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Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread

Disney Offers Free Theme Park Passes for Volunteering in 2010

Published Tuesday, November 24, 2009 - 10:00 by Wise Bread

By Xin Lu Starting in 2010, the Give a Day, Get a Disney Day program will be giving out free tickets to Disneyland or Disney World for those in the United States and Puerto Rico who volunteer at participating action centers. Here is how you can participate. First, go to the official website at Disney to sign up to be notified of volunteering opportunities in 2010. […]

How to Get the Best Deals on Black Friday

Published Monday, November 23, 2009 - 19:10 by Wise Bread

By Linsey Knerl This article shares tips from the 14h episode of Dealista, our new podcast that'll help you get more for less. […]

Best Deals For Monday 11/23/09

Published Monday, November 23, 2009 - 12:05 by Wise Bread

By Paul Michael Today's WISEBUY. 500 MP3 Albums Just $5 at Amazon - First 1 Million Customers Pay Only $2! The Amazon.com MP3 Store now offers downloads of 500 MP3 albums for $5 each. […]

The Fallacy of Homeownership as a Sound Investment

Published Monday, November 23, 2009 - 12:00 by Wise Bread

By Brandon Laughridge Homeownership is ingrained in the American psyche. Beyond that, the idea of owning a home has become a moral imperative in the United States. Presidents from Herbert Hoover to George W. Bush have extolled the virtues of homeownership as a symbol of American freedoms and values. […]

Giving Back to Those Not Necessarily on Your Christmas List

Published Monday, November 23, 2009 - 11:00 by Wise Bread

By Tisha Tolar As we rush to find the "perfect gift" for friends and family, we tend to get tunnel vision about the holiday season. No matter how tight our budgets or shopping time may be, remember still there are some people who would be thrilled to be in our shoes, amongst the chaos of family, friends, and festivities. […]

Get Out of Debt First, Then Focus on Saving

Published Monday, November 23, 2009 - 10:00 by Wise Bread

By Debbie Dragon When you’re in debt, it’s nearly impossible to save money. To motivate yourself for the mission of getting out of debt, ask yourself these two questions: How much money am I paying towards my debt monthly? How else would I like to use my money? The money you save while paying off debt is not likely to earn as much interest as the interest you pay towards your debt. […]

5 Simple Ways to Save on Thanksgiving

Published Sunday, November 22, 2009 - 12:00 by Wise Bread

By Stacy Johnson While the price of food hasn’t been escalating like it was last year, a trip to the grocery store can still be expensive. Especially when you start adding in feasts like Thanksgiving!  But it's remarkably easy to serve up savings along with that gravy. […]

Banks Can Manipulate Your Transactions, Then Charge You 1750% Overdraft Fee

Published Sunday, November 22, 2009 - 02:29 by Wise Bread

By Will Chen When Jeff Ledford overdrew $10 from his checking account, Bank of America charged him five separate overdraft fees totaling $175.  That's a 1750% interest for going over $10.  (Jeff is unemployed, by the way.) Your Bank's Dirty Trick Jeff got screwed because his bank dealt with his charges out of order, processing the largest transaction first. This common practice allows banks to d […]

Book Review: How Gen Y Employees Can Save You Money and Grow Your Business

Published Saturday, November 21, 2009 - 12:00 by Wise Bread

By Xin Lu Generation Y is generally defined as the group of people born between 1977 and 1995. In Y-Size Your Business: How Gen Y Employees Can Save You Money and Grow Your Business, "generation expert" Jason Ryan Dorsey writes about the generation gap in the modern workplace and how business leaders can motivate and best use their Gen-Y employees. […]

3 Ways to Ban Spam and Stop Junk

Published Friday, November 20, 2009 - 12:42 by Wise Bread

By Stacy Johnson   I work at home, often under high pressure, so I'm not fond of interuptions. […]