The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 9)

Questions About Warren Buffett, Halloween Candy, Gift Cards, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. A brief annual budget 2. Buffett, GDP, and profits 3. Forecasting, planning, and budgeting 4. Inexpensive wills 5. Rich Dad and Amway 6. Quarterly budgeting 7. Halloween candy 8. Weird frugality 9. […]

Two Tips for Dealing with Food Allergies on a Budget

By Katy DeDeyne When you’re trying to make better financial decisions, one of the first areas to look at trimming back is food. From cutting down on dining out, to making a meal plan, to trying store brands, there are lots of ways to reduce the amount of money you spend feeding yourself and your family. But when you add a food allergy into the mix, it gets a little bit more complicated. […]

Avoiding Fashion Trends Might Be the Hottest Look of 2016

Earlier this year, I spent $400 on dresses from a womenswear company called Soma. The magnitude of this purchase hit my husband hard. “You spent how much? And on what?” He could hardly believe it when I told him that, yes, I spent $400 on six dresses. We share our finances for sure, but each of us has a “slush fund” that we’re free to spend on whatever we want. […]

The Packet Drawer – and 15 Other Little Frugal Strategies from My Social Circle

I was visiting an old friend of mine who wanted me to sample a jar of pickled cucumbers. While he was opening the jar, he asked me to grab a couple of forks out of one of the drawers in his kitchen. I opened the wrong one. That drawer was stuffed with condiment packets. Salt. Ketchup. Pepper. Mustard. Hot sauce. Tons of them. His explanation was simple. […]

How Much Does it Cost to Sell a House?

How much does it cost to sell a house? The truth is, how much you’ll pay to sell your home depends on a number of factors. For example, using a realtor to market and manage your home sale can be rather expensive — real estate agent commissions can total 5% to 6% of the sale price, all of which is generally paid for by the seller, not the buyer. But if you sell it on your own? […]

Some Thoughts on Conspicuous Consumption – and Less Expensive Ways to Show Your Status

A few days ago, I commented on a friend’s wristwatch. I happened to notice it because the face of the watch was black, which actually stood out on his wrist. It turned out that this watch was a Rolex Submariner, something that often sells in the five figures. […]

How to Qualify for a Small Business Loan

Applying for a loan under any circumstances is rarely fun. With all the paperwork and loan requirements, it probably ranks somewhere between visiting the dentist and filing your taxes. For small business owners in need of cash to keep the doors open and the lights on, the process of qualifying for a loan can be even more nerve wracking. […]

31 Days to Financial Independence (Day 4): Figuring Out Your True Hourly Wage – and What It Means

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! The first three entries in this series started off in something of an unexpected place for people looking for solutions to their financial problems. […]

Three Reasons You Shouldn’t Pick Your Career Off a ‘Hot Jobs’ List

Media outlets love to issue “hot jobs” lists (we’re as guilty as anyone), telling you which careers to target based on considerations like occupational outlook and earning power. […]