The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 8)

Why Meal Delivery Services Are a Waste of Money

Imagine having every imaginable ingredient for a delectable dinner delivered directly to your doorstep, perfectly pre-portioned. Once your box arrives in the mail, every component of the perfect dish is there – meat for your main course, spices that make the meal flavorful, and even the fresh vegetables required to bring your dish to life. But you’re not on your own here, either. […]

Inspiration from Socrates, Abraham Lincoln, Carrie Fisher, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. […]

Macrobudgeting and Microbudgeting

Most people, when they think of a personal budget, think of what I would describe as a “microbudget.” It’s the traditional kind, where you divide your spending up into a whole bunch of different categories – $500 for food, $700 for rent, $125 for electricity, and so on. You then make it your goal to achieve that target in each category by being frugal. […]

How to Save Money on Your Next Laptop

Even though I’m happy with my six-year-old computer, I can’t help but take interest when new laptops come onto the market. It’s like how you don’t stop noticing other people you’re attracted to just because you’re in a relationship. […]

31 Days to Financial Independence (Day 21): Starting a Side Business

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we examined strategies you might want to use if you’re looking to move on to a better job. […]

How to Save a Job Interview That’s Going Downhill Fast

If you’re heading into a job interview soon, you’ve probably read a lot of advice on how to make a good impression on the hiring manager. Almost all of it will focus on preparation: practicing interview questions, researching the company and the role, even making sure your interview outfit is top-notch. […]

The Secret of Inverse Vacation Planning

Last summer, Sarah and I took our family to Cuyahoga Valley National Park for a couple of days as part of our summer vacation looping around most of the Great Lakes. This summer, Sarah and I are taking our family to Yellowstone National Park and Grand Tetons National Park as the centerpiece of our family vacation. Why did we choose those places? […]

What I Learned From Working Remotely, and Why I Decided to Stop

A year and a half ago, I was presented with the enviable opportunity to leave my job and start working for a company remotely. At the time, I was sick of commuting through Los Angeles traffic, and relished the opportunity to work from my apartment without anyone looking over my shoulder. I figured I’d get double the work done in half the time. No more inefficient, pointless meetings! […]

Why You Should Reduce Media Costs and 12 Strategies for Doing So

Recently, I spent a large portion of a day with an acquaintance who left his television on all of the time, tuned almost exclusively to a cable news channel. […]

Is a 700 Credit Score the Magic Number?

The two most popular credit scoring brands, FICO and VantageScore, both feature a current credit score range of 300 to 850. It’s common knowledge that the higher your credit score, the better. Yet, if you are like most consumers, you probably wonder what score you need to qualify for the best interest rates and the best terms on a mortgage or car loan. So where is that threshold? […]