personal finance blog 8. […]

Five Investing Resolutions for 2017

How can you make better investment decisions in 2017? Decisions that increase your odds of success and get you closer to reaching your goals? Here are five investment resolutions that will put you on the right track. Resolution No. 1: Increase Contributions Nothing you do will have a bigger impact on your bottom line than increasing your contributions. […]

My Seven Favorite Ways to Save Money on Travel

Over the last year, we have taken family vacations to different cities in Mexico, Jamaica, and Florida. Add onto that, my husband and I traveled alone to Barbados, Grand Cayman, Italy, and Greece. Since I write about travel all over the web, our trips are always part work and part play. […]