Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 422)

Best of Personal Finance: Cash for Clunkers 2.0

By Linsey Knerl Welcome to Wise Bread's Best of Personal Finance roundup.  If it’s novel, frugal, or otherwise fantastic, we’re hoping to share it with you each week.  This week’s assortment of treats comes to you with advice for junking your car, rocking your career, and brewing your own.   Top 5 Articles of the Week Cash for Clunkers 2.0: Five Tips for Consumers – If you only do five things wh […]

Walking the Tight Rope of Financial Recovery: The Mental Game

By Sarah Winfrey It’s been in the papers, on TV, and all over the Internet. In fact, if you haven’t heard yet that the economy seems to be recovering, you must have been living somewhere remote or taking a real vacation (in which case, kudos to you). And it seems to be true. […]

Ask The Readers: What is Your Personal Finance "Story?" (A Chance to Win $10!)

By Linsey Knerl Everyone is writing a book these days (even a few personal finance blogs we know.. *ahem*).  Even if you don't run out and buy every one that comes about, it's fairly obvious that many of them contain some of the same information.  Why?  One reason is because the universal truths of personal finance haven't really changed much.  The other is... […]

Best Deals For Tuesday 8/11/09

By Paul Michael Today's WISEBUY. Up To 77% Off PROMISCUOUS Women's Shoes at 6PM.com (dealnews) Today only, 6pm.com offers select styles of Promiscuous women's shoes for $14.95 each. That's 69% to 77% off. Pay $6.95 for shipping.   1. FREE Konsyl Easy Mix Fiber Supplement (Sample) Please fill out the form and we'll send you a complimentary sample of Konsyl Easy Mix psyllium fiber.   2. […]

Saving for Retirement (and Other Long-Term Goals) on a Variable Income

By Nora Dunn If you have a freelance or otherwise variable (and in many cases – unpredictable) income, then saving for retirement can be tricky. […]

Understand Capital Costs

By Philip Brewer Especially for things people often buy on credit, like a car or a house, there's a tendency to divide the ownership into two periods--while the loan is being paid off, where the item is expensive, and after the loan has been paid off, where the item is free. This is a fundamental misunderstanding of capital costs. Ordinary items are an extreme case of this. […]

Toss It or Not? 5 Organizational Tips from a Chronic Clutter Bug

By Linsey Knerl Some might say that I have no business giving out organizational tips. My desk is always a mess, I usually look for things for a very long time before finding them, and my neat-and-tidy husband often wonders where he went wrong. […]

Best Deals For Monday 8/10/09

By Paul Michael Today's WISEBUY. Up To 75% Off UGG Shoes Plus Extra 20% Off (dealnews) Eastbay takes up to 75% off select UGG shoes for men and women during its latest sale. (Scroll down to the discounted items, which are marked by a Red price.) Plus, take an extra 20% off via coupon code "LKS1A929".   1. […]

The Three F Rule Can Lead You to Happiness

By Paul Michael In advertising, my chosen career, there is an unwritten rule for working with clients that makes everyone’s lives just a little better. It’s the Three F Rule. But when I explained it to people outside of my industry, they immediately saw ways that it could apply to their own lives. […]