Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 432)

5 Dumb 401(k) Mistakes Smart People Make

401(k)s are very important to Americans' retirements — so important, in fact, that they represent nearly 18% of the $24.0 trillion in U.S. retirement assets. But those trillions of dollars aren't reaching their maximum earning potential due to dumb mistakes made by 401(k) owners. (See also:... […]

Join Our Tweetchat on Thursday 2/26, 12pm PST for a Chance to Win $100 in Prizes!

Join our Tweetchat this Thursday at 12:00 p.m. Pacific/ 3p.m. Eastern for lively conversation and a chance to win one of two $50 gift cards! Use #WBChat and #ASW2015 to participate. This week's topic: Prioritizing Your Savings! Learn about saving automatically, planning to achieve your saving... […]

5 Things Most Likely to Give You Lousy Credit

Whether you're thinking about buying a house, applying to rent an apartment, or financing a car, your credit score can make or break any deal. It's a three-digit number that carries a lot of weight in the lending world, yet some people lack sufficient credit knowledge. They might be unaware of... […]

5 Things Most Likely to Give You Lousy Credit

Whether you're thinking about buying a house, applying to rent an apartment, or financing a car, your credit score can make or break any deal. It's a three-digit number that carries a lot of weight in the lending world, yet some people lack sufficient credit knowledge. They might be unaware of... […]

Best Money Tips: Sustainable Frugality Tips

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on sustainable frugality tips, healthy snacks that are cheaper to make at home, and a new obstacle to Amazon's drone delivery. Top 5 Articles 10 Sustainable Frugality Tips — Challenge your creativity! Before... […]

Best Deals for Wednesday 02/25

Link for teaser title:  http://www.wisebread.com/bestdeals/today Columbia Winter Sale: Deals from $10, KitchenAid 4.5-Quart Tilt-Head Stand Mixer for $180, Keurig K-Cup Multipacks... […]

6 Times You Should Always Rent Clothes Instead of Buy

While special occasions often require you to dress to the nines (and who doesn't want to look their best on a big day?), it isn't always economical or smart to run out and buy new clothes. (See also: 10 Ways to Acquire Cheap Formal Wear) Often, expensive clothing will only be worn a few times... […]

6 Times You Should Always Rent Clothes Instead of Buy

While special occasions often require you to dress to the nines (and who doesn't want to look their best on a big day?), it isn't always economical or smart to run out and buy new clothes. (See also: 10 Ways to Acquire Cheap Formal Wear) Often, expensive clothing will only be worn a few times... […]

7 Tricks for Enjoying Fine Dining on a Budget

There's nothing quite like a luxurious meal that's carefully made, served to you under romantic lighting, and placed onto a fresh white tablecloth. Sadly, the price can be prohibitive for many of us, and instead we end up spending our night with takeout and a bottle of $5 wine (not that there's... […]

This Is How Rich You'd Be If You'd Saved the Money You Earned in High School

In 1978, the summer of my junior year in high school, I was offered a job at a Kentucky Fried Chicken franchise. It was owned by a family friend who needed more staff. My parents thought it would be a good first "summer job," and so I began working. The job paid the California minimum... […]