The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 9)

Inspiration from Hermann Hesse, Ingmar Bergman, Buckminster Fuller, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life. 1. Hermann Hesse on knowledge and wisdom Wisdom is not communicable. […]

Where to Find a Second-Chance Checking Account

If a bank has closed one of your accounts in the past because of excessive overdrafts or unpaid fees, you can get blacklisted. But some banks will offer you a second chance at a checking account. […]

Frugality and Self-Confidence

One thing I often do when I’m looking for inspiration or new angles for The Simple Dollar is simply go back and read my journals and other writing from before my financial turnaround. Honestly, that stuff is often fairly painful to read. I can just see the huge financial mistakes I’m making, whether I discuss them directly or not. […]

Best Apps to Send Money

Photo: Square Cash If you’ve ever wasted your breath on the phrase, “The check is in the mail,” now’s the time to stop: Several apps allow you to make simple mobile payments instead. These apps streamline the mobile payment process, often requiring only the email address or mobile phone number of the recipient. […]

How Do Credit Cards Work?

Photo: Frankie Leon Credit cards are complex financial tools that get a lot of praise – and a lot of flak. When used properly, they can work as a powerful complement to your financial plan. Likewise, using a credit card improperly can wreak utter havoc on your finances. […]

How to Live a Rich Modern Life Without Debt

Even if you have to dress up for work, you don’t have to spend a ton of money on clothes. Invest in a smart wardrobe of just a few high-quality, well-coordinated items that you can mix and match into dozens of different outfits. […]

The Illusion of ‘Winners’ and ‘Losers’ When Buying Stuff

Relentless marketing and new gadget roll-outs (such as the Apple Watch, pictured) can make you feel like you’re losing a giant game of technological oneupsmanship. […]

Summer Reading List: 23 Books to Read About Money

Photo: Josue Goge Now that we’re well into the lazy, hazy days of summer, many of us are anxious to work through our summer reading lists. I know I am. […]

Turning Three Big Financial Projects from Plan into Action

A few days ago, I wrote an article on becoming a “doer” instead of a “planner.” Many of us are very good at making plans for changing our life, but we’re not as good at actually executing those changes. A big part of the strategy I offer in that article is clearly defining things to work on, things you can actually take direct action on. […]

Paper or Plastic? Two Ways to Save Money on Groceries

Photo: Alan Light The average American family of four with two kids under 11 spends somewhere between $647.80 and $1,290.60 per month on food, according to the U.S. Department of Agriculture. […]