The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 652)

The Simple Dollar Weekly Roundup: Headset Edition

For the last year and a half, I’ve used Skype for my business phone – through book edits and interviews and so on, it was used daily (if not more often). During that time, I’d been making calls using my computer’s speakers (for the audio) and my webcam (for the microphone). Of course, this has a big drawback – namely, echo. […]

Optimizing Your Grocery List

A few weeks ago, I went to the grocery store in the afternoon to take care of grocery shopping for the week. Sarah had written a list for me (in all fairness to her, it was actually closer to a set of notes for a meal plan rather than for grocery shopping; it wasn’t really a complete and finished list), but I hadn’t looked at it very carefully. […]

Why Work?

A few days ago, my four year old son came into my office when I was finishing up an article for The Simple Dollar. “What are you doing, Dad?” he asked. “I’m working,” I told him. “Why?” he asked. “Well, I have to work so that we can make money, and we use that money to pay for our house and for our food and our clothes,” I told him. He thought about that for a minute. […]

Dealing with Dissatisfaction

What do you do if you’re dissatisfied with your cell phone? You find that it endlessly frustrates you. It’s constantly interrupting you. It doesn’t have the features you want. Quite often, you just want to throw it in a desk drawer and forget about it. Quite often, in this situation, people will go shopping for a new cell phone. […]

Reader Mailbag: Big Challenges and Business Cards

Welcome to the week-opening Reader Mailbag! What, in your estimation, is a comfortable (or perhaps average) salary for a young family? Assuming both parents are college educated. I am in a relationship that is leading to marriage. My parents are concerned that we will not have enough money to live comfortably, and will always be struggling. Currently, combined, our salaries equal around $80,000. […]

Review: The Retirement Savings Time Bomb… And How to Defuse It

Every Sunday, The Simple Dollar reviews a personal finance book or related book of interest. For a long time, I avoided reading this book. The title seemed unnecessarily fear-mongering and apocalyptic to me and that’s a subgenre of personal finance books that I really have no interest in. […]

When Living Cheap Catches Up With You

Julia writes in: What do you do when frugal living catches up with you? As a family we had a much lower income from 2002 to 2007 (layoffs in the IT industry led to trying to survive on short contract work). We did not move home as that would have cost a fortune in fees here in the UK. Instead we bought nothing beyond the essentials. No holidays, outings, clothes, entertainments, etc. […]

The Simple Dollar Time Machine: February 13, 2010

Many newer readers of The Simple Dollar haven’t been exposed to the hundreds of great articles in the archives of the site, so this is a weekly series that highlights the five best posts from one year ago this week, two years ago this week, and three years ago this week. […]

Our Towels Don’t Match Our Bathroom Curtains

My cell phone doesn’t let me watch streaming internet video. I don’t own a pair of pants that cost more than $40 – and most cost less than $10. We don’t have a flat panel television – we’re still using my old CRT one from my college years. The back bumper of my truck has rust on it. I don’t throw out socks until they have holes in them. We use old t-shirts for rags. There’s a juice stain on our co […]