The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 7)

Where Will You Be If Nothing Changes?

Quite often, I encourage people to visualize their future in five years or ten years. I usually suggest that people try to visualize their perfect future so that they have a goal to work towards. However, some people don’t thrive on looking forward at a goal. […]

Reader Mailbag: Personal Finance Isn’t an Exact Science

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Buy it for life spatula? 2. Savings question 3. Fun without spending 4. Buying and selling laptops 5. Financial independence and children 6. Teenage entrepreneurial guidance 7. 1% maintenance on houses? 8. […]

The Unhappy Call

A few days ago, I called my internet service provider. I had an issue I wanted to discuss with their customer service people. Don’t get me wrong – I actually really like my internet service provider. They have fast service when there’s a problem and there’s rarely a problem. The speeds are consistent and don’t vary much at all throughout the day. The problem is that they’re expensive. […]

The Simple Dollar Weekly Roundup: The Circle Edition

Recently, I read Dave Eggers’ wonderful novel The Circle, which, like every great novel, manages to simultaneously work as a page-turner and as a thought-provoker. The big ideas behind The Circle focus on privacy in the era of the internet and big data and branch out into the meaning of social networks like Twitter and Facebook and the intrusion and lack of privacy brought on by data collection. T […]

6 Ways to Save Money at Summer Concerts and Music Festivals

This article first appeared at U.S. News and World Report Money. Bonnaroo. CMA. Firefly. Lollapalooza. The summer calendar is filled with amazing festivals for music fans, where attendees have the opportunity to hear live performances from dozens of great musical acts in just a few days. Unfortunately, attending concerts and festivals can really add up. […]

Buffett’s Prediction Versus the Past: Why Can’t We Expect 10% Returns?

A few days ago, I was running some errands and listening to a real estate guy on talk radio. He was arguing about investments with a caller and along the way, he made a statement that stuck with me. He said that if you go back and look at the history of the stock market, it’s returned about 10% a year and that we should project that much going forward. That number stuck with me. […]

Using an Inexpensive Streaming Video Box to Replace Cable Television

There is an astounding amount of quality movies and television series available on Netflix. There’s a shocking number of great channels available on Youtube. […]

Reader Mailbag: Book Club

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. $82 a day for retirement? 2. Wedding photography 3. Passive income 4. Trick for fuel saver programs 5. Value of nice restaurant 6. Frugality and context 7. Mass transit or car purchase 8. Cutting away bad bread 9. […]

Planning a Great “Stay-cation”

This summer, my family is going on a fairly expensive and lengthy road trip throughout the southeastern United States. It’s definitely going to be one of our pricier vacations, all told, so we’re already thinking about ways to make a much less expensive summer vacation next year. Our plan? A “stay-cation.” We actually did this a few years ago. […]

The Pictures

Yesterday morning, I played a fun little game with my two oldest children. I think one of them picked it up at school. It’s a simple game, really. You start off by writing a very simple sentence of the form [adjective] [noun] [verb] [noun]. […]