Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 426)

If You Want Your 401K to Grow, Stop Doing These 6 Things

Are you counting on your 401(k) to fund your dream retirement? If so, make sure you're not making the following common mistakes. By avoiding these pitfalls, you'll ensure that you end up with the most money possible. (See also: Optimize Your IRA and Your 401(k)) Stick to the Default Contribution Percentage If your employer automatically enrolls you in your 401(k), that's a great thing. […]

Best Money Tips: Ways to Watch Movies for Free

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on ways to watch movies for free, bridal shower gift ideas, and motivation and money. Top 5 Articles 11 Ways to Watch Movies for Free — To watch movies for free, go to the library or use SwapADVD. […]

9 Ways to Invest in Yourself

You are your own greatest asset. Think about it. Who you are, how you feel about yourself, how you present yourself, what you know, your overall physical and mental health… it all contributes to how you perform at work, at home, and in the things you do for fun. Of course, you're also a lot more than an asset — a machine that either performs its function well or does not. […]

8 Ways to Take a Break at Work (and Still Look Busy)

If you spend your day in an office, a cubicle, a dark room, or behind a desk, chances are good that — at some point — you are going to lose focus, your productivity is going to decrease, and your energy level will plummet. […]

4 Financial Mistakes That Limit Your Freedom

Whether you are at home, at work, or out with friends, there's no escaping financial stress. It's the kind of stress that stays with you until you do something about it. It takes over your life. You end up spending a lot of time thinking about your finances which causes you to be unproductive in other areas… and not present in life. It limits your freedom. […]

6 Things That Seem Like Splurges But Are Actually Savvy Buys

To splurge, or not to splurge, that is the question. There's a certain set that thinks the word "splurge" should be deleted from our vocabulary. Some people take frugality and smart spending to an entirely new level, and if a purchase is too extravagant for their liking, or if they feel that it's unnecessary, they'll walk away with no remorse. To each his own. (See also: Want to Cut Costs? […]

The WORST Time of Day to Do Everything

We all know that there tend to be optimal times during the day for everything from scheduling a doctor's appointment to taking a nap to making the most of a workout to having a productive meeting at work. There are plenty of guides out there telling you when you should do these things to get the ideal result. […]

3 Ways to Get a Legit Business Education Online

Business majors are in demand. A recent survey by Millennial Branding and Beyond.com found that 18% of companies are interested in hiring business majors — second only to the 27% of companies looking to hire engineering and computer majors. There's a need for people with business degrees, or at least business skills. […]

Best Money Tips: Benefits of Thrift Shopping

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on the benefits of thrift shops, ways to challenge yourself every day, and things financially successful people avoid doing. Top 5 Articles 20 Amazing Benefits of Thrift Shopping You Probably Never Expected — Did you know that when you thrift shop, you may discover designer products at a fraction of the price? […]

Don't Ruin the Party: 11 Things Guests With Good Social Skills Never Do

Most parties don't require you to sign a contract at the front door. But all the same: by showing up, you've committed to a contract, albeit a non-verbal one. Your hosts agree to do everything reasonable to ensure your good time, and, basically, you agree to do everything reasonable to not make it blow up in their faces. […]