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Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 11)

Ask the Readers: What Are Your Favorite Time-Saver Meals?

Published Tuesday, April 9, 2019 - 04:30 by Wise Bread

Editor's Note: Congratulations to Tiffany, P, and Christina for winning this week's contest! Every household experiences those hectic days when there just isn't much time for meal prep, but running out to a restaurant every time that happens can quickly burn a hole in your wallet. Having a few... […]

Creating a Financial Plan: Highlights from Our Chat with Money Smart Week

Published Thursday, April 4, 2019 - 18:33 by Wise Bread

Money Smart Week joined us for our #WBChat on April 4th to share insights on creating a financial plan. Our #MSW2019 #WBChat in support of Money Smart Week 2019 featured wonderful tips and to help our chatters learn more about creating a financial plan. In total we had 92 participants, reached over... […]

6 Pitfalls of Down Payment Assistance Programs

Published Thursday, April 4, 2019 - 16:13 by Wise Bread

What's the most difficult part of buying a home? For most, it's coming up with enough money for the down payment. The good news is that there are plenty of down payment assistance programs available to help buyers overcome this financial hurdle. Most of these programs are run by state or local... […]

Join Our Tweetchat on Thursday 4/4, at 3pm EST/12pm PST for a Chance to Win $200 in Prizes!

Published Wednesday, April 3, 2019 - 18:46 by Wise Bread

Join our Tweetchat Thursday, 4/4 at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $100 Amazon gift card or one of two $50 Amazon gift cards! Use #WBChat and #MSW2019 to participate. This week's topic: Creating a Financial Plan! Learn about budgeting, homebuying,... […]

Ask the Readers: Do You Use Rideshare Apps?

Published Tuesday, April 2, 2019 - 04:30 by Wise Bread

Editor's Note: Congratulations to Stephanie, Alicia, and Jacqueline for winning this week's contest! Ridesharing is becoming more and more common these days, with Uber and Lyft leading the pack as the most popular rideshare apps. There are many good reasons to use a rideshare service, but it isn't... […]

9 Smart Home-Buying Tips From Real Estate Experts

Published Friday, March 29, 2019 - 11:42 by Wise Bread

There are right ways and wrong ways to buy a home. The latter of which will cost you a lot of unnecessary money, stress, and frustration. Use best practices, however — as offered by real estate experts below — and you'll walk away a winner with a smile on your face and cash still in... […]

Teaching Children to Save: Highlights from Our Chat With American Bankers Association

Published Thursday, March 28, 2019 - 19:19 by Wise Bread

American Bankers Association joined us for our #WBChat on March 28th to share insights on keeping your money safe. Our #TeachChildrentoSave #WBChat featured wonderful tips and to help our chatters learn more about how teaching children to save. In total we had 86 participants, reached over 253K... […]

Join Our Tweetchat on Thursday 3/28, 12pm PST for a Chance to Win $200 in Prizes!

Published Wednesday, March 27, 2019 - 18:54 by Wise Bread

Join our Tweetchat Thursday 3/28 at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $100 Amazon gift card or one of two $50 Amazon gift cards! Use #WBChat and #TeachChildrentoSave to participate. This week's topic: Teaching Children to Save! In honor of Teach... […]

Ask the Readers: What Is Your Biggest Monthly Expense?

Published Tuesday, March 26, 2019 - 04:30 by Wise Bread

Editor's Note: Congratulations to Jessica, Jessi, and Alicia for winning this week's contest! Every household has different needs, but there are a few big categories that most families have to budget for, like food, housing, utilities, and transportation. Which category ends up as your biggest... […]

How to Pay Off These 4 Types of Debt

Published Tuesday, March 26, 2019 - 04:00 by Wise Bread

Getting and staying out of debt is tough. Many people try and fail, or they succeed only to become ensnared the vicious cycle over and over again. Eliminating debt takes lots of grit and determination, and strategically attacking your debt will save you time, energy, and money. Before you get... […]