The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 7)

Walking, Bicycling, Driving, and Cost-Effectiveness

Leaving the car at home and using a bike for local errands can of course save you money. Can it save time, too? Photo: Rob Recently, it was announced that a grocery store is opening within two miles of my home. This is actually pretty good news for me as, prior to that announcement, the only grocery store anywhere nearby was more than 10 miles away. […]

Pay for Your Honeymoon With Credit Card Rewards

Taking advantage of lucrative credit card sign-up bonuses and putting some of your wedding expenses on those rewards cards can help you earn travel rewards for a dream honeymoon. Photo: Westin Dawn Beach via Facebook More and more newlyweds are putting off their honeymoons. […]

Questions About Lawnmowers, Banking Privacy, Self-Learning, Ice, Summer Reading and More!

Looking for a reliable lawn mower you can buy for life? Consumer Reports has a recommendation. Photo: Sean Hobson What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Children as insurance policy? 2. Exercise outside the gym 3. Installing solar panels? 4. […]

10 Tips for First-Time Home Buyers

In the summer of 2007, my wife and I purchased our first home. As a first-time home buyer, I knew we needed to spend a considerable amount of time researching our purchase. So that’s exactly what we did – we read as much as we could, educated ourselves on the local real estate market, and explored every aspect of the home buying process. […]

What to Bring to College: The Smart (and Frugal) College Checklist

A lot of college packing lists seem like overkill. So what do you really need to bring? Photo: Nazareth College Angela writes in: In nine days, our oldest son is graduating from high school. He will be the first one in our family to go to college as he is going to [a major state school]. […]


Sometimes, you need to take a young child shopping, and it might throw off your list and your meal plan. […]

Eight Tips to Make Credit Cards Work for You, Not Against You

Stay in control of your credit cards — don’t let them control you. A credit card can be a valuable tool if you know how to use it properly. Likewise, using credit cards irresponsibly can lead to a world of hurt. If you need an example of how badly things can go, look no further than your neighbors, friends, and relatives. […]

Three Questions

Ask yourself these three questions, right now. If you died right now, in your final moments, what would upset you that you hadn’t taken care of? If you knew you had only one more day to live, what would you do with that day? Why aren’t you taking care of those things right now? I don’t know about you, but when I look at those three questions, I cringe a little, and I’m a person who feels like I’ve […]

How to Save Money: 100 Great Tips to Get You Started

No matter where you are on your financial journey, you need to know that it’s possible for anyone to turn their financial life around. Sometimes all it takes is that first step in the right direction to get things moving in your favor. But, as with most things, sometimes that very first step is the hardest part. That’s why we created this list of 100 ways to start saving money today. […]

Is Time Economy a Good Justification for Wasting Money?

When you factor in the cost of your time, is it still cheaper to make chicken alfredo at home than to order it at Olive Garden? […]