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Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 5)

Coming to Terms With Your Long-Term Debt

Published Friday, May 10, 2013 - 05:48 by Wise Bread

Investopedia.com defines "long-term debt" as loans and financial obligations lasting one year or more. Think home mortgages, student loans, and car loans. Since the 2008 housing crisis and ensuing recession, many families have taken on greater debt loads to cope with the volatile economy. […]

9 Restaurant Dishes You Can Make at Home

Published Thursday, May 9, 2013 - 06:36 by Wise Bread

Don’t you love dining out? The combination of delicious food, fun atmosphere, and no dishes to clean is great. The cost, however, can stretch or ruin your food budget. (See also: Make Your Own Twinkies and Other Secret Recipes by the Food Cloner Dude) I know what sorts of things I want to eat when I go out, but I wondered what answer I would get most often from coworkers and friends. […]

Deep-Clean Your Mattress for a Better Night's Sleep

Published Thursday, May 9, 2013 - 06:24 by Wise Bread

Spring-cleaning wouldn't be complete without giving your mattress some serious attention. Along with refreshing your bed, this easy cleaning DIY ensures a better night's sleep. No need for harsh chemicals or expensive concoctions — all you need is a box of baking soda for this cleaner. […]

Best Money Tips: Unique Mother's Day Gifts

Published Thursday, May 9, 2013 - 06:00 by Wise Bread

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on unique Mother's Day gifts, side gigs to make more money today, and insurance policies everyone should have. Top 5 Articles 5 Unique Mother's Day Gifts on a Budget — Giving mom the day off is a great and unique Mother's Day gift. […]

FHA Home Loans: You Can Buy a Home Even If Your Finances Aren't Perfect

Published Thursday, May 9, 2013 - 05:48 by Wise Bread

If you have marginal credit, a moderate income, and little money for a down payment, you can still buy a house with the help of an FHA home loan. Yes, even after the housing boom and crash. Home buyers can obtain FHA mortgages, which are insured by the Federal Housing Administration but made by private government-approved lenders, with a down payment as little 3.5% of the home's purchase price. […]

Join Our Tweetchat on Thu 5/9, 12pm Pacific for a Chance to Win Prizes

Published Wednesday, May 8, 2013 - 18:56 by Wise Bread

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Surviving Graduation Season! Learn about practical gifts to give grads, saving on travel expenses if you need to travel to a graduation, and throwing a frugal graduation party! […]

7 Investing Lessons From the Two Comma Club

Published Wednesday, May 8, 2013 - 06:36 by Wise Bread

When’s the last time you heard about someone reaching the goal of becoming a millionaire? […]

21 Real Estate Terms Every Home Buyer Should Understand

Published Wednesday, May 8, 2013 - 06:24 by Wise Bread

One of the most complex transactions most consumers will ever complete is buying a home. If you decide that you want to purchase a home, it's vital that you understand what you are getting into. (See also: You Shouldn't Buy a Home If...) Before you even begin looking for a home, here are 21 home buying terms you should understand. 1. […]

Best Money Tips: Income Ideas for Seniors

Published Wednesday, May 8, 2013 - 06:00 by Wise Bread

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on income ideas for seniors, frugal gifts for Mother's Day, and signs it's time to look for a new job. Top 5 Articles 21 Income Ideas for Senior and Retired Persons — To make some extra income, seniors and retired persons can register with temporary employment agencies. […]

Frugal and Fashionable: Penny-Pinching Prom Ideas

Published Wednesday, May 8, 2013 - 05:48 by Wise Bread

If the magazines and television shows are any indication, parents are required to dress and transport their teens to prom in a manner worthy of a Hollywood awards ceremony. The event itself, of course, needs to be on par with the latest celebrity dinner parties. Seriously? I find the level of opulence at these events overdone to say the least. […]