The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 8)

Confronting Your Worst Money Fears

These financial fears keep Americans up at night. Fortunately, we can prepare for many of them. Photo: Joe Penna A tornado sweeps through your town and leaves nothing but death and destruction in its wake. An electrical fire burns your house and everything in it to the ground. A hacker steals your identity and runs up tens of thousands of dollars in debt before you realize what’s happened. […]

What’s Your Money Mind Type?

Excerpted from “Creating Money, Creating Meaning” by Orna Ross A core understanding in “Creating Money, Creating Meaning” is that how you do money is how you do life. […]

Best Email Marketing Services for 2014

As we continue to explore the best solutions for small business today, we’ll focus on email marketing services. Make sure you visit Saving Money in Your Startup – Part 4, where Joe discusses the four basic steps to setting up your business’s email marketing. Email marketing services are vital for managing and interacting with your customers. […]

Best Email Marketing Services for 2014

As we continue to explore the best solutions for small business today, we’ll focus on email marketing services. Make sure you visit Saving Money in Your Startup – Part 4, where Joe discusses the four basic steps to setting up your business’s email marketing. Email marketing services are vital for managing and interacting with your customers. […]

Balancing Spending, Saving, and Social Situations

Each year, I go to Gencon (a convention in Indianapolis held every August) with a fairy large and ever-shifting group of guys ranging in age from early twenties and still in college to mid-forties and in full career mode. Some are married with children, while others are married without kids and still others are single. […]

Nine Debt-Forming Habits and How to Break Them

Being disorganized with your bills can make your debt worse. Photo: Brendan C. The average American household with a credit card carries more than $15,000 in credit card debt, according to debt.org. […]

How to Find Cheap Home Insurance in 2014

If your home is your castle, cheap home insurance is your modern-day dragon and moat. Homeowners insurance doesn’t just protect the structure of your house. It also protects your belongings and covers you in case you’re liable for someone else’s injuries or property damage while they’re at your home. […]

How to Find Cheap Home Insurance in 2014

If your home is your castle, cheap home insurance is your modern-day dragon and moat. Homeowners insurance doesn’t just protect the structure of your house. It also protects your belongings and covers you in case you’re liable for someone else’s injuries or property damage while they’re at your home. […]

Don’t Let That 1,000-Page Mortgage Application Scare You

It may look intimidating, but there’s no need to fear that mountain of a mortgage. Photo: Christian Schnettelker By Peter Miller The 1,000-page mortgage application is here, but don’t be alarmed: It’s a paper tiger, a low barrier to financing, and no more frightening than a marshmallow. At first it may seem amazing that a loan application could be larger than a Tom Clancy novel, but it’s true. […]

Don’t Let That 1,000-Page Mortgage Application Scare You

It may look intimidating, but there’s no need to fear that mountain of a mortgage. Photo: Christian Schnettelker By Peter Miller The 1,000-page mortgage application is here, but don’t be alarmed: It’s a paper tiger, a low barrier to financing, and no more frightening than a marshmallow. At first it may seem amazing that a loan application could be larger than a Tom Clancy novel, but it’s true. […]