Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 5)

7 Mantras to Sharpen Your Resolve to Downsize and Declutter

If the time for spring cleaning is long past, yet you still find yourself surrounded by clutter and feeling like you have way too much stuff, maybe you need a decluttering mantra — a statement or a question that you repeat to yourself as you look at each thing in your space. […]

How an Expensive Wardrobe Saves You Money

No one wants to spend more than they have to. Still, the saying "you get what you pay for" is a truism. […]

$4,000, $8,000, or Even $453,500 in 5 Years: A Low-Risk Investment Plan

How much can an investor accomplish in five years? Among the many possible answers, we're going to focus on two in this article: how much you could earn if you needed to use the money you invested at the end of those five years ($4k or $8k), and how much you could accomplish if those five years were used to give you a head start on a longer-term investment program ($453,500). […]

The 7 Dumbest Big Purchases People Make

Retail therapy is no myth. Psychologists have found that there's a real science behind the burst of joy we feel when we treat ourselves with a big, exciting purchase — no matter how impractical it may be. Unfortunately, buyer's remorse also exists. […]

The 5 Best Solar Chargers

In our current age of constant connectedness through our myriad mobile devices, having our battery run out in the middle of the day can be a minor nuisance to a potentially dangerous predicament. […]

Why Generosity Is Key to Everything — Including Your Career

True generosity means giving without expecting anything — zero, zilch, nada — in return. Generosity takes many forms, both tangible and intangible. You donate to a specific cause, volunteer at a food pantry, offer to help the intern write a press release, give away free copies of your recently published book… Opportunities to brighten someone's day abound. […]

Best Money Tips: The Home Edition

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some of the best articles around the web on everything related to your home! Top 5 Articles 7 Home Repairs You Can Do Yourself — Chances are you don't need a professional to do caulking or fix a squeaky door in your home. […]

19 Things Most Tourists Overpay For, and How You Can Avoid Them

It's almost a given that tourists overpay for things. Sometimes it's because we don't know the actual (local) cost, or are unaware of negotiating tactics. Sometimes we think we're getting a good deal, but are actually unwittingly crippling local economies. And before you think, "I'm fine with overpaying, the money means more to them than me," think again. […]

Ask the Readers: How Do You Use Less Water?

Water conservation is a big deal here in California these days. But even if your area isn't suffering from drought, saving money and reducing our impact on the environment are still good reasons to use less water. How do you use less water? What is your main reason for conserving water — financial, environmental, practical? […]

5 Inspiring People Who Each Paid Off Over $100,000 in Debt

Americans today owe over $11 trillion in debt and that number is on the rise. On a household level, that averages out to $15,191 in credit card debt, $154,365 in mortgage debt, and $33,607 in student loan debt — per indebted household. Carrying a large debt load may seem like a necessity for some, but for many it also keeps them from reaching their dreams. […]