The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 8)

Avoiding the Trap of Financially Dependent Children

Over the past few weeks, I’ve had a number of conversations with parents of adult children, both independent and dependent. […]

Five Reasons to Get the Capital One® Venture® Rewards Credit Card

While credit card rewards offer an easy – and lucrative – path to get “something for nothing,” a lot of people find the process too complex. People with busy lives don’t necessarily enjoy analyzing their spending or being forced to use certain cards for certain purchases, so they just skip the entire ordeal. […]

Five Reasons to Get the Capital One® Venture® Rewards Credit Card

While credit card rewards offer an easy – and lucrative – path to get “something for nothing,” a lot of people find the process too complex. People with busy lives don’t necessarily enjoy analyzing their spending or being forced to use certain cards for certain purchases, so they just skip the entire ordeal. […]

My Daily Journaling Habit: What I Do and the Value It Gives Me

Continuing my recent theme of addressing common New Years resolutions in a frugal and thoughtful way (earlier entries included getting fit, building new friendships, saving money, using a planner and setting goals, and reading more books), today I’m going to take a look at another common New Year’s resolution – journaling. Many people decide at some point that they want to start journaling for som […]

My Daily Journaling Habit: What I Do and What Value It Gives Me

Continuing my recent theme of addressing common New Years resolutions in a frugal and thoughtful way (earlier entries included getting fit, building new friendships, saving money, using a planner and setting goals, and reading more books), today I’m going to take a look at another common New Year’s resolution – journaling. […]

What We Need – and What We Want

One of the biggest challenges of financial progress is the idea of truly distinguishing between want and need and treating them appropriately. Of course, some of that challenge comes from truly defining what a “want” is and what a “need” is. For me, a “need” is anything that would cause a significant decline in my quality of life without it or with a lesser version of it. […]

What We Need – and What We Want

One of the biggest challenges of financial progress is the idea of truly distinguishing between want and need and treating them appropriately. Of course, some of that challenge comes from truly defining what a “want” is and what a “need” is. For me, a “need” is anything that would cause a significant decline in my quality of life without it or with a lesser version of it. […]

More Than Just Wrapping Paper: How Post-Holiday Clearances Can Slash Your Budget All Year Long

Today is that special time of the holiday season: the beginning of deep discounts on all the stuff that’s red, green, or gift-oriented. Everything must go! (If only to make room for Valentine’s Day items.) Every year a lot of holiday stuff goes unsold, and the stores don’t want to hold on to it. […]