Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 426)

5 Types of People Who Can't Avoid Debt

We get into debt for a lot of different reasons — some beyond our control. A job loss might force you to live on credit for several months, and if a major home repair pops up while you're unemployed, pulling out the credit card may be the only option. (See also: How to Weather a Financial Emergency) Regardless of the reasons for it, debt can be a nagging headache — or much more painful. […]

Ask the Readers: What Do You Look Forward to in 2014?

With the new year comes new plans, new experiences, and (if you're the type to make them this time of year) new goals! What do you look forward to in 2014? Have you made any big plans for this year? […]

Boost Your Creativity: 9 Surprising Ways to Generate New Ideas

Whether you're solving a problem at work, figuring out how to remodel your home, or trying to come up with something new to fix for dinner, you'd probably have an easier time if you had access to better ideas. Creativity is the art and science of generating these sorts of ideas, and nearly everyone wants to be more creative. […]

5 Best Amazon Deals for Tuesday 12/31

Men's Hoodies and Fleece $24.99 and Under - Choose from a range of men's hoodies and crewneck fleece at $24.99 or under and save up to 80%. Save 50% Off Intimate Apparel - Save 50% or More Off Intimate Apparel by Calvin Klein, Splendid, Only Hearts and More. Up to 50% Off Select Gourmet Gifts, Candy & Chocolate - While supplies last, save up to 50% on select gifts, candy and chocolate. 25 Kids' […]

Best Money Tips: Pay Down Holiday Debt Quickly

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on paying down holiday debt quickly, getting your retirement plan back on track, and honey do's to start your New Year off right. Top 5 Articles How to Pay Down Holiday Debt as Quickly as Possible — To pay down holiday debt quickly, stop using your credit cards! […]

How to Resist Lifestyle Creep and Still Have Everything You Want

Levels of spending on some things seem to automatically go with levels of spending on other things. But there's no rule that says this has to be true. (See also: Choosing a Luxury Eccentricity) Overcoming the Lifestyle Problem This is what I call "The Lifestyle Problem." It's expensive enough to support yourself and your family, but supporting all those people and a lifestyle? […]

5 Best Amazon Deals for Monday 12/30

Kindle Books $0.99 - 100 Kindle Books Starting at $0.99 Save over $300 on the HC1850 Computerized Sewing and Quilting Machine by Brother - Top-rated Brother HC1850 Computerized Sewing and Quilting Machine with 130 Built-in Stitches, 9 Presser Feet, Sewing Font, Wide Table, and Instructional DVD. Canon PowerShot Digital Cameras Starting Under $100 - Instantly save when you buy select Canon PowerS […]

Build a Better Budget in 5 Minutes Flat

Do you have a budget? If not, you've been meaning to get to it, right? According a survey conducted by Bankrate, 40% of Americans don't keep a budget. But if you're dreading getting the job done, maybe you shouldn't be. Budgeting isn't so bad, and it doesn't have to be about spreadsheets and calculations and highlighter pens. In fact, at the most practical level, budgeting is really simple. […]

Best Money Tips: Best Buys During After-Christmas Sales

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on best buys during after-Christmas sales, saving on winter spending, and the year's best and worst products. Top 5 Articles Best Buys During After-Christmas Sales — After Christmas is a great time to buy furniture and name-brand tvs. […]

How to Get Your Resume Past the Resume Filter

Job seekers upload their resumes to online hiring systems in hopes of snagging interviews and landing jobs. Too often, though, nothing happens. Document submissions seem to enter a black hole, never emerging from the job-search abyss. (See also: Unique Ways to Score a Job Interview) Widely used applicant tracking systems (ATSs) are largely responsible for this void. […]