The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 7)

Chase Freedom® Review

The Chase Freedom® is a top rewards card that masquerades as a cash back card. Not only can you redeem points for statement credits (“true” cash back), you can also use your Ultimate Rewards points for just about anything else like gift cards, products, and even travel. […]

Chase Freedom® Review: 5% Cash Back, No Annual Fee

The Chase Freedom® is a top rewards card that masquerades as a cash back card. Not only can you redeem points for statement credits (“true” cash back), you can also use your Ultimate Rewards points for just about anything else like gift cards, products, and even travel. The card offers 5% back on bonus categories that change every quarter and 1% on everything else, with no annual fee. […]

Buying It for Life Versus Buying Ultra-Cheap

I’m a big believer in a “buy it for life” philosophy. If you can buy a single item and it will last you for a very, very long time, then you have no need to buy replacements. I’d like to think that many of the household items I own – cast iron pots, well-made knives, and so on – will last through the rest of my natural life and perhaps the lives of my children, too. […]

Buying It for Life Versus Buying Ultra-Cheap

I’m a big believer in a “buy it for life” philosophy. If you can buy a single item and it will last you for a very, very long time, then you have no need to buy replacements. I’d like to think that many of the household items I own – cast iron pots, well-made knives, and so on – will last through the rest of my natural life and perhaps the lives of my children, too. […]

The Money Fog

I’m not thinking about my retirement savings. I’m not thinking about my debts. They’re lost in the fog right now. All I can think about is that I want a meal at that fancy restaurant or that I really want an iPhone. That’s what I see around me, with everything else greyed out and not even present in my mind. I’ve worked hard. I deserve these treats. Retirement? Debt? […]

The Money Fog

I’m not thinking about my retirement savings. I’m not thinking about my debts. They’re lost in the fog right now. All I can think about is that I want a meal at that fancy restaurant or that I really want an iPhone. That’s what I see around me, with everything else greyed out and not even present in my mind. I’ve worked hard. I deserve these treats. Retirement? Debt? […]

Best Low Interest Credit Cards of 2014

Before searching for the best low interest credit card, you should understand what “low interest” really means. Credit cards typically carry rates several times that of other types of credit, but you can find cards that offer a 0% intro APR for a given time period. One of the newest and best low APR credit cards on the market today is the Discover it® chrome. […]

Best Low Interest Credit Cards of 2014

Before searching for the best low interest credit card, you should understand what “low interest” really means. Credit cards typically carry rates several times that of other types of credit, but you can find cards that offer a 0% intro APR for a given time period. One of the newest and best low APR credit cards on the market today is the Discover it® chrome. […]

Frugality and Hoarding

Jerome sent me a great question for the reader mailbag, but I found that my answer was getting too long so I chose to spin my response off into its own post. Jerome asked this: One of the big ideas of frugality is to not waste anything. That just seems to lead to hoarding, though. […]

Frugality and Hoarding

Jerome sent me a great question for the reader mailbag, but I found that my answer was getting too long so I chose to spin my response off into its own post. Jerome asked this: One of the big ideas of frugality is to not waste anything. That just seems to lead to hoarding, though. […]