The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 6)

A Financially Sensible Plan for Handling Career Burnout

I faced what I consider to be “career burnout” at three points in my life. In 2004, I was getting burned out on uncertainty. My job for the few years prior to that was based on a series of short-term contracts and I was just getting fed up with not having any sort of stability. […]

The Key to Financial Success Is Being Accountable to Yourself

Over the years, I’ve written about literally thousands of tactics for spending less money, earning more money, and putting that extra money to work to eliminate debt, build an emergency fund, save for retirement, or succeed at other goals. At a glance, most of those tactics seem really, well, simple. […]

31 Days to Financial Independence (Day 23): Investing for Retirement

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we put a capstone on our discussions of how to spend less money and how to earn more money by looking at how they come together to form a “gap” between your income and your spending. That “gap” is a very powerful tool. […]

Three Paths to Quit Your Job This Year

Dream jobs don’t just fall into your lap; you have to go out and grab them. Sometimes, that means making bold moves, like quitting your job without knowing exactly where you’re going next, or starting your own business. But bold doesn’t mean foolhardy. […]

How (and Why) to Write a Career Plan

Last Friday, I published an article entitled Does Spending Pennies to Make Dollars Really Make Sense? […]

A Frugal Wedding Adventure: The Planning Phase

I recently got engaged. I managed to stay frugal throughout the entire process. The ring did not set me back three months’ salary. I got a reasonably priced ring made from a small operation in Chicago that uses reclaimed wood to make beautiful jewelry. It confused my family, who was baffled by its lack of diamonds, but it delighted my fiancee. […]

Using Mini-Games for Financial and Personal Improvement

Let me tell you three little stories about myself from the last few months. * * * I was invited to a party with about 25 other people in attendance, all of them roughly my age. I knew about four of them prior to this party; the other 20 or so were strangers. […]

A 12-Month Plan to Raise Your Credit Score in 2017

Are you ready to finally gain control of your credit scores in the new year? Working to improve your credit is an admirable resolution, and a very wise use of your time and energy. And it’s more than simply scoring points in some kind of game. There are real financial benefits to boosting your credit score from, say, 670 to 800. […]

Questions About 401(k) Fees, Razors, Camping with Kids, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. 401(k) fees and other options 2. Personal finance book recommendations 3. Roth IRA, 401(k), and taxes 4. Learn how to program cheaply 5. National park camping with kids 6. Saving for a reward 7. […]

When Credit Card Rewards Become Dangerous

As a credit card rewards expert and frequent traveler, I like to stay on top of the changes in the rewards industry. As part of the process, I belong to several online travel forums where people connect to share trip ideas and rewards strategies. Most of the time, these forums are fun. […]