The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 9)

Guide to the Gift Card Economy

Got a gift card you’ll never use? You can resell it online — and buy ones you will use at a discount. Photo: 401kcalculator.org Love ‘em or hate ‘em, gift cards continue to be one of the most popular presents to give and receive. […]

Handling Unhappiness Without Breaking the Bank

Here are a few tips to pull yourself out of the doldrums without resorting to retail therapy. Photo: Sam D Most of the time, I’m pretty happy with my life. I have a great wife and wonderful children. I have a burgeoning social network and plenty of hobbies that fulfill me. I like the area where I live. […]

Handling Unhappiness Without Breaking the Bank

Most of the time, I’m pretty happy with my life. I have a great wife and wonderful children. I have a burgeoning social network and plenty of hobbies that fulfill me. I like the area where I live. […]

Three Reasons Teachers Make Good Investors

The average Wall Street bonus was $172,860 in 2014. That’s just a bonus — and it’s more than three times the average high school teacher’s annual salary of $55,000. And yet, America’s teachers have reason to feel pretty smug right now beside their financial industry peers. […]

Three Reasons Teachers Make Good Investors

The average Wall Street bonus was $172,860 in 2014. That’s just a bonus — and it’s more than three times the average high school teacher’s annual salary of $55,000. And yet, America’s teachers have reason to feel pretty smug right now beside their financial industry peers. […]

Five Reasons to Love a Clothing Swap (and How to Host Your Own)

Your cat may find it annoying, but inviting some friends over for a clothing swap can help all of you score dozens of new outfits for free. Photo: J R I’ve always loved to shop. And I’ve always really loved to shop for anything wearable. Cowboy boots and maxi dresses. Cozy sweaters and dangly earrings. Button-downs and scarves. […]

10 Steps to Protect Yourself Against an Unexpected Job Loss

Take advantage of any professional development opportunities your employer offers, from discounted classes to company-paid conferences and networking events. Photo: Jenna Dosch/Tech Cocktail One of the biggest financial fears that many people have is that they’ll unexpectedly lose their job, which will lead to a downward spiral of financial trouble. […]

Ten Steps for Protecting Yourself Against an Unexpected Job Loss

One of the biggest financial fears that many people have is that they’ll unexpectedly lose their job, which will lead to a downward spiral of financial trouble. For many families, particularly those with children who are also living paycheck to paycheck, that downward spiral will happen very quickly. It’s a fear that I personally had for most of the first year of my son’s life. […]

The Best Credit Card Offers – February, 2014

Every month, we’ll be updating you with the best credit card offers available. If you’re in the market for a new credit card, bear in mind signing-bonus offers change regularly, though not significantly. However, what does remain fairly consistent with the best credit card deals are the types of offers you get. The Most Common Types of Credit Card Offers: Introductory 0% APR: Example: 0% Intro AP […]

Should You Co-Sign a Loan?

Asking someone to co-sign a loan is almost as weighty as a marriage proposal. Photo: Kenji Ross “Will you co-sign a loan?” That’s almost like asking, “Will you marry me?” Well, maybe not quite that intense. […]