The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 8)

Questions About Store Credit Cards, Laundry Soap, Personal Loans, Speed Reading and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Just opened store credit card 2. Cooking site 3. Fiction writing 4. Tips or philosophy? 5. Piecing together car accident 6. Homemade laundry soap and HE 7. Finance with low capital 8. […]

Seven Spring Spending Traps (and How to Avoid Them)

Spring is here, and you know what that means. It’s time to enjoy the beautiful weather — and hold on to your wallet. Because as the Earth renews itself and new life springs forward, we tend to seek out some form of renewal in our own lives, too — whether it’s new curtains or a new car. […]

Deep Work and Deep Learning for Your Career and Your Life

Recently, I had the opportunity to read the wonderful book Deep Work: Rules for Focused Success in a Distracted World by Cal Newport. […]

How a Commitment to Drinking Just Water Saves More Money Than You Think

Several weeks ago, I made a new commitment. I decided I would no longer purchase any beverages for myself besides water. Now, note that my pledge is a little different than saying “I’m going to drink only water.” The big difference is that I won’t turn down a non-water beverage that someone else purchases for me. […]

The Challenge of Moving to a Smaller Home

The house I grew up in had a pretty limited square footage, something I notice every time I visit my parents. It’s essentially a two bedroom house with what amounts to a storage closet converted into a third bedroom when absolutely needed. The living room is very small and the kitchen is pretty tiny as well. I grew up there with my parents and two older brothers. […]

Eight Reasons Everyone Should Work in Food Service at Least Once

When my husband and I got married in 2005, we made a pact that certain things would (or wouldn’t ever) happen again. None of it was out of the ordinary; it was just the regular stuff people promise one another when they tie the knot. […]

The New Costco Credit Card: Is It Worth It?

After a 16-year partnership, Costco announced the end of its relationship with American Express late last year. Sadly, this news also served as the death knell for Costco’s popular co-branded credit card, which was offered through American Express. But Costco wasn’t quitting the credit card game – not by a long shot. […]

What We Really Value – and What We Don’t

When I look out in the driveway at my car, what I honestly see is nothing more than something that will reliably get me from point A to point B. To me, that’s the purpose of a car. […]

10 Pieces of Financial Advice for Newly Married Couples

A few weeks ago, I was attending a wedding where I’ve known the groom for about 20 years. I wasn’t one of the groomsmen and didn’t know all of them, but I was hanging out with them for a bit. The groom introduced me to them as a writer, and the usual questions followed: What do you write? Where is it published? You get the idea. […]

Two-Sided Coin: Should You Always Buy a Used Car?

This is the second in a series of posts called the “Two-Sided Coin,” where TSD’s Jon Gorey and Holly Johnson take opposing viewpoints on a number of personal finance topics.  Jon: I’ll Never Buy a Used Car Again Most personal finance experts, including we here at The Simple Dollar, tend to recommend people buy late-model used cars to get the best bang for their buck. […]