The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 8)

Reader Mailbag: NCAA Tournament

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Elevation Group question 2. Income and home ownership 3. Prime price change 4. Struggling with expensive housing 5. LED bulbs break even point? 6. Buying gift cards 7. Handling an art collection 8. Ashamed of overspending 9. […]

Six Principles of a Marriage Without Money Fights

During the first three or four years of our marriage, Sarah and I regularly argued about money issues. It never seemed as though there was enough money to pay for everything and, of course, it must be the other person’s fault, so we’d argue. Now? I honestly can’t remember our last argument about money. […]

Parenting, Permissiveness, and Money

Sarah and I have a laid-back policy when it comes to how our children spend their money. We regulate their allowance to a certain extent by requiring that they give a certain amount to charity and save some for the future (as discussed here). We also require that they put aside a little for a personal savings goal, usually an expensive toy, but as for the rest? […]

On Splurging and Regret

About a month ago, I spent about $150 on a giant pile of used books for a tabletop role playing game. A friend of mine was moving out of the country so I “borrowed ahead” on my personal spending money and dove in headfirst. […]

Ten Pieces of Inspiration #169

Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. George Carlin on work “Most people work just hard enough not to get fired and get paid just enough money not to quit.” – George Carlin The people that don’t do this always stand out. 2. […]

Five Quick Questions About Stocks and Taxes

The idea of investing in stocks (outside of retirement accounts) can be rather stressful if you’ve never done it. Just figuring out what to invest in can be really confusing. Am I doing the right thing? Is this worth the risk? When you add taxes to the equation, it can get really, really confusing – and troubling. […]

The Gap Is More Important Than Anything (At First)

Quite a few of the letters in the reader mailbag boil down to figuring out which of two or three options is the highest priority. […]

Feeling Defeated? Here’s How to Rebound

Sometimes, no matter what you do, life will hand you some lemons. It’s really easy to respond to that with a trite “when life hands you lemons, make lemonade,” but sometimes that just doesn’t work. Things you’ve been preparing for and working on for years have blown up in your face. The big dreams you had for the future are deflating. […]

Reader Mailbag: Teaching Emotion Management

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Renters insurance 2. Mint and security 3. A question about blenders 4. Network marketing question 5. Yard sales waste of time? 6. Career shift misery 7. 529 plan questions 8. Unhealthy food in pantry 9. 10. […]

Four Frugal Technology Recommendations

Readers often contact me asking for recommendations for technology items at a low cost. They have a use in mind and they just want the item that will fulfill that use at the lowest price without any serious negative drawbacks. Four of these requests tend to repeat themselves quite often, so I thought I’d just combine them all into one post. […]