Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 411)

25 Gifts You Can Make Today

Homemade gifts are often more meaningful than store-bought gifts, and fortunately they’re usually easy on the wallet too. […]

To Shred or Not to Shred: How Long to Keep Your Tax Records

Maybe you've heard of that seven-year rule? It says that you should keep all your receipts and records for at least seven years. That's not true in all cases, but knowing what you should keep, and how long you should keep it, can be confusing and complicated. According to the IRS website, there are no hard and fast rules on how long you should hang onto documents. […]

Best Money Tips: 57 Shortcuts to Prosperity

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on shortcuts to prosperity, tips for thrift shopping success, and how to save money at Target. Top 5 Articles 57 Shortcuts to Prosperity — One way to get to prosperity quickly is to be laser focused. [Gen Y Wealth] Five Tips for Thrift Shopping Success — Be successful at thrift shopping by shopping regularly. […]

Ask The Readers: How Do You Buy Books?

Chances are you have heard that Borders is going out of business. With so many people opting to buy books at a discount online or download books onto Kindles, the fate of bookstores (and potentially even buying hard copies of books) looks grim. However, there are people out there who still enjoy going to bookstores to find and purchase their next must read book. How do you buy books? […]

3 Ways to Prevent Brown Lawn Spots From Dog Urine

We have two dogs — a male Black Lab/Golden Retriever mix and a female Shepard/Husky mix. They are wonderful dogs, but unfortunately, the female marks all over our yard. (See also: 10 DIY Dog Toys You Can Make for Pennies) It was never a big issue, as we didn’t care too much about how our backyard looked. But this year, after a huge portion of the yard turned to mud, we decided to plant some sod. […]

Understanding the Gold Standard

I first starting thinking seriously about the gold standard back in 1980, when inflation spiked up over 10% (completely destroying my very first budget) and the value of the dollar seemed to be collapsing. (See also: Surviving a Financial Panic — Lessons from the Past) During the early 1980s, I read quite a few "hard money" books. […]

Best Money Tips: Staying Cool Without Burning Up Your Wallet

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on staying cool without burning up your wallet, credit card commandments, and handling out-of-reach goals. Top 5 Articles Stay Cool Without Burning Up Your Wallet — To stay cool without spending a fortune, try closing your blinds. […]

37 Savings Changes You Can Make Today

Making changes to your savings plan is about so much more than deciding where to save your money and how much to put away. You can save money by not spending it (yet not losing out or making undue sacrifices), by spending wisely, by becoming more aware of where your money goes, and even by making more money. Here are 37 ways you can make positive changes and save money — today. […]

5 Wardrobe Basics for Women That Are Worth Investing In

I am not the most clothing-minded individual. I enjoy dressing up and looking nice, but buying new clothing makes me grind my teeth. Everything seems so expensive! […]

Best Money Tips: Romantic and Frugal Vacation Ideas

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on frugal vacation ideas, how to sell stuff on craigslist successfully, and steps for dealing with identity theft. Top 5 Articles 5 Romantic and Frugal Vacation Ideas — Make your next vacation frugal and romantic by going on a last minute cruise. […]