The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 7)

Questions About Ceiling Fans, Unpaid Work, Junk Drawers, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Best state retirement investment option 2. Unrealistic expectations 3. Saying no to boss demands 4. Why switch ceiling fan rotation? 5. “Junk drawer” solution? 6. Resetting life balance without spending 7. […]

Can You Use Life Insurance as a Retirement Investment?

At some point in your life you will almost certainly be pitched the idea of life insurance as an investment. The pitch will sound good. […]

The Dead Minivan Experiment: How We’re Trying to Become a One-Car Family

A few weeks ago, my 2007 periwinkle blue minivan lay unworkable in the driveway. With jumper cables in hand, my husband tried to bring her back, but to no avail. Most people would probably be upset if their car died, but I couldn’t care less. To be honest, I’m not really a car person, nor do I drive that much anyway. […]

Inspiration from Alan Watts, Henry David Thoreau, Stutterer, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. […]

Repossession: When the Bank Bites Back

“Repossession” is probably the scariest word in the financial lexicon this side of “bankruptcy.” Basically, if you bought something with a bank loan and they have a lien on it, and you stop making payments, the bank can take it back. That means your car or your house might not be your car or your house for much longer if you fall behind. […]

How We Plan Frugal Family Vacations in National Parks

It’s early November, so what have I been doing lately? I’ve been planning next year’s summer family vacation. We’re going to Yellowstone! November? Really? The truth is that the fall is actually a great time to start thinking about next year’s travels, particularly if you want to enjoy the beauty of the world on a nice, tidy budget. […]

What to Do When You Get a Debt Collection Notice for an Account You Don’t Recognize

Sometimes you get a debt collection letter in the mail and you know exactly why you got it and what you owe. Other times you get one and you’re left scratching your head, wondering why you owe this company money, or even who the company is. […]

31 Days to Financial Independence (Day 12): Trimming Your Spending – Insurance

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we continued looking at the average American family budget, going through each category and examining how one could trim the cost of typical expenses in that category. […]

How to Salvage a Bad Day at Work

Ever have one of those days where nothing seems to go right? While factors beyond your control may have gotten things off to a bad start — a puking kid, a broken-down subway train — a seeming string of problems might be more about your mindset. […]

Eight Deeply Meaningful Zero-Cost Things I Do in a Normal Day to Improve My Life

In the modern world, it is incredibly easy to fall into a life routine that just feels like an endless repetition of the same overly full day after overly full day, where there are so many things to take care of that you start in on tasks the second you wake up until you fall into a daze on the couch in the late evening. […]