Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 403)

10 Habits of Financially Happy People

Financial happiness doesn't come easy when your money isn't right. Debt, overdrawn accounts, and too little income can drain you emotionally. This situation is all too common. But some people have discovered how to be financially happy. What's their secret? It really isn't a mystery. In most cases, it's all about adopting smarter financial habits — something anyone can learn. […]

10 Last-Minute Gift Ideas for Under $15

Link for teaser title:  http://www.wisebread.com/11-last-minute-gift-ideas-for-under-15 It’s that time again. Time to panic because you still have gifts to buy. Well, here are 10 last-minute ideas to help you spread cheer without getting an ulcer in the process. […]

9 Ways to Get Exactly What You Want From Customer Service

This post is brought to you by Discover it. I’m a fan of companies that goes the extra mile for their customers. Unfortunately, not all companies offer the greatest customer service. Most of us have had a frustrating customer service experience at some point – but it doesn't have to be that way. […]

14 Unexpected Uses for Sugar

Dr. Oz, the cardiothoracic surgeon made famous by Oprah Winfrey, said "We don't need sugar to live, and we don't need it as a society." Well, he may be right, but sugar in moderation is something most of us really enjoy. From the occasional cake and candy bar, to a sweetener for drinks, it's been with us at least since 510 BC, and perhaps thousands of years before. […]

Best Money Tips: Doable Financial New Year's Resolutions

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on doable financial New Year's resolutions, uses for dead gift cards, and financial figures you need to know. Top 5 Articles 10 Doable Financial New Year's Resolutions — Make one of your New Year's resolutions to make on-time bill payments. […]

Dirty Little Secrets: Shocking Germ Hotspots You Touch Every Day

As much as it may creep us out, germs surround us every day, nearly everywhere, with some multiplying millions of times in just hours. Fortunately, though, many strains of bacteria are helpful to humans (or at least pose no serious threat to most of us). But there are others that can make us very ill. […]

How to Eliminate Holiday Debt

This post is brought to you by Discover it. The holidays are a wonderful time, full of friends and family, good food and drink, and generosity. When you're caught up in the holiday spirit, it can sometimes be easy to overspend a little — even if you budgeted for the season. But if you have a little holiday debt, don't stress — you can eliminate it quickly and painlessly with these steps. 1. […]

How to Host House Guests Without Going Crazy

Ben Franklin (or whoever actually said it) was right: Fish and house guests stink after three days. Having other people in your personal space can be stressful, no matter how much you like them or how otherwise close you feel to them. With the holidays upon us, it's time to reflect a little bit on the mixed blessing of the house guest and how you can survive the impending invasion. […]