The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 9)

Should You Co-Sign a Loan?

Asking someone to co-sign a loan is almost as weighty as a marriage proposal. Photo: Kenji Ross “Will you co-sign a loan?” That’s almost like asking, “Will you marry me?” Well, maybe not quite that intense. […]

Know What to Ignore

Before we even get started, I wanted to note that this article is about your money, but we need to take a little journey into the realm of productivity first. So, just bear with me a little bit. Recently, I had the pleasure of reading Ed Batista’s excellent article on productivity in Harvard Business Review. […]

Know What to Ignore

Before we even get started, I wanted to note that this article is about your money, but we need to take a little journey into the realm of productivity first. So, just bear with me a little bit. Recently, I had the pleasure of reading Ed Batista’s excellent article on productivity in Harvard Business Review. […]

Nine Life Milestones That Double as Debt Threats

By Doug Hoyes Most people I meet with are truly surprised at just how much debt they have accumulated. They didn’t go out yesterday and borrow that much money, but it did come from somewhere. The truth is that debt tends to follow a pretty predictable timeline. Most of life’s major milestones — from high school graduation to retirement — are associated with some financial commitment. […]

Four Businesses Kids Can Start Themselves

With a shovel and some ambition, almost any kid can start and grow a snow removal business. Photo: WoodleyWonderworks The Internet was buzzing recently about a 15-year-old New Yorker who rakes in $300,000 a year with her babysitting agency, Nannies by Noa. Noa Mintz saw a need for matching parents with suitable babysitters. […]

Four Businesses Kids Can Start Themselves

With a shovel and some ambition, almost any kid can start and grow a snow removal business. Photo: WoodleyWonderworks The Internet was buzzing recently about a 15-year-old New Yorker who rakes in $300,000 a year with her babysitting agency, Nannies by Noa. Noa Mintz saw a need for matching parents with suitable babysitters. […]

Questions About Goodwill, Credit Scores, Dating, Home Buying and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Financial discipline and dating 2. Retiring early after bull market 3. Buying a first home 4. Lifetime warranty question 5. Being productive 6. Can’t visualize long term 7. Eight year car loan? 8. Raising credit score 9. […]

Three Things to Watch Out for When Booking a Vacation Online

The cheapest online vacation deals can come with added fees or risks, so read the fine print carefully. Photo: Kevin Dooley Planning a vacation can be overwhelming if you don’t know exactly where you want to go. After all, the world is a big place with an infinite amount of beauty and culture to explore. […]

Three Things to Watch Out for When Booking a Vacation Online

The cheapest online vacation deals can come with added fees or risks, so read the fine print carefully. Photo: Kevin Dooley Planning a vacation can be overwhelming if you don’t know exactly where you want to go. After all, the world is a big place with an infinite amount of beauty and culture to explore. […]

A Simple Trick to Get Organized With Your Money

There’s a simple way to gain more control over your spending. Got a pen? Photo: Markus Rodder What did you buy today? No, really. I want to know everything you bought. Sit and think about it. Did you buy a meal out, school supplies for your child, a bathing suit online, or, ahem, a new “control” key for your Macbook Pro after your 1-year-old ripped it off? […]