Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 411)

How to Make Money Like the Guys on "American Pickers"

"American Pickers" is one of the most popular shows on cable TV. But how do Mike and Frank make picking look so easy and the picking life so darn sexy? After 22 years of picking barn sales, thrift stores, rural auctions, and alleyways, I’ve learned there are a few key rules of the road that all pickers follow. […]

Ask the Readers: Do Your Kids Have Chores?

It's safe to say most of us had to do our fair share of chores growing up. Whether it was taking out the trash, cleaning our rooms, or taking the dog for a walk, we had our responsibilities around the house. Most of us probably have (or plan to have) our kids do chores either to pull their weight at home or to earn an allowance. […]

21 Ways to Make a Big Financial Change

Making a big financial change in your life is similar to making any big change — it can often be overwhelming to the point of derailing you entirely. Here are 21 ways to help you stay on course and make big financial changes in your life. (See also: 25 Frugal Changes You Can Make Today) 1. Start Small Going whole hog right from the start is a recipe for relapse. Instead, start small. […]

8 Alternative Gift Ideas for Chanukah

With Chanukah less than a week away, most parents are probably scrambling to find gifts for each of the eight nights of the holiday. While gifts are not traditionally part of Chanukah festivities in the Jewish faith, giving gifts each night of the celebration has become part of the festivities. […]

Best Money Tips: Actionable Ways to Save Money

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on actionable ways to save money, getting ahead at work, and savvy tasks to do in December. Top 5 Articles Money Saving Tips - 25 Actionable Ways to Save Money — To save money, use coupons and rebates from sites like Fat Wallet and Ebates. […]

The Power of the Customer in Banking

We tend to think of banks as enormous monolithic institutions against which customers may bang their heads in frustration — but forget about enacting any real change. […]

What's a Fair Relationship Between Salary and Rent?

Can a minimum-wage worker in your state afford to rent an apartment? Does the answer to that question say anything about us as a people? Should you care? (See also: A Decent Standard of Living) Pretty quickly after I started writing for Wise Bread, I discovered that writing about a "decent standard of living" is really hard. […]

Keep Your Credit Card Safe While Shopping Online

I was at Home Depot at 6:07 a.m. on Black Friday. I needed new Christmas décor, and Home Depot had exactly what I wanted at low prices. So I got up early, thinking that if I didn’t get there by 6:15 a.m., the stuff I wanted would be long gone. You can imagine how surprised I was when I got there and the store was fairly empty. […]

Make Your Own Coupons: 20 Great, Free Gift Ideas

If you’re minding your budget this holiday season — and who isn’t? — you might be looking for creative ways to give gifts that have meaning but won’t break the bank. These gift coupon ideas are just the answer, and they work for just about anybody on your list. […]

7 Essential Truths for a Successful Retirement

Whether you are in your 20s, 50s, or somewhere before, beyond, or in between, you may find yourself concentrating on the complexities of financial planning. While that effort may be valuable in weighing the advantages of a Roth IRA vs. Traditional IRA, mutual funds vs. […]