Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 427)

How to Handle Flight Delays Like a Pro

As much as we all love to hate them, flight delays are just a natural part of the travel experience. With them comes the inevitable need to reschedule a variety of other travel reservations, resulting in a domino of extra phone calls, down time, and overdue meals. Here are four survival strategies for handling flight delays like an experienced travel veteran. […]

23 Fantastic Uses for Apples

If an apple a day keeps the doctor away, think of what you can do with a bushel. From apple desserts and ciders to potpourri and candles, here are 23 things you can do and make with apples this fall. (See also: Curing Warts, Removing Splinters, and 19 Other Bizarre Uses for Banana Peels) 1. Carved Apple Candle Holders What a festive way to add mood lighting to your home! […]

Dye Your Own Hair Without a Beauty Disaster

Since the recession began, more and more Americans are trying home hair coloring for the first time. Even those who don't give up their professional colorist altogether are stretching the time between visits with at-home touch-ups, said Stacey Jones, a color expert who helped develop Sally Beauty Supply's house brand. Using chemicals at home — and trying to match the results of trained, experience […]

Best Money Tips: Financial Advice for My Future Kids

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on financial advice for kids, steps to take when filing for bankruptcy, and how to deal with debt collection agencies. Top 5 Articles Financial Advice for My Future Kids — When teaching your kids about finance, be sure to teach them to make saving money a habit. […]

Join Our Tweetchat on Thu 10/27, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Rebuilding Credit. Learn about applying for a secured credit card, reviewing your credit report for errors, and keeping your accounts open to show you can use credit responsibly. […]

Escape Student Loan Debt — Slowly

If you've got student loan debts that you'll never be able to pay off, you've now got a better chance to escape. It's still going to take a while. (See also: Wage Slave, Debt Slave) Under new rules that Obama announced today, students who can't afford to pay off their student loans will be able to cap their payments at 10% of their discretionary income. […]

15 Delicious Ways to Prepare Frozen Broccoli

I love fresh broccoli, but occasionally it's a little more expensive than I think it ought to be. Also, sometimes I'll pick up a bunch of it, and it's just sort of tired-looking. That's not very inspirational for cooking. Frozen broccoli to the rescue! The following are 15 ideas for using inexpensive, frozen broccoli. (See also: The Produce Worker's Guide to Choosing Fruits and Veggies) 1. […]

Early Holiday Shopping: Why I Finish by Thanksgiving

I’m not the busiest guy on the block. Many of my peers are true multitaskers who juggle families, career, side businesses, and various twisty-bendy Pilates and yoga appointments. I’m not that guy. I enjoy my downtime, and I defend it ruthlessly — even during the holidays. To make sure I dodge that the distant roll of holiday thunder, I do my shopping early. […]

Best Money Tips: Frugal Family Travel

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on frugal family travel, the best way to avoid bank fees, and tips for a Christmas to remember. Top 5 Articles Tips for Frugal Family Travel — Save money when traveling with your family by considering alternative accommodations. [Financial Highway] Online Banks: The Best Way to Avoid Bank Fees? […]

3 Hidden Dangers of Refinancing Your Mortgage

One of the few pleasant developments from the recent market turmoil is sustained low mortgage rates. With rates at historic lows, many homeowners are able to refinance their mortgages, shaving hundreds off their monthly expenses. But refinancing isn't always a good choice even if it lowers your monthly payment, because there can be hidden traps. […]