Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 429)

The False Allure of Compound Interest

You've seen compound interest stories. Just save $10 or $50 a week or a month and in 25 or 35 years you'll have a fortune! It's not so simple. (See also: Non-Financial Investments) The compound interest story isn't wrong, exactly; it's simply misleading. It's misleading for two big reasons. First, because things change. […]

Can You Have It All? 4 Tips for Doing More With Your Time

I recently started a demanding job as a first year associate at a large law firm. During law school, I attended numerous presentations focused on women in the law, and the issue of time and work-life balance always came up. Soon-to-be women attorneys wanted to know how to have it all. […]

Ask the Readers: Do You Shop at Thrift Stores?

Shopping at thrift stores is a great way to spend less on the things you don't mind buying used, like clothes and home furnishings. And if you're lucky, you might even find some hidden gems — vintage records or out-of-print books, anyone? […]

Why Superstition Makes You Buy Insurance

As a teenager, I had a love-hate relationship with horror flicks. I loved watching them with my friends and feeling deliciously frightened in a crowded theater. I hated driving home alone in the dark to my parents' house afterwards. […]

25 Ways to Boost Creativity

Even those who go, go, go all day long can run into creative walls every once in a while. And once you’ve been knocked down, it can be hard to get back up again — despite what 90s annoyance Chumbawamba professes. So to help you reclaim your creativity in the event that you’re at an intellectual impasse, here are 25 tips on how to boost your creative brainpower. […]

Best Money Tips: Tips to Increase Your Income

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on increasing your income, why you should be careful using online tax advice, and what to look for when buying a new house. Top 5 Articles 5 Tips To Increase Your Income — If you want to increase your income, consider selling your stuff. […]

Money-Making Lessons From the Girl Scouts

My living room has been stacked high with cases of Girl Scout cookies for the past month, I've created a spreadsheet that looks like the blueprint to a Dr. […]

What to Buy (and Avoid Buying) in March

Right now, it may not feel like spring is approaching; many of us still have snow on our lawns and extra blankets on the bed. But, in a few months we'll be unpacking the shorts and light jackets, and getting ready to tune up the lawn mower. As always, stores are way ahead of consumers when it comes to stocking the shelves. […]

10 Ways to Boost Your Take-Home Pay

When you look at the paycheck you get every other Friday, are you dissatisfied? Do you wish it could be higher? If you've answered "yes" to either of these questions, take heart! The following 10 strategies you can do now will increase your take-home pay. They all require different levels of effort, and each come with different levels of payoff. (See also: 25 Ways to Make Money Today) 1. […]

Best Money Tips: Inexpensive, Short Vacations for Parents

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on inexpensive, short vacations for parents, money rules of thumb to live by, and foods you should and shouldn't buy organic. Top 5 Articles Wanna Get Away? 13 Inexpensive, Short Vacations for Parents — Need a short getaway without the kids? Try booking a room at a fancy hotel in town. […]