Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 410)

6 Self Help Mantras That Actually Hurt

Sometimes, self-help isn't. While there are loads of excellent strategies out there for improving yourself and your life in all kinds of different areas, there are a few fairly common self-help mandates that may not work as well as they should. […]

Best Money Tips: Ways to Lower Your Car Insurance Premium

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on lowering your car insurance premium, helping friends who are bad with money, and what to buy in August. Top 5 Articles 5 Ways to Lower Your Car Insurance Premium — If you want to lower your car insurance premium, ask about discounts and change your coverage. […]

Employers Care More About Skills Than Your Degree — So Here's What You Should Do

Our generation has seen the cost of a college degree inflate dramatically while simultaneously becoming far less valuable than it would have been 15 or 20 years ago. It's not just that there are a lot of them or that more people have access to financing and are able to get a degree. […]

13 Ways You Can Cut Grocery Expenses Today

Since December 2013, the "spot foodstuff" index price is up about 20%. Ouch! For those of us who aren't commodities investors, that will translate to about a 3.5% increase in the price of food over the year — double the rate of last year's increase. Even vegetarians will feel the pinch due to the ongoing California drought. So what can you do to maximize your food budget? Here are 13 suggestions. […]

How to Turn $25 a Week Into Almost $7000 in 5 Years

According to Bankrate, certificates of deposit with a 5-year maturity (as of 7/18/14) offer a meager 1.74% growth rate — hardly anything to brag to your friends about. What do you do if you want to make your money grow even more? (See also: A Low Risk Investment Plan) One option could be to invest in the stock market. […]

20 Habits You Must Start Right Now and Be a Better Person

"I'm gonna make a change, it's gonna feel real good!" No song gets me in as good a mood as Michael Jackson's Man in the Mirror. This tune not only packs a motivational punch, but also drives home the point that true change in this world starts with you. […]

The 5 Best Electric Blankets

Whether you need a little extra warmth for those cold winter nights, or if it's cold all year-round, an electric blanket is a great thing to have when it's just a little too chilly outside. When buying an electric blanket, there's a few things to keep an eye on, such as being made of machine-washable materials and easy-to-use controls. […]

Join Our Tweetchat on Thursday 8/7, 12pm PST for a Chance to Win $300 in Prizes!

Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #SmarterPhone to participate. This week's topic: Back-to-School College Tech! Learn about how to save on new laptops, cutting costs on new cell phones, and keeping phone plans affordable. […]

11 Affordable Ways to Stay Cool in the Summer Heat

Summer's not over yet! For most, the arrival of this season marks the start of sweltering-hot weather. Not all of us can install expensive cooling systems in our homes, so here are a couple ways to beat the heat on the cheap. RELATED: Get Crafty This Summer With 26 Simple DIYs 1. Cool Treats Keep cool in the summer by indulging in icy treats and cold drinks. […]

Best Money Tips: Ways to Score a Raise

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on ways to score a raise, how to never make a late payment again, and paying off student loans smarter and sooner. Top 5 Articles 14 Tried and Tested Ways That Will Score You a Raise — If you want a raise, approach the conversation like an interview and have a number in mind. […]