The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 9)

Questions About Uber, Coconut Oil, Home Equity Lines of Credit, Mold Problems and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Damaged home and credit 2. Is Uber a full-time job? 3. UTMA account question 4. HSA without employer 5. mySmartPay Wealth Solution 6. Insurance and mold problems 7. Home equity line of credit 8. […]

Eight Seasonal Side Hustles to Make Bank This Summer

While the cost of living keeps going up, most wages have remained fairly stagnant, confirms a 2015 report from the Bureau of Labor Statistics. […]

12 Things That Changed My Life (and Cost Less Than $50)

Most of the time, when people post memes and images on Facebook, they’re pretty dull and forgettable. Every once in a while, though, I’ll see something that really makes me think. The other day, a friend of mine posted such a memorable item. It was simple, really. […]

Appreciation Versus Depreciation: A Powerful Insight for Your Spending Choices

No matter how careful we are about spending and saving our money, the truth is that all of us spend some significant portion of our income on a mix of things we need and things we don’t. Some of those things are consumed, like food and water and gasoline and experiences, for instance – and you’re left with nothing but the memories afterwards. […]

How Young Is Too Young to Get a Credit Card?

It’s the quintessential catch-22: You can’t build credit until you have credit of your own. Then again, banks are hesitant to give you a credit card when you lack any type of credit history at all. This is how young people start their adult lives every day – lacking a credit profile, yet unable to prove themselves to get credit to begin with. So, how does one get started? […]

25 Flexible, Healthy Foods I Buy Constantly (Especially On Sale)

As I’ve described many times, our family’s normal meal-planning routine starts with the grocery store flyer. Each week, either Sarah or I will sit down with the flyer, look through the items on sale, and use those sale items as the basis for our meal plan. Here’s a surprising truth, though: We gloss over the vast majority of items in the flyer. […]

Eight Ways to Make the Most of a Farmers Market

My passion for farmers markets is part of my identity. I mean that literally: I used to fill out online dating profiles that asked me to list “five things I couldn’t live without,” and I would inevitably write: Basketball, books, farmers markets, family... and then I would be stuck. […]

The Power of Cutting a Goal in Half

One of the big problems with setting a big, life-altering goal for yourself is the sheer size of it. […]

Yardwork Gone Wild: How to Tame Your Landscape for Less

Most of us have at least one neighbor who takes yard care to the extreme. They’ve got the perfect lawn, pristine hedges, healthy plants, and an outdoor living space that puts every other house on your block to shame. When a neighbor’s yard looks better than all the rest, it’s tempting to spend, spend, spend in an effort to keep up. […]