The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 8)

What Is Accidental Death and Dismemberment (AD&D) Insurance?

Buying a life insurance policy will protect your dependents if you die, but it won’t provide a payout if you’re the victim of an accident that leaves you dismembered and physically impaired. With an accidental death and dismemberment policy (AD&D), you or your beneficiaries will be paid a predetermined amount if you have a fatal accident or an accident that causes the loss of limbs, speech, eyesig […]

Reconciling Faith, Career, and Financial Success

Jennifer writes in with a beautiful question: I am a married 24 year old Christian woman. I attended college at a Christian school majoring in marketing, fell in love there, and got married shortly after college. […]

Opening a Restaurant? Here’s How to Get Financing

Who among us hasn’t at least flirted with the dream of owning a restaurant at some point? If you’re beyond daydreaming and you’ve decided to enter the highly competitive restaurant industry, one of your most important tasks will be securing adequate financing. Opening a restaurant is challenging, especially for people who are new to the business. […]

Using Negative Visioning to Improve Your Personal Finances

Countless articles and books and videos and classes have been created to talk about the power of positive thinking and positive visioning, some of them sensible and some of them pseudo-religious and fanciful. […]

Rules of the Roth IRA: Income Limits, Contributions, and More

For many financial growth professionals, Roth IRAs are the most exciting play in the retirement savings game. It’s easy to understand why: tax-free growth and tax-free distribution. […]

31 Days to Financial Independence (Day 17): Integrating Cost-Cutting Measures Into Your Life

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we finished up our deep look at the average American family budget, going through each category and examining how one could trim the cost of typical expenses in that category. […]

DirecTV Now: Cord Cutter’s Dream or a Wolf in Sheep’s Clothing?

By Chris Brantner With the addition of DirecTV Now, the satellite TV company’s new entry into streaming television, there’s yet another cord-cutting option on the market, making it easier to cut cable TV and save some much needed money. But can DirecTV Now actually save you money in the long run? […]

Wealth, Purpose, and the Idea of “Enough”

I’ve recently been enjoying The One Thing, a very thoughtful time and goal management book by Gary Keller and Jay Papasan. […]

Five Things Your Life Insurance Agent May Not Tell You

Life insurance agents provide a valuable service by explaining policy benefits and costs, but they may not tell you everything you need to know before you make a coverage choice. Agents are in the business to sell policies, so it’s to their advantage to focus on the positives. Consumers can protect themselves by doing some research so they’ll understand the basics of how life insurance works. […]