The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 9)

Your Financial Independence Day

“The year 1776, celebrated as the birth year of the nation and for the signing of the Declaration of Independence, was for those who carried the fight for independence forward a year of all-too-few victories, of sustained suffering, disease, hunger, desertion, cowardice, disillusionment, defeat, terrible discouragement, and fear, as they would never forget, but also of phenomenal courage and bedro […]

Questions About Parents, Siding, Online Banking, VHS Tapes, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Parents in difficult financial shape 2. Vanguard Personal Advisor Services thoughts 3. A major decision on siding 4. Looking for health insurance 5. Canceling a credit card unexpectedly 6. Safety of online banks 7. […]

Questions About Parents, Siding, Online Banking, VHS Tapes, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Parents in difficult financial shape 2. Vanguard Personal Advisor Services thoughts 3. A major decision on siding 4. Looking for health insurance 5. Canceling a credit card unexpectedly 6. Safety of online banks 7. […]

Rebalancing: The Simple Way to Keep Your Investment Plan on Track

The best investment strategies are fairly easy to maintain. Once you’ve figured out how much to save, which accounts to use, and what your asset allocation should be, it’s primarily a matter of choosing a few low-cost index funds to implement your plan and letting it ride. […]

Rebalancing: The Simple Way to Keep Your Investment Plan on Track

The best investment strategies are fairly easy to maintain. Once you’ve figured out how much to save, which accounts to use, and what your asset allocation should be, it’s primarily a matter of choosing a few low-cost index funds to implement your plan and letting it ride. […]

Inspiration from Kurt Vonnegut, Sarah Rozik, Lao Tzu, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. […]

Inspiration from Kurt Vonnegut, Sarah Rozik, Lao Tzu, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. […]

The College Student’s Guide to Getting Out of Credit Card Debt (2017)

Credit cards can be powerful tools for college students. By using the right credit card responsibly, students can graduate with zero debt and a great credit score that will help them score a better interest rate when buying a home, qualify for credit cards with better rewards, or get a small business loan. […]

The College Student’s Guide to Getting Out of Credit Card Debt (2017)

Credit cards can be powerful tools for college students. By using the right credit card responsibly, students can graduate with zero debt and and a great credit score that will help them score a better interest rate when buying a home, qualify for credit cards with better rewards, or get a small business loan. […]

Using Negative Visualization to Reduce the Desire for More

What would my life be like if Sarah suddenly died? What if one of my children suddenly died? Those scenarios seem like horror stories to me – and, frankly, they still do. Those four people – my wife and my three kids – are really the cornerstones of my life right now. […]