Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 426)

Best Money Tips: Should You Get a Prenup?

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on getting a prenup, ways to a cozier home, and how to live within your means. Top 5 Articles Should You Get a Prenup Agreement? — If you own a business, you should sign a prenup before you get married. [Cash Money Life] 11 Ways to a Cozier Home — Make your home cozier by displaying artwork. […]

The Tyranny of Stuff

My holiday wish list last year was simple — I just wanted one pound of good coffee. For all the folks who were kind enough to ask, “What would you like for Christmas?” my answer was the same — a bag of good, dark, aromatic French roast coffee. […]

Join Our Tweetchat on Thu 1/12, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Actions That Don't Save You Money. Learn about buying in bulk, signing up for store credit cards, and doing your own taxes. […]

How to Organize Your Pantry and Save Cash

The cost of groceries is increasing, and many consumers are on the hunt for better, more efficient ways to save and cut down on their monthly food expenses. […]

What Easter Island Can Teach Us About Money

“A fool and his money are soon parted.” That was a favorite quote of my late grandfather, who, by all accounts, was not a terribly genial man (although he loved timeless, biting quotes). We probably all know at least a few people who struggle to manage their money. […]

Best Money Tips: Family Activities for Winter

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on family activities for winter, earning travel rewards without a credit card, and how to start an emergency fund. Top 5 Articles Fun and Frugal Family Activities for Winter — This winter, have movie marathons with your family. […]

The Best Credit Card Perks Beyond Points and Miles

In the battle to win over new credit card applicants, banks have consistently escalated their offers of points and miles. In 2011, we saw multiple issuers that gave away 50,000, 75,000, and even 100,000 miles, just for a receiving a new card and meeting the minimum spending requirements. […]

Ask the Readers: Do You Use Business Cards? (Special $100 Giveaway)

Business cards are one of the most important networking tools. Professionals, job seekers, freelancers, and even students have used business cards to advance their careers. Whether you hand them out to clients or prospective employers, a tasteful business card provides people with a great first impression.  Do you use business cards? If yes, how do you use them? […]

Going Green: How to Live a (Nearly) Cash-Only Life

According to Time.com, the current average APR on credit card debt is 15.22%. For folks who aren’t disciplined about managing credit card debt or paying off their balances aggressively, the rate is a real eye-opener. […]

7 Ways to Remodel Your Bedroom (Without Demolishing a Thing)

You spend roughly 1/3 of your life sleeping, so shouldn’t you sleep in a room that contributes to sweet dreams? An uninspired or disorganized bedroom can make it tough to relax, and it probably doesn’t help your disposition in the morning, either. […]