The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 7)

A Romantic Reality

Donald Liebenson wrote an interesting article at Business Insider entitled “Most people aging out of the workforce consider retirement ‘a romantic fantasy of the past.’” Retirement. “A romantic fantasy of the past.” The article focuses on an Allianz Life study of 1,000 Baby Boomers (people aged 49 to 67) and 1,000 Generation Xers (ages 35-48). […]

Roth vs. Traditional IRA: Retirement Showdown

IRAs, or individual retirement accounts, allow you to sock money away for retirement in a way that offers certain tax advantages over other savings methods. […]

How to Maximize the Value of Abundant Fresh Foods: Lessons from a Gardener and CSA Member

If you find yourself flooded in fresh produce this time of year, here are some strategies to make the most of it. Photo: Amy G One of the pleasures of the summer season is the abundance of fresh foods available. […]

How Is Credit Card Interest Calculated?

If you think credit card interest is painful, try figuring out how it’s calculated. Photo: B. Rosen Paying credit card interest is painful enough. Figuring out how that interest is calculated? That’s almost as bad! […]

Why We’ve Given Up on Coupons

Even after using a coupon, name-brand groceries still tend to cost more than generic items. Photo: Selena N.B.H. About a week ago, my parents came to visit us for a few days. […]

10 Reasons Moving Always Costs More Than You Think

That moment when you realize you need to buy a table set for your new eat-in kitchen, pronto. Photo: Grant Barrett If you’ve ever considered moving on up to a bigger, more expensive home or apartment, you’re not alone. In fact, a recent survey from the U.S. […]

Deep Thinking: 14 Books That Will Change Your Perspective on Work, Life, and Money

Photo: Austin Kirk It’s a story I’ve told quite often. When I first realized the extent of my personal finance troubles several years ago, my first reaction was to go to the library and grab a giant pile of personal finance books. Some of those books were utterly forgettable. Others offered really good practical advice. […]

What Common Home Repairs Cost (and How to Budget for Them)

A new roof usually lasts 20-30 years, so if you’ve been in your home for a decade or more, it’s time to start budgeting for the inevitable. […]

Questions About Retirement, Identity Theft, Bread Makers, Towels and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Handling financial issues in marriage 2. Buying LED light bulbs 3. Library book sales 4. Finding better housing options 5. Protecting elderly from identity theft 6. Tax-free growth for retirement 7. E-book reader options 8. […]

Earn and Learn: 10 Great Jobs That Start With an Apprenticeship

As the cost of a four-year degree continues to surge higher, a more traditional form of education seems to be catching on: the apprenticeship. A wide range of government data reveals that low-cost or paid apprenticeship gigs are making a rebound among young people, adults already established in the workforce, and military veterans. According to the United States Department of Labor, the number of […]