Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread

5 Important Things to Know About Your 401K and IRA in 2016

We can all agree that investing in a 401K, IRA, or Roth, while being a scary proposition at times, is quite frankly the best use of our money for saving long term. Retirement might be a long way off for you, but it's important to stay on top of the changes that take place for these accounts each... […]

Save Big at These 4 Discount Supermarkets

You're a savvy grocery shopper. You create a budget, review store circulars, clip coupons, make a shopping list, and use mobile shopping apps. You're ready to save big. But are discount grocery stores a part of your routine? If not, you could be overpaying by more than 50%! Below is an overview of... […]

5 Simple Ways to Make a Hotel Feel Like Home

Leon Rbibo, president of Los Angeles-based The Pearl Source, travels three to four times a month between Los Angeles, Southeast Asia, and French Polynesia. That's a lot of travel, but it's to be expected when you import pearls for a living. See also: Best Credit Cards That Offer Free Hotel... […]

Best Money Tips: Make the Most of Holiday Shopping

Welcome to Wise Bread's Best Money Tips Roundup! Today we found ways to make the most of holiday shopping, tips to build confidence as a public speaker, and common money mistakes that military members make. Top 5 Articles 50 Ways to Make Most of Holiday Shopping — Don't buy a gift unless... […]

Best Deals for Monday 11/30

Link for teaser title:  http://www.wisebread.com/bestdeals/today Kohl's: Extra 20% Off, JCPenney: Extra 20% Off, Harry Potter: Complete Collection on Blu-ray for $35, and more! […]

5 Sobering Facts About Student Loan Debt

Student loans are a catch-22. Most of us rely on them to get a college degree, which can help us earn about a million dollars more over our lifetimes than those of us without college degrees. On the other hand, the debt we've accrued can impact our financial life decades after we've... […]

5 Habits That Kill Your Buying Power

With the busy shopping season upon us, you're probably striving to get bigger and better deals. But there are some actions that actually hinder your buying power and cause you to overspend. Here are five things you may be guilty of doing that prevent you from getting the best deal available. 1.... […]

9 Unexpected Expenses for Retirees — And How to Manage Them

So you've made the decision to retire. Congratulations! All that hard work and saving has paid off, and now you're ready to relax. If you've worked all your life and were diligent about saving, you may have most of your life expenses covered and funds saved for long-term care as you get older. And... […]

6 Things You Should Never Do When Applying for a Credit Card

You're ready to move up to a better credit card, one with a lower interest rate and a generous rewards program. (See also: Best Travel Rewards Cards) But how do you boost your chances of actually qualifying for one of these credit cards? Here are six mistakes to avoid if you want banks to approve... […]

6 Holiday Gifts Hostesses Love

Are you attending a holiday party? Looking for the perfect gift for the host or hostess? We've got you covered with the following unique and frugal holiday gift ideas. (See also: 50+ Unique Gift Ideas for Men) 1. Items for the Party You can make things easier on the host(ess) by gifting them items... […]