The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 9)

Money and Time Are One and the Same… and Seven Other Unusual Personal Finance Ideas I Use in My Life

Over the years, I’ve tried many, many different approaches to my own finances. I’ve read countless books, done countless calculations, and tried countless frugal tactics. Again and again, I’ve found myself coming back to a set of core ideas that always work for me. […]

How to Earn Double Rewards – or More – for Dining Out

If you eat out a lot, whether for work or pleasure, pick a credit card that awards bonus points for doing so. Photo: Michele Ursino When it comes to earning credit card rewards points or cash back, there are a number of different strategies to consider. For example, some people opt to sign up for new cards frequently in order to rack up as many signup bonuses as possible. […]

How to Earn Double Rewards – or More – for Dining Out

If you eat out a lot, whether for work or pleasure, pick a credit card that awards bonus points for doing so. Photo: Michele Ursino When it comes to earning credit card rewards points or cash back, there are a number of different strategies to consider. For example, some people opt to sign up for new cards frequently in order to rack up as many signup bonuses as possible. […]

Personal Capital Review

As I explained in a few previous posts, I am on a quest to roll over my old 401(k) into a new account with better long-term benefits. I got sidetracked a bit on this series, but today I’m going to review online financial advisor Personal Capital. If there’s one thing I learned from trading the markets professionally, it’s that slow and steady wins the race when it comes to retirement planning. […]

Personal Capital Review

As I explained in a few previous posts, I am on a quest to roll over my old 401(k) into a new account with better long-term benefits. I got sidetracked a bit on this series, but today I’m going to review online financial advisor Personal Capital. If there’s one thing I learned from trading the markets professionally, it’s that slow and steady wins the race when it comes to retirement planning. […]

The Cost of Feeling Secure vs. Feeling Stressed

A big stash of cash can help you feel more secure, but there’s a steep cost to keeping that money on the sidelines. That’s why personal finance is about way more than numbers. Modern financial life is about walking a tightrope between stress and freedom, between security and opportunity. Photo: Nick Ares Sarah and I have a large emergency fund by almost any standards. […]

How to Live on Last Month’s Income

Getting a full month ahead with your budget alleviates financial stress and the need to time your bill payments. Plus, it’s like having a one-month emergency fund, and it brings budgeting to life.  For a long while, I’ve been an advocate of You Need a Budget, which is a software package and philosophy that I use for budgeting. […]

How to Live on Last Month’s Income

Getting a full month ahead with your budget alleviates financial stress and the need to time your bill payments. Plus, it’s like having a one-month emergency fund, and it brings budgeting to life.  For a long while, I’ve been an advocate of You Need a Budget, which is a software package and philosophy that I use for budgeting. […]