The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 9)

Your Taxpayer Bill of Rights

The majority of taxpayers have long held the belief that they have no rights before the IRS, according to IRS National Taxpayer Advocate Nina Olson. […]

Your Taxpayer Bill of Rights

The majority of taxpayers have long held the belief that they have no rights before the IRS, according to IRS National Taxpayer Advocate Nina Olson. […]

10 Controversial Investing Strategies

On television and in movies, investing in the stock market is often portrayed as a two-dimensional process where success is simply a matter of buying low and selling high. Of course, the essence of any type of investing is to sell what you have for more than it cost you. […]

10 Controversial Investing Strategies

On television and in movies, investing in the stock market is often portrayed as a two-dimensional process where success is simply a matter of buying low and selling high. Of course, the essence of any type of investing is to sell what you have for more than it cost you. […]

Four Unexpected Places to Find Free Babysitting

Some gyms, including select YMCAs, offer their members free childcare while they work out. Photo: YMCA When you’ve got young kids, going out for the evening — or even just making some time for yourself, like with a trip to the gym — can be expensive enough. And that’s before adding the cost of a babysitter. The average babysitter in the U.S. makes around $10 an hour, according to Care.com. […]

Four Unexpected Places to Find Free Babysitting

Some gyms, including select YMCAs, offer their members free childcare while they work out. Photo: YMCA When you’ve got young kids, going out for the evening — or even just making some time for yourself, like with a trip to the gym — can be expensive enough. And that’s before adding the cost of a babysitter. The average babysitter in the U.S. makes around $10 an hour, according to Care.com. […]

How to Retire Quickly

Want to retire early? Saving a bigger portion of your income can help you in two ways: Your nest egg will grow at a faster pace, and you’ll need less money to maintain your standard of living in retirement. Over the last couple of years, Sarah and I have essentially been living on one salary. […]

How to Retire Quickly

Over the last couple of years, Sarah and I have essentially been living on one salary. We’ve been investing every dime of my income (minus taxes and specific professional expenses) since late 2011 and living purely off of Sarah’s income. I like to think of it as if we’re saving 50% of our income. That is an incredibly tall order for a lot of people. […]

How to Use a Line of Credit to Your Advantage

Your local bank or mortgage lender may be able to offer you a line of credit, though it’s not always advertised. In times of financial hardship or emergency situations, you may need assistance in paying the bills and filling in the financial gaps. There are lots of funding options available, from credit cards to payday loans. […]