Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 394)

Do You Feel Entitled To Money?

One of the biggest obstacles for those who are trying to save money and pay off their debt is their notion that they are entitled to money. They look at celebrities or their neighbors and want what they have. […]

5 Things to Do With Your Coffee Beans

I once walked into a coffee house where all the art on the walls was made from using coffee bean grounds as watercolor paints. Very cool if a little monochromatic — and aromatic, I might add. Upcycling old used coffee beans and grounds into art! […]

Best Money Tips: Save on Event Tickets

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on saving on event tickets, household items with unique uses, and ways you can save money right now. Top 5 Articles Save Money On Concert & Event Tickets — Save money on event tickets by opting out of ticket insurance. […]

How to Switch Banks

American banks aren't the most lovable of institutions. It's no wonder that the American consumer is sick and tired of low interest rates on savings accounts and sky-high ATM fees, to say nothing of the disappearance of free checking. […]

5 Best Travel Reward Credit Cards

Updated April 2013 There are few things as alluring as the promise of free travel to exotic destinations. The banks know this, and have long offered travel rewards to their customers for receiving and using their credit cards. In turn, savvy credit card users have learned how to exploit these offers to travel in comfort and style well beyond their means. […]

Is Paying Off Your Mortgage Early Costing You Money?

A frequent question that pops into people's minds is whether they are throwing money away by paying off their mortgage instead of investing that sum. In reality, that's the last thing you should think about. […]

Best Money Tips: Save Water at Home

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on saving water at home, tips for a better work-life balance, and when to get rental car insurance. Top 5 Articles Four Places Where You Can Save Water at Home — Save water on your lawn by not watering on windy days when a lot of the water will evaporate. […]

Recession Survivor: Would You Eat Bugs and Roadkill to Cut the Grocery Bill?

I try to be flexible with my family menu in order to save on groceries, but recently I learned about a couple guys who are waaay more flexible than I am when it comes to ingredient choices. They eat bugs and roadkill. And they have recipes to share. […]

The Best and Worst Things to Buy in November

We finally made it to November, one of the happiest months for budget-conscious shopping. Many categories hit their lowest points during this month, usually around Black Friday (not surprisingly). But let's not forget that the month is made up of 30 full days, not to mention the fact that daylight savings ends. […]

How to Earn a Good Interest Rate in a Low-Rate Environment

I recently wrote an article where I explained two basic financial tips that had helped me stay on track with my finances. It was pretty basic advice, but the email I got from readers was dominated by questions and remarks about my decision to use a 6% interest rate to calculate the potential return on monthly savings of $200. Just how, many people asked, do you propose I get a 6% return? […]