The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 7)

How to Use a Simple Pocket Notebook to Change Your Life

Photo: Mike Petrucci A few days ago, in Monday’s Reader Mailbag, I made an off-hand reference to my own use of pocket notebooks, where I wrote a paragraph or two about how I used them and suggested that if readers wanted to know more, they should send me a note and I’d write a longer article. […]

Ceiling Fan Hacks to Save Energy (and Money)

Look for a switch like this one to change the direction of your ceiling fans depending on the season. Photo: The JH Photography Summer’s just about here, and you’ve probably had to kick on the air conditioning a few times already. […]

How Financial Security and Useful Skills Change Your Decision-Making Process

A few weeks ago, an interesting event occurred in one of my old hobbies that sheds a wonderful light on how decision making processes of people change as they achieve success in the world. Bear with me – I have some interesting points that relate to this story. Recently, there was a very large Magic: the Gathering tournament in Las Vegas. […]

Eight Hidden Benefits of Credit Cards

Valuable perks like price protection or extended warranties may be hiding in your wallet. Photo: Jeff Rose In 2013, Lance Cothern and his fiancé, Victoria, purchased a $250 wedding dress from a retailer based in China. […]

Five Ways to Bounce Back from a Busted Budget

Getting your budget back on track can seem insurmountable. Photo: Archives New Zealand It happens to the best of us. Everything is going great, then all of a sudden, something knocks your budget completely off track. It can be anything, really – a sudden job loss that drastically reduces your income, a surprise home repair, or a medical issue. […]

Handling the Hardest Moments of a Financial Turnaround

It’s an experience common to a lot of people. You overspend for years and don’t really think about your finances. Something changes and you begin to take notice. You start turning that ship around. You struggle, and sometimes you succeed and other times you end up reverting back to the same old habits. I was lucky to be in that “succeed” camp. […]

Questions About Fast Casual, Amazon Credit, BPA, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Can’t save enough for independence 2. Challenges after quitting 3. Board game box repairs 4. Using Amazon credit 5. Starting a writing career 6. Stipend from parents 7. Toilet advice 8. Actually using a pocket notebook 9. […]

The Best Used Cars for Simply Getting Around

At under $10,000, a used 2012 Nissan Leaf is a reliable and cheap option for daily commuting or running errands. Photo: Elias Motors via Facebook It’s expensive to buy and own a car — the American Automobile Association (AAA) pegs the cost of owning a vehicle at a whopping $8,698 a year. […]

Using Software Development Concepts to Improve Your Financial State

In my previous professional life, I was a software developer. In fact, it was the actual software development part of my work that I truly loved. I enjoyed designing software, figuring out what the customers and stakeholders wanted, thinking about how to make that a reality, and then actually doing it. At various times, I worked on projects by myself and on projects with larger teams. […]

The Social Cost of Frugality

With many low-priced items, there are hidden costs beyond the sticker price. But frugality isn’t about buying cheap stuff, it’s about buying less stuff. Photo: Wal-Mart Scott writes: I’m curious to see what the Simple Dollar’s opinion is on the social cost of purchasing cheap items. I tend to be rather frugal in my purchase of everyday goods, including clothing, electronics, food, etc. […]