The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 6)

Can the Saver’s Credit Save You Money on Your Taxes?

Low- and moderate-income earners can get a double tax break on some retirement contributions. Photo: AgriLife Today For many people, two of the most frightening words in the English language are death and taxes. Even among those for whom the words are not terrifying, they evoke strong emotion. Another word that generates strong emotion is retirement. […]

Seven Things to Know When Filing for Bankruptcy

If you’ve talked to a lawyer about your financial situation and you’re sure that bankruptcy is the best option, here’s what you should know going into it. Photo: Robert Couse-Baker Filing for bankruptcy is often seen as a scary but necessary option. But it’s important to know that even when you’re facing what seems like financial ruin, you have choices. […]

10 More Daily Habits of Frugal People

Frugal people take advantage of community resources more often, like free concerts or the local library. Photo: San José Library The other day, I came across a really good article at Eat Local Grown entitled “Ten Daily Habits of Frugal People.” Here’s that list: 1. Frugal people use everything right to the last drop. 2. Frugal people like to stay home. 3. […]

The Graceful Way to Quit a Job You Hate

Do you hate your job? Go on, you can tell us. If so, you’re not alone. In fact, I find that the vast majority of people don’t like their work and wish they could be doing something different. They dream of being able to work for themselves or work from wherever they want. […]

Three Apps for America’s Money Management Woes

Trying to keep up with bills can be overwhelming, and it’s no wonder: Many households pay up to 15 bills a month — one every other day. Photo: TheeErin Americans, as a whole, are not very good at managing their finances. […]

Three Apps for America’s Money Management Woes

Trying to keep up with bills can be overwhelming, and it’s no wonder: Many households pay up to 15 bills a month — one every other day. Photo: TheeErin Americans, as a whole, are not very good at managing their finances. […]

Frugality and Trust

It may be surprising, but I’ve found over and over again during the last several years that one of the most important elements of frugality in my life is trust. […]

Frugality and Trust

It may be surprising, but I’ve found over and over again during the last several years that one of the most important elements of frugality in my life is trust. […]

Exercise Your Right to Negotiate at the Gym

As the flurry of New Year memberships starts to subside, health clubs and fitness centers may be more open to negotiating enrollment fees, monthly rates, or perks. […]

Exercise Your Right to Negotiate at the Gym

As the flurry of New Year memberships starts to subside, health clubs and fitness centers may be more open to negotiating enrollment fees, monthly rates, or perks. […]