The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 7)

How to Find the Best Free Checking Account in 2014

The Internet has equipped banks with the ability to offer a free checking account online to almost anyone who qualifies. […]

15 Items That Are Always Worth Buying in Bulk

This article first appeared at U.S. News and World Report Money. Buying items in bulk can be a great way to save a little money. If you’re able to reduce the cost per unit of a purchase, then you’re opening the door to reducing your household expenses over the long haul. The trick? Sometimes bulk buys don’t quite work out. […]

Eight Simple Money Saving Do-It-Yourself Tasks to Do This Spring

Spring is here! (At least, according to the calendar. We received about an inch of snow overnight, which I hope will be the last snow until the late fall.) For the five of us in central Iowa, spring means that it’s time to get outdoors again after a long winter. […]

Little Excuses

I’m not going to set up my Roth IRA today. It’s complicated and I feel kind of tired. I’ll do it tomorrow. I’m not going to exercise today. My leg is a little sore and I have this project I’m working on… I’ll exercise tomorrow. I’m not going to shop around for insurance today. I need to make supper and there are some good shows on tonight. Maybe tomorrow. I’m not going for a walk today. […]

Personal Finance 101: What Is a Dividend?

A few days ago, I was working on an article where I referred to dividends. Since I didn’t really provide any sort of explanation of what dividends were, I went looking for an article where I explained in detail what a dividend actually is and, to my amazement, I never found a good, thorough explanation of dividends! […]

Reader Mailbag: Diagnosing Computer Problems

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. IRA or savings account? 2. Rental properties 3. Why risk money? 4. Aggressive mortgage repayment? 5. The Billion Dollar Bracket 6. Freebies and ethics 7. Emergency fund question 8. Short term investing 9. Beard trimming 10. […]

Five Inexpensive Gym Alternatives for Exercise

In my area, the cheapest gym I can find for exercise is one that charges about $15 per month and charges additional fees for every class you might take. The $15 per month just gets you in the door and gives you access to the facilities. Other gyms that offer training programs and such accelerate far above that. […]

Swinging for the Fences or Settling for a Single

Several different books I’ve read in the last few years – Malcolm Gladwell’s Outliers being one – have argued that the best way (without an inherent genetic advantage) to become an “outlier” in a particular skill is to practice a tremendous amount. […]

A Day of Consumption

One of my favorite achievements during my early financial recovery was discovering the power of “money free weekends” and, later, “money free weeks.” Money free weekends are a really powerful way to keep your spending in check – and it’s also a great way to discover free things that you enjoy doing. Here are 100 free things to do during such a weekend if you want to try it out. […]

Ten Pieces of Inspiration #170

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. I’ve been reading a great deal about Bill Gates in the last week, so this week’s edition is heavy with inspirational quotes from him. The work he’s done with the Gates Foundation has been amazing. 1. […]