The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 7)

How to Use a Line of Credit to Your Advantage

Your local bank or mortgage lender may be able to offer you a line of credit, though it’s not always advertised. In times of financial hardship or emergency situations, you may need assistance in paying the bills and filling in the financial gaps. There are lots of funding options available, from credit cards to payday loans. […]

When Your Reasons Change

Times change, and your financial goals change with them. So save for all occasions, because goals that were once central to you — like buying a house in the country — may start to fade into the background. Photo: anoldent I look back on the days when Sarah and I were dating with fondness. We didn’t have much money then but we were eternally optimistic about the future. […]

When Your Reasons Change

Times change, and your financial goals change with them. So save for all occasions, because goals that were once central to you — like buying a house in the country — may start to fade into the background. Photo: anoldent I look back on the days when Sarah and I were dating with fondness. We didn’t have much money then but we were eternally optimistic about the future. […]

Tax Prep Checklist

Make sure you gather the right documents before diving into your taxes. Photo: C X 2 Even the most knowledgeable tax professional can’t complete your income tax return correctly and quickly without all the information they need. […]

Tax Prep Checklist

Make sure you gather the right documents before diving into your taxes. Photo: C X 2 Even the most knowledgeable tax professional can’t complete your income tax return correctly and quickly without all the information they need. […]

Seven Volunteer Vacations for an Alternative Spring Break

Want a more fulfilling experience than binge drinking on the beach can offer? Try a volunteer vacation over spring break. Photo: Texas A&M If the idea of drinking and dancing on the beach all day for a solid week isn’t quite your ideal spring break, there are plenty of other options out there. […]

Seven Volunteer Vacations for an Alternative Spring Break

Want a more fulfilling experience than binge drinking on the beach can offer? Try a volunteer vacation over spring break. Photo: Texas A&M If the idea of drinking and dancing on the beach all day for a solid week isn’t quite your ideal spring break, there are plenty of other options out there. […]

Why You Should Buy Less House Than You Can Afford

A bigger house may mean a bigger mortgage, but it doesn’t end there. More space to heat and cool will mean higher utility bills. When it comes to real estate, the more you spend, the more money everyone makes. And it happens on every level of your home purchase. The costs start adding up once you find the perfect place. […]

Why You Should Buy Less House Than You Can Afford

A bigger house may mean a bigger mortgage, but it doesn’t end there. More space to heat and cool will mean higher utility bills. When it comes to real estate, the more you spend, the more money everyone makes. And it happens on every level of your home purchase. The costs start adding up once you find the perfect place. […]

60 Simple Rules of Personal Finance

The most important rule of personal finance? Spend less than you earn. A while back, I was asked to give an hourlong presentation where I talked about my key principles of personal finance. I chose to give a presentation where each slide was available for about a minute with one simple rule on each slide, giving me a minute to discuss that rule. […]