The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 8)

When Using Other Loans to Pay Off Student Debt Is a Good Idea

Most college students barely stop to think about the impact student loan debt may have on them in their future. After all, they’re looking for a solution to finance their education, now. […]

When Using Other Loans to Pay Off Student Debt Is a Good Idea

Most college students barely stop to think about the impact student loan debt may have on them in their future. After all, they’re looking for a solution to finance their education, now. […]

Questions About Summer Parties, Tea Kettles, Cooler Cooking, Lifestyle Inflation, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Helping nieces and nephews 2. Sharing costs for summer party 3. Making games for camping 4. Career advice for financial success 5. Americans have no savings? 6. Cooking in a cooler? 7. […]

Questions About Summer Parties, Tea Kettles, Cooler Cooking, Lifestyle Inflation, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Helping nieces and nephews 2. Sharing costs for summer party 3. Making games for camping 4. Career advice for financial success 5. Americans have no savings? 6. Cooking in a cooler? 7. […]

Why I Quit Caring About My Credit Score

If you believe everything you read about your credit score, you’d think it was the most important component of your financial health. Without a good credit score and history, the experts say, it’s more difficult to qualify for a mortgage or car loan – and more expensive, too, because you won’t get the best interest rates. […]

I Am Not Making This a Priority in My Life

It’s a pretty regular routine in my life. I see something I want to change in my life. I think about it. I come up with some kind of plan for that change. I become thoroughly convinced that this is the right way to go. I start making that change in my life… and then, before long, it fails. Sure, there are always excuses. There was a big family reunion! It was the holidays! […]

I Am Not Making This a Priority in My Life

It’s a pretty regular routine in my life. I see something I want to change in my life. I think about it. I come up with some kind of plan for that change. I become thoroughly convinced that this is the right way to go. I start making that change in my life… and then, before long, it fails. Sure, there are always excuses. There was a big family reunion! It was the holidays! […]

Some Thoughts on the Choices We Make When Decorating Our Homes

I was recently made aware of a fascinating business called Books by the Foot. This business buys bulk books from publishers and libraries and other sources that might otherwise just throw them away and then sells them by the foot for people who want to create the visual appearance of having a giant library of books. […]

18 Clever Ways to Make Frugality a Highly Social Endeavor

It’s easiest to be frugal when you’re flying solo. When all you have to think about is yourself and your own internal demands, it’s easier to make frugal choices. […]

Should You Use Plastiq to Pay Your Mortgage and Other Bills With a Credit Card?

If you love credit card rewards and spend your free time pursuing points and miles, you already know the secret to outsized rewards: The more bills you can charge to your rewards credit card (and pay off right away), the more points and miles you’ll earn over time. Personally, I pay every possible bill I can with credit – expenses like car insurance, health insurance premiums, groceries, gas, and […]