Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 411)

Your Debt Is Killing You — Here's the Cure

In the modern age, many people may think that debt is merely an unpleasant fact of life. Yes, debt is stressful, but it's not like owing money is going to kill you, right? Wrong. According to some recent studies, debt affects far more than just your finances. The stress of being in debt can cause mental and physical ailments that can shave years off your life. […]

Try a Wantable Box If You Like Pretty, High-Quality Surprises

I like pretty things. I also like getting good deals on pretty things, which can end in disappointment if said pretty thing doesn't hold up as well as I expected. I like pretty and cheap, but not, you know, cheap. […]

13 Things Successful People Do Every Morning

While there are many factors that influence a person's success, those who have discussed their preferred habits or have documented their own tricks of the trade seem to have several common denominators when it comes to reaching their goals. Many of these commonalities involve the morning routine. […]

Best Money Tips: Legal Sources of Non-Taxable Income

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on legal sources of non-taxable income, the happiest jobs around, and how to score a deal without leaving a store's website. Top 5 Articles 15 Surprisingly Legal Sources of Non-Taxable Income — Gifts up to $13,000 and contributions to a health savings account are legal sources of non-taxable income. […]

10 Things You're Paying Too Much for When You Travel (and How to Pay Less)

You may eagerly anticipate a getaway or a weeklong escape, but traveling isn't always a bargain. The cost of airfare, hotels, transportation, food, and entertainment can hit your pocket hard. And if you don't plan well, you can easily overspend in these areas. […]

Now Is the Best Time in Years to Do a Credit Card Balance Transfer

One of the most frustrating realities in personal finance is the high rate charged on credit card balances. Even if you pay more than the minimum each month, the high interest rate severely limits the effectiveness of your payment. Whether you are trying to deal with holiday debt or take control of your finances, a balance transfer can be just the thing. […]

12 Easy Ways to Improve a Bad Mood

Many things can cause or contribute to a bad mood, even if you're usually an optimistic person. Circumstances such as stress at work, a disagreement with a friend, or a difficult family situation can send your mood into a funk. Sometimes, you're just having a bad day and you need a little pick-me-up. […]

Real Estate Investing Is Cheaper and Easier Than You Think

Real estate often seems to be the "ugly stepchild" of the personal finance community. Most individuals understand that there is something there, but don't talk about it because it appears mysterious, complicated, and only for the super rich. […]

Best Money Tips: Save Money on Valentine's Day

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on saving money on Valentine's Day, wedding favors people will actually use, and tips for making money this tax season. Top 5 Articles Save Money on Valentine's Day — Cooking a special dinner or going for a picnic can help you save money on Valentine's Day. […]