The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 7)

Five Reasons You’re Not Getting Calls From Hiring Managers

Do you feel like you’re sending your resume into a black hole? It’s not necessarily because your experience is lacking. […]

Human Capital vs. Financial Capital: What They Mean and How You Can Take Advantage of the Difference

Human capital. Financial capital. They’re terms that sound like “business speak,” but when you boil them down, they’re just describing things that most people intuitively understand. For starters, human capital is simply the skill, knowledge, and experience possessed by an individual (or population) viewed in terms of their value or cost to an organization or community. […]

Bottled Water, Filters, Chlorine, and Why I Drink From the Shower

When the water crisis in Flint, Mich., started to gain national attention, I took notice, as did all concerned citizens. I was horrified at the images of the murky, discolored water coming out of their taps. No one should be subjected to drinking water that can make them ill. While I was confident my own tap water was pristine, I decided to do some investigating anyway. […]

How Can I Buy Stocks Online?

That you can buy stocks online is no surprise — what can’t you buy online anymore? However, knowing you can buy stocks online is different from actually knowing how to do it. Buying stocks the traditional way can be hard enough. That’s why so many people use brokers to buy their stocks for them, and why even more people simply invest in mutual funds. […]

The 10 Core Principles of The Simple Dollar

IDEA: Start a personal finance blog. Two Cents? Articles focused on practical stuff, positive, straightforward, earnest. Personal finance is easy to understand but hard to actually do. […]

You Can Improve This Part of Your Credit Score Almost Immediately

Last week, we discussed how the way you pay (or don’t pay) your bills has the single biggest impact on your FICO and VantageScore credit scores. […]

Questions About Electric Cars, SEP-IRAs, Charities, Wedding Registries, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Why Trent isn’t financial advisor 2. SEP-IRA basics 3. Holding onto sold yardsale items 4. Vesting schedule questions 5. Late model used electric car 6. Pressure cooker question 7. […]

Why and How to Open a Roth IRA for Your Child

The Roth IRA is one of the most powerful retirement tools available, giving you the benefits of tax-free growth and tax-free withdrawals. It’s also an incredibly flexible tool, with possible uses ranging from holding your emergency fund, to serving as a down payment on your first house, and even paying college tuition. In fact, one of the most interesting ways to use a Roth IRA is as a launchpad f […]

What I Wish I Knew Before Taking Out Student Loans

More than $1.3 trillion dollars, with $2,726 added every second. That’s how much student loan debt Americans have accumulated, and how much debt gets added with every second that ticks by. To many people, this amount is nothing more than an outrageous number to balk at – an anomaly shared on the nightly news. But for others, their share represents so much more. Fear. Shame. Frustration. […]

Our Family’s Strategies for Saving a Mint on the Back-to-School Season

It’s an annual tradition of sorts for parents all across the country. The summer starts to wind down. They get a letter from the school telling them about their student’s enrollment for the next year and who their teacher is. They start seeing hints of “back to school” at the store and in their mailbox. […]