Stop Buying Crap

Over Four Years of Personal Finance, Consumer Spending, Crazy Products and Boring Blog Posts. Good grief.

Latest Posts from Stop Buying Crap (page 5)

Zecco Refer & Referral a Friend Program

If you have a Zecco Trading account, you can easily earn $75 by sending a referral to a friend.  The gist of the Zecco refer a friend program is pretty straightforward, you send an invite by email to a pal that may be interested in opening an online discount broker account, your friend signs-up with the same invited email address, funds their account for $500, and you’ll get $75 cash deposited int […]

Accidental Frugality – Can You Live on Half of Your Income?

Maybe you just got robbed by Zorro or maybe there’s now an unexpected child support payment (oh snap!?) — whatever the circumstances are, would you be able to live on half of your income? A few years ago, I was reading a blog post by Trent at The Simple Dollar regarding living on half of your income, and at the time I thought to myself:  “Well that’s nice. […]

Shopping For A Credit Card During A Time Of Tight Credit

This guest post is brought to you by The Digerati Life, where you can read about all things financial. SVB from The Digerati Life particularly enjoys discussing investment topics and the latest financial tools that help make money management interesting and easier to do. […]

The Why and How of Credit Freeze

Some stuff are just better when served cold.  Ice cream. Sushi. Revenge. There was a joke somewhere in there, linking cold stuff to freezing credit reports, but if you’re reading up on credit freeze because of identity theft problems, the last thing you’d probably want is a lame joke from an online financial nerd. Fair enough. […]

Five Ways to Waste $276 Because Money Grows on Tree

Yeah grows on tree my ass. If you like to waste money by being stupid, forgetful, and lazy, here’s five ways to do it. DMV Registration Late Fee – $39 Why pay your car registration on-time? Live life “dangerously” by delaying your smog check and car registration. […]

Get a Free Experian Credit Score and Report from

Ever since Experian and Fair Isaac stopped offering an Experian based FICO score to consumers, I’ve had a large, unfulfilled hole in my life. […]

Breakdown: The Credit CARD Act of 2009

Some may wonder if its redundant to pass legislation that’s similar to regulation already imposed by banking regulators, but regardless, the newly minted Credit Card Accountability, Responsibility, and Disclosure Act of 2009 has been signed into law. Here’s the breakdown on the changes when the law comes into effect February 22, 2010. Consumer Protection Retroactive interest rate increase are ba […]

Avoid Costly Medical Bill Errors & Mistakes

Half a decade ago when I was 19, I was sitting in a hospital waiting room as a family member underwent a medical procedure. Spying a cute girl of similar age across the room, I proceeded to try and “look smart” by picking up the local newspaper so I can pretend to read it — but of course my real intention at the time was to have an easier means to take the occasional peek at the cute girl. Ah. […]

ShareBuilder Costco Sign-Up Bonus Promotion

The online discount broker ShareBuilder currently has a sign-up bonus promotion for Costco members.  ShareBuilder encourages recurring monthly investment, dollar cost averaging, and the general idea of building your investment for the future — because of that, it wasn’t much of a surprise when ING Direct decided to purchase ShareBuilder a few years ago. The promotion is simple. […]

So Your Life Sucks, But Your Finance Doesn’t Have To

A recent instant message from my younger cousin pointed me towards the deliciously funny website:, which basically contains various stories and tidbits about how much one’s life sucks. For example, here’s the top rated FML (f– my life): Today, I received my passport in the mail. They got my birth date wrong. […]