Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 424)

7 Steps to Market Your Extra Space as a Vacation Rental

When my husband and I purchased our Manhattan condo, it was important for us to buy a two-bedroom. Not only does the spare room encourage friends and family to visit more often — they don’t have to spring for an expensive hotel — but it also has become an extra source of income because, when it’s vacant, we rent it out to tourists who are s […]

Join Our Tweetchat on Thu 3/3, 12pm Pacific for Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Be a tourist in your own town. You don't have to leave home to enjoy spring break. […]

Why Women Don't Negotiate

Back in 2007, I wrote an article on Wise Bread about how women simply need to demand more money when negotiating a salary, either at a new job or an existing one. It's not that I have a long history of excellent salary negotiating skills or anything. […]

The 4 Most Common Unnecessary "Needs"

Whenever I work with people on cutting their expenses, the easiest part is always at the beginning when we start slashing all their unnecessary spending habits. The need to cut those out of the budget is obvious. […]

What a New Baby Really Needs

Babies are big business. Nobody wants to be a bad parent, so there is great pressure to be sure you have not just the essentials, but the best essentials for your new baby. If you're a first-time parent, you have no experience to guide you. […]

16 Great Tax Deductions You May Have Overlooked

Brought to you by TurboTax Federal Free Edition — Free to prepare, Free to print, Free to efile. There are so many frequently missed deductions, according to the IRS, that I can’t see anyone with a life outside of professional income tax preparation wading through them all. […]

Ask the Readers: When Did You Get Your First Credit Card?

I have a confession: I have yet to bite the bullet and get my first credit card. After hearing all the horror stories about people going into debt because of credit cards, the concept of getting a credit card just isn't that appealing to me. […]

5 Ways Etsy Can Help Start Your Small Business

I love Etsy. I first began shopping there just a few weeks ago, although I had followed its popularity for the past few years and have marveled at the showcase of talent featured across many genres of online shops featured there. […]

When You Should and Shouldn't Rent

Two years ago, right around the time the housing market had begun to fall and prices declined, I decided that buying a home would be a good financial move. Yet two years later, I'm still a renter. Living in an expensive city in the United States has probably affected the way I view home ownership. […]