The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 8)

How to Do a 401(k) Rollover

When you leave an employer, whether it’s for a new job or retirement, you’ll probably hear about a 401(k) rollover. What does that mean, and what’s the best way to do it? Well, hopefully you’ve been contributing to the company-sponsored 401(k), and perhaps by now you have a sizable balance. […]

Financial Advice That Needs to Die

Should you spend a whopping two months’ salary on an engagement ring? That depends on whether you listen to your own instincts, or a global jewelry company’s marketing department. […]

The Ultimate Guide to Online Shopping

Over 190 million people in the United States use online shopping sites, and that number is expected to grow exponentially over the next decade. […]

The ‘Buy It for Life’ Compendium

Over the last several months, I’ve answered a big handful of “buy it for life” questions in the reader mailbag. […]

The Simple Dollar Coupon Finder

How It Works Bookmark this page so you can browse through hundreds of coupons daily! Find what you like and just click, print, and save. Coupons powered by The post The Simple Dollar Coupon Finder appeared first on The Simple Dollar. […]

Finding Your Financial Blind Spots – and Eliminating Them

About a year ago, I spent a rainy afternoon going through my credit card and bank statements and categorizing the expenses. […]

Financial Responsibility, Joy, and Pleasure

There’s a difference between pleasure and joy. Appreciating what you have, dealing with negative emotions, and focusing only on what you can control can help you be more joyful — and more successful financially.  Photo: Guian Bolisay Kelly wrote in with an interesting message via Facebook: I’ve been reading your articles and trying to follow your advice. […]

10 Smart Graduation Gifts for College-Bound Seniors

Need a graduation gift for a high-school senior who’s headed to college? You can’t go wrong with school-branded gear like hats and sweatshirts for their freshman year. […]

Millionaires as Middle Class?

For most Americans — even millionaires — ‘rich’ is a relative term, and there’s always someone wealthier.  Recently, I came across a great article at CNBC entitled “Most millionaires say they’re middle class.” The article describes a recent survey that paints an interesting picture of people who have accumulated a lot of wealth: A majority of millionaires polled describe themselves as middle class […]

Can Alternative Credit Scoring Help You Get a Mortgage?

Millions of Americans pay their utility bills on time, month after month, but still have no credit history to show for it. Photo: StockMonkeys By Peter Miller Lenders have an ongoing problem: No matter how many loans they create, they want to make even more. […]