The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 8)

Why I’m Glad I Resisted the Urge to Become a Stay-at-Home Mom

Anyone with small children knows what a huge challenge working and raising kids can be. Each hour you spend away from your kids is one you’ll never get back, and the financial costs of paying for childcare can be high enough to wipe out most of your wages to boot. […]

Does Budgeting Seem Too Complex? Five Simple Alternative Strategies That Can Bring Real Results

Ever since I was a little kid, I’ve had an affinity for numbers. My father loves telling this story about how when I was seven, I corrected a guy’s math off the top of my head… of course, that correction worked against my father and cost him some amount of money. […]

Five Steps You Should Take Immediately After Doing a Balance Transfer

If you’re tired of struggling to pay off high-interest credit card debt, performing a balance transfer can be an extremely smart idea. With a balance transfer credit card, you can score 0% interest for anywhere from 12 to 21 months. […]

The Freedom to Quit Your Job

Quite often, I talk about the concept of “financial independence” on The Simple Dollar. Financial independence, as I define it, is having the financial means to be able to survive for the foreseeable future without having to work for money. […]

Finding Meaning in a Financially Challenging Life

For a period of time in the early 2000s, I had very, very little money to live on. It was during my final years in college and I had chosen to cut my student loans to the barest minimum I could while still keeping a roof over my head and food on the table. […]

An International Adventure Is Closer – and Cheaper – Than You Think

Whether it’s the exotic thrill of hearing or speaking another language, eating unusual dishes, or just experiencing another culture, the allure of wandering foreign lands calls to you. […]

Revisiting the Latte Factor: The Power of Daily Routine

One of the most discussed concepts in personal finance is the “Latte Factor,” an idea first popularized by the personal finance writer and speaker David Bach. […]

17 Strategies for Cooling Off on Hot Summer Days Without Breaking the Bank

Over the last week or so, summer has come into full bloom in our area, with most days featuring temperatures well into the 90s (F) with quite a bit of humidity in the air as well. […]

Eight Money Moves that are Always a Good Idea

Between the so-called money experts, your family members, and your friends, you’ve probably endured your share of outdated financial advice and plain old media hype. One person says penny stocks are H-O-T, while others insist they’re an absolute outrage. […]

Questions About Budgeting Apps, Umbrella Insurance, Hamilton, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Budgeting app for cash economy 2. Salary and union difficulties 3. Renting or selling old house 4. Skilled nursing care 5. Handling huge increase in income 6. Investment companies besides Vanguard 7. […]