Wise Bread

Living large on a small budget. Despite what you may have heard, you don't have to sacrifice your financial independence to enjoy life. We believe people on a budget can still enjoy fabulous and fun lives.

Latest Posts from Wise Bread (page 434)

Join Our Tweetchat on Thu 10/4, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win prizes! Use #WBChat to participate. This week's topic: Retirement! Join us as we talk about saving for retirement, social security, and employer 401k match! This week, we have a special guest joining us for the chat! Jeremy from Generation X Finance will be chatting with us! […]

Consumer Reports Picks Top 3 Credit Cards for Your Needs

td { border: 1px solid #CCC; } Figuring out which credit card works best for your lifestyle and spending habits can feel like a financial Where's Waldo, leaving you scanning over a sea of card offers, hoping that the one you're looking for will pop up in your vision. Consumer Reports — the non-profit organization that rates everything from airlines to air conditioners — recently put their Money […]

How to Rebuild Your Credit in 8 Simple Steps

When you have bad credit, many doors are closed to you. A poor or bad credit score is one that falls at or below 619 on the FICO score. You might not qualify for loans, or you might have to settle for less-than-desirable terms that cost you thousands of dollars during the loan’s terms. […]

10 Fun Toys and Games You Can Make at Home

Now that I am the mother of a three-year-old boy, I have found that he always wants to be entertained, and constantly buying new toys is not an option. When I was a kid, I didn't have nearly as many toys as my son, but I remember that my parents and I played with a lot of homemade toys and games. […]

Best Money Tips: Halloween Costumes to Make on the Cheap

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some great articles on Halloween costumes to make on the cheap, saving for retirement, and fees you should always negotiate. Top 5 Articles 9 Halloween Costumes To Make On The Cheap — Save money this Halloween by making a nerd costume. [SavvySugar] How Much Should I Save for Retirement? […]

Best Money Tips: Financially Prepare for Your Family's Future

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on financially preparing for your family's future, making a better to do list, and buying or leasing a car. Top 5 Articles How to Financially Prepare For Your Family's Future — Financially prepare for your family's future by learning the difference between needs and wants. […]

On Problems and Opportunities

One manager I knew used to correct people when they said they had a problem. "It's not a problem," he'd say, "It's an opportunity." He was kind of a jerk. (See also: Incentive Plans Always Go Awry) It was something of a fashion in management-speak at the time — that anything that seems like a problem is really an opportunity to do better. […]

5 Free Handy Coupon Apps — Don’t Leave Home Without One

Clipping coupons can be time-consuming and quite the chore. I’ve seen my wife spend a good hour at the kitchen table, checking out the different offers and clipping and organizing the ones we need. (We won’t even go into the extreme couponers who spend hours and hours every day clipping and shopping with them.) Then, of course, you have to remember to bring them with you when you shop. […]

Want to Watch Tons of Movies for Free? Go VHS.

If you’re a movie junkie, you have might have already exhausted the seemingly endless supply of free streaming content available from sites like Hulu. It may also be that you crave something vintage or out of production. […]

Best Money Tips: Financial Tasks to Tackle When Preparing for a Baby

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some awesome articles on financial tasks to tackle when preparing for a baby, cheap foods to avoid, and ways to be a coupon hero. Top 5 Articles And Baby Makes Three: 5 Financial Tasks to Tackle When Preparing for a Baby — When preparing for a baby, take the time to create a baby budget. […]