The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 6)

Withdrawal Rate and What It Means for You

One of the most important factors to consider when thinking about retirement is your withdrawal rate. It comes up time and time again in articles and books on retirement, but is rarely fully explained and often becomes a topic that people gloss over. Let’s change that. Withdrawal rate simply refers to the amount of money you’re taking out of your savings each year (unless otherwise specified). […]

Withdrawal Rate and What It Means for You

One of the most important factors to consider when thinking about retirement is your withdrawal rate. It comes up time and time again in articles and books on retirement, but is rarely fully explained and often becomes a topic that people gloss over. Let’s change that. Withdrawal rate simply refers to the amount of money you’re taking out of your savings each year (unless otherwise specified). […]

Debit vs. Credit: How to Earn Cash Back from Discover

Whether they prefer cold, hard cash or a thin piece of plastic, a large portion of Americans are still making purchases with some form of cash, not credit. In fact, 43% of Americans mostly use debit cards for daily purchases, while 63% of Millennials don’t even own a credit card! This reluctance to use credit is leading some credit card issuers to now look into the world of debit card rewards. […]

Debit vs. Credit: How to Earn Cash Back from Discover

Whether they prefer cold, hard cash or a thin piece of plastic, a large portion of Americans are still making purchases with some form of cash, not credit. In fact, 43% of Americans mostly use debit cards for daily purchases, while 63% of Millennials don’t even own a credit card! This reluctance to use credit is leading some credit card issuers to now look into the world of debit card rewards. […]

When It’s Too Costly to Retire

A few days ago, the Washington Post published an amazing article by Mary Jordan and Kevin Sullivan entitled The New Reality of Old Age in America. […]

When It’s Too Costly to Retire

A few days ago, the Washington Post published an amazing article by Mary Jordan and Kevin Sullivan entitled The New Reality of Old Age in America. […]

Should You Use an Auto Repair Shop Recommended by Your Insurance Company?

When your car has been damaged in an accident, one of the most important things you can do is find a quality auto repair shop that will make it truly roadworthy. Your insurance company may offer to relieve you of the burden of finding a reputable repair shop by giving you a list of its own preferred providers. […]

Should You Use an Auto Repair Shop Recommended by Your Insurance Company?

When your car has been damaged in an accident, one of the most important things you can do is find a quality auto repair shop that will make it truly roadworthy. Your insurance company may offer to relieve you of the burden of finding a reputable repair shop by giving you a list of its own preferred providers. […]

100+ Scholarships for International Students (2017-18)

The “American Dream” can mean something different to everyone. For international students hoping to attend school in the United States of America, that dream means getting accepted to and paying for college. It also comes with a price tag, as the cost of higher education in the U.S. […]

100+ Scholarships for International Students (2017-18)

The “American Dream” can mean something different to everyone. For international students hoping to attend school in the United States of America, that dream means getting accepted to and paying for college. It also comes with a price tag, as the cost of higher education in the U.S. […]