Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 5)

17 Things You Should Never Skimp on for Safety Reasons

Every year, bad financial decisions kill or injure millions of people. While we can all stand back and shake our heads at cheapskate Darwin Award winners, poverty, poor planning, or straight up lack of awareness put many people in harm's way. Are you cutting corners that shouldn't be cut? 1. Cab... […]

6 Reasons Introverts Make the Best Employees

Despite what many believe, introverts are not shy, weird nerds. Introverted people can be found across a range of professions, making ample contributions in nearly every field of human endeavor. And introverts also possess certain traits that can make them valuable additions to any workplace. It's... […]

No Fees and Unlimited Miles: Capital One VentureOne Rewards Credit Card

There are many travel rewards cards available that offer valuable rewards for your purchases. However, most of those rewards focus on specific categories of spending, and redemption may be limited to specific airlines or hotels. If you want a more flexible travel rewards card that offers valuable... […]

The 7 Biggest Mistakes You Can Make When Redeeming Credit Card Rewards

It's easy to make a mistake when you are cooking something you've never made before, or trying to repair a complicated device. But what about redeeming your credit card rewards, how hard can that be? It turns out that receiving the most value from your award points and miles can be more difficult... […]

Best Money Tips: How to Dine Out for Less

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on ways to dine out for less, revamping your home office to improve productivity, and how to make vacation magic last. Top 5 Articles 10 Ways to Eat Out for Less — Go somewhere else for dessert. It'll likely... […]

5 Ways Greece and China's Economic Problems Might Impact You

It's virtually impossible to watch the news without hearing about China or Greece. With Greece on the constant brink of defaulting its debt payments and China's stock market losing almost 40% of its value, you may be wondering, "Is this going to affect me or my finances?" Here are the... […]

5 Ways to Qualify for a Mortgage With a Small Downpayment

You're ready to apply for a mortgage loan. Your credit scores are high. Your debt-to-income ratio is low. And you have the employment history that makes you an attractive borrower in the eyes of mortgage lenders. There's just one problem: You don't have enough money to come up with a down payment... […]

Buy This — Not That — at the Farmer's Market

It's summertime and the livin' is easy — especially if you live near a farmer's market. (Not sure if you're near one? Check out this market directory). Just don't go in unprepared: check out this list of what to buy and when. Always Get (When in Season) These fruits and veggies come really... […]

The 10 Best Networking Tips for People Under 40

If you want to get ahead in this world, you have to network. Networking helps build confidence, connects you with like-minded professionals, and, if all goes well, networking can help improve your business's bottom line. But are you doing the best you can do as a mover and shaker? Take a look at... […]

Ask These 8 Questions to Get a Better Price

Negotiating often means having to be a little bit pushy and understanding basic psychological techniques in order to get a good deal. Because of this, many of us forgo negotiating and continue paying retail price for almost everything we purchase. We often forget, however, how simply asking for a... […]