The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 6)

Using Mini-Games for Financial and Personal Improvement

Let me tell you three little stories about myself from the last few months. * * * I was invited to a party with about 25 other people in attendance, all of them roughly my age. I knew about four of them prior to this party; the other 20 or so were strangers. […]

A 12-Month Plan to Raise Your Credit Score in 2017

Are you ready to finally gain control of your credit scores in the new year? Working to improve your credit is an admirable resolution, and a very wise use of your time and energy. And it’s more than simply scoring points in some kind of game. There are real financial benefits to boosting your credit score from, say, 670 to 800. […]

Questions About 401(k) Fees, Razors, Camping with Kids, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. 401(k) fees and other options 2. Personal finance book recommendations 3. Roth IRA, 401(k), and taxes 4. Learn how to program cheaply 5. National park camping with kids 6. Saving for a reward 7. […]

When Credit Card Rewards Become Dangerous

As a credit card rewards expert and frequent traveler, I like to stay on top of the changes in the rewards industry. As part of the process, I belong to several online travel forums where people connect to share trip ideas and rewards strategies. Most of the time, these forums are fun. […]

Seven Ways to Save Money As a Landlord

Around a decade ago, my husband and I bought our first rental property. We weren’t entirely sure what we were doing, but we were determined to learn the ropes along the way. […]

Frugality, Freedom, and Peace

A few days ago, my oldest son flushed the toilet on the main floor. When he did that, two things happened. First, the chain attaching the lever to the flapper became disconnected and the chain fell straight down under the flapper, so when the tank emptied, the flapper didn’t fall back in place. […]

31 Days to Financial Independence (Day 22): Using ‘the Gap’ and Avoiding Lifestyle Inflation

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we finished up our series of discussions on strategies for increasing your income with a look at starting a side business and dabbling in entrepreneurship. […]

Four Things a Hiring Manager Could Find Out About You

Few of us love looking for a new job. In addition to the stress of worrying about making a good impression, and the financial pressure of negotiating a fair salary, there’s the fact that interviewing can leave you feeling pretty exposed. The hiring manager learns an awful lot about you during the process – and not all of it is stuff you necessarily want them to know. […]

How to Plan a Great, Low-Cost Valentine’s Day Surprise

Some of you are going to see the topic of this article, check the calendar, and be completely confused. Valentine’s Day? That’s more than a month away! Why write about it now? The reason I’m writing about it now is because, with sentimental holidays like Valentine’s Day, some prep work can help you create a very low-cost gift that’s incredibly meaningful for your partner. Why? […]