The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 6)

The Personal Canon: Core Works of Art We Return to Time and Again for Inspiration

By Jon Gorey, Drew Housman, and Trent Hamm There’s something beautiful about the idea of refining an experience — that you can take the same walk to work every day, but improve what you get out of it each time. […]

Tips for Getting Cheap Internet Service

Internet access has become such an important fixture in our lives that, in most American households, it’s considered a required monthly utility, along the lines of the electric or phone bill. And as more people cut the cord to cable TV, cable companies are looking to their internet subscribers to make up for lost revenue. […]

Best Pet Insurance for 2016

Owning a pet isn’t cheap. The average lifetime cost of raising a dog is about $23,410, according to the American Kennel Club. A cat costs just a little less. So it’s understandable that someone might initially balk at the idea of buying pet insurance and spending even more on their animal. […]

Using the ‘$1 Per Meal’ Strategy to Save Big Time on Food Costs

A few months ago, I answered a reader mailbag question from Randu about what constitutes a reasonable food budget for a family of four. Here’s Randu’s question and my response: What is the minimal food budget for a family of four? – Ragu The USDA “thrifty” family cost of food estimation for a family of four is $558 per month with young children and $639.60 if you have older children. […]

How Long Does It Take to Build Credit From Scratch?

Everyone starts out with a blank slate when it comes to their credit reports. The trick, of course, if you have never established any type of credit, is to learn how to go from “no credit” to “good credit” in the shortest amount of time possible. How long does it take to build credit? Establishing a good credit history doesn’t happen overnight, of course. […]

Questions About Meal Plans, Body Wash, Time Management, Country Clubs, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Body wash in foaming dispenser? 2. International stock market index funds 3. Country club membership 4. Inexpensive hobby for kids 5. Time management tools 6. Repeating the same meal plan 7. […]

What is Your Biggest ‘Savings Win’ So Far This Year?

With the fall season in full swing, it’s only natural to take a closer look at our financial goals for this year. There are only a few short months left, after all, and those months include the busy – and expensive – holiday season. With a brand new year on its heels, it’s smart to take stock: Did you accomplish everything you hoped? If not, don’t despair. […]

Where to Exchange Currency Without Getting Fleeced

As a former professional basketball player who had to buy things in Israel, the Czech Republic, Bulgaria, Russia, and Germany, I became quite familiar with how hard it can be to find a good deal when exchanging currency. I’m pretty sure I’d be retired right now if I hadn’t been taken for a ride in so many airports exchanging my Shekels for Euros. […]

Nine Employers That Will Help You Pay Off Your Student Loans

When searching for a new employer, most people look at the full package of benefits they’ll get in return. How much will your new salary or hourly rate be, and will you have paid vacation, health insurance, and dental? After those considerations, things like company culture, long-term career objectives, and your daily commute come into play. But, what about other benefits? […]