The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 9)

When the Perfect Is the Enemy of the Good

“Better a diamond with a flaw than a pebble without.” – Confucius A few days ago, we discovered that one of our children had drawn all over our family room couch with an ink pen, leaving marks everywhere. The damage wasn’t permanent, but cleaning it all up was going to take a couple of hours. We sat all of our children down to figure out exactly what had happened and all three of them denied it. […]

10 Cheap DIY Halloween Costume Ideas (and What They Cost)

From candy to costumes, Americans spend an insane amount of money on Halloween each year: a whopping $6.9 billion in 2015, according to National Retail Federation estimates. […]

TradeKing Review: Can a Discount Broker Meet Your Investing Needs?

TradeKing is a discount online financial trading platform. Why “discount”? As you’ll see below, its fees are lower than those of many other online brokers. It’s able to charge less by not offering the full range of services that some other online brokers provide. […]

The People and the Things You See Shape Your Choices and Finances

Your perspective on what seems ‘normal’ or ‘weird’ can change over time, and largely depends on the people and things you choose to look at and emulate. […]

Finding Affordable Wedding Rings

Wedding bands are symbolic of your lasting love and commitment to your partner, but that doesn’t mean you have to spend thousands of dollars to prove your love. What matters most is what your marriage is made of, not your ring. Photo: Light Life Studio Ah, the wedding ring. […]

Eight Worst Halloween Treats (and Three Favorites)

With Halloween fast approaching, you might be pondering what type of candy or other goodies to stock up on and hand out this year. While it’s well within your rights to hand out anything you please, there are certain “treats” to avoid if you’re hoping to make your neighborhood ghosts and goblins happy. Yes, it’s true. […]

Living an Amazing Life via the Reverse Retirement Plan

You may not be healthy enough to hike 2,000 miles by the time you retire, so why not do it now? Photo: David Fulmer One of my cousins and her husband live a life that many people find to be a bit unusual. They have what I would describe as a “life cycle.” For two or three years, the two of them will work at a job in or near the town where they live. […]

Here’s What Living on Half Your Income Really Looks Like

Photo: The Frugalwoods If you ask anyone who plans to retire early what their secret is, they’ll all say the same thing — it’s a high savings rate. […]

Questions About Christmas, Betterment, Vanguard, Oil Changes and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Christmas spending and family 2. “First Christmas” gifts for baby 3. Selling unwanted Christmas gifts 4. Living a little 5. Betterment or Vanguard 6. Motivating past temptation 7. Becoming a manager 8. […]

The Simple Dollar and Soda Are Hiring

When Trent Hamm penned his first words on The Simple Dollar, he gave the world a unique window into one man’s struggle between his future self and his current reality. He built an audience by becoming the authentic voice missing from many of our pursuits of an independent life. He gave meaning to control, purpose and choice. […]