The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 8)

Personal Finance 101: What Is a Certificate of Deposit?

What does ‘laddering’ CDs mean, anyway? We explain that strategy and more. Photo: van Ort If you’re looking for a place to stash your money for a longer period of time than a regular checking or savings account, you may have investigated a certificate of deposit, or CD. […]

Questions About Tuna, Bicycles, Cruises, Cruel Coworkers and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five-word summaries. Click on the number to jump straight down to the question. 1. Investing and taxes 2. Ethics and class action lawsuits 3. First adult bicycle 4. Cheap versus frugal 5. Disney Cruise suggestions 6. The value of staying put 7. Going back to school 8. Poisonous coworker 9. […]

Fed Up With Verizon and AT&T? Try One of These Cheap Cell Phone Plans Instead

Photo: Robert Scoble Are you starting to despise your Verizon Wireless cellphone bill? If so, you’re probably not alone. According to CBS News, the average Verizon phone bill surged to a level never seen before late last year – $148 per customer, per month. In case you don’t want to do the math, that’s a whopping of $1,776 per year. […]

11 Strategies to Minimize Shopping or Avoid It Altogether

Want to avoid spending more than you meant to at the store? Take enough money to cover your planned purchases, and then leave your wallet — and the rest of your cash — at home. Photo: Guy Sie I have found that, time and time again, the act of going shopping causes almost all of the money leaks in my life. […]

What’s Your Money Personality?

How sharp are your financial instincts? Do you boast a banker’s savvy sense for cents, or is your freewheeling financial style more care-free than careful? Take our quiz to discover your money personality: Powered by Interact How to Make Saving a Habit Developing good money habits can help make successful finance choices become second-nature. […]

Some Thoughts on the ‘American Dream’

Are you working toward your own version of prosperity and the American Dream… or Hollywood’s? […]

Do You Need Rental Car Insurance?

After a long, exhausting flight, it’s easy to give in to the rental car insurance pitch. But is it worth it? Photo: Peanutian It’s a familiar scenario for anyone who has rented a car lately: You’re tired after a long flight, and it’s finally your turn at the rental car counter. […]

Why You Can’t Time the Market: Thoughts on Investing in Stocks

Unless you have a time machine handy, there’s no way to time the stock market. Photo: William Warby Marcus wrote in with a great reader mailbag question that really couldn’t be answered in brief, so I expanded my answer into a post. […]

Running on the Hedonic Treadmill

Going to the bookstore might give you a small burst of happiness — so you do it again, and again, and again, until after awhile, it’s no longer special; it’s just something you do, and your new ‘normal’ routine is costing you money.  Photo: Kristin Klein One of the weirdest phenomena I have ever experienced is when I realized that I get more pleasure out of going to, say, a bookstore once a month […]