The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 7)

Price-Drop Protection: This App Will Shake Down Retailers for the Money You’re Owed

Many of America’s biggest retailers have generous price-matching policies to make consumers feel better about making a purchase without hesitation. If you buy an item at Home Depot, for example, and it goes on sale a week later, you can bring in your receipt and be refunded the difference. […]

Some Thoughts on Subscription ‘Crates’ and Monthly Delivery Clubs

Connie writes in: What are your thoughts on things like “coffee of the month” clubs or crates? Are they good gifts or do they just send junk? This started as a mailbag question and, as my answer grew and grew, I realized that this question deserved its own separate post. First of all, what is Connie asking about specifically? […]

Productivity Apps Are No Match for a Simple Timer

There are roughly 17 trillion apps and computer programs that promise to improve your workflow, keep you on task, and help you get things done. As a Type A person who’s always looking to be more productive, I’m the prime target market for these apps. […]

Finding Fulfillment for Less

Jack writes in: Seems to me that frugality is about balancing fulfillment with money in the bank. If you’re cutting off some options because they’re too expensive you’re eliminating some of your most fulfilling experiences. That’s a tradeoff I don’t want to make. […]

Why Is Credit Utilization Such a Big Deal?

Credit scores can either save you a ton of money or cost you just as much. Ultimately it’s your own credit management habits that will determine whether your credit scores are a financial asset or a liability. For this reason, it’s essential you learn how to earn great credit scores and then follow through on that knowledge. Great credit doesn’t happen by accident. […]

Questions About Yellowstone, Income Streams, Paycheck-to-Paycheck Budgeting, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Budgeting paycheck to paycheck 2. Dealing with toxic family members 3. Strategies for Yellowstone camping 4. Income streams and disabilities 5. “Life Leadership” and other MLMs 6. What is “late model used”? 7. […]

Five Signs You Shouldn’t Use a Credit Card

Despite the bad rap they’ve gotten over the years, credit cards really do offer benefits you can’t get with other forms of payment. While most come with zero fraud liability, others come with guaranteed returns, rental car insurance, trip cancellation/interruption insurance, and extended warranties. […]

Why I’m Not Buying My Husband a Christmas Present This Year

Now that the holiday shopping season is wrapping up, I’m happy to report I’m finally done. Done trying to come with up practical gifts my kids will like. Done with the impossible quest to find a gift my parents or in-laws actually need. […]

What Is Accidental Death and Dismemberment (AD&D) Insurance?

Buying a life insurance policy will protect your dependents if you die, but it won’t provide a payout if you’re the victim of an accident that leaves you dismembered and physically impaired. With an accidental death and dismemberment policy (AD&D), you or your beneficiaries will be paid a predetermined amount if you have a fatal accident or an accident that causes the loss of limbs, speech, eyesig […]

Reconciling Faith, Career, and Financial Success

Jennifer writes in with a beautiful question: I am a married 24 year old Christian woman. I attended college at a Christian school majoring in marketing, fell in love there, and got married shortly after college. […]