The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 6)

Five Ways to Get Your Workout Without a Gym Membership

You don’t need a costly gym membership to stay in shape. The truth is, you can work out just about anywhere and anytime for free — all it takes is some motivation. Photo: Andre When my husband and I got home from vacation a few months ago, we were feeling more than a little out-of-shape. […]

The State of Denial

Photo: Ally Aubry I’ve been an avid journaler since I was about 12 years old, meaning I have about 25 years of pretty clear personal history out there. […]

Six Habits That Can Land You Deep in Debt

Making impulse buys when you’re bored, sad, or excited is an easy way to dig yourself into debt. If you’ve ever been in debt, you know just how soul-crushing and stressful it can be. When you’re deep in debt, you have to plan your life around it. […]


Image: PlayingwithBrushes “If” is the single most important word in personal finance. It’s the word that everything hinges on, and it’s also the reason that, in the end, your personal finance success rides on your shoulders, not anyone else’s. That can be a difficult thing for many to hear, but it’s true. […]

Questions About Solar Panels, Brown Bag Lunches, Financial Fiction, LEDs and More!

Photo: Jon Callas What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five-word summaries. Click on the number to jump straight down to the question. 1. Solar panels 2. Personal finance advice by age 3. Establishing “brown bag lunch” routine 4. Switching to LEDs 5. The expense of pets 6. My early retirement experience 7. Fiction for financial success 8. […]

Why I’m Willing to Bet Your Retirement Projection Is Flawed

Could your retirement fund survive a stress test? Or would it crack under the pressure? Photo: darkbuffet My industry, the business of providing financial advice, should be ashamed of itself. We’re supposed to be professionals versed in the knowledge of investments, financial markets, retirement planning, and the mathematical fundamentals behind that subject matter. […]

Inspiration from Henry David Thoreau, Bruce Lee, Ben E. King, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. […]

The Best $125 I’ve Ever Spent?

Photo: Shaun T via Facebook In June of this year, my husband and I decided it was time to make a change. We had just returned from an especially indulgent getaway, and were feeling a lot less healthy than we normally do. Of course, it was totally our fault. While away, we ate and drank like the world might end. I’m talking mac-n-cheese entrées with a side of pancakes and a Fireball chaser. […]

Profound Life Experiences… on a Budget?

Camping overnight in a national park is a relatively inexpensive and powerful way to experience the incredible depth and wonder of the world around you. Photo: Jacob W. Frank/U.S. Interior via Instagram Kellen wrote in with a very thoughtful question that I wanted to address in detail: I’m currently in that stage of life where I have plenty of time but very little money. […]