The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 9)

How I Use Evernote, My Most Essential Free Online Tool

A few weeks ago, I answered a mailbag question from Jim, who wanted to know how I use Evernote. I gave him an answer that almost stretched into something that needed to become its own article, but instead I cut it short and asked for readers to contact me if they wanted a full article about my uses for Evernote. […]

What to Do if You Win the Lottery: Five Steps to Take When You Hit the Jackpot

Over the course of a few hours, you’ve gone from regular middle-class schmuck to millionaire. How? Despite shark-attack odds, you purchased a winning lottery ticket worth millions of dollars. Step one to not mucking this up is to sign the back of your lottery ticket, like now. […]

Using Your Credit Card Bill as a Wake-Up Call

Here’s a little exercise for you to try out. Take out your latest credit card bill from your most frequently used credit card. […]

31 Days to Financial Independence (Day 20): Finding a Better Job

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! Last time, we took a serious look at the steps that you should take to put yourself in position for a promotion at work. […]

Avoid These Life Insurance Tax Traps

Few people like to think about the paperwork and financial logistics associated with death. It often feels more comfortable to pretend the day will never come, and let such details remain undiscussed among loved ones. Even under the best of circumstances, addressing something as important as life insurance is less than fun. […]

Movin’ Out

It seems such a waste of time If that’s what it’s all about Mama if that’s movin’ up Then I’m movin’ out Almost every person out there between the ages of 18 and 70 is working for something. They’re working to keep food on the table, sure, but that can be done with very little effort. An awful lot of people are driven to work harder and earn more than that. Why? […]

What Is ChexSystems?

Most of us have heard of Equifax, TransUnion, and Experian – the trifecta of credit bureaus that impact everything from credit card applications to car loans. […]

Six Ways Seniors Can Save on Car Insurance

Young drivers typically see their car insurance costs drop as they gain experience behind the wheel, but when they become senior citizens, their rates may begin to rise again. This happens because the risk of paying out claims increases for insured motorists as they age, says Carol Walker, executive director of the Rocky Mountain Insurance Information Association. The frequency of crashes for driv […]

Lean Financial Independence: Early Retirement on a Supertight Budget

Sarah and I are at an interesting crossroads in our financial journey, one we’ve alluded to a few times recently. As we’ve said before, our goal is to retire early when we’re in our late forties, roughly around the time that our youngest one leaves the nest. […]

Your Credit Card Minimum Payment Is Just That — a Minimum

When finances become tight it can be quite tempting to cut back on your credit card payments. After all, if you send in a small payment on your credit card balance you could buy those concert tickets or that new iPhone you’ve been eyeing. […]