Stop Buying Crap

Over Four Years of Personal Finance, Consumer Spending, Crazy Products and Boring Blog Posts. Good grief.

Latest Posts from Stop Buying Crap (page 3)

S. 3247: Fair Access to Credit Scores Act: Denied Credit? You May Get Free Credit Score in Future

Anyone that has been denied credit will remember the added-on fine print at the end of the denial letter telling you that you can receive a free credit report from a specific credit reporting agency.  Sometimes this will require you to mail in a written response to request the free credit report, sometimes it will be as simple as logging on to the reporting agency’s website and fill in a few infor […]

No Foreign Transaction Fee = Why I Still Love My Schwab Invest First Credit Card

Despite the fact that FIA (formerly MBNA, now owned by Bank of America), told me to bend over as they slashed my credit limit on my Schwab credit card, I still prefer to use the Charles Schwab credit card as my primary transaction card.  It’s simply too hard to ignore the 2% cash back on any purchases, plus there’s the absolutely zilch foreign transaction fee when you use the card while traveling […]

Teach Your Children About Money Management by Playing Shopkeeper

This is a post from Jeff Bogle, one of our first contributing blogger here at StopBuyingCrap. Back in 2008, Jeff left his steady corporate job at Vanguard to be a stay-at-home dad. Jeff writes regularly at Out With The Kids, a daddy blog, and you may also find his work on iVillage, Time Out New York Kids, and Curious Parents Magazine. Surprise! […]

State Tax Free Filing

Wondering if there are options to free eFile for your state taxes? If you qualify and your state is in the program, you may be eligible for free state tax filing online from various tax preparation software and companies. Since April 15 is pretty much one day away, your best bet and fastest option would be to use TurboTax’s Freedom Edition. […]

Earned Income Tax Credit: Do I Qualify?

For people with low and moderate income level, the earned income tax credit (EITC/EIC) is one of the most overlooked tax credit. In 2008, 25% of taxpayers that qualify for this tax credit but miss out on it because the rules can be complicated (no surprises there), or simply because they did not know the credit exist or that they qualify for it. […]

How I Made the Most Money I’ve Ever Made in My Life But Still Felt Miserable

About a month or two ago as the tax income forms started flying in via snail mail, I downloaded my free tax software from Turbo Tax and began the annual 3-month long process of filing my taxes. As I sat by my desk and dug through mounds of ancient unopened envelopes, I suddenly noticed something incredibly odd about the Excel sheet on my computer screen. One.. two… three… four… and five. Odd. […]

Calculate Mortgage and Credit Card Interest Rate with Wolfram Alpha – Finance Hack 2.0

Every week, will show you nifty financial tricks you can do online that will hopefully make your life a little bit easier.  From reviewing the latest personal finance apps and websites, to tools that can help you save money and shop savvier, we’ll cover as many of them as possible. […]

Health Care Reform H.R. 3590 Summary: What’s In the Health Care Bill and How it Affects You

Regardless of how you feel about the recently passed Patient Protection and Affordable Care Act in the United States, there are some important changes in this health care bill that directly impacts you, especially if you are of certain demographic.  Here’s a brief run-down and summary on the changes: Changes That Will Happen Right Away Help for the uninsured with pre-existing condition. […]

Bye-Bye Cubicle, Hello Children: Why I Quit Corporate America to Be a Stay-At-Home Dad

This is a post from Jeff Bogle, one of our first contributing blogger here at StopBuyingCrap. Back in 2008, Jeff left his steady corporate job at Vanguard to be a stay-at-home dad. […]

Crap: Hard to Open Packaging That Requires a Chainsaw

Or in this case, a butcher knife. I swear to Xenu, lord and dictator of the Galactic Confederacy, that if I ever encounter another packaging that requires stabbing motion to open, I’m going to send Tom Cruise and his Scientology pals after the person responsible. In all seriousness, from today forward, I’m genuinely going to make a conscious effort to avoid purchasing poorly-designed packaging tha […]