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Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 4)

Fixed or Adjustable? Choosing the Right Mortgage Loan

Published Wednesday, May 15, 2013 - 06:24 by Wise Bread

Part of the home buying process is choosing a mortgage. Most of us can't afford to pay cash for a home, so borrowing to complete the purchase is necessary. However, when you use a mortgage to buy your home, you have options. What you choose depends on how much you can afford each month, as well as what interest rate you want to pay, and how long you expect to be in debt with the mortgage. […]

Best Money Tips: Freeing Yourself From Debt

Published Wednesday, May 15, 2013 - 06:00 by Wise Bread

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on freeing yourself from debt, reasons to not send professional emails after dark, and renting vs. buying stuff. Top 5 Articles 10 Vital Steps to Freeing Yourself from the Burden of Debt — Cutting out luxuries is a vital step in freeing yourself from the burden of debt. […]

Ask the Readers: Do You Grow Your Own Food?

Published Tuesday, May 14, 2013 - 06:36 by Wise Bread

Growing your own food can be a very rewarding activity in many ways, from watching the fruits of your labor grow day by day to enjoying the actual fruits (and vegetables!) harvested fresh from your garden. […]

13 Ideas for Entertaining on a Budget

Published Tuesday, May 14, 2013 - 06:36 by Wise Bread

Hosting a party at your home doesn't always have to drain your wallet — you can be a hostess with the mostest on a littlest budget. The main thing you have to keep in mind is to focus on the experience. If the activity is fun enough, then there's no need for expensive decor and fancy appetizers. (RELATED: 22 Cheap Ways to Treat Yourself) 1. […]

Spice Up the Conversation by Skipping "What Do You Do?"

Published Tuesday, May 14, 2013 - 06:24 by Wise Bread

A few years ago I sat down to dinner with a new acquaintance while I was visiting Sweden. But the conversation was unlike any other first encounter I'd ever had, and it has changed the nature of "cocktail chat" for me ever since. (See also: 7 Ways to Be the Life of Every Party) I'm not sure what inspired me. […]

Best Money Tips: Dinner Recipes for $2 or Less

Published Tuesday, May 14, 2013 - 06:00 by Wise Bread

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on dinner recipes for $2 or less, where spending money could save you money, and resume red flags to avoid. Top 5 Articles 10 Tasty Dinner Recipes For $2 or Less — Fish in a packet or broccoli soup are just a couple dinner recipes you can make for $2 or less! […]

Why You Should Never Buy Souvenirs

Published Tuesday, May 14, 2013 - 05:48 by Wise Bread

Tourism is a multibillion-dollar industry and souvenir sales make up a significant portion of that pie. If you’ve traveled at all, you’ve likely noticed gift stores on almost every corner in high-traffic, touristy areas and smaller vendors in less-traveled areas that welcome out of town visitors. […]

How We Brainwash Ourselves Into Brand Loyalty

Published Monday, May 13, 2013 - 06:36 by Wise Bread

The great Irish writer and satirist Jonathan Swift once wrote: "It is useless to attempt to reason a man out of thing he was never reasoned into." All of us have encountered individuals who are stubbornly and irrevocably committed to a belief that is, according to us, just plain wrong, not to mention illogical. […]

6 Totally Free Babysitting Alternatives

Published Monday, May 13, 2013 - 06:24 by Wise Bread

If you're married with young kids, getting out of the house and enjoying a date together can really add up: $35.00 for dinner $25.00 for a movie and popcorn $30 for babysitting Sometimes when young couples start adding up all the numbers they come to an unfortunate conclusion — they can't afford to go on dates. Sure, you could reduce the cost of dining out by finding a cheaper establishment. […]

Best Money Tips: How to Ask Your Boss for a Raise

Published Monday, May 13, 2013 - 06:00 by Wise Bread

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on how to ask your boss for a raise, frugal ways to move, and getting the best price when selling back textbooks. Top 5 Articles How to Ask Your Boss for a Raise at Work and Get It — If you want a raise, develop a persausive argument and have confidence. […]