Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 394)

Best Money Tips: Cheap (and Creative) Valentine's Day Ideas

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on cheap and creative Valentine's Day ideas, updating your life without emptying your wallet, and paying down debt. Top 5 Articles 30 Ridiculously Cheap (and Creative) Valentine's Day Ideas — This Valentine's Day, write a handwritten note for your sweetheart. […]

What to Put On (and Leave Off) Your Wedding Registry

In a perfect world, everyone would give you cash for your wedding. Depending on the background and traditions of your guests, however, there is a very good chance that there will be at least a few people who prefer to give a gift. In fact, when I go to weddings, I prefer to give a gift so that people can’t put a monetary value on my good wishes. […]

What 20-Somethings Can Do About Credit Card Debt

You've probably seen the recent headlines that say young adults are going to be carrying credit card debt to their graves. This reaction is due to a study at Ohio State University that showed that people born between 1980 and 1984 have, on average, $5,689 more debt than their parents had when they were the same age. […]

30 Free Ways to Cheer Yourself Up

Having a genuinely sunny disposition isn't my default mode. For much of my adult life, I have had an overly analytic bent and a tendency to consider worst-case scenarios, which may have engendered thoughtfulness and responsibility but not lively exuberance.  I have had to learn and practice optimism, lightheartedness, and, well, cheerfulness. […]

Best Money Tips: Parenting Products to Buy Used

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on parenting products to buy used, making a small space seem bigger, and the cheapest 2013 car models to insure. Top 5 Articles Parenting Products to Buy Used (and What to Skip) — It is ok to buy changing tables or other baby furniture (with the exception of cribs) used. […]

Freelancing: A Beginner’s Guide to Doing It Right

Depending on the field you’re in, freelancing can be a great way to make extra money or transition into a full-time flexible career. But doing it right takes some planning and strategy. If you’re considering freelancing as a way to supplement or replace your current income, here are the basics on how to get started. […]

15 Refreshing Ways to Use Mint

As far as herbs go, peppermint is wholly underused in my humble opinion. But recently I’ve started picking up the herb when I stock up on the usual suspects for my fridge, like basil, rosemary, and cilantro, and I have to admit that I’m totally stoked by all the applications mint has. Primarily I use it to make a water-based metabolism-boosting drink that also features lemon and fresh ginger. […]

Best Money Tips: Tighten Your Budget and Still Have Fun

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on how to tighten your budget and still have fun, why hiring managers haven't called back, and borrowing money from family. Top 5 Articles How to Tighten Your Budget and Still Have Fun — Tighten your budget and still have fun by taking advantage of happy hours. […]

How to Choose a Credit Card

As the economy continues its slow recovery, credit card issuers are ready to start enticing consumers with the promise of great terms and easy money. The Federal Reserve and J.D. […]

10 Ways to Save $100 This Week

This post is part of America Saves Week. Money is like a cake. When you get that delicious dessert, it can be tempting to eat it all at once. […]