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Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 2)

7 Places Teens (and Adults) Can Learn About Money

Published Friday, May 17, 2013 - 06:24 by Wise Bread

We all want to encourage financial literacy in our teens (and ourselves). But what exactly does that mean, how is financial literacy best accomplished, and where can you go to learn? […]

Best Money Tips: All You Need to Know About Saving for Retirement

Published Friday, May 17, 2013 - 06:00 by Wise Bread

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on all you need to know about saving for retirement, personal finance experiences for older kids, and average tax refunds. Top 5 Articles All you need to know about saving for retirement — When it comes to retirement, you should be saving 10% to 15% of your income. […]

Get It in Writing: A Quick Guide to Agreements and Contracts

Published Friday, May 17, 2013 - 05:48 by Wise Bread

Everybody's heard that worn-out piece of wisdom — get any deal you make in writing because something could always go south with the deal. We hear it regularly, but not all of us do it. It's a bit of a hassle, especially for small agreements. It doesn't make sense to require a contract if you're paying a neighborhood kid a little cash to mow your yard, after all. […]

2 Investing Concepts Everyone Should Know

Published Thursday, May 16, 2013 - 06:36 by Wise Bread

Investing is arguably the most complicated and intimidating topic within personal finance. Understanding (and making use of) two key investing concepts will go a long way toward demystifying the process while dialing down the fear factor. Let's get started! (See also: The 10-Step Staircase to a Comfortable Retirement) Compound Interest At first glance, this one seems like no big deal. […]

The 5 Best Washing Machines

Published Thursday, May 16, 2013 - 06:24 by Wise Bread

The washing machine is a staple appliance in any household because of our need to keep our clothes fresh and clean. But while many of us are familiar with the use of a washing machine, what happens when we have to purchase a brand new one for our homes? […]

Best Money Tips: Balance Multiple Jobs Without Losing Your Mind

Published Thursday, May 16, 2013 - 06:00 by Wise Bread

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on balancing multiple jobs, better ways to invest your tax refund money, and saving on your home entertainment system upgrade. Top 5 Articles How Can I Balance Multiple Jobs Without Losing My Mind? — To balance multiple jobs without losing your sanity, pursue work that builds your career. […]

Join Our Tweetchat on Thu 5/16, 12pm Pacific for a Chance to Win Prizes

Published Wednesday, May 15, 2013 - 18:55 by Wise Bread

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Having a frugal Memorial Day Weekend! Learn about taking advantage of sales, saving on travel, and throwing a frugal BBQ! […]

12 DIY Ideas for Creating Inexpensive Art

Published Wednesday, May 15, 2013 - 06:36 by Wise Bread

People get intimidated by art and I’m not sure why. I’ve always thought that art should be engaging, fun, experimental, and personal — the perfect thing to create for ourselves. Whether you’re on a budget or not, creating art can be an inexpensive and exciting way to decorate and personalize your environment. […]

Fixed or Adjustable? Choosing the Right Mortgage Loan

Published Wednesday, May 15, 2013 - 06:24 by Wise Bread

Part of the home buying process is choosing a mortgage. Most of us can't afford to pay cash for a home, so borrowing to complete the purchase is necessary. However, when you use a mortgage to buy your home, you have options. What you choose depends on how much you can afford each month, as well as what interest rate you want to pay, and how long you expect to be in debt with the mortgage. […]

Best Money Tips: Freeing Yourself From Debt

Published Wednesday, May 15, 2013 - 06:00 by Wise Bread

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on freeing yourself from debt, reasons to not send professional emails after dark, and renting vs. buying stuff. Top 5 Articles 10 Vital Steps to Freeing Yourself from the Burden of Debt — Cutting out luxuries is a vital step in freeing yourself from the burden of debt. […]