Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 432)

Join Our Tweetchat on Thu 6/7, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Financial Checkup Time! Learn about updating your budget, contributing to retirement accounts, and maintaining an emergency fund. […]

How to Shop: A Beginner's Guide

So you’ve decided to buy something. Congratulations! Here’s how to do it. 1. Pick the Right Time First things first — you’ll need to determine when your adventure in commerce will take place. (See also: The Best Days to Shop) This is a bigger deal than you might think, as “when to buy” can often be more important than “where to buy” when it comes to getting the best price. […]

Frugality: Are You Still in the Closet?

There’s an odd contradiction about money in the U.S. While we love a great deal, we don’t want to cross the invisible line that suggests we need a great deal or can’t afford to pay full price. And, while it’s totally acceptable to show off what we buy, few of us share the tenacity and dedication it can take to live within our means and be value conscious. […]

Best Money Tips: Questions to Ask Yourself Before You Buy Something

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on questions to ask yourself before you buy something, selling on Craigslist, and food and vacation. Top 5 Articles 5 Questions to Ask Yourself Before You Buy Something — Before you buy something, ask yourself how often you will use it. […]

Ask the Readers: Do You Go to Concerts?

Almost everyone has been to at least one concert in their lives. Some people go to concerts regularly to see their favorite artists or bands. However, the price of tickets deters others from attending concerts on a regular basis. Do you go to concerts? How often do you go? How do you save on tickets? […]

25 Tasty and Affordable Salad Dressing Recipes

Many people start eating more salads immediately after switching to a plant-based diet. Perhaps it’s because greens are one of the more popular cheap weight loss foods, or because before they complete their research and find out otherwise, people assume salad is the only side dish that will be available to them. Whatever the reason, salad consumption typically goes up. […]

Create Your Own Raise

If you're one of the many who hasn't gotten a raise since 2007, perhaps you need to create your own raise. (See also: Replacing a Crappy Job) It's a simple concept — cutting your expenses by a few percent is effectively the same as boosting your income by a few percent. In fact, it's better, because you'd have to pay taxes on any extra income, while reducing your spending is tax-free. […]

Best Money Tips: Save BIG on Traveling This Summer

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on saving big on traveling this summer, making the most of unused gift cards, and how recent grads can land jobs. Top 5 Articles A Simple Way to Save BIG on Traveling This Summer — Save big on traveling this summer by packing light and buying less when you are out and about. […]

The Straight Talk on Working From Home

If you don’t work from home, I’ve got some bad news — it doesn’t involve sleeping in every day, then rolling out of bed to do some work in your PJs. I work from home. Actually, I’m at home, working, right now. No PJs, though. And I’m up at the same time I was when I worked in an office. […]

Why I Like Big Banks

With the mortgage crisis, housing bubble, bailouts, and record bank profits (and losses), big banks have made people really, really angry. Lots of folks are ditching their major banking institutions for credit unions. But not me. (See also: Credit Unions vs. Banks: What's the Difference?) I love my big bank. Here's why. Convenience Big banks have branches and ATMs everywhere. […]