Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 420)

8 Vile Craigslist Scams to Watch Out For

Craigslist is great. Really, I love it for buying and selling, finding services, and even posting jobs. But for the 99% of ads that are completely legit, you'll find postings designed to con you. That's a sad reality of life, and of Craigslist, but if you know what to look out for you can avoid the pitfalls of an otherwise awesome service. (See also: How Safe Is Craigslist?) 1. […]

10 Inexpensive Spring Spruce-Up Ideas for Your Home

After a long cold winter, nothing warms a decorator’s heart like the first signs of spring. Spring is a time to pack up the old, usher in the new, kick off the snow boots, and slip on the gardening gloves. If the warm weather has you itching to spruce up around the house, here are a few budget-friendly ideas that spring to mind. (See also: Your One-Month Guide to Spring Cleaning) 1. […]

Best Money Tips: Secrets to Successful Haggling

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on secrets to successful haggling, tax breaks every mom needs to know about, and making money spring cleaning. Top 5 Articles Secrets to Successful Haggling — Be sure to haggle when purchasing something at a yard sale, thrift store, or from the classifieds. […]

6 Valid Reasons Not to Contribute to Your 401(k)

You’ve heard that you should contribute to your company’s 401(k), almost always. Don't feel bad or question your financial judgment if you've decided to invest elsewhere. There are valid reasons to be an exception to this general rule. (See also: Is It Time to Starve Your 401(k)?) 1. […]

12 Ways to Stay Grounded Even When Super Busy

If you find that you're still clutching your phone at the end of the day checking for emails and texts, then it's time to take a deep breath and get grounded. When you're overly preoccupied with work or social networking, you are more apt to miss out on what really matters: friends, family, and taking care of yourself. […]

How to Get Free Medication (for You and Your Pet)

As most of my regular readers know, I’m all about sharing pet hacks. No matter how frugal you try to be, owning a dog, cat, or other animal is far from free. Whether you are trying to travel affordably with your pet, offer them the best nutrition, or even make your own pet toys, there’s always a cost. […]

Best Money Tips: Savings Strategies That Work

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on savings strategies that work, making a killing by picking garage sales, and budgeting for home maintenance. Top 5 Articles Savings Strategies That Work — When you get home at the end of the day, pull your single bills out of your wallet and save them! […]

Get Ready to Manage Your Bank (and Other Cash) Accounts

For most of the last five years, there's been no reason to pay much attention to how you stored your cash — it doesn't earn enough interest to worry about. That's about to change. (See also: Managing Your Short-Term Money) Back in the 1980s, it made a big difference where you held your money. Bank interest rates were capped at below the rate of inflation. […]

Mayonnaise: The Thrifty and Delicious Secret Ingredient Already in Your Fridge

When I was in college I had a boyfriend whose favorite food was mayonnaise. I know. That should have been a red flag right there. He was really good looking and charming, so I was able to overlook (or at least look away from) his habit of eating a condiment. Like it was some kind of savory pudding. […]

You Shouldn’t Buy a Home If…

Buying a home has often been held up as the “American dream.” Problem is, the idea that home ownership is a goal that everyone can — and should — aspire to is exactly what got a lot of homeowners in trouble during the housing U.S. mortgage meltdown. […]