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Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 5)

Couponing: Hobby or Lifestyle?

Published Monday, May 13, 2013 - 05:48 by Wise Bread

If you watch TLC, then you’ve probably heard of or watched "Extreme Couponing." It’s a TV show about people who spend countless hours per week going through coupon clippings, figuring out how to buy hundreds of dollars of goods for pennies on the dollar. The practice of extreme couponing has become increasingly popular over the past few years as families look for more ways to be more frugal with t […]

Getting Your Money Back Without Losing Your Friendship

Published Friday, May 10, 2013 - 06:24 by Wise Bread

Whenever you lend money to friends or family, there’s a decent chance you won’t see that dough again. One reason could be that expectations and repayment terms weren’t discussed beforehand — for which the giver and receiver are both at fault — but another reason could be that the person to whom you lent money just isn’t courteous, which is not your fault at all. […]

Best Money Tips: Ways to Save on Wine

Published Friday, May 10, 2013 - 06:00 by Wise Bread

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to save on wine, career strategies of high earners, and things you can do to live a happier life. Top 5 Articles 10 Ways to Save on Wine — Are you a wine drinker? Buying by the case and avoiding imported wines can help you save money! […]

Coming to Terms With Your Long-Term Debt

Published Friday, May 10, 2013 - 05:48 by Wise Bread

Investopedia.com defines "long-term debt" as loans and financial obligations lasting one year or more. Think home mortgages, student loans, and car loans. Since the 2008 housing crisis and ensuing recession, many families have taken on greater debt loads to cope with the volatile economy. […]

9 Restaurant Dishes You Can Make at Home

Published Thursday, May 9, 2013 - 06:36 by Wise Bread

Don’t you love dining out? The combination of delicious food, fun atmosphere, and no dishes to clean is great. The cost, however, can stretch or ruin your food budget. (See also: Make Your Own Twinkies and Other Secret Recipes by the Food Cloner Dude) I know what sorts of things I want to eat when I go out, but I wondered what answer I would get most often from coworkers and friends. […]

Deep-Clean Your Mattress for a Better Night's Sleep

Published Thursday, May 9, 2013 - 06:24 by Wise Bread

Spring-cleaning wouldn't be complete without giving your mattress some serious attention. Along with refreshing your bed, this easy cleaning DIY ensures a better night's sleep. No need for harsh chemicals or expensive concoctions — all you need is a box of baking soda for this cleaner. […]

Best Money Tips: Unique Mother's Day Gifts

Published Thursday, May 9, 2013 - 06:00 by Wise Bread

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on unique Mother's Day gifts, side gigs to make more money today, and insurance policies everyone should have. Top 5 Articles 5 Unique Mother's Day Gifts on a Budget — Giving mom the day off is a great and unique Mother's Day gift. […]

FHA Home Loans: You Can Buy a Home Even If Your Finances Aren't Perfect

Published Thursday, May 9, 2013 - 05:48 by Wise Bread

If you have marginal credit, a moderate income, and little money for a down payment, you can still buy a house with the help of an FHA home loan. Yes, even after the housing boom and crash. Home buyers can obtain FHA mortgages, which are insured by the Federal Housing Administration but made by private government-approved lenders, with a down payment as little 3.5% of the home's purchase price. […]

Join Our Tweetchat on Thu 5/9, 12pm Pacific for a Chance to Win Prizes

Published Wednesday, May 8, 2013 - 18:56 by Wise Bread

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Surviving Graduation Season! Learn about practical gifts to give grads, saving on travel expenses if you need to travel to a graduation, and throwing a frugal graduation party! […]

7 Investing Lessons From the Two Comma Club

Published Wednesday, May 8, 2013 - 06:36 by Wise Bread

When’s the last time you heard about someone reaching the goal of becoming a millionaire? […]