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Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread

5 Reasons to Travel Off the Beaten Path

Published Wednesday, May 22, 2013 - 06:36 by Wise Bread

Traveling has been a passion of mine, but growing older and raising a family doesn’t allow for as much downtime as I had in my 20s. However, we still make every effort of getting out of town and visiting new places. (See also: Housesit on Your Next Vacation) We don’t often schedule trips to world-famous tourist destinations. […]

8 Ways to Buy Jeans on the Cheap

Published Wednesday, May 22, 2013 - 06:24 by Wise Bread

There was a time — mostly when I was in high school and college — that I would drop serious coin on new jeans (ironic, because I had no money back then). The average cost of my jeans back then was about $70 a pair, but I’ve spent upwards of $120 on premium denim in the past. As I’ve gotten older, however, my affinity for the trendiest clothing has waned. […]

Best Money Tips: Writing a Craigslist Ad That Sells

Published Wednesday, May 22, 2013 - 06:00 by Wise Bread

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on writing a Craigslist ad that sells, things to spend your money on other than gas, and breathing life into stale bread. Top 5 Articles Writing a Craigslist Ad That Sells — To write a Craigslist ad that sells, make sure to list the condition of the item up for sale. […]

Choosing the Right Mortgage Loan: 15 or 30 Years?

Published Wednesday, May 22, 2013 - 05:48 by Wise Bread

When my husband and I decided to refinance our home earlier this year, we were faced with the major decision all home loan borrowers face — 15-year mortgage or 30-year mortgage? Whether you are buying a home for the first time or whether you're an old pro at the refinancing game, you need to determine whether it makes more sense for you to get a 15-year mortgage or a 30-year mortgage. […]

Ask the Readers: What Summer Activities Do You Love?

Published Tuesday, May 21, 2013 - 06:37 by Wise Bread

Summer is almost here! It's the season of beach trips, barbecues, and outdoor concerts under the stars. And heat waves, sure, but we'll save that topic for another Ask the Readers. This week, it's all about the fun stuff! What summer activities do you love? Do you prefer to be under the sun or out of the heat? […]

25 Reasons to Get Out of Your Office Chair

Published Tuesday, May 21, 2013 - 06:24 by Wise Bread

Many of us work in jobs where we feel chained to our desks. Studies have shown that sitting and staring at the same screen all day is not only bad for our cardiovascular health, posture, and weight control, but it can also adversely affect our mood and stress levels. Even if you work at home, you may stay glued to a computer screen for hours on end. […]

Is DIY Home Renovating for You?

Published Tuesday, May 21, 2013 - 06:00 by Wise Bread

The DIY movement has really taken off in the last couple of years, and the average homeowner can easily access Internet tutorials on pretty much anything from crafting your own DIY art to installing new can lights to completely gutting and overhauling the plumbing in your master bathroom. […]

Best Money Tips: Free Resume Tools

Published Tuesday, May 21, 2013 - 05:48 by Wise Bread

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on free resume tools, keeping summer exciting for the kids, and signs that now isn't the time to retire. Top 5 Articles Free Resume Tools for the Unemployed — Are you unemployed and looking for tools to help you with your resume? Check out Resume.com or Pongo. […]

How to Prevent a Windfall Money Mistake

Published Tuesday, May 21, 2013 - 05:36 by Wise Bread

Another week goes by where my numbers didn’t match those of the Powerball. Of course the odds of winning large jackpots like that are quite slim, but a windfall of cash landing in your lap is not unheard of. Windfalls can come from many sources — a lottery winning, a bingo jackpot, a casino score, a work bonus, or an inheritance from a loved one. […]

Fun and Frugal Ways to Observe Memorial Day

Published Monday, May 20, 2013 - 06:36 by Wise Bread

Memorial Day is the official American kick-off event for summer, and a time when we stop to remember lost loved ones and the sacrifices made by members of the armed service over our nation's many years of history. Here's how to save on everything from food and fun to more formal remembrance activities. […]