The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 7)

Questions About 401(k) Fees, Razors, Camping with Kids, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. 401(k) fees and other options 2. Personal finance book recommendations 3. Roth IRA, 401(k), and taxes 4. Learn how to program cheaply 5. National park camping with kids 6. Saving for a reward 7. […]

When Credit Card Rewards Become Dangerous

As a credit card rewards expert and frequent traveler, I like to stay on top of the changes in the rewards industry. As part of the process, I belong to several online travel forums where people connect to share trip ideas and rewards strategies. Most of the time, these forums are fun. […]

Seven Ways to Save Money As a Landlord

Around a decade ago, my husband and I bought our first rental property. We weren’t entirely sure what we were doing, but we were determined to learn the ropes along the way. […]

Frugality, Freedom, and Peace

A few days ago, my oldest son flushed the toilet on the main floor. When he did that, two things happened. First, the chain attaching the lever to the flapper became disconnected and the chain fell straight down under the flapper, so when the tank emptied, the flapper didn’t fall back in place. […]

31 Days to Financial Independence (Day 22): Using ‘the Gap’ and Avoiding Lifestyle Inflation

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we finished up our series of discussions on strategies for increasing your income with a look at starting a side business and dabbling in entrepreneurship. […]

Four Things a Hiring Manager Could Find Out About You

Few of us love looking for a new job. In addition to the stress of worrying about making a good impression, and the financial pressure of negotiating a fair salary, there’s the fact that interviewing can leave you feeling pretty exposed. The hiring manager learns an awful lot about you during the process – and not all of it is stuff you necessarily want them to know. […]

How to Plan a Great, Low-Cost Valentine’s Day Surprise

Some of you are going to see the topic of this article, check the calendar, and be completely confused. Valentine’s Day? That’s more than a month away! Why write about it now? The reason I’m writing about it now is because, with sentimental holidays like Valentine’s Day, some prep work can help you create a very low-cost gift that’s incredibly meaningful for your partner. Why? […]

Can the GM BuyPower Card Help You Save on a New Car?

We’ve all heard of earning cash back, airfare, and hotel stays with credit card rewards, but what about a new car? The GM BuyPower card won’t let you earn new car per se, but it does let you save up rewards to make a hefty down payment. How? By rewarding you for every dollar you spend. If you’re a GM enthusiast who is always trading up, this card probably sounds like a good deal. […]

Finding the Line Between Frugality and Deprivation

Frugality is a spectacular tool for immediately seeing positive financial results in your life. Whenever you find ways to get most of the same value in your life for a lower price, or you find a different avenue completely to fulfill your needs and wants without the same sticker impact, you’re managing to still enjoy life while spending less than you have before. There’s a catch, though. […]