Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 404)

9 Benefits of Being a Morning Person

Rise and shine, sleepyhead! Today’s the day you start taking steps to becoming a morning person. I know it’s hard to drag yourself out of bed when that comfy cool pillow is hugging your face, but, as they say, the early bird gets the worm. That’s not all the early bird gets, either. Here’s are several more reason why shaking off the sleep and getting your day started early is beneficial. […]

20 Tasty Garam Masala Recipes

Garam masala is a spice mix that’s well-known to long-time fans of homemade Indian food. Since I began researching ways to prepare Indian cuisine over the past few years, I’ve come to realize just how many other ways this seasoning can be used to take even the simplest of foods to the next level of yum. Here are twenty tantalizing tips for using garam masala in your own kitchen. […]

Best Money Tips: How Car Owners Can Save Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on how car owners can save money, surviving a trip to IKEA, and credit card charges you didn't see coming. Top 5 Articles Money-Saving Tips: How Car Owners Can Save Money and Stick to a Budget — Car owners can save money while sticking to a budget by paying off their car loan faster. […]

Join Our Tweetchat on Thu 6/28, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Frugal 4th of July Parties! Share tips on saving money on food, entertainment, and decorations when throwing a 4th of July bash! […]

5 Tactics for Relieving Work-Related Stress

While money concerns usually top work stress, time spent in the cubicle and on the clock has a way of grinding away at even the most well-balanced person's gears. […]

Frugal Vacations the Entire Family Will Love

I dream of the day I can travel Europe with just my husband by my side; until that time, however, I have learned to enjoy the wonder and improvisation that comes when I vacation with the entire family (all five kids!). Here are some of the more affordable options we’ve been delighted to experience over the years. […]

Best Money Tips: Ways to Save at a Restaurant

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on ways to save at a restaurant, going green and saving big, and refusing a promotion. Top 5 Articles 8 Ways to Save at a Restaurant — Next time you eat at a restaurant, have drinks or dessert at home to save money. […]

Chore Time: Allowances for Adults

The concept of an allowance has been around for decades, usually as a means to motivate kids to do their chores without complaining or forgetting altogether. Although allowances are commonly used for children, they can also be applied to adults. (See also: Five "Jobs" for Children) “Pay Yourself First” As the old adage goes, you need to pay yourself first. […]

How Much Money Will You Need to Retire?

This article was made possible by support from OppenheimerFunds. Planning for retirement seems like a daunting task. Calculations can be complex, especially if you want to be precise in projecting yearly cash flows over your lifetime. […]

Ask the Readers: How Do You Save on Kids Toys?

Whether you are a parent, aunt, uncle, grandparent, or you have a friend who has a child, chances are you have a kid in your life that you have to buy a birthday present or Christmas present for. With toy companies always coming up with the latest and greatest toys, sometimes it can be hard to score a good deal on that toy the child in your life must have. […]