The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 8)

Should You Co-Sign a Credit Card for a Family Member or Friend?

No matter who you are, chances are good someone has asked you for a financial favor at some point. Maybe it was a small loan to cover the costs of moving, an advance on birthday or holiday gift money, or a free place to stay for few days or months. […]

The Ultimate Guide to Getting More Done in the Coming Year

Over the last few months, I’ve been planning out a major professional, creative, and somewhat personal project that I’m going to take on in 2016. […]

Six Money-Saving Strategies for Taking Advantage of the Holiday Aftermath

The gifts are unwrapped. The meals have been eaten. The family and friends have gone home. You’re left with a stack of gifts and a refrigerator full of leftovers. What now? Believe it or not, the aftermath of the holiday season is a great time for saving money. […]

The Real Gift of the Holidays

Tomorrow, a lot of people all around the world will be celebrating Christmas. Many other people celebrate other holidays around this time of the year depending on their own cultural and religious traditions. One big thing that all of those celebrations have in common is that they’re usually centered – in theory – around family and friends. […]

The Danger of the Word ‘Deserve’

I deserve to go out and have a nice dinner. Deserve. It’s a word that implies a pretty high opinion of oneself. […]

How Much Should You Spend on Your Pet?

Fluffy and Fido cost a pretty penny, according to a recent report from the American Pet Products Association (APPA). After crunching the numbers, the APPA projected that Americans will spend an astounding $60.59 billion on food, veterinary care, and supplies in 2015 — up more than $2 billion from the $58 billion spent on pets in 2014. All of this begs the question: Where is all this money going? […]

Ringing in the New Year with a Financially Smart New Year’s Resolution

One of the most common themes in messages from readers in late December is the New Year’s resolution. People everywhere seem to want to use the turning of the calendar to signify a new start when it comes to their personal goals. I can’t blame them. I do the same thing myself. Of course, as with many people, my resolutions sometimes click and sometimes do not. […]

The First Step Out of Debt

Anyone living with a mountain of debt knows that getting into debt is an absolute breeze. But digging your way out? Now, that’s the hard part. Most of the time, something drastic has to happen for us to realize our debts have become an emergency — and that it’s time to make a change. […]

Questions About Affordable Housing, Hidden Problems, Profitable Hobbies, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five-word summaries. Click on the number to jump straight down to the question. 1. Finding hidden problems with investments 2. Feeling bad about financial state 3. Finding a profitable hobby 4. People assuming that I’m rich 5. Affordable housing and jobs 6. Saving Christmas leftovers 7. […]

Community Repair: The Cure for Your Consumption Blues?

The other day, a piece my shower handle cracked off. It didn’t bother me. The shower handle still worked. It just looked a little funny. My girlfriend thought it looked less “funny” and more “totally and utterly broken.” She thought we might need a new shower handle. I proclaimed that I would fix it myself. She said, “Fantastic!” But she knew I wouldn’t, so she ordered a new shower handle online. […]