The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 7)

10 Smart Ways to Use Leftover Bread (Smart Staple Strategies #6)

This is part of a short summer series covering smart strategies for using leftover staple foods – things like rice, beans, pasta, and so on. Here’s what you do when you cook a bit too much and don’t know what to do with the rest! I’m a huge fan of homemade bread. […]

Here’s How We Took a $20,000 European Vacation for $3,500 This Summer

More than a year ago, I started dreaming up a plan to take my family on one of our longest trips yet – a nearly three-week vacation to Europe. The driving force behind this trip was somewhat selfish — mostly because my husband and I love Italy so much and were desperate to go back. […]

Here’s How We Took a $20,000 European Vacation for $3,500 This Summer

More than a year ago, I started dreaming up a plan to take my family on one of our longest trips yet – a nearly three-week vacation to Europe. The driving force behind this trip was somewhat selfish — mostly because my husband and I love Italy so much and were desperate to go back. […]

Personal Finance and Life Contentment

One of the biggest struggles I’ve had with my life throughout my twenties and thirties was with this idea that I had to be happy. If I didn’t feel happy, then I was really missing out on life, and that sentiment would often make me feel sad. […]

Does Taking on More Debt Boost Your Credit Score?

It’s well known that earning and maintaining good credit is to your benefit. Perhaps because our credit scores have such a big impact on our lives, credit scoring models, such as those created by FICO and VantageScore, receive a lot of unwarranted criticism from consumers, consumer advocates, the media, and many others. […]

Questions About Difficult Frugality, Paper Bags, Small Debts, Friendships and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Some frugality not worth it? 2. Feeling unmotivated after financial setback 3. Salty, savory, and inexpensive? 4. Destroying documents without paper shredder 5. Edward Jones question 6. Saving old paper bags 7. […]

Questions About Difficult Frugality, Paper Bags, Small Debts, Friendships and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Some frugality not worth it? 2. Feeling unmotivated after financial setback 3. Salty, savory, and inexpensive? 4. Destroying documents without paper shredder 5. Edward Jones question 6. Saving old paper bags 7. […]

11 Side Hustles for People Who Hate People

Whether your goal is paying off debt, building an emergency fund, or saving for a rainy day, a side hustle could be the answer you’re looking for. With more cash at your disposal, every financial move you make becomes more powerful – more severe. And obviously, the more “extra money” you can earn, the faster you can reach your goals. But, what if you hate people? […]

Nine Money Mistakes New Retirees Can’t Stop Making

If you’re on the fast track to retirement, you’re probably busy planning your new, post-work world. Perhaps you’re considering a stint as a volunteer, or ready to sit back and do nothing for a while. […]

The Compound Interest of Building a Great Career

Anyone who spends much time paying attention to their finances eventually begins to appreciate the raw power of compound interest. It’s simple, really. Let’s say you put $20 in a bank account that earns 5% interest a year. At the end of that year, you have $21, right? Well, if you leave that money alone, that dollar you earned in interest begins to earn interest itself. […]