The Simple Dollar

Simple, applicable personal finance advice for the modern world.

Profile of The Simple Dollar

Latest Posts from The Simple Dollar (page 9)

Nine Strategies for Stretching Out a Tiny Food Budget

We’ve all faced it at some point in our life. Your next paycheck isn’t due to arrive for a week or so. You don’t have much in your checking account and there’s not too much in the cupboards, either. You need to put food on the table for the next week but you have only a tiny amount of money. What do you do? In this situation, many of the usual strategies don’t work. Grow a garden? […]

Nine Strategies for Stretching Out a Tiny Food Budget

We’ve all faced it at some point in our life. Your next paycheck isn’t due to arrive for a week or so. You don’t have much in your checking account and there’s not too much in the cupboards, either. You need to put food on the table for the next week but you have only a tiny amount of money. What do you do? In this situation, many of the usual strategies don’t work. Grow a garden? […]

Unhappy With Being “Locked In”? Here’s a Strategy for Building a New Career Path

Recently, one of my family members gave me a copy of the wonderful book The Nighttime Novelist. It was a little more than an obvious hint – this family member really believes that I have some interesting novels inside of me and she wants to read them. While the book has a lot of good writing tactics, the part that really made it stand out for me was the overall sense of career encouragement. […]

Unhappy With Being “Locked In”? Here’s a Strategy for Building a New Career Path

Recently, one of my family members gave me a copy of the wonderful book The Nighttime Novelist. It was a little more than an obvious hint – this family member really believes that I have some interesting novels inside of me and she wants to read them. While the book has a lot of good writing tactics, the part that really made it stand out for me was the overall sense of career encouragement. […]

How to Use the “Snowflake” Strategy for Debt Repayment

When you’re facing a giant mountain of debt, it feels almost impossible to overcome it. When your total debt exceeds your household income, it can feel like debt is just going to be a part of your life. It can seem as though, in order to live your life, you’re going to have to constantly hand money to the banks until you’re old and grey. It doesn’t have to be this way. […]

How to Use the “Snowflake” Strategy for Debt Repayment

When you’re facing a giant mountain of debt, it feels almost impossible to overcome it. When your total debt exceeds your household income, it can feel like debt is just going to be a part of your life. It can seem as though, in order to live your life, you’re going to have to constantly hand money to the banks until you’re old and grey. It doesn’t have to be this way. […]

How to Switch to Paying Cash for Your Car

In 2003, I purchased a 1997 Ford F-150 pickup. Given the financial disaster that my life was at the tiem, I “paid” for it entirely with a loan, which saddled me with car payments for the next three-plus years. In 2010, the Ford F-150 needed to be replaced, so we bought a 2004 Honda Pilot. This time around, we paid cash for the whole thing. […]

How to Switch to Paying Cash for Your Car

In 2003, I purchased a 1997 Ford F-150 pickup. Given the financial disaster that my life was at the tiem, I “paid” for it entirely with a loan, which saddled me with car payments for the next three-plus years. In 2010, the Ford F-150 needed to be replaced, so we bought a 2004 Honda Pilot. This time around, we paid cash for the whole thing. […]

Triggering the Spark of Financial Independence and Frugality

Kayla writes in: I’ve never really understood how you could suddenly make the switch from way overspending to actually living on just one of your two incomes and saving half of your income. How does that even happen? As I thought about Kayla’s question, I started writing a list of things that I felt played a real role in this turnaround. […]

Triggering the Spark of Financial Independence and Frugality

Kayla writes in: I’ve never really understood how you could suddenly make the switch from way overspending to actually living on just one of your two incomes and saving half of your income. How does that even happen? As I thought about Kayla’s question, I started writing a list of things that I felt played a real role in this turnaround. […]